Civic Intelligence

Baltimore Fire Fighters Local 734 Widows and Orphans Charitable Benefit Plan

990 • Fiscal year 2018 • EIN 52-1230940

Jan 01, 2018 to Dec 31, 2018 • Filed on Aug 08, 2019

Organization ProfileN/A

View Organization Page

1202 Ridgely StreetBaltimore, MD 21230

(410) 234-0734

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.48x

Higher debt load relative to assets than 91% of similar nonprofits.

2018 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2018

Liabilities / Revenue

98th percentile

2.06x

Higher debt load relative to revenue than 98% of similar nonprofits.

2018 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2018

Net Margin

11th percentile

-40%

Higher net margin than 11% of similar nonprofits.

2018 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2018

Top Officer Pay

78th percentile

$32,505

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 21.1% of source-year revenue.

2018 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2018

Asset Growth

24th percentile

-9.3%

Faster asset growth than 24% of similar nonprofits.

2018 filings • 501(c)9 • $500k-$1M nonprofits • Annualized from 2017 to 2018

Revenue Growth

74th percentile

13%

Faster revenue growth than 74% of similar nonprofits.

2018 filings • 501(c)9 • $500k-$1M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets91st percentile

Assets

Down

$659,195

Down $67,338 (-9.3%) from 2017

Net Assets

Down

$342,013

Down $149,925 (-30%) from 2017

Liabilities

Up

$317,182

Up $82,587 (+35%) from 2017

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin11th percentile

Revenue

Up

$153,837

Up $17,477 (+13%) from 2017

Expenses

Up

$215,461

Up $39,886 (+23%) from 2017

Net Income

Down

-$61,624

Down $22,409 (-57%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth24th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $1,228,014Liabilities 2010: $37,363Net Assets 2010: $1,190,6512010Assets 2011: $1,065,090Liabilities 2011: $80,945Net Assets 2011: $984,1452011Assets 2012: $917,994Liabilities 2012: $86,419Net Assets 2012: $831,5752012Assets 2013: $914,930Liabilities 2013: $112,886Net Assets 2013: $802,0442013Assets 2014: $814,153Liabilities 2014: $68,445Net Assets 2014: $745,7082014Assets 2015: $656,835Liabilities 2015: $61,411Net Assets 2015: $595,4242015Assets 2016: $675,670Liabilities 2016: $186,636Net Assets 2016: $489,0342016Assets 2017: $726,533Liabilities 2017: $234,595Net Assets 2017: $491,9382017Assets 2018: $659,195Liabilities 2018: $317,182Net Assets 2018: $342,0132018Assets 2019: $743,708Liabilities 2019: $345,627Net Assets 2019: $398,0812019Assets 2020: $719,015Liabilities 2020: $370,844Net Assets 2020: $348,1712020Assets 2021: $862,845Liabilities 2021: $177,817Net Assets 2021: $685,0282021Assets 2022: $919,040Liabilities 2022: $393,323Net Assets 2022: $525,7172022Assets 2023: $1,048,784Liabilities 2023: $421,435Net Assets 2023: $627,3492023Assets 2024: $1,259,944Liabilities 2024: $510,040Net Assets 2024: $749,9042024

Highlighted filing

2018

Assets$659,195
Liabilities$317,182
Net Assets$342,013
Open 2018 Filing

Operations Trend

Revenue Growth74th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $353,3842010Expenses 2011: $236,7412011Expenses 2012: $294,1172012Revenue 2013: $114,614Expenses 2013: $217,418Net Income 2013: -$102,8042013Revenue 2014: $208,750Expenses 2014: $163,609Net Income 2014: $45,1412014Revenue 2015: $232,635Expenses 2015: $182,416Net Income 2015: $50,2192015Revenue 2016: $69,372Expenses 2016: $175,323Net Income 2016: -$105,9512016Revenue 2017: $136,360Expenses 2017: $175,575Net Income 2017: -$39,2152017Revenue 2018: $153,837Expenses 2018: $215,461Net Income 2018: -$61,6242018Revenue 2019: $107,555Expenses 2019: $140,123Net Income 2019: -$32,5682019Revenue 2020: $60,017Expenses 2020: $168,780Net Income 2020: -$108,7632020Revenue 2021: $442,714Expenses 2021: $127,766Net Income 2021: $314,9482021Revenue 2022: $155,974Expenses 2022: $171,288Net Income 2022: -$15,3142022Revenue 2023: $144,594Expenses 2023: $128,775Net Income 2023: $15,8192023Revenue 2024: $230,975Expenses 2024: $165,478Net Income 2024: $65,4972024

Highlighted filing

2018

Revenue$153,837
Expenses$215,461
Net Income-$61,624
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Aug 8, 2019
Return Version
2018v3.1
Gross Receipts
$458,645
Mission and Program Overview

Mission

To provide life, sick, accident and other benefits to the members of the local, their dependents or their designated beneficiaries.

