Civic Intelligence

Better Business Bureau of Greater

EIN 52-1276325 • 501(c)3 • Baltimore, MD

Profile

To promote consumer and business education so that all segments of the community, at every economic levle, may posses a better knowledge and understanding of the marketplace. To provide services and programs to futher programs of interest of informed and ethical relationships.

502 South Sharp Street Suite 1200Baltimore, MD 21201

www.bbb.org/LOCAL/0011/FOUNDATION

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

62nd percentile

0.00x

Higher debt load relative to assets than 62% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

68th percentile

0.01x

Higher debt load relative to revenue than 68% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

13th percentile

-59%

Higher net margin than 13% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

35th percentile

-13%

Faster asset growth than 35% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

71st percentile

18%

Faster revenue growth than 71% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$104,515

Down $16,262 (-13%) from 2023

Liabilities

Up

$280

Up $280 from 2023

Net Assets

Down

$104,235

Down $16,542 (-14%) from 2023

Revenue

Up

$28,086

Up $4,329 (+18%) from 2023

Expenses

Down

$44,628

Down $30,316 (-40%) from 2023

Net Income

Up

-$16,542

Up $34,645 (+68%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$100K$0-$100KAssets 2011: $14,325Liabilities 2011: $61,265Net Assets 2011: -$46,9402011Assets 2012: $6,740Liabilities 2012: $70,755Net Assets 2012: -$64,0152012Assets 2013: $13,618Liabilities 2013: $67,174Net Assets 2013: -$53,5562013Assets 2014: $19,322Liabilities 2014: $61,265Net Assets 2014: -$41,9432014Assets 2015: $8,645Liabilities 2015: $44,367Net Assets 2015: -$35,7222015Assets 2016: $31,112Liabilities 2016: $61,340Net Assets 2016: -$30,2282016Assets 2017: $34,488Liabilities 2017: $61,265Net Assets 2017: -$26,7772017Assets 2018: $43,183Liabilities 2018: $0Net Assets 2018: $43,1832018Assets 2019: $63,311Liabilities 2019: $0Net Assets 2019: $63,3112019Assets 2020: $59,314Liabilities 2020: $0Net Assets 2020: $59,3142020Assets 2021: $71,203Liabilities 2021: $1,566Net Assets 2021: $69,6372021Assets 2022: $169,214Liabilities 2022: $148Net Assets 2022: $169,0662022Assets 2023: $120,777Liabilities 2023: $0Net Assets 2023: $120,7772023Assets 2024: $104,515Liabilities 2024: $280Net Assets 2024: $104,2352024

Highlighted filing

2024

Assets$104,515
Liabilities$280
Net Assets$104,235

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50K-$100KExpenses 2011: $125,7662011Expenses 2012: $93,9342012Revenue 2013: $85,670Expenses 2013: $75,211Net Income 2013: $10,4592013Revenue 2014: $81,999Expenses 2014: $70,388Net Income 2014: $11,6112014Revenue 2015: $40,522Expenses 2015: $34,300Net Income 2015: $6,2222015Revenue 2016: $37,086Expenses 2016: $31,593Net Income 2016: $5,4932016Revenue 2017: $57,862Expenses 2017: $54,411Net Income 2017: $3,4512017Revenue 2018: $63,336Expenses 2018: $53,483Net Income 2018: $9,8532018Revenue 2019: $61,098Expenses 2019: $40,970Net Income 2019: $20,1282019Revenue 2020: $17,177Expenses 2020: $21,174Net Income 2020: -$3,9972020Revenue 2021: $40,209Expenses 2021: $24,637Net Income 2021: $15,5722021Revenue 2022: $113,932Expenses 2022: $28,348Net Income 2022: $85,5842022Revenue 2023: $23,757Expenses 2023: $74,944Net Income 2023: -$51,1872023Revenue 2024: $28,086Expenses 2024: $44,628Net Income 2024: -$16,5422024

Highlighted filing

2024

Revenue$28,086
Expenses$44,628
Net Income-$16,542

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.05$0.00$1.04$0.28$0.45$0.17
2023Detailed filing. Detailed filing data is available for this year.$1.21$0.00$1.21$0.24$0.75$0.51
2022Detailed filing. Detailed filing data is available for this year.$1.69$0.00$1.69$1.14$0.28$0.86
2021Detailed filing. Detailed filing data is available for this year.$0.71$0.02$0.70$0.40$0.25$0.16
2020Detailed filing. Detailed filing data is available for this year.$0.59$0.00$0.59$0.17$0.21$0.04
2019Detailed filing. Detailed filing data is available for this year.$0.63$0.00$0.63$0.61$0.41$0.20
2018Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$0.63$0.53$0.10
2017Summary only. Only limited summary data is available for this year.$0.34$0.61$0.27$0.58$0.54$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.31$0.61$0.30$0.37$0.32$0.05
2015Detailed filing. Detailed filing data is available for this year.$0.09$0.44$0.36$0.41$0.34$0.06
2014Detailed filing. Detailed filing data is available for this year.$0.19$0.61$0.42$0.82$0.70$0.12
2013Detailed filing. Detailed filing data is available for this year.$0.14$0.67$0.54$0.86$0.75$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.07$0.71$0.64$0.94
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.14$0.61$0.47$1.26
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 16, 2025
Return Version
2024v5.2
Gross Receipts
$53,057
Mission and Program Overview

Mission

Promote consumer and business education

To promote consumer and business education so that all segments of the community, at every economic levle, may posses a better knowledge and understanding of the marketplace. To provide services and programs to futher programs of interest of informed and ethical relationships.

