Civic Intelligence

Charles County Chamber Commerce Inc

990 • Fiscal year 2017 • EIN 52-0699475

Jan 01, 2017 to Dec 31, 2017 • Filed on May 10, 2018

101 Centennial Street Suite ALA Plata, MD 20646

(301) 932-6500

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.55x

Higher debt load relative to assets than 92% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

96th percentile

0.68x

Higher debt load relative to revenue than 96% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Net Margin

25th percentile

-7.8%

Higher net margin than 25% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Top Officer Pay

86th percentile

$50,000

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 17.8% of source-year revenue.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Asset Growth

36th percentile

-4.0%

Faster asset growth than 36% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

43rd percentile

-2.1%

Faster revenue growth than 43% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Assets

Down

$345,551

Down $14,470 (-4.0%) from 2016

Net Assets

Down

$155,448

Down $22,016 (-12%) from 2016

Liabilities

Up

$190,103

Up $7,546 (+4.1%) from 2016

Revenue

Down

$281,629

Down $5,902 (-2.1%) from 2016

Expenses

Up

$303,645

Up $2,090 (+0.7%) from 2016

Net Income

Down

-$22,016

Down $7,992 (-57%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $413,370Liabilities 2010: $90,586Net Assets 2010: $322,7842010Assets 2011: $418,964Liabilities 2011: $134,007Net Assets 2011: $284,9572011Assets 2012: $390,187Liabilities 2012: $134,283Net Assets 2012: $255,9042012Assets 2013: $374,037Liabilities 2013: $135,298Net Assets 2013: $238,7392013Assets 2014: $368,447Liabilities 2014: $142,598Net Assets 2014: $225,8492014Assets 2015: $340,751Liabilities 2015: $149,263Net Assets 2015: $191,4882015Assets 2016: $360,021Liabilities 2016: $182,557Net Assets 2016: $177,4642016Assets 2017: $345,551Liabilities 2017: $190,103Net Assets 2017: $155,4482017Assets 2018: $335,768Liabilities 2018: $195,544Net Assets 2018: $140,2242018Assets 2019: $309,005Liabilities 2019: $175,189Net Assets 2019: $133,8162019Assets 2020: $309,408Liabilities 2020: $154,234Net Assets 2020: $155,1742020Assets 2021: $298,059Liabilities 2021: $149,277Net Assets 2021: $148,7822021Assets 2022: $306,118Liabilities 2022: $2,000Net Assets 2022: $304,1182022Assets 2023: $292,130Liabilities 2023: $14,743Net Assets 2023: $277,3872023Assets 2024: $169,226Liabilities 2024: $13,783Net Assets 2024: $155,4432024

Highlighted filing

2017

Assets$345,551
Liabilities$190,103
Net Assets$155,448

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $366,2242010Expenses 2011: $335,5742011Expenses 2012: $268,3252012Revenue 2013: $295,088Expenses 2013: $316,342Net Income 2013: -$21,2542013Revenue 2014: $298,523Expenses 2014: $313,288Net Income 2014: -$14,7652014Revenue 2015: $265,967Expenses 2015: $300,328Net Income 2015: -$34,3612015Revenue 2016: $287,531Expenses 2016: $301,555Net Income 2016: -$14,0242016Revenue 2017: $281,629Expenses 2017: $303,645Net Income 2017: -$22,0162017Revenue 2018: $315,935Expenses 2018: $331,159Net Income 2018: -$15,2242018Revenue 2019: $282,783Expenses 2019: $289,191Net Income 2019: -$6,4082019Revenue 2020: $228,112Expenses 2020: $206,754Net Income 2020: $21,3582020Revenue 2021: $249,444Expenses 2021: $255,836Net Income 2021: -$6,3922021Revenue 2022: $510,730Expenses 2022: $355,394Net Income 2022: $155,3362022Revenue 2023: $273,229Expenses 2023: $299,960Net Income 2023: -$26,7312023Revenue 2024: $296,977Expenses 2024: $418,921Net Income 2024: -$121,9442024

Highlighted filing

2017

Revenue$281,629
Expenses$303,645
Net Income-$22,016
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 10, 2018
Return Version
2017v2.3
Gross Receipts
$293,546
Mission and Program Overview

