Civic Intelligence

Home Builders' Association of Western Marylandinc

990EZ • Fiscal year 2017 • EIN 52-0783735

Jan 01, 2017 to Dec 31, 2017 • Filed on Apr 11, 2018

Organization ProfileN/A
16 Greene StreetCumberland, MD 21502

(301) 722-4343

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.11x

Higher debt load relative to assets than 75% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

90th percentile

0.30x

Higher debt load relative to revenue than 90% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Net Margin

66th percentile

8.7%

Higher net margin than 66% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Top Officer Pay

70th percentile

$0

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Asset Growth

54th percentile

4.4%

Faster asset growth than 54% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

33rd percentile

-6.8%

Faster revenue growth than 33% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets75th percentile

Assets

Up

$119,974

Up $5,045 (+4.4%) from 2016

Net Assets

Up

$106,399

Up $3,864 (+3.8%) from 2016

Liabilities

Up

$13,575

Up $1,181 (+9.5%) from 2016

Revenue And Expenses
Liabilities / Revenue90th percentileNet Margin66th percentile

Revenue

Down

$44,584

Down $3,230 (-6.8%) from 2016

Expenses

Down

$40,720

Down $5,910 (-13%) from 2016

Net Income

Up

$3,864

Up $2,680 (+226%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth54th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $78,190Liabilities 2011: $904Net Assets 2011: $77,2862011Assets 2012: $97,054Liabilities 2012: $768Net Assets 2012: $96,2862012Assets 2013: $98,018Liabilities 2013: $8,167Net Assets 2013: $89,8512013Assets 2014: $108,318Liabilities 2014: $10,065Net Assets 2014: $98,2532014Assets 2015: $110,951Liabilities 2015: $9,600Net Assets 2015: $101,3512015Assets 2016: $114,929Liabilities 2016: $12,394Net Assets 2016: $102,5352016Assets 2017: $119,974Liabilities 2017: $13,575Net Assets 2017: $106,3992017Assets 2018: $122,153Liabilities 2018: $10,875Net Assets 2018: $111,2782018Assets 2019: $111,095Liabilities 2019: $8,834Net Assets 2019: $102,2612019Assets 2020: $103,687Liabilities 2020: $18,940Net Assets 2020: $84,7472020Assets 2021: $94,497Liabilities 2021: $22,109Net Assets 2021: $72,3882021Assets 2022: $81,770Liabilities 2022: $21,824Net Assets 2022: $59,9462022Assets 2023: $80,580Liabilities 2023: $1,530Net Assets 2023: $79,0502023

Highlighted filing

2017

Assets$119,974
Liabilities$13,575
Net Assets$106,399
Open 2017 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60K$40K$20K$0-$20KRevenue 2011: $52,985Expenses 2011: $27,565Net Income 2011: $25,4202011Revenue 2012: $44,175Expenses 2012: $25,175Net Income 2012: $19,0002012Revenue 2013: $30,822Expenses 2013: $37,257Net Income 2013: -$6,4352013Revenue 2014: $52,245Expenses 2014: $43,843Net Income 2014: $8,4022014Revenue 2015: $52,029Expenses 2015: $48,931Net Income 2015: $3,0982015Revenue 2016: $47,814Expenses 2016: $46,630Net Income 2016: $1,1842016Revenue 2017: $44,584Expenses 2017: $40,720Net Income 2017: $3,8642017Revenue 2018: $40,495Expenses 2018: $35,616Net Income 2018: $4,8792018Revenue 2019: $27,285Expenses 2019: $36,302Net Income 2019: -$9,0172019Revenue 2020: $8,177Expenses 2020: $25,691Net Income 2020: -$17,5142020Revenue 2021: $9,371Expenses 2021: $21,730Net Income 2021: -$12,3592021Revenue 2022: $179Expenses 2022: $12,621Net Income 2022: -$12,4422022Revenue 2023: $33,532Expenses 2023: $14,428Net Income 2023: $19,1042023

Highlighted filing

2017

Revenue$44,584
Expenses$40,720
Net Income$3,864
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Apr 11, 2018
Return Version
2017v2.3
Gross Receipts
$73,543
Mission and Program Overview

Mission

Promoting the real estate trade in the cumberland area

Program Services

DescriptionGrantsExpenses
PROMOTING THE REAL ESTATE TRADE IN THE CUMBERLAND AREA.-$28,274
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MICHAEL HERSHBERGERPresident-$0--
SARAH BOWMANTreasurer-$0--
STACY HUMBERTSONSecretary-$0--
BOB BEACHYVice Preside-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Home Shows$53,625$53,625$23,912$29,713
Golf Tournament$5,311$5,311$5,047$264
Total Events$58,936$58,936$28,959$29,977
Filing and Contact Details

Filer

Filer Name
HOME BUILDERS' ASSOCIATION OF
EIN
52-0783735
Phone
3017224343
Address
16 GREENE STREET, CUMBERLAND, MD 21502

Signing Officer

Name
Michael Hershberger
Title
President
Phone
3017224343
Signed
2018-04-11
Discuss with paid preparer
Yes

Preparer

Firm
Turnbull Hoover & Kahl Pa
Address
217 GLENN ST STE 200, CUMBERLAND, MD 21502
Preparer
Bernard B Kahl CPA
Phone
3017593270
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses conference,convention,meeting 412 insurance 1,064 dues expense 10,685 real estate taxes 2,701 supplies 4,340 computer servicing 38 miscellaneous 173 total 19,413”

