Civic Intelligence

Baker'S Island Homeowners Corp Inc C/O Lisa Fabry

EIN 52-1124046 • 501(c)7 • Beverly, MA

Profile

HOMEOWNERS CORPORATION

19 Noble Hill RoadBeverly, MA 01915
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)7 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)7 • <$500k nonprofits • Source year 2025

Net Margin

76th percentile

16%

Higher net margin than 76% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2025

Asset Growth

88th percentile

37%

Faster asset growth than 88% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

62nd percentile

7.3%

Faster revenue growth than 62% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets58th percentile

Assets

Up

$87,491

Up $23,832 (+37%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$87,491

Up $23,832 (+37%) from 2024

Operations
Liabilities / Revenue59th percentileNet Margin76th percentile

Revenue

Up

$49,935

Up $3,377 (+7.3%) from 2024

Expenses

Up

$42,104

Up $609 (+1.5%) from 2024

Net Income

Up

$7,831

Up $2,768 (+55%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth88th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2018: $50,413Liabilities 2018: $0Net Assets 2018: $50,4132018Assets 2019: $43,855Liabilities 2019: $0Net Assets 2019: $43,8552019Assets 2020: $43,496Liabilities 2020: $0Net Assets 2020: $43,4962020Assets 2021: $41,807Liabilities 2021: $0Net Assets 2021: $41,8072021Assets 2022: $53,557Liabilities 2022: $0Net Assets 2022: $53,5572022Assets 2023: $60,947Liabilities 2023: $0Net Assets 2023: $60,9472023Assets 2024: $63,659Liabilities 2024: $0Net Assets 2024: $63,6592024Assets 2025: $87,491Liabilities 2025: $0Net Assets 2025: $87,4912025

Highlighted filing

2025

Assets$87,491
Liabilities$0
Net Assets$87,491
Open 2025 Filing

Operations Trend

Revenue Growth62nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2018: $41,445Expenses 2018: $34,324Net Income 2018: $7,1212018Revenue 2019: $37,870Expenses 2019: $44,428Net Income 2019: -$6,5582019Revenue 2020: $41,325Expenses 2020: $41,684Net Income 2020: -$3592020Revenue 2021: $38,985Expenses 2021: $40,674Net Income 2021: -$1,6892021Revenue 2022: $48,490Expenses 2022: $37,727Net Income 2022: $10,7632022Revenue 2023: $45,425Expenses 2023: $39,135Net Income 2023: $6,2902023Revenue 2024: $46,558Expenses 2024: $41,495Net Income 2024: $5,0632024Revenue 2025: $49,935Expenses 2025: $42,104Net Income 2025: $7,8312025

Highlighted filing

2025

Revenue$49,935
Expenses$42,104
Net Income$7,831
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$87,491
Liabilities
$0
Net assets
$87,491
Revenue
$49,935
Expenses
$42,104
Net income
$7,831
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$87.5$0.00$87.5$49.9$42.1$7.83
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.7$0.00$63.7$46.6$41.5$5.06
2023Detailed filing. Detailed filing data is available for this year.$60.9$0.00$60.9$45.4$39.1$6.29
2022Detailed filing. Detailed filing data is available for this year.$53.6$0.00$53.6$48.5$37.7$10.8
2021Detailed filing. Detailed filing data is available for this year.$41.8$0.00$41.8$39.0$40.7$1.69
2020Detailed filing. Detailed filing data is available for this year.$43.5$0.00$43.5$41.3$41.7$0.36
2019Detailed filing. Detailed filing data is available for this year.$43.9$0.00$43.9$37.9$44.4$6.56
2018Detailed filing. Detailed filing data is available for this year.$50.4$0.00$50.4$41.4$34.3$7.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Jan 22, 2026
Return Version
2025v4.0
Gross Receipts
$49,935
Mission and Program Overview

Mission

HOMEOWNERS CORPORATION

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$63,659$87,491▲ $23,832
Rtn Earn Endowment Incm Other Fnds$63,659$87,491▲ $23,832
Total Assets$63,659$87,491▲ $23,832
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$63,659$87,491▲ $23,832
Total Liabilities and Net Assets / Fund Balance$63,659$87,491▲ $23,832

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$6,610$6,610
Compensation and Service Providers
Top Officer Pay94th percentile

Board Members and Trustees

NameTitle
Peg Golden GoldenPresident
Doug RichardsDirector
Jarrod MacullarDirector
Meredith AndersonDirector
Steve LinderDirector
Belinda MorseClerk/secret
Lisa FabryTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$49,935
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$7,831
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$42,104
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$36,052
Occupancy---$5,613
Insurance---$439
Total Functional Expenses$0$0$0$42,104
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
BAKER'S ISLAND HOMEOWNERS CORP INC
EIN
52-1124046
Address
19 NOBLE HILL ROAD, BEVERLY, MA 01915

Signing Officer

Name
Lisa Fabry
Title
Treasurer
Phone
6034948053
Signed
2026-01-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Peg Golden Golden
Legal Domicile
Ma
Voting Board Members
8
Independent Board Members
0
Employees
1

Preparer

Firm
Tax & Business Services of Ne
Address
100 CORPORATE PL STE 306, PEABODY, MA 01960-3809
Preparer
Gina Marie Nolfi CPA Msa
Phone
7812139400
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“SECURITY AND WIFI”

Form 990, Part XI, Line 9

“CAP RESERVES 16,001”

Raw XML Appendix246 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5CLERK/SECRET
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0false
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IRS990/GrantsToOrganizationsInd0false
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IRS990/MinutesOfCommitteesInd0true
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IRS990/NetAssetsOrFundBalancesBOYAmt063659
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