Civic Intelligence

Council for Affordable & Rural Housing

EIN 52-1200060 • 501(c)6 • Alexandria, VA

Profile

The council for affordable and rural housing (carh) is a national non-profit trade organization. For 30 years, carh has served as the nation's premier association for participants in the affordable rural housing profession, including: builders, owners, developers, managers, non-profits, housing authorities, syndicators, accountants, architects, attorneys, bankers, and companies that supply goods and services to the industry.

116 S Fayette StreetAlexandria, VA 22314

www.carh.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

25th percentile

0.02x

Higher debt load relative to assets than 25% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

19th percentile

0.01x

Higher debt load relative to revenue than 19% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

51st percentile

4.8%

Higher net margin than 51% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

69th percentile

$198,152

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 12.9% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Asset Growth

78th percentile

17%

Faster asset growth than 78% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

27th percentile

-2.1%

Faster revenue growth than 27% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Up

$500,984

Up $71,929 (+17%) from 2023

Liabilities

Up

$10,090

Up $500 (+5.2%) from 2023

Net Assets

Up

$490,894

Up $71,429 (+17%) from 2023

Revenue

Down

$1,538,231

Down $33,016 (-2.1%) from 2023

Expenses

Down

$1,463,647

Down $42,422 (-2.8%) from 2023

Net Income

Up

$74,584

Up $9,406 (+14%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2008: $239,353Liabilities 2008: $0Net Assets 2008: $239,3532008Assets 2010: $288,186Liabilities 2010: $75Net Assets 2010: $288,1112010Assets 2011: $288,836Liabilities 2011: $175Net Assets 2011: $288,6612011Assets 2012: $301,150Liabilities 2012: $0Net Assets 2012: $301,1502012Assets 2013: $306,184Liabilities 2013: $0Net Assets 2013: $306,1842013Assets 2014: $266,000Liabilities 2014: $0Net Assets 2014: $266,0002014Assets 2015: $273,780Liabilities 2015: $0Net Assets 2015: $273,7802015Assets 2016: $281,237Liabilities 2016: $0Net Assets 2016: $281,2372016Assets 2017: $292,316Liabilities 2017: $0Net Assets 2017: $292,3162017Assets 2018: $330,510Liabilities 2018: $899Net Assets 2018: $329,6112018Assets 2019: $334,367Liabilities 2019: $1,058Net Assets 2019: $333,3092019Assets 2020: $280,608Liabilities 2020: $1,058Net Assets 2020: $279,5502020Assets 2021: $346,612Liabilities 2021: $11,738Net Assets 2021: $334,8742021Assets 2022: $366,025Liabilities 2022: $11,738Net Assets 2022: $354,2872022Assets 2023: $429,055Liabilities 2023: $9,590Net Assets 2023: $419,4652023Assets 2024: $500,984Liabilities 2024: $10,090Net Assets 2024: $490,8942024

Highlighted filing

2024

Assets$500,984
Liabilities$10,090
Net Assets$490,894

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2008: $931,3962008Revenue 2010: $1,001,680Expenses 2010: $954,283Net Income 2010: $47,3972010Expenses 2011: $999,2192011Expenses 2012: $1,012,2062012Revenue 2013: $1,065,640Expenses 2013: $1,059,873Net Income 2013: $5,7672013Revenue 2014: $1,048,449Expenses 2014: $1,088,674Net Income 2014: -$40,2252014Revenue 2015: $1,113,840Expenses 2015: $1,106,014Net Income 2015: $7,8262015Revenue 2016: $1,203,769Expenses 2016: $1,196,076Net Income 2016: $7,6932016Revenue 2017: $1,174,312Expenses 2017: $1,166,233Net Income 2017: $8,0792017Revenue 2018: $1,253,971Expenses 2018: $1,217,524Net Income 2018: $36,4472018Revenue 2019: $1,272,452Expenses 2019: $1,266,448Net Income 2019: $6,0042019Revenue 2020: $1,060,162Expenses 2020: $1,113,916Net Income 2020: -$53,7542020Revenue 2021: $1,310,461Expenses 2021: $1,254,964Net Income 2021: $55,4972021Revenue 2022: $1,393,788Expenses 2022: $1,374,375Net Income 2022: $19,4132022Revenue 2023: $1,571,247Expenses 2023: $1,506,069Net Income 2023: $65,1782023Revenue 2024: $1,538,231Expenses 2024: $1,463,647Net Income 2024: $74,5842024