Form 990-ez, Part II, Line 24

“Buildings 4,722 4,722 improvements 40,892 40,892 machinery & equipment 1,573 1,573 prepaid expenses 660 660 total 47,847 47,847”

Form 990-ez, Part II, Line 26

“Payroll taxes payable 521 262 deferred revenue 11,873 13,313”

Raw XML Appendix132 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SARAH BOWMAN
IRS990EZ/BooksInCareOfDetail/PhoneNum08889878849
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt015 COMMERCE DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CUMBERLAND
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MD
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd021502
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt063979
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt069024
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt03864
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt04470
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0114929
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0119974
IRS990EZ/FundraisingGrossIncomeAmt058936
IRS990EZ/GrossReceiptsAmt073543
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt04157
IRS990EZ/LandAndBuildingsGrp/BOYAmt03103
IRS990EZ/LandAndBuildingsGrp/EOYAmt03103
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt010450
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0102535
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0106399
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0102535
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0106399
IRS990EZ/OccupancyRentUtltsAndMaintAmt04350
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MICHAEL HERSHBERGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SARAH BOWMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2STACY HUMBERTSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3BOB BEACHY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3VICE PRESIDE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt047847
IRS990EZ/OtherAssetsTotalDetail/EOYAmt047847
IRS990EZ/OtherExpensesTotalAmt019413
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROMOTING THE REAL ESTATE TRADE IN THE CUMBERLAND AREA
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROMOTING THE REAL ESTATE TRADE IN THE CUMBERLAND AREA.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt028274
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt012487
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt028959
IRS990EZ/SpecialEventsNetIncomeLossAmt029977
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MD
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt012394
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt013575
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt040720
IRS990EZ/TotalProgramServiceExpensesAmt028274
IRS990EZ/TotalRevenueAmt044584
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt028959
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0HOME SHOWS
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0GOLF TOURNAMENT
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt053625
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt05311
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt058936
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt053625
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt05311
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt058936
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt029977
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt028959
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt023912
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt05047
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES CONFERENCE,CONVENTION,MEETING 412 INSURANCE 1,064 DUES EXPENSE 10,685 REAL ESTATE TAXES 2,701 SUPPLIES 4,340 COMPUTER SERVICING 38 MISCELLANEOUS 173 TOTAL 19,413
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BUILDINGS 4,722 4,722 IMPROVEMENTS 40,892 40,892 MACHINERY & EQUIPMENT 1,573 1,573 PREPAID EXPENSES 660 660 TOTAL 47,847 47,847
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PAYROLL TAXES PAYABLE 521 262 DEFERRED REVENUE 11,873 13,313
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL HERSHBERGER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03017224343
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-04-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HOME BUILDERS' ASSOCIATION OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0WESTERN MARYLANDINC
ReturnHeader/Filer/BusinessNameControlTxt0HOME
ReturnHeader/Filer/EIN0520783735
ReturnHeader/Filer/PhoneNum03017224343
ReturnHeader/Filer/USAddress/AddressLine1Txt016 GREENE STREET
ReturnHeader/Filer/USAddress/CityNm0CUMBERLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd021502
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId07CFC5DBD18E0911B5BDF1D9B59E19DA16AE0443D
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId046A725EBC9C7B2CB3DBC99FDB95A7D7BA9E9A31D
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0207.255.193.231
ReturnHeader/FilingSecurityInformation/IPDt02018-06-12
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm016:08:30
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0521518807
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0TURNBULL HOOVER & KAHL PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0217 GLENN ST STE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CUMBERLAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd021502
ReturnHeader/PreparerPersonGrp/PhoneNum03017593270
ReturnHeader/PreparerPersonGrp/PreparationDt02018-05-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BERNARD B KAHL CPA
ReturnHeader/ReturnTs02018-06-12T17:08:30-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$119,974
Liabilities
$13,575
Net assets
$106,399
Revenue
$44,584
Expenses
$40,720
Net income
$3,864
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$0.81$0.02$0.79$0.34$0.14$0.19
2022Detailed filing. Detailed filing data is available for this year.$0.82$0.22$0.60$0.00$0.13$0.12
2021Detailed filing. Detailed filing data is available for this year.$0.94$0.22$0.72$0.09$0.22$0.12
2020Detailed filing. Detailed filing data is available for this year.$1.04$0.19$0.85$0.08$0.26$0.18
2019Detailed filing. Detailed filing data is available for this year.$1.11$0.09$1.02$0.27$0.36$0.09
2018Detailed filing. Detailed filing data is available for this year.$1.22$0.11$1.11$0.40$0.36$0.05
2017Detailed filing. Detailed filing data is available for this year.$1.20$0.14$1.06$0.45$0.41$0.04
2016Detailed filing. Detailed filing data is available for this year.$1.15$0.12$1.03$0.48$0.47$0.01
2015Detailed filing. Detailed filing data is available for this year.$1.11$0.10$1.01$0.52$0.49$0.03
2014Detailed filing. Detailed filing data is available for this year.$1.08$0.10$0.98$0.52$0.44$0.08
2013Detailed filing. Detailed filing data is available for this year.$0.98$0.08$0.90$0.31$0.37$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.97$0.01$0.96$0.44$0.25$0.19
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.78$0.01$0.77$0.53$0.28$0.25
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2017 filings • 501(c)6 • <$500k nonprofits