Civic Intelligence

The Experts Resource & Community Center Inc

EIN 51-0504455 • 501(c)3 • Miami, FL

Profile

To promote, support and sustain homeownership throughout underserved communities.

610 NW 183rd Street Ste 202Miami, FL 33169

www.ercchelp.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

8.00x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

96th percentile

1.67x

Higher debt load relative to revenue than 96% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

37th percentile

-4.2%

Higher net margin than 37% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

61st percentile

3.7%

Faster asset growth than 61% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

99th percentile

1081%

Faster revenue growth than 99% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$49,884

Down $4,957 (-9.0%) from 2022

Liabilities

Up

$399,290

Up $213,913 (+115%) from 2022

Net Assets

Down

-$349,406

Down $218,870 (-168%) from 2022

Operations
Liabilities / Revenue96th percentileNet Margin37th percentile

Revenue

Up

$239,014

Up $214,551 (+877%) from 2022

Expenses

Up

$249,061

Up $60,987 (+32%) from 2022

Net Income

Up

-$10,047

Up $153,564 (+94%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth61st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$200K$0-$200K-$400KAssets 2013: $8,708Liabilities 2013: $27,645Net Assets 2013: -$18,9372013Assets 2014: $18,846Liabilities 2014: $42,235Net Assets 2014: -$23,3892014Assets 2015: $9,836Liabilities 2015: $116,3192015Assets 2017: $43,263Liabilities 2017: $72,773Net Assets 2017: -$29,5102017Assets 2018: $5,254Liabilities 2018: $4,332Net Assets 2018: $9222018Assets 2019: $77,959Liabilities 2019: $38,239Net Assets 2019: $39,7202019Assets 2020: $80,450Liabilities 2020: $141,982Net Assets 2020: -$61,5322020Assets 2021: $211,620Liabilities 2021: $178,545Net Assets 2021: $33,0752021Assets 2022: $54,841Liabilities 2022: $185,377Net Assets 2022: -$130,5362022Assets 2024: $49,884Liabilities 2024: $399,290Net Assets 2024: -$349,4062024

Highlighted filing

2024

Assets$49,884
Liabilities$399,290
Net Assets-$349,406
Open 2024 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2013: $114,281Expenses 2013: $133,248Net Income 2013: -$18,9672013Revenue 2014: $181,967Expenses 2014: $186,419Net Income 2014: -$4,4522014Revenue 2015: $105,305Expenses 2015: $188,399Net Income 2015: -$83,0942015Revenue 2017: $256,651Expenses 2017: $263,149Net Income 2017: -$6,4982017Revenue 2018: $244,821Expenses 2018: $214,389Net Income 2018: $30,4322018Revenue 2019: $298,105Expenses 2019: $259,307Net Income 2019: $38,7982019Revenue 2020: $39,971Expenses 2020: $141,223Net Income 2020: -$101,2522020Revenue 2021: $280,516Expenses 2021: $185,909Net Income 2021: $94,6072021Revenue 2022: $24,463Expenses 2022: $188,074Net Income 2022: -$163,6112022Revenue 2024: $239,014Expenses 2024: $249,061Net Income 2024: -$10,0472024

Highlighted filing

2024

Revenue$239,014
Expenses$249,061
Net Income-$10,047
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$49,884
Liabilities
$399,290
Net assets
-$349,406
Revenue
$239,014
Expenses
$249,061
Net income
-$10,047
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.50$3.99$3.49$2.39$2.49$0.10
2022Detailed filing. Detailed filing data is available for this year.$0.55$1.85$1.31$0.24$1.88$1.64
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.12$1.79$0.33$2.81$1.86$0.95
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.80$1.42$0.62$0.40$1.41$1.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.78$0.38$0.40$2.98$2.59$0.39
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.05$0.04$0.01$2.45$2.14$0.30
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.43$0.73$0.30$2.57$2.63$0.06
2015Summary only. Only limited summary data is available for this year.$0.10$1.16$1.05$1.88$0.83
2014Detailed filing. Detailed filing data is available for this year.$0.19$0.42$0.23$1.82$1.86$0.04
2013Detailed filing. Detailed filing data is available for this year.$0.09$0.28$0.19$1.14$1.33$0.19
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 15, 2023
Return Version
2022v5.0
Gross Receipts
$24,463
Mission and Program Overview