To provide life, sick and other benefits to the members of the local,dependents or beneficiaries.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$551,940$551,708▼ $232
Cash and Non-Interest-Bearing Accounts$56,620$83,709▲ $27,089
Savings and Temporary Cash Investments$117,973$23,778▼ $94,195
Land, Buildings, and Equipment, Net$0--
Total Assets$726,533$659,195▼ $67,338
Liabilities
Other Liabilities$234,595$305,455▲ $70,860
Accounts Payable and Accrued Expenses-$11,727-
Total Liabilities$234,595$317,182▲ $82,587
Net Assets / Fund Balance
Unrestricted Net Assets$491,938$342,013▼ $149,925
Total Net Assets Fund Balance$491,938$342,013▼ $149,925
Total Liabilities and Net Assets / Fund Balance$726,533$659,195▼ $67,338

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$66,160--
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeOtherTotal
Richard AltieriPresidentPT$32,505$32,505
Lori UnderwoodSecretary-treasurerPT$19,503$19,503
Richard Langford2nd Vice PresidentPT$19,503$19,503
Russell Lichtenberg1st Vice PresidentPT$19,503$19,503
Kenneth SmithRetiree MemberPT$4,876$4,876
John Burke JrSecretary/treasurer (former)PT$2,146$2,146
Revenue and Support

Revenue Composition

Contributions and Grants
$27,989
Program Service Revenue
$0
Investment Income
$45,614
Other Revenue
$80,234
All Other Contributions
$3,524
Change in Net Assets
$-61,624

Audited Revenue Reconciliation

Revenue per Audited Statements
$153,837
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-88,301
Total Revenue per Audited Statements
$65,536
Total Revenue per Form 990
$153,837
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$98,701
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$116,760
Occupancy---$30,000
Fees for Services Legal---$27,000
Fees for Services Accounting---$12,000
Other Expenses---$544
Office Expenses---$38
Total Functional Expenses$0$0$0$215,461

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$215,461
Total Expenses per Audited Statements$215,461
Total Expenses per Form 990$215,461
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$304,311
Fundraising Direct Expenses$224,077
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Ravens Tailgate Season$263,486$263,486-$263,486
Annual Golf Classic$65,290$40,825$20,121$20,704
Total Events$328,776$304,311$224,077$80,234
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Common Board MembersRent Expense Paid to Baltimore Fire Fighters Holding Company by Baltimore Fire Fighters Local 734 Widows & Orphans FundNo$30,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Baltimore Fire Fighters Local 734 Holding Company, Inc.$155,820
Due to Baltimore Fire Fighters Local 734$149,635
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 7A

“The board is elected by the membership of the baltimore fire fighters local 734.”

Form 990, Part VI, Section B, Line 11B

“The board of directors reviews and approves form 990 before it is filed.”

Form 990, Part VI, Section B, Line 12C

“Due to the size of the organization if a conflict of interest issue arises, it is investigated immediately and dealt with in the appropriate manner.”

Form 990, Part VI, Section C, Line 18

“Form 990 is available upon request and on guidestar.”

Form 990, Part VI, Section C, Line 19

“The fund does not make its governing documents, conflicts of interest policy and financial statements available to the public.”

Filing and Contact Details

Filer

Filer Name
Baltimore Fire Fighters Local 734 Widows
EIN
52-1230940
Phone
4102340734
Address
1202 RIDGELY STREET, BALTIMORE, MD 21230

Signing Officer

Name
Lori Underwood
Title
Secretary-treasurer
Phone
4102340734
Signed
2019-08-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Richard Altieri
Formed
1956
Legal Domicile
Md
Voting Board Members
6
Independent Board Members
0
Employees
0
Volunteers
50

Preparer

Firm
Gorfine Schiller & Gardyn Pa
Address
10045 RED RUN BLVD SUITE 250, OWINGS MILLS, MD 21117
Preparer
Scott D Rodgville CPA
Phone
4103565900
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 2C:

“The process has not changed.”

