Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
EIN 52-1278284 • 501(c)7 • Annapolis, MD
Profile
Social and recreational organization for single adults who wish to sail. Programs include sailing on the Chesapeake Bay as well as occasional extended trips in other areas. Education and social activities include seminars on sailing skills, winter brunches, and parties that are generally held at weekend sailing destinations. SOS is a volunteer based organization of approximately 400 members.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
Liabilities / Revenue
88th percentile
Higher debt load relative to revenue than 88% of similar nonprofits.
Net Margin
37th percentile
Higher net margin than 37% of similar nonprofits.
Top Officer Pay
95th percentile
Higher top officer pay than 95% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
44th percentile
Faster asset growth than 44% of similar nonprofits.
Revenue Growth
27th percentile
Faster revenue growth than 27% of similar nonprofits.
Assets
Up$232,517
Up $36,894 (+19%) from 2024
Liabilities
Up$129,850
Up $37,126 (+40%) from 2024
Net Assets
Down$102,667
Down $232 (-0.2%) from 2024
Revenue
Down$169,794
Down $10,065 (-5.6%) from 2024
Expenses
Down$170,026
Down $106,940 (-39%) from 2024
Net Income
Up-$232
Up $96,875 (+100%) from 2024
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
Social and recreational organization for single adults who wish to sail. Programs include sailing on the Chesapeake Bay as well as occasional extended trips in other areas. Education and social activities include seminars on sailing skills, winter brunches, and parties that are generally held at weekend sailing destinations. SOS is a volunteer based organization of approximately 400 members.
| Description | Grants | Expenses |
|---|---|---|
| Bareboat Cruises - This major program organizes trips outside the local sailing area for a week or more on chartered sailing vessels. Some trips remain in US waters, others originate in foreign destinations. Heavy volunteer involvement in planning these trips limits costs. | $0 | $79,054 |
| Local Cruising - this program includes weekend and day sails in the Chesapeake Bay Area, as well as associated shore parties. A majority of active members participate. | $0 | $32,153 |
| Brunches: During the winter months, November through April, SOS holds a monthly brunch. Warm food and conversation lead to an hour of entertainment, from live music to sailing-related topics. | $0 | $10,180 |
| Education Events: In the winter and early spring the organization focuses on education and training of members to improve skills for the coming sailing season. Major training events are generally held each spring; classes engage more than 100 participants. | $0 | $9,731 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Dana Tulis | Commodore | PT | $0 | - | - |
| Richard Cordaro | Vice Commodore | PT | $0 | - | - |
| Barbara Wise | Secretary | PT | $0 | - | - |
| Janet Pennewell | Treasurer | PT | $0 | - | - |
| Susan Zevin | Director | PT | $0 | - | - |
| Gabriel Ruiz | Director | - | $0 | - | - |
| Irene Ironian | Director | - | $0 | - | - |
| Paul Anderson | Director | - | $0 | - | - |
| Rich Stewart | Director | - | $0 | - | - |
“Description;Amount^Bareboat Charter Fees;77384|Insurance;5882|Liquor for social events;2211|Supplies;2802|Food for events and meetings;4646|Web Site Hosting;4728|Credit Card Fees;4754|Other;4968^Total;107375^”
“Description;EOY Amount^Security Deposits;500|Pre paid expenses;1878|Deposits on boat charters;83479^Total;85857^”
“Description;EOY Amount^Credit cards;16870|Crew deposits boat charters;102318|Unearned Revenue;10662^Total;129850^”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BenefitsPaidToOrForMembersAmt | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | Janet Pennewell |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 6025655746 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 709 Severn Ave |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | Annapolis |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MD |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 21403 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 171916 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 146660 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 0 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -232 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 33227 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form1120PolFiledInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 195623 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 232517 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GainOrLossFromSaleOfAssetsAmt | 0 | 0 |
| IRS990EZ/GamingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 0 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 169794 |
| IRS990EZ/GrossReceiptsForPublicUseAmt | 0 | 0 |
| IRS990EZ/GrossSalesOfInventoryAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InitiationFeesAndCapContriAmt | 0 | 0 |
| IRS990EZ/InvestmentIncomeAmt | 0 | 2427 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 0 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MembershipDuesAmt | 0 | 28868 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 102899 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 102667 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 102899 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 102667 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 24008 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 5 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 5 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 2 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 2 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 2 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Dana Tulis |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Richard Cordaro |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Barbara Wise |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | Janet Pennewell |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Susan Zevin |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | Gabriel Ruiz |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | Irene Ironian |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | Paul Anderson |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | Rich Stewart |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Commodore |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Vice Commodore |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Secretary |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | Director |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 23707 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 85857 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 107375 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 0 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | Social and recreational organization for single adults who wish to sail. Programs include sailing on the Chesapeake Bay as well as occasional extended trips in other areas. Education and social activities include seminars on sailing skills, winter brunches, and parties that are generally held at weekend sailing destinations. SOS is a volunteer based organization of approximately 400 members. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 5416 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 138499 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | Bareboat Cruises - This major program organizes trips outside the local sailing area for a week or more on chartered sailing vessels. Some trips remain in US waters, others originate in foreign destinations. Heavy volunteer involvement in planning these trips limits costs. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | Local Cruising - this program includes weekend and day sails in the Chesapeake Bay Area, as well as associated shore parties. A majority of active members participate. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | Education Events: In the winter and early spring the organization focuses on education and training of members to improve skills for the coming sailing season. Major training events are generally held each spring; classes engage more than 100 participants. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 3 | Brunches: During the winter months, November through April, SOS holds a monthly brunch. Warm food and conversation lead to an hour of entertainment, from live music to sailing-related topics. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 1 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 2 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 3 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 79054 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 32153 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 2 | 9731 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 3 | 10180 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 0 |
| IRS990EZ/SaleOfAssetsGrossAmt | 0 | 0 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 92724 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 129850 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 170026 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 131118 |
| IRS990EZ/TotalRevenueAmt | 0 | 169794 |
| IRS990EZ/TransactionWithControlEntInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.SINGLESONSAILBOATS.ORG |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Description;Amount^Bareboat Charter Fees;77384|Insurance;5882|Liquor for social events;2211|Supplies;2802|Food for events and meetings;4646|Web Site Hosting;4728|Credit Card Fees;4754|Other;4968^Total;107375^ |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Description;EOY Amount^Security Deposits;500|Pre paid expenses;1878|Deposits on boat charters;83479^Total;85857^ |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Description;EOY Amount^Credit cards;16870|Crew deposits boat charters;102318|Unearned Revenue;10662^Total;129850^ |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990-EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990-EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990-EZ, Part II, Line 26 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Janet Pennewell |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Treasurer |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6025655746 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-03-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SINGLES ON SAILBOATS INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SING |
| ReturnHeader/Filer/EIN | 0 | 521278284 |
| ReturnHeader/Filer/PhoneNum | 0 | 6025655746 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO Box 5708 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Annapolis |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MD |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 21403 |
| ReturnHeader/ReturnTs | 0 | 2026-03-15T15:08:21-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
No mirrored PDF or thumbnail assets are attached yet.