Mission

To promote, support and sustain homeownership throughout underserved communities

Promote homeownership - underserved area

Program Services

DescriptionGrantsExpenses
TO PROMOTE, SUPPORT AND SUSTAIN HOMEOWNERSHIP THROUGHOUT UNDERSERVED COMMUNITIES$19,300$188,075
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DANNY FELTONDirectorPT$0--
SHIRLYON MCWHORTERChairmanPT$0--
DAVID STRONGDirectorPT$0--
JAMES STUARTDirectorPT$0--
TIMOTHY BELCHERDirectorPT$0--
Filing and Contact Details

Filer

Filer Name
The Experts Resource & Community Center Inc
EIN
51-0504455
Address
610 NW 183RD STREET STE 202, MIAMI, FL 33169

Signing Officer

Name
Danny Felton
Title
Director
Phone
3056529393
Signed
2023-11-15
Discuss with paid preparer
Yes

Preparer

Firm
The Barrow Consulting Group PA
Address
8201 Peter Road Ste 1000, Plantation, FL 33324
Preparer
Nina a Barrow
Phone
9542821065
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description amountbank services charges 309computer & software exp 2,394licenses & fees 309supplies 526office exp 2,894insurance 1,949payroll taxes 5,744payroll processing fees 1,511depreciaton 7,276”

Description of other assets Part II line 24

“Category beginning of year end of yearaccounts receivable 150,000 0”

Description of total liabilities Part II line 26

“Category beginning of year end of yearsba loan payable 63,372 63,372rent payable 43,300 42,700loan from officer 71,873 79,305”

Raw XML Appendix171 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0DANNY FELTON
IRS990EZ/BooksInCareOfDetail/PhoneNum03056529393
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0610 NW 183RD STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MIAMI
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd033169
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0329
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0826
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt019333
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-163611
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt037934
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0211620
IRS990EZ/Form990TotalAssetsGrp/EOYAmt054841
IRS990EZ/GrossReceiptsAmt024463
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt061291
IRS990EZ/LandAndBuildingsGrp/EOYAmt054015
IRS990EZ/LoansToFromOfficersAmt079305
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0true
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt033075
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-130536
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt033075
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-130536
IRS990EZ/OccupancyRentUtltsAndMaintAmt047312
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt45.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DANNY FELTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SHIRLYON MCWHORTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DAVID STRONG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JAMES STUART
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4TIMOTHY BELCHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0150000
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt022912
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROMOTE HOMEOWNERSHIP - UNDERSERVED AREA
IRS990EZ/PrintingPublicationsPostageAmt04826
IRS990EZ/ProgramServiceRevenueAmt05130
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROMOTE, SUPPORT AND SUSTAIN HOMEOWNERSHIP THROUGHOUT UNDERSERVED COMMUNITIES
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt019300
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0188075
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt075090
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0178545
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0185377
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0188074
IRS990EZ/TotalProgramServiceExpensesAmt0188075
IRS990EZ/TotalRevenueAmt024463
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.ERCC.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt024463
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0230262
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt039972
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0298105
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0219875
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0812677
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0812677
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt024463
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0230262
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt039972
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0298105
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0219875
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0812677
IRS990ScheduleA/TotalSupportAmt0812677
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt079305
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0ADMIN EXPENSES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt023739
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0DANNY FELTON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/TotalBalanceDueAmt079305
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTBANK SERVICES CHARGES 309COMPUTER & SOFTWARE EXP 2,394LICENSES & FEES 309SUPPLIES 526OFFICE EXP 2,894INSURANCE 1,949PAYROLL TAXES 5,744PAYROLL PROCESSING FEES 1,511DEPRECIATON 7,276
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CATEGORY BEGINNING OF YEAR END OF YEARACCOUNTS RECEIVABLE 150,000 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CATEGORY BEGINNING OF YEAR END OF YEARSBA LOAN PAYABLE 63,372 63,372RENT PAYABLE 43,300 42,700LOAN FROM OFFICER 71,873 79,305
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of total liabilities Part II line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DANNY FELTON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03056529393
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE EXPERTS RESOURCE & COMMUNITY CENTER INC
ReturnHeader/Filer/BusinessNameControlTxt0EXPE
ReturnHeader/Filer/EIN0510504455
ReturnHeader/Filer/USAddress/AddressLine1Txt0610 NW 183RD STREET STE 202
ReturnHeader/Filer/USAddress/CityNm0MIAMI
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd033169
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0300747910
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0The Barrow Consulting Group PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08201 Peter Road Ste 1000
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Plantation
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd033324
ReturnHeader/PreparerPersonGrp/PhoneNum09542821065
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NINA A BARROW
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02023-11-14T12:29:24-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0DANNY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0FELTON
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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