Financial Statement Notes

PART X, LINE 2:

“The fund is exempt from federal and state income taxes under internal revenue code section 501(c)(3). Therefore, no provisions have been made for income taxes in the financial statements.in accordance with financial accounting standards board (fasb) accounting standards codification(asc) 740, income taxes, which clarifies the accounting for uncertainty in income taxes, the fund recognizes the tax benefit from uncertain tax positions only if it is more likely than not the tax position will be sustained on examination by the taxing authorities, based on the technical merits of the position. Based on its evaluation, the fund has concluded that there are no significant uncertain tax positions requiring recognition in the financial statements. No interest or penalties have been recorded as a result of tax uncertainties. The tax years ended december 31, 2015 and after remain open to examination by tax jurisdictions to which the fund is subject.”

Raw XML AppendixShowing 400 of 418 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt011727
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE LIFE, SICK AND OTHER BENEFITS TO THE MEMBERS OF THE LOCAL,DEPENDENTS OR BENEFICIARIES.
IRS990/AllOtherContributionsAmt03524
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd00
IRS990/BenefitsToMembersGrp/TotalAmt0116760
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0LORI UNDERWOOD
IRS990/BooksInCareOfDetail/PhoneNum04102340734
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01202 RIDGELY STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0BALTIMORE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MD
IRS990/BooksInCareOfDetail/USAddress/ZIPCd021230
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd01
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt056620
IRS990/CashNonInterestBearingGrp/EOYAmt083709
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContriRptFundraisingEventAmt024465
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt0116760
IRS990/CYContributionsGrantsAmt027989
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt045614
IRS990/CYOtherExpensesAmt098701
IRS990/CYOtherRevenueAmt080234
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-61624
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0215461
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0153837
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0TO PROVIDE LIFE, SICK, ACCIDENT AND OTHER BENEFITS TO THE MEMBERS OF THE LOCAL, THEIR DEPENDENTS, OR THEIR DESIGNATED BENEFICIARIES.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt012000
IRS990/FeesForServicesLegalGrp/TotalAmt027000
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt03.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt135.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt235.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt316.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt410.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt510.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt05.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt25.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt35.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt45.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt55.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0KENNETH SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm1RICHARD ALTIERI
IRS990/Form990PartVIISectionAGrp/PersonNm2LORI UNDERWOOD
IRS990/Form990PartVIISectionAGrp/PersonNm3JOHN BURKE JR
IRS990/Form990PartVIISectionAGrp/PersonNm4RUSSELL LICHTENBERG
IRS990/Form990PartVIISectionAGrp/PersonNm5RICHARD LANGFORD
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt04876
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt132505
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt219503
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt32146
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt419503
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt519503
IRS990/Form990PartVIISectionAGrp/TitleTxt0RETIREE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY-TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY/TREASURER (FORMER)
IRS990/Form990PartVIISectionAGrp/TitleTxt41ST VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt52ND VICE PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01956
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd01
IRS990/FundraisingAmt024465
IRS990/FundraisingDirectExpensesAmt0224077
IRS990/FundraisingGrossIncomeAmt0304311
IRS990/GainOrLossGrp/SecuritiesAmt0-3724
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt077007
IRS990/GrossReceiptsAmt0458645
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InvestmentIncomeGrp/ExclusionAmt049338
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt049338
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0551940
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0551708
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt00
IRS990/LandBldgEquipCostOrOtherBssAmt00
IRS990/LegalDomicileStateCd0MD
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt080731
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE LIFE, SICK, ACCIDENT AND OTHER BENEFITS TO THE MEMBERS OF THE LOCAL, THEIR DEPENDENTS OR THEIR DESIGNATED BENEFICIARIES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0491938
IRS990/NetAssetsOrFundBalancesEOYAmt0342013
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-3724
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-3724
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt080234
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt080234
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-88301
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt030000
IRS990/OfficeExpensesGrp/TotalAmt038
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/Desc1BAD DEBT EXPENSES
IRS990/OtherExpensesGrp/Desc2BANK SERVICE CHARGE
IRS990/OtherExpensesGrp/TotalAmt025787
IRS990/OtherExpensesGrp/TotalAmt13332
IRS990/OtherExpensesGrp/TotalAmt2544
IRS990/OtherLiabilitiesGrp/BOYAmt0234595
IRS990/OtherLiabilitiesGrp/EOYAmt0305455
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0RICHARD ALTIERI
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0116948
IRS990/PYContributionsGrantsAmt010677
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt039765
IRS990/PYOtherExpensesAmt058627
IRS990/PYOtherRevenueAmt085918
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0-39215
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0175575
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0136360
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-61624
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0117973
IRS990/SavingsAndTempCashInvstGrp/EOYAmt023778
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0215461
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-88301
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0149635
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1155820
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE TO BALTIMORE FIRE FIGHTERS LOCAL 734
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DUE TO BALTIMORE FIRE FIGHTERS LOCAL 734 HOLDING COMPANY, INC.
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0485548
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt166160
IRS990ScheduleD/OtherSecuritiesGrp/Desc0MUTUAL FUNDS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1PREFERRED STOCKS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/RevenueNotReportedAmt0-88301
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0153837
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE FUND IS EXEMPT FROM FEDERAL AND STATE INCOME TAXES UNDER INTERNAL REVENUE CODE SECTION 501(C)(3). THEREFORE, NO PROVISIONS HAVE BEEN MADE FOR INCOME TAXES IN THE FINANCIAL STATEMENTS.IN ACCORDANCE WITH FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) ACCOUNTING STANDARDS CODIFICATION(ASC) 740, INCOME TAXES, WHICH CLARIFIES THE ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, THE FUND RECOGNIZES THE TAX BENEFIT FROM UNCERTAIN TAX POSITIONS ONLY IF IT IS MORE LIKELY THAN NOT THE TAX POSITION WILL BE SUSTAINED ON EXAMINATION BY THE TAXING AUTHORITIES, BASED ON THE TECHNICAL MERITS OF THE POSITION. BASED ON ITS EVALUATION, THE FUND HAS CONCLUDED THAT THERE ARE NO SIGNIFICANT UNCERTAIN TAX POSITIONS REQUIRING RECOGNITION IN THE FINANCIAL STATEMENTS. NO INTEREST OR PENALTIES HAVE BEEN RECORDED AS A RESULT OF TAX UNCERTAINTIES. THE TAX YEARS ENDED DECEMBER 31, 2015 AND AFTER REMAIN OPEN TO EXAMINATION BY TAX JURISDICTIONS TO WHICH THE FUND IS SUBJECT.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueSecuritiesAmt0551708
