Civic Intelligence

Housing & Community Initiatives Inc

EIN 52-1247326 • 501(c)3 • Gaithersburg, MD

Profile

The association provides information and funds to facilitate increased levels of home ownership.

640 E Diamond Avenue Suite CGaithersburg, MD 20877

www.hcii.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2022

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2022

Net Margin

20th percentile

-28%

Higher net margin than 20% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2022

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

45th percentile

-5.1%

Faster asset growth than 45% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

28th percentile

-29%

Faster revenue growth than 28% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$333,890

Down $18,064 (-5.1%) from 2021

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$333,890

Down $18,064 (-5.1%) from 2021

Operations
Liabilities / Revenue62nd percentileNet Margin20th percentile

Revenue

Down

$64,906

Down $26,864 (-29%) from 2021

Expenses

Down

$82,970

Down $9,784 (-11%) from 2021

Net Income

Down

-$18,064

Down $17,080 (-1736%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth45th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2010: $480,428Net Assets 2010: $480,4282010Assets 2011: $470,606Liabilities 2011: $392Net Assets 2011: $470,2142011Assets 2012: $451,377Liabilities 2012: $2872012Assets 2013: $435,711Liabilities 2013: $161Net Assets 2013: $435,5502013Assets 2014: $412,356Liabilities 2014: $502Net Assets 2014: $411,8542014Assets 2015: $389,809Liabilities 2015: $424Net Assets 2015: $389,3852015Assets 2016: $379,801Liabilities 2016: $424Net Assets 2016: $379,3772016Assets 2017: $378,948Liabilities 2017: $2,029Net Assets 2017: $376,9192017Assets 2018: $382,364Liabilities 2018: $1,597Net Assets 2018: $380,7672018Assets 2019: $383,121Net Assets 2019: $383,1212019Assets 2020: $355,938Liabilities 2020: $3,000Net Assets 2020: $352,9382020Assets 2021: $351,954Net Assets 2021: $351,9542021Assets 2022: $333,890Net Assets 2022: $333,8902022

Highlighted filing

2022

Assets$333,890
Liabilities-
Net Assets$333,890
Open 2022 Filing

Operations Trend

Revenue Growth28th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $81,724Expenses 2010: $78,905Net Income 2010: $2,8192010Revenue 2011: $59,809Expenses 2011: $72,009Net Income 2011: -$12,2002011Revenue 2012: $53,718Expenses 2012: $72,842Net Income 2012: -$19,1242012Revenue 2013: $62,447Expenses 2013: $77,987Net Income 2013: -$15,5402013Revenue 2014: $55,795Expenses 2014: $79,491Net Income 2014: -$23,6962014Revenue 2015: $55,014Expenses 2015: $77,483Net Income 2015: -$22,4692015Revenue 2016: $70,496Expenses 2016: $80,504Net Income 2016: -$10,0082016Revenue 2017: $86,143Expenses 2017: $88,601Net Income 2017: -$2,4582017Revenue 2018: $91,889Expenses 2018: $88,041Net Income 2018: $3,8482018Revenue 2019: $87,612Expenses 2019: $85,258Net Income 2019: $2,3542019Revenue 2020: $70,041Expenses 2020: $100,224Net Income 2020: -$30,1832020Revenue 2021: $91,770Expenses 2021: $92,754Net Income 2021: -$9842021Revenue 2022: $64,906Expenses 2022: $82,970Net Income 2022: -$18,0642022

Highlighted filing

2022

Revenue$64,906
Expenses$82,970
Net Income-$18,064
Open 2022 Filing

Filings

Most recent year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$333,890
Liabilities
-
Net assets
$333,890
Revenue
$64,906
Expenses
$82,970
Net income
-$18,064
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$3.34$3.34$0.65$0.83$0.18
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.52$3.52$0.92$0.93$0.01
2020Detailed filing. Detailed filing data is available for this year.$3.56$0.03$3.53$0.70$1.00$0.30
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.83$3.83$0.88$0.85$0.02
2018Detailed filing. Detailed filing data is available for this year.$3.82$0.02$3.81$0.92$0.88$0.04
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.79$0.02$3.77$0.86$0.89$0.02
2016Detailed filing. Detailed filing data is available for this year.$3.80$0.00$3.79$0.70$0.81$0.10
2015Detailed filing. Detailed filing data is available for this year.$3.90$0.00$3.89$0.55$0.77$0.22
2014Detailed filing. Detailed filing data is available for this year.$4.12$0.01$4.12$0.56$0.79$0.24
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.36$0.00$4.36$0.62$0.78$0.16
2012Summary only. Only limited summary data is available for this year.$4.51$0.00$0.54$0.73$0.19
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.71$0.00$4.70$0.60$0.72$0.12
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.80$4.80$0.82$0.79$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2021 to Jun 30, 2022
Signed
Jan 26, 2023
Return Version
2021v4.0
Gross Receipts
$64,906
Mission and Program Overview

Mission

The association provides information and funds to facilitate increased levels of home ownership.

