Civic Intelligence

New Jersey State Firemens West Caldwell

EIN 51-0233688 • 501(c)4 • West Caldwell, NJ

Profile

A financial relief fund for firefighters

18 Sunset RoadWest Caldwell, NJ 07006-6541

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2023

Net Margin

77th percentile

20%

Higher net margin than 77% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2023

Top Officer Pay

95th percentile

$5,000

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 9.6% of source-year revenue.

501(c)4 • <$500k nonprofits • Source year 2022

Asset Growth

64th percentile

4.7%

Faster asset growth than 64% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

89th percentile

52%

Faster revenue growth than 89% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets59th percentile

Assets

Up

$378,794

Up $26,805 (+7.6%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$378,794

Up $26,805 (+7.6%) from 2024

Operations
Liabilities / Revenue60th percentileNet Margin77th percentile

Revenue

Up

$96,639

Up $16,370 (+20%) from 2024

Expenses

Down

$69,834

Down $6,922 (-9.0%) from 2024

Net Income

Up

$26,805

Up $23,292 (+663%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth64th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $261,094Liabilities 2011: $02011Assets 2012: $265,114Liabilities 2012: $02012Assets 2013: $267,701Liabilities 2013: $02013Assets 2014: $271,836Liabilities 2014: $02014Assets 2015: $280,426Liabilities 2015: $02015Assets 2016: $286,129Liabilities 2016: $02016Assets 2017: $294,626Liabilities 2017: $02017Assets 2018: $303,711Liabilities 2018: $02018Assets 2019: $312,242Liabilities 2019: $02019Assets 2020: $326,385Liabilities 2020: $02020Assets 2021: $332,028Net Assets 2021: $332,0282021Assets 2022: $332,706Net Assets 2022: $332,7062022Assets 2023: $348,476Net Assets 2023: $348,4762023Assets 2024: $351,989Net Assets 2024: $351,9892024Assets 2025: $378,794Net Assets 2025: $378,7942025

Highlighted filing

2025

Assets$378,794
Liabilities-
Net Assets$378,794
Open 2025 Filing

Operations Trend

Revenue Growth89th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0Revenue 2011: $43,951Expenses 2011: $31,569Net Income 2011: $12,3822011Revenue 2012: $50,240Expenses 2012: $46,220Net Income 2012: $4,0202012Revenue 2013: $47,397Expenses 2013: $44,810Net Income 2013: $2,5872013Revenue 2014: $54,905Expenses 2014: $50,770Net Income 2014: $4,1352014Revenue 2015: $50,880Expenses 2015: $42,290Net Income 2015: $8,5902015Revenue 2016: $40,447Expenses 2016: $34,744Net Income 2016: $5,7032016Revenue 2017: $41,887Expenses 2017: $33,390Net Income 2017: $8,4972017Revenue 2018: $40,492Expenses 2018: $31,407Net Income 2018: $9,0852018Revenue 2019: $40,359Expenses 2019: $31,828Net Income 2019: $8,5312019Revenue 2020: $38,559Expenses 2020: $24,416Net Income 2020: $14,1432020Revenue 2021: $39,341Expenses 2021: $33,698Net Income 2021: $5,6432021Revenue 2022: $51,885Expenses 2022: $51,207Net Income 2022: $6782022Revenue 2023: $78,882Expenses 2023: $63,112Net Income 2023: $15,7702023Revenue 2024: $80,269Expenses 2024: $76,756Net Income 2024: $3,5132024Revenue 2025: $96,639Expenses 2025: $69,834Net Income 2025: $26,8052025

Highlighted filing

2025

Revenue$96,639
Expenses$69,834
Net Income$26,805
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$378,794
Liabilities
-
Net assets
$378,794
Revenue
$96,639
Expenses
$69,834
Net income
$26,805
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.79$3.79$0.97$0.70$0.27
2024Detailed filing. Detailed filing data is available for this year.$3.52$3.52$0.80$0.77$0.04
2023Detailed filing. Detailed filing data is available for this year.$3.48$3.48$0.79$0.63$0.16
2022Detailed filing. Detailed filing data is available for this year.$3.33$3.33$0.52$0.51$0.01
2021Detailed filing. Detailed filing data is available for this year.$3.32$3.32$0.39$0.34$0.06
2020Summary only. Only limited summary data is available for this year.$3.26$0.00$0.39$0.24$0.14
2019Summary only. Only limited summary data is available for this year.$3.12$0.00$0.40$0.32$0.09
2018Summary only. Only limited summary data is available for this year.$3.04$0.00$0.40$0.31$0.09
2017Summary only. Only limited summary data is available for this year.$2.95$0.00$0.42$0.33$0.08
2016Summary only. Only limited summary data is available for this year.$2.86$0.00$0.40$0.35$0.06
2015Summary only. Only limited summary data is available for this year.$2.80$0.00$0.51$0.42$0.09
2014Summary only. Only limited summary data is available for this year.$2.72$0.00$0.55$0.51$0.04
2013Summary only. Only limited summary data is available for this year.$2.68$0.00$0.47$0.45$0.03
2012Summary only. Only limited summary data is available for this year.$2.65$0.00$0.50$0.46$0.04
2011Summary only. Only limited summary data is available for this year.$2.61$0.00$0.44$0.32$0.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Apr 21, 2026
Return Version
2025v4.1
Gross Receipts
$96,639
Mission and Program Overview