Program Services

DescriptionGrantsExpenses
THE BBB EDUCATIONAL FOUNDATION OPERATES AN INQUIRY SERVICE WHERE CONSUMERS CAN CALL AND FIND OUT ABOUT THE ETHICAL BUSINESS PRACTICES OF A PARTICULAR COMPANY. IN ADDITION, THE FOUNDATION PERFORMS CONSUMER EDUCATION PROGRAMS.$0$19,099
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
DAMON L SMITH MDChair-$0--
JOHN PETER JP KRAHEL PHD CPATreasurer-$0--
JOSEPH AYLERVice Chair-$0--
ADAM BLENCKSTONEDirector-$0--
DREW LAUNDRYDirector-$0--
KRISTER DUNNDirector-$0--
KASHONNA MARROWDirector-$0--
JOSLYN WOLFEDirector-$0--
MIKE DIGIACOMOPresident/CEO-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tourament$27,730$8,280$2,306$5,974
Shred Day$16,183$250$641$-391
Total Events$43,913$8,530$24,971$-16,441
Filing and Contact Details

Filer

Filer Name
Better Business Bureau of Greater
EIN
52-1276325
Phone
4103473990
Address
502 SOUTH SHARP STREET SUITE 1200, BALTIMORE, MD 21201

Signing Officer

Name
Mike Digiacomo
Title
President/CEO
Phone
4103473990
Signed
2025-11-16
Discuss with paid preparer
Yes

Preparer

Firm
Gorfine Schiller & Gardyn Pa
Address
10045 RED RUN BLVD SUITE 250, OWINGS MILLS, MD 21117
Preparer
Scott D Rodgville CPA
Phone
4103565900
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

Description: interet income. Amount: 12.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: consumer education. Amount: 3,824. Description: administrative fees. Amount: 22,187. Description: travel. Amount: 11,687. Description: b4 program expenses. Amount: 1,803. Description: supplies. Amount: 668. Description: office expense. Amount: 2,339. Description: outreach. Amount: 414. Description: meetings. Amount: 103. Total to form 990-ez, line 16: 43,025.

Form 990-ez, Part II, Line 24 - Other Assets

Description: due from affiliate. Beg. Of year amount: 53,471. End of year amount: 50,854.

Form 990-ez, Part II, Line 26 - Other Liabilities

Description: amex payable. Beg. Of year amount: 0. End of year amount: 280.

Raw XML Appendix222 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/PrimaryExemptPurposeTxt0TO PROMOTE CONSUMER AND BUSINESS EDUCATION SO THAT ALL SEGMENTS OF THE COMMUNITY, AT EVERY ECONOMIC LEVLE, MAY POSSES A BETTER KNOWLEDGE AND UNDERSTANDING OF THE MARKETPLACE. TO PROVIDE SERVICES AND PROGRAMS TO FUTHER PROGRAMS OF INTEREST OF INFORMED AND ETHICAL RELATIONSHIPS.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTERET INCOME. AMOUNT: 12.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: CONSUMER EDUCATION. AMOUNT: 3,824. DESCRIPTION: ADMINISTRATIVE FEES. AMOUNT: 22,187. DESCRIPTION: TRAVEL. AMOUNT: 11,687. DESCRIPTION: B4 PROGRAM EXPENSES. AMOUNT: 1,803. DESCRIPTION: SUPPLIES. AMOUNT: 668. DESCRIPTION: OFFICE EXPENSE. AMOUNT: 2,339. DESCRIPTION: OUTREACH. AMOUNT: 414. DESCRIPTION: MEETINGS. AMOUNT: 103. TOTAL TO FORM 990-EZ, LINE 16: 43,025.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: DUE FROM AFFILIATE. BEG. OF YEAR AMOUNT: 53,471. END OF YEAR AMOUNT: 50,854.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: AMEX PAYABLE. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 280.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MIKE DIGIACOMO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04103473990
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BETTER BUSINESS BUREAU OF GREATER
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0MARYLAND FOUNDATION INC
ReturnHeader/Filer/BusinessNameControlTxt0BETT
ReturnHeader/Filer/EIN0521276325
ReturnHeader/Filer/PhoneNum04103473990
ReturnHeader/Filer/USAddress/AddressLine1Txt0502 SOUTH SHARP STREET SUITE 1200
ReturnHeader/Filer/USAddress/CityNm0BALTIMORE
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ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0521231901
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GORFINE SCHILLER & GARDYN PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010045 RED RUN BLVD SUITE 250
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OWINGS MILLS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd021117
ReturnHeader/PreparerPersonGrp/PhoneNum04103565900
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SCOTT D RODGVILLE CPA
ReturnHeader/ReturnTs02025-11-17T12:10:28-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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