Highlighted filing

2024

Revenue$1,538,231
Expenses$1,463,647
Net Income$74,584

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.50$0.01$0.49$1.54$1.46$0.07
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.43$0.01$0.42$1.57$1.51$0.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.37$0.01$0.35$1.39$1.37$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.35$0.01$0.33$1.31$1.25$0.06
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.28$0.00$0.28$1.06$1.11$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.33$0.00$0.33$1.27$1.27$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.33$0.00$0.33$1.25$1.22$0.04
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.29$0.00$0.29$1.17$1.17$0.01
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.28$0.00$0.28$1.20$1.20$0.01
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.27$0.00$0.27$1.11$1.11$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.27$0.00$0.27$1.05$1.09$0.04
2013Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$1.07$1.06$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.30$0.00$0.30$1.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.29$0.00$0.29$1.00
2010Summary only. Only limited summary data is available for this year.$0.29$0.00$0.29$1.00$0.95$0.05
2008Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.24$0.00$0.24$0.93
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 7, 2025
Return Version
2024v5.2
Gross Receipts
$1,538,231
Mission and Program Overview

Mission

The council for affordable and rural housing (carh) is a national non-profit trade organization. For 30 years, carh has served as the nation's premier association for participants in the affordable rural housing profession, including: builders, owners, developers, managers, non-profits, housing authorities, syndicators, accountants, architects, attorneys, bankers, and companies that supply goods and services to the industry.

National trade association for the affordable rural housing profession- See Schedule O

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$250,750$327,882▲ $77,132
Savings and Temporary Cash Investments$164,338$166,134▲ $1,796
Land, Buildings, and Equipment, Net$8,619$6,968▼ $1,651
Prepaid Expenses and Deferred Charges$5,348$0▼ $5,348
Total Assets$429,055$500,984▲ $71,929
Liabilities
Other Liabilities$9,590$10,090▲ $500
Total Liabilities$9,590$10,090▲ $500
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$419,465$490,894▲ $71,429
Total Net Assets Fund Balance$419,465$490,894▲ $71,429
Total Liabilities and Net Assets / Fund Balance$429,055$500,984▲ $71,929

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$6,968$23,946$30,914
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Colleen M FisherExecutive DirectorFT$172,500$25,652$198,152

Board Members and Trustees

NameTitle
Chris PotterpinChair
Tammy BurtnessPast President
Ian MautePresident
Herbert Chip PetersonVice President
Alex LawrenceDirector
Ben GoatesDirector
Campbell BrownDirector
Connor HughesDirector
Don FisherDirector
Donald NuzzioDirector
Jacob SternDirector
Jeremy HudsonDirector
Lauren LyonDirector
Lea HicksDirector
Marsha MooreDirector
Patrick CrawfordDirector
Ryan HudspethDirector
Stephanie DellingerDirector
Tom AydDirector
Nate YoderSecretary
Mitch CopmanTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Holland & KnightConsulting800 17th Street NW, Washington, DC 20006$138,162
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$865,356
Investment Income
$1,796
Other Revenue
$671,079
Change in Net Assets
$74,584
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$912,681
Salaries, Compensation, and Employee Benefits$550,966
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings---$405,310
Other Salaries and Wages---$256,264
Current Officers, Directors, Trustees, and Key Employees---$198,152
Occupancy---$103,954
Fees for Services Lobbying---$80,000
Fees for Services Other---$65,569
Other Employee Benefits---$56,719
Office Expenses---$52,420
Fees for Services Accounting---$51,488
Fees for Services Legal---$45,263
Payroll Taxes---$32,952
Other Expenses---$9,084
Insurance---$8,638
Pension Plan Contributions---$6,879
Travel---$4,371
Depreciation Depletion---$1,651
Information Technology---$950
Total Functional Expenses$0$0$0$1,463,647
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Total Nondeductible Lobbying and Political Cost$130,694
Current Year Nondeductible Lobbying and Political Cost$80,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Intercompany Payable$10,090
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 1A