Mission

A financial relief fund for firefighters

Assist firefighters and their families in times of need

Program Services

DescriptionGrantsExpenses
Assessments retained by State Association are used to pay burial benefits,operate Firemens Home in Booton, NJ, and provide specialfinancial and health care assistance to firefighters and their families.$0$55,117
Offset Expenses of 10 Delegates and Life Members who attended the annual caucusand the annual convention of the NJSFA in Wildwood, NJ.$0$6,383
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jere ColeSecretary-$0$3,000$3,000
Richard OtterbeinTreasurer-$0$3,000$3,000
John HamiltonPresident-$0$1,000$1,000
Christopher FlintVice President-$0$1,000$1,000
Filing and Contact Details

Filer

Filer Name
New Jersey State Firemens Assoc-West Caldwell
EIN
51-0233688
Phone
9738093004
Address
18 Sunset Rd, Caldwell, NJ 07006

Signing Officer

Name
Richard C Otterbein
Title
Treasurer
Phone
9738093004
Signed
2026-04-21

Preparer

Firm
Edward R Mullen CPA
Address
60 Jefferson Street, Metuchen, NJ 08840
Preparer
Edward R Mullen CPA
Phone
7327420906
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 8

“Gross Insurance Money from State Association 81054.”

Form 990EZ, Part I, Line 16

“NJ State Association Assessments Withheld 55117.”

Form 990EZ, Part I, Line 16

“NJ State Firemens Annual Caucus & Convention 6383.”

Form 990EZ, Part I, Line 16

“Secretary of State Filing Fee 31.”

Raw XML Appendix126 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Richard Otterbein
IRS990EZ/BooksInCareOfDetail/PhoneNum09738093004
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt018 Sunset Rd
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Caldwell
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007006
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0351989
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0378794
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt026805
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0224
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0351989
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0378794
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt096639
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/GroupExemptionNum03118
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt015585
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0351989
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0378794
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0351989
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0378794
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt23.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt33.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt01000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt11000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt23000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt33000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0John Hamilton
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Christopher Flint
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Jere Cole
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Richard Otterbein
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt061531
IRS990EZ/OtherRevenueTotalAmt081054
IRS990EZ/PrimaryExemptPurposeTxt0Assist firefighters and their families in times of need
IRS990EZ/PrintingPublicationsPostageAmt079
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Assessments retained by State Association are used to pay burial benefits,operate Firemens Home in Booton, NJ, and provide specialfinancial and health care assistance to firefighters and their families.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Offset Expenses of 10 Delegates and Life Members who attended the annual caucusand the annual convention of the NJSFA in Wildwood, NJ.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt055117
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt16383
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt08000
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt069834
IRS990EZ/TotalProgramServiceExpensesAmt061500
IRS990EZ/TotalRevenueAmt096639
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Gross Insurance Money from State Association 81054.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NJ State Association Assessments Withheld 55117.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NJ State Firemens Annual Caucus & Convention 6383.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Secretary of State Filing Fee 31.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Richard C Otterbein
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum09738093004
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-04-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0New Jersey State Firemens Assoc-West Caldwell
ReturnHeader/Filer/BusinessNameControlTxt0NEWJ
ReturnHeader/Filer/EIN0510233688
ReturnHeader/Filer/PhoneNum09738093004
ReturnHeader/Filer/USAddress/AddressLine1Txt018 Sunset Rd
ReturnHeader/Filer/USAddress/CityNm0Caldwell
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007006
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0223150204
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Edward R Mullen CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt060 Jefferson Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Metuchen
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd008840
ReturnHeader/PreparerPersonGrp/PhoneNum07327420906
ReturnHeader/PreparerPersonGrp/PreparationDt02026-04-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Edward R Mullen CPA
ReturnHeader/ReturnTs02026-04-21T08:41:49-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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