Mission

BUSINESS DEVELOPMENT

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$312,186$299,986▼ $12,200
Cash and Non-Interest-Bearing Accounts$32,353$32,837▲ $484
Accounts Receivable$15,338$10,307▼ $5,031
Intangible Assets-$2,277-
Prepaid Expenses and Deferred Charges$144$144→ $0
Total Assets$360,021$345,551▼ $14,470
Liabilities
Mortgage Notes Payable Secured by Investment Property$90,156$134,955▲ $44,799
Accounts Payable and Accrued Expenses$44,936$41,026▼ $3,910
Unsecured Notes Loans Payable$47,465$14,122▼ $33,343
Total Liabilities$182,557$190,103▲ $7,546
Net Assets / Fund Balance
Unrestricted Net Assets$177,464$155,448▼ $22,016
Total Net Assets Fund Balance$177,464$155,448▼ $22,016
Total Liabilities and Net Assets / Fund Balance$360,021$345,551▼ $14,470

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$299,986$254,219$554,205
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Florence E BurianPresident/ceFT$50,000$50,000

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$150,250
Program Service Revenue
$110,769
Investment Income
$9
Other Revenue
$20,601
Change in Net Assets
$-22,016
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$160,455
Other Expenses$141,640
Grants and Similar Amounts Paid$1,550
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$72,527
Current Officers, Directors, Trustees, and Key Employees---$50,000
Other Employee Benefits---$25,543
All Other Expenses---$17,988
Occupancy---$14,875
Depreciation Depletion---$12,334
Payroll Taxes---$11,260
Interest---$6,727
Office Expenses---$5,572
Other Expenses---$4,698
Information Technology---$4,650
Advertising---$4,649
Insurance---$3,419
Fees for Services Accounting---$3,106
Grants to Domestic Orgs---$1,550
Pension Plan Contributions---$1,125
Fees for Services Legal---$255
Total Functional Expenses$0$0$0$303,645
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$28,470
Fundraising Direct Expenses$11,792
Gaming Gross Income$744
Gaming Direct Expenses$125
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Inaugural Recep$28,470$28,470$11,792$16,678
Total Events$28,470$28,470$11,792$16,678
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The 990 tax return is reviewed by the organization's president/ceo and a member of the executive committee. The return is also distributed upon request to the full board of directors at their regular meeting following the filing.

Form 990, Page 6, Part VI, Line 19

The organization makes its governing documents, conflict of interest policy, and financial statments available to the public upon written request.

Filing and Contact Details

Filer

Filer Name
Charles County Chamber Commerce Inc
EIN
52-0699475
Phone
3019326500
Address
101 CENTENNIAL STREET SUITE A, LA PLATA, MD 20646

Signing Officer

Name
Natalie Cotton
Title
Chair Elect
Phone
3019326500
Signed
2018-05-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Natalie Cotton
Formed
1956
Legal Domicile
Md
Voting Board Members
27
Independent Board Members
27
Employees
3

Preparer

Firm
Askey Askey & Associates CPA LLC
Address
PO BOX 662, LEONARDTOWN, MD 20650-0662
Preparer
Janice E Rohme
Phone
3014755671
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