The Executive Committee is made up of 3 Officers or Directors dsignated by the Board of Directors. The Executive Committee may exercise all the authority of the Board of Directors in the management of the Organization, during the intervals between meetings of the Board. This authority is limited as required by law, the Organization's Bylaws, or resolution of the Board. The Executive Committee may also formulate, and recommend to the Board for approval, general policies regarding the management of the affairs of the Organization.

Form 990, Part VI, Section A, line 6

There are three classes of Membership: Individual Members, Associate Members, and State Affiliated Association Members. Every Member of record of the Corporation, in good standing, shall be entitled at every meeting of the Members to one (1) vote.

Form 990, Part VI, Section A, line 7A

Members elect the Directors to the Board.

Form 990, Part VI, Section A, line 7B

The Bylaws may be amended or repealed by the Members at any meeting of the Members provided that notice thereof be given in the notice of the meeting. Amendments or repeal shall be made by the affirmative vote of a majority of the Members present (in person or by proxy) and entitled to vote at such meeting.

Form 990, Part VI, Section B, line 11B

The Executive Director reviews and signs the 990.

Form 990, Part VI, Section B, line 12C

Members shall not engage in any activity which could be reasonably construed as contrary to the best interests of the client, property or the RHS. Members shall disclose all identity of interest relationships.

Form 990, Part VI, Section C, line 19

Bylaws are on the website in the members only section and located in the membership directory.

Filing and Contact Details

Filer

Filer Name
Council for Affordable & Rural Housing
EIN
52-1200060
Phone
7038379001
Address
116 S Fayette Street, Alexandria, VA 22314

Signing Officer

Name
Colleen M Fisher
Title
Executive Director
Phone
7038379001
Signed
2025-11-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Colleen M Fisher
Formed
1980
Legal Domicile
Dc
Voting Board Members
21
Independent Board Members
21
Employees
4
Volunteers
0

Preparer

Firm
Rogers & Company PLLC
Address
8300 Boone Boulevard Suite 600, Vienna, VA 22182
Preparer
Lori A Collingsworth
Phone
7038930300
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 1, Description of Organization Mission or most

significant activities: The Council for Affordable and Rural Housing (CARH) in Alexandria, VA is a national non-profit trade organization. Since 1980, CARH has served as the nation's premier association for participants in the affordable rural housing profession, including: Builders, Owners, Developers, Managers, Non-profits, Housing Authorities, Syndicators, Accountants, Architects, Attorneys, Bankers, and companies that supply goods and services to the industry. There is no other association that solely represents the needs of the entire rural housing industry. CARH represents the views and concerns of its members before Congress and appropriate officials at the Department of Agriculture (USDA) Rural Development (RD), Department of Housing and Urban Development (HUD), Department of Treasury, and before state housing finance agencies and other state and local agencies that focus on housing. By serving as the coordinator of industry comments on proposed regulations, legislation and funding, CARH provides a respected voice for the concerns of all major participants in the affordable rural housing industry. During times when both Congress and the Administration have proposed drastic cuts in the housing budgets, CARH has vigorously supported additional and realistic funding. The association has been a leader in developing the low-income housing tax credit (LIHTC) and continuously monitors all tax proposals to protect and improve the provisions that make the construction of affordable housing possible. On the management side, CARH promotes necessary legislation to protect rental housing subsidies and the ability of its members to effectively manage their federally assisted properties. Recognizing that knowledge is the key to a successful career, CARH also strives to ensure that its members remain the best informed in the industry. CARH members have access to timely and insightful publications, meetings, seminars, training programs, and nationally recognized education designations. Owner issues have dominated the CARH legislative and regulatory agenda for the past several years. Preservation rules and transactions that will allow for needed cash infusion into properties are important, not only to owners but residents who live in aging complexes. Hundreds of professionals in more than 45 states trust CARH to provide them with superior legislative representation, the most up-to-date industry information, and invaluable benefits and services. CARH is dedicated to advancing their goals and yours.