Program Services

DescriptionGrantsExpenses
THE ASSOCIATION PROVIDES INFORMATION AND FUNDS TO FACILITATE INCREASED LEVELS OF HOME OWNERSHIP.-$67,944
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SUSAN CHENEYDirector-$0--
CURVATOR ARMSTRONGDirector-$0--
TINA CAVALLAROPresident-$0--
TRISH BRODERICKVice Preside-$0--
DREW LOWESecretary-$0--
JEAN JACQUES ELLONGTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Housing & Community Initiatives Inc
EIN
52-1247326
Phone
3015902765
Address
640 E DIAMOND AVENUE SUITE C, GAITHERSBURG, MD 20877

Signing Officer

Name
Tina Cavallaro
Title
President
Phone
3019214313
Signed
2023-01-26
Discuss with paid preparer
Yes

Preparer

Firm
Teti & Carswell
Address
451 HUNGERFORD DR STE 515, ROCKVILLE, MD 20850-5103
Preparer
Gary D Carswell CPA
Phone
3012518711
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses office expense 389 insurance 598 telephone 4,820 payroll processing 2,323 bank fees 37 other costs 140 equipment rental 5,446 property tax 58 total 13,811”

Form 990-ez, Part II, Line 24

“Accounts receivable 5,791 0 loans receivable - reach 85,069 74,617 less allowance 30,852 30,852 net 54,217 43,765 due from hci 0 0 office equipment 7,687 7,687 less accumulated depreciation 7,687 7,687 total 60,008 43,765”

Form 990-ez, Part II, Line 26

“DUE TO REACH 0 0”

Form 990-ez, Part III

“The association provides information and funds to facilitate increased levels of home ownership.”

Raw XML Appendix157 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0TINA CAVALLARO
IRS990EZ/BooksInCareOfDetail/PhoneNum03015902765
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0640 E DIAMOND AVE
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0SUITE C
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0GAITHERSBURG
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MD
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd020877
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0291946
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0290125
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-18064
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01700
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0351954
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0333890
IRS990EZ/GrossReceiptsAmt064906
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt055
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0351954
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0333890
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0351954
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0333890
IRS990EZ/OccupancyRentUtltsAndMaintAmt020952
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt14.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt34.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt44.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt54.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SUSAN CHENEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CURVATOR ARMSTRONG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2TINA CAVALLARO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3TRISH BRODERICK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DREW LOWE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JEAN JACQUES ELLONG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt060008
IRS990EZ/OtherAssetsTotalDetail/EOYAmt043765
IRS990EZ/OtherExpensesTotalAmt013811
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE ASSOCIATION PROVIDES INFORMATION AND FUNDS TO FACILITATE INCREASED LEVELS OF HOME OWNERSHIP.
IRS990EZ/ProgramServiceRevenueAmt064851
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ASSOCIATION PROVIDES INFORMATION AND FUNDS TO FACILITATE INCREASED LEVELS OF HOME OWNERSHIP.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt067944
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt046507
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MD
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt082970
IRS990EZ/TotalProgramServiceExpensesAmt067944
IRS990EZ/TotalRevenueAmt064906
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.HCII.ORG
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt051
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt050
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt050
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0110
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0261
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt064906
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt091714
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt069971
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt087150
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt091243
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0404984
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus3YearsAmt0222
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt0222
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99950
IRS990ScheduleA/PublicSupportPY509Pct00.99950
IRS990ScheduleA/PublicSupportTotal509Amt0405245
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt064906
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt091765
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt070021
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt087200
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt091353
IRS990ScheduleA/Total509Grp/TotalAmt0405245
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt064906
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt091765
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt070021
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt087422
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt091353
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0405467
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE EXPENSE 389 INSURANCE 598 TELEPHONE 4,820 PAYROLL PROCESSING 2,323 BANK FEES 37 OTHER COSTS 140 EQUIPMENT RENTAL 5,446 PROPERTY TAX 58 TOTAL 13,811
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS RECEIVABLE 5,791 0 LOANS RECEIVABLE - REACH 85,069 74,617 LESS ALLOWANCE 30,852 30,852 NET 54,217 43,765 DUE FROM HCI 0 0 OFFICE EQUIPMENT 7,687 7,687 LESS ACCUMULATED DEPRECIATION 7,687 7,687 TOTAL 60,008 43,765
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DUE TO REACH 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ASSOCIATION PROVIDES INFORMATION AND FUNDS TO FACILITATE INCREASED LEVELS OF HOME OWNERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
ReturnHeader/BuildTS02023-03-07 01:45:13Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TINA CAVALLARO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03019214313
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-01-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HOUSING & COMMUNITY INITIATIVES INC
ReturnHeader/Filer/BusinessNameControlTxt0HOUS
ReturnHeader/Filer/EIN0521247326
ReturnHeader/Filer/PhoneNum03015902765
ReturnHeader/Filer/USAddress/AddressLine1Txt0640 E DIAMOND AVENUE SUITE C
ReturnHeader/Filer/USAddress/CityNm0GAITHERSBURG
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd020877
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0521790778
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0TETI & CARSWELL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0451 HUNGERFORD DR STE 515
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ROCKVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0208505103
ReturnHeader/PreparerPersonGrp/PhoneNum03012518711
ReturnHeader/PreparerPersonGrp/PreparationDt02023-02-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GARY D CARSWELL CPA
ReturnHeader/ReturnTs02023-02-06T17:15:33-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0TINA
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0CAVALLARO
ReturnHeader/TaxPeriodBeginDt02021-07-01
ReturnHeader/TaxPeriodEndDt02022-06-30
ReturnHeader/TaxYr02021

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