Various activites to facilitate opportunities for businesses to inform each other and the public about their services.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT/CE
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2CHAIR ELECT
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt6MEMBER AT LA
IRS990/Form990PartVIISectionAGrp/TitleTxt7PAST CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt26DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt27DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01956
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0true
IRS990/FundraisingDirectExpensesAmt011792
IRS990/FundraisingGrossIncomeAmt028470
IRS990/GamingActivitiesInd0false
IRS990/GamingDirectExpensesAmt0125
IRS990/GamingGrossIncomeAmt0744
IRS990/GoverningBodyVotingMembersCnt027
IRS990/GrantsToDomesticOrgsGrp/TotalAmt01550
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0293546
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt027
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt04650
IRS990/InsuranceGrp/TotalAmt03419
IRS990/IntangibleAssetsGrp/EOYAmt02277
IRS990/InterestGrp/TotalAmt06727
IRS990/InvestmentIncomeGrp/ExclusionAmt09
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt09
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0254219
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0312186
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0299986
IRS990/LandBldgEquipCostOrOtherBssAmt0554205
IRS990/LegalDomicileStateCd0MD
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt0150250
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0BUSINESS DEVELOPMENT
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt090156
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0134955
IRS990/NetAssetsOrFundBalancesBOYAmt0177464
IRS990/NetAssetsOrFundBalancesEOYAmt0155448
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt016678
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt016678
IRS990/NetIncomeFromGamingGrp/ExclusionAmt0619
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt0619
IRS990/NetUnrelatedBusTxblIncmAmt0-3802
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt014875
IRS990/OfficeExpensesGrp/TotalAmt05572
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherEmployeeBenefitsGrp/TotalAmt025543
IRS990/OtherExpensesGrp/Desc0PROGRAM SERVICE EXPENSES
IRS990/OtherExpensesGrp/Desc1DIRECT ADVERTISING COSTS
IRS990/OtherExpensesGrp/Desc2TAXES
IRS990/OtherExpensesGrp/Desc3WEBSITE
IRS990/OtherExpensesGrp/TotalAmt028994
IRS990/OtherExpensesGrp/TotalAmt127062
IRS990/OtherExpensesGrp/TotalAmt27311
IRS990/OtherExpensesGrp/TotalAmt34698
IRS990/OtherRevenueMiscGrp/Desc0OTHER REVENUE
IRS990/OtherRevenueMiscGrp/ExclusionAmt03304
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IRS990/OtherRevenueTotalAmt03304
IRS990/OtherSalariesAndWagesGrp/TotalAmt072527
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt011260
IRS990/PensionPlanContributionsGrp/TotalAmt01125
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0144
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0144
IRS990/PrincipalOfficerNm0NATALIE COTTON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0511140
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM SERVICE REVENUE
IRS990/ProgramServiceRevenueGrp/Desc1ADVERTISING
IRS990/ProgramServiceRevenueGrp/ExclusionAmt076383
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt076383
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt134386
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt034386
IRS990/ProgSrvcAccomActy2Grp/Desc0WOMEN'S FAIR: THIS EVENT WAS STRUCTURED TO EMPOWER AND ENABLE WOMEN ATTENDEES. THERE WAS A HEALTH FAIR COMPONENT WITH FREE SCREENINGS AND USEFUL INFOMATION ABOUT WOMEN'S HEALTH ISSUES. LOCAL BUSINESSES DISPLAYED PRODUCTS AND OFFERED SAMPLES AND INFORMATION.
IRS990/ProgSrvcAccomActy3Grp/Desc0LEGISLATIVE BREAKFAST: A BREAKFAST MEETING WHERE THE CHARLES COUNTY DELEGATION MEETS WITH THE ATTENDEES TO REVIEW ISSUES THAT ARE BEING PRESENTED IN THE CURRENT LEGISLATIVE SESSION IN ANNAPOLIS.
IRS990/ProgSrvcAccomActyOtherGrp/Desc0VARIOUS ACTIVITES TO FACILITATE OPPORTUNITIES FOR BUSINESSES TO INFORM EACH OTHER AND THE PUBLIC ABOUT THEIR SERVICES.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0257931
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt01550
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0162123
IRS990/PYGrantsAndSimilarPaidAmt01000
IRS990/PYInvestmentIncomeAmt011
IRS990/PYOtherExpensesAmt0142120
IRS990/PYOtherRevenueAmt012802
IRS990/PYProgramServiceRevenueAmt0112595
IRS990/PYRevenuesLessExpensesAmt0-14024
IRS990/PYSalariesCompEmpBnftPaidAmt0158435
IRS990/PYTotalExpensesAmt0301555
IRS990/PYTotalRevenueAmt0287531
IRS990/ReconcilationRevenueExpnssAmt0-22016
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0299986
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0254219
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0554205
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0299986
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt011792
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0INAUGURAL RECEP
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt028470
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt028470
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt028470
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt028470
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt016678
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt011792
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt011792

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.69$0.14$1.55$2.97$4.19$1.22
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.92$0.15$2.77$2.73$3.00$0.27
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.06$0.02$3.04$5.11$3.55$1.55
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.98$1.49$1.49$2.49$2.56$0.06
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.09$1.54$1.55$2.28$2.07$0.21
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.09$1.75$1.34$2.83$2.89$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.36$1.96$1.40$3.16$3.31$0.15
2017Detailed filing. Detailed filing data is available for this year.$3.46$1.90$1.55$2.82$3.04$0.22
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.60$1.83$1.77$2.88$3.02$0.14
2015Detailed filing. Detailed filing data is available for this year.$3.41$1.49$1.91$2.66$3.00$0.34
2014Detailed filing. Detailed filing data is available for this year.$3.68$1.43$2.26$2.99$3.13$0.15
2013Detailed filing. Detailed filing data is available for this year.$3.74$1.35$2.39$2.95$3.16$0.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.90$1.34$2.56$2.68
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.19$1.34$2.85$3.36
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.13$0.91$3.23$3.66