Form 990, Part III, Line 1, Description of Organization Mission:

The purposes of the corporation are currently as follows: (a) To keep its members informed of legislative and administrative changes affecting affordable and rural housing and development programs administered by federal government agencies. (b) To represent the interest of its members before appropriate legislative and administrative bodies in the formulation of policy for affordable and rural housing and development. (c) To inform the public about the benefits derived from governmental programs assisting housing and development.

Form 990, Part XII, Line 1:

Modified Cash Basis of Accounting

Raw XML AppendixShowing 400 of 540 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0Ian Maute
IRS990/Form990PartVIISectionAGrp/PersonNm1Herbert Chip Peterson
IRS990/Form990PartVIISectionAGrp/PersonNm2Nate Yoder
IRS990/Form990PartVIISectionAGrp/PersonNm3Mitch Copman
IRS990/Form990PartVIISectionAGrp/PersonNm4Chris Potterpin
IRS990/Form990PartVIISectionAGrp/PersonNm5Tammy Burtness
IRS990/Form990PartVIISectionAGrp/PersonNm6Tom Ayd
IRS990/Form990PartVIISectionAGrp/PersonNm7Campbell Brown
IRS990/Form990PartVIISectionAGrp/PersonNm8Patrick Crawford
IRS990/Form990PartVIISectionAGrp/PersonNm9Stephanie Dellinger
IRS990/Form990PartVIISectionAGrp/PersonNm10Don Fisher
IRS990/Form990PartVIISectionAGrp/PersonNm11Ben Goates
IRS990/Form990PartVIISectionAGrp/PersonNm12Lea Hicks
IRS990/Form990PartVIISectionAGrp/PersonNm13Jeremy Hudson
IRS990/Form990PartVIISectionAGrp/PersonNm14Ryan Hudspeth
IRS990/Form990PartVIISectionAGrp/PersonNm15Connor Hughes
IRS990/Form990PartVIISectionAGrp/PersonNm16Alex Lawrence
IRS990/Form990PartVIISectionAGrp/PersonNm17Lauren Lyon
IRS990/Form990PartVIISectionAGrp/PersonNm18Marsha Moore
IRS990/Form990PartVIISectionAGrp/PersonNm19Donald Nuzzio
IRS990/Form990PartVIISectionAGrp/PersonNm20Jacob Stern
IRS990/Form990PartVIISectionAGrp/PersonNm21Colleen M Fisher
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IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt5Past President
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director
IRS990/Form990PartVIISectionAGrp/TitleTxt16Director
IRS990/Form990PartVIISectionAGrp/TitleTxt17Director
IRS990/Form990PartVIISectionAGrp/TitleTxt18Director
IRS990/Form990PartVIISectionAGrp/TitleTxt19Director
IRS990/Form990PartVIISectionAGrp/TitleTxt20Director
IRS990/Form990PartVIISectionAGrp/TitleTxt21Executive Director
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IRS990/MissionDesc0The Council for Affordable and Rural Housing (CARH) is a national non-profit trade organization. For over 40 years, CARH has served as the nation's premier association for participants in the affordable rural housing profession. See Schedule O
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IRS990/ProgSrvcAccomActy2Grp/Desc0Publications - Publishes a variety of useful, timely periodicals such as -Express: provides subscribers with updated regulations, administrative notices, and other information relevant to the development and management of section 515 housing. CARH News: Focuses on informing members of new administrative and legislative developments in affordable housing programs.CARH's Corner: A broadcast fax service which keeps members informed with regard to fast-breaking legislative and regulatory issues affecting the affordable housing industry.
IRS990/ProgSrvcAccomActy3Grp/Desc0Property Training and Education - Allows properties to have members take discounted courses designed for on-site property managers and supervisors, this can enable them to receive our nationally recognized designations.
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