IRS990ScheduleD/TotalExpensesPerForm990Amt0215461
IRS990ScheduleD/TotalLiabilityAmt0305455
IRS990ScheduleD/TotalRevenuePerForm990Amt0153837
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt065536
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0215461
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent2Amt0950
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt0950
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt024465
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent2Amt024465
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt0224077
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0RAVENS TAILGATE SEASON
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0ANNUAL GOLF CLASSIC
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt0193195
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt0193195
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0263486
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt065290
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0328776
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt0263486
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt040825
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0304311
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt080234
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt020121
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt020121
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent2Amt09811
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt09811
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt0BALTIMORE FIRE FIGHTERS LOCAL 734
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0COMMON BOARD MEMBERS
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt030000
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0RENT EXPENSE PAID TO BALTIMORE FIRE FIGHTERS HOLDING COMPANY BY BALTIMORE FIRE FIGHTERS LOCAL 734 WIDOWS & ORPHANS FUND
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0RELATIONSHIP BETWEEN INTERESTED PERSONS AND THE ORGANIZATIONTHE FOLLOWING BOARD MEMBERS OF BALTIMORE FIRE FIGHTERS LOCAL 734 WIDOWS & ORPHANS FUND ALSO SIT ON THE BOARD OF BALTIMORE FIRE FIGHTERS LOCAL 734 HOLDING COMPANY:RICHARD ALTIERILORI UNDERWOODRUSSELL LICHTENBERGRICHARD LANGFORDKENNY SMITH
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, COLUMN B
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD IS ELECTED BY THE MEMBERSHIP OF THE BALTIMORE FIRE FIGHTERS LOCAL 734.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS REVIEWS AND APPROVES FORM 990 BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DUE TO THE SIZE OF THE ORGANIZATION IF A CONFLICT OF INTEREST ISSUE ARISES, IT IS INVESTIGATED IMMEDIATELY AND DEALT WITH IN THE APPROPRIATE MANNER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 IS AVAILABLE UPON REQUEST AND ON GUIDESTAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FUND DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE PROCESS HAS NOT CHANGED.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 2C:
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd01
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd11
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd21
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt0BALTIMORE FIRE FIGHTERS LOCAL 734
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt1BALTIMORE FIRE FIGHTERS LOCAL 734
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt2BALTIMORE FIRE FIGHTERS LOCAL 734
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0BALTIMORE FIRE FIGHTERS LOCAL 734
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt1BALTIMORE FIRE FIGHTERS LOCAL 734 HOLDING COMPANY INC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt2BALTIMORE FIRE FIGHTERS LOCAL 734 PUBLIC ACTION COMMITTEE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(C)(5)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt1501(C)(2)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt2527
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0MD
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd1MD
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd2MD
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0REPRESENT MEMBERS AND LOCAL FIREFIGHTERS UNION.
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt1ACQUISITION AND MAINTENANCE OF PROPERTY OF LOCAL FIRE FIGHTERS UNION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt2TO COLLECT POLITICAL CONTRIBUTIONS FOR LOCAL FIRE FIGHTERS UNION.
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt01202 RIDGELY STREET
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt11202 RIDGELY STREET
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt21202 RIDGELY STREET
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0BALTIMORE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm1BALTIMORE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm2BALTIMORE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0MD
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd1MD
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd2MD
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd021230
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd121230
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd221230
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd01
IRS990ScheduleR/PaidEmployeesSharingInd01
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd01
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd01
IRS990ScheduleR/SharingOfFacilitiesInd01
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0726533
IRS990/TotalAssetsEOYAmt0659195
IRS990/TotalAssetsGrp/BOYAmt0726533
IRS990/TotalAssetsGrp/EOYAmt0659195
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt027989
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0215461
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0234595
IRS990/TotalLiabilitiesEOYAmt0317182
IRS990/TotalLiabilitiesGrp/BOYAmt0234595
IRS990/TotalLiabilitiesGrp/EOYAmt0317182
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0491938
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0342013
IRS990/TotalOtherCompensationAmt00
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0125848
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0153837
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt050
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0726533
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0659195
IRS990/TotReportableCompRltdOrgAmt098036
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0491938
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0342013
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01202 RIDGELY STREET
IRS990/USAddress/CityNm0BALTIMORE
IRS990/USAddress/StateAbbreviationCd0MD
IRS990/USAddress/ZIPCd021230
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0LORI UNDERWOOD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SECRETARY-TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04102340734
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-08-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BALTIMORE FIRE FIGHTERS LOCAL 734 WIDOWS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0AND ORPHANS CHARITABLE BENEFIT PLAN
ReturnHeader/Filer/BusinessNameControlTxt0BALT
ReturnHeader/Filer/EIN0521230940
ReturnHeader/Filer/PhoneNum04102340734
ReturnHeader/Filer/USAddress/AddressLine1Txt01202 RIDGELY STREET
ReturnHeader/Filer/USAddress/CityNm0BALTIMORE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd021230
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId04377930E804040B62390FCE147CA87693FD1D814
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0B1B15276BEEEC8397B6D15F66E13AD3CCF72B210

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$659,195
Liabilities
$317,182
Net assets
$342,013
Revenue
$153,837
Expenses
$215,461
Net income
-$61,624
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.26$0.51$0.75$0.23$0.17$0.07
2023Detailed filing. Detailed filing data is available for this year.$1.05$0.42$0.63$0.14$0.13$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.92$0.39$0.53$0.16$0.17$0.02
2021Detailed filing. Detailed filing data is available for this year.$0.86$0.18$0.69$0.44$0.13$0.31
2020Detailed filing. Detailed filing data is available for this year.$0.72$0.37$0.35$0.06$0.17$0.11
2019Detailed filing. Detailed filing data is available for this year.$0.74$0.35$0.40$0.11$0.14$0.03
2018Detailed filing. Detailed filing data is available for this year.$0.66$0.32$0.34$0.15$0.22$0.06
2017Detailed filing. Detailed filing data is available for this year.$0.73$0.23$0.49$0.14$0.18$0.04
2016Detailed filing. Detailed filing data is available for this year.$0.68$0.19$0.49$0.07$0.18$0.11
2015Detailed filing. Detailed filing data is available for this year.$0.66$0.06$0.60$0.23$0.18$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.81$0.07$0.75$0.21$0.16$0.05
2013Detailed filing. Detailed filing data is available for this year.$0.91$0.11$0.80$0.11$0.22$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.92$0.09$0.83$0.29
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.07$0.08$0.98$0.24
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.23$0.04$1.19$0.35