Civic Intelligence

New Jersey State Firemens Association

EIN 51-0233677 • 501(c)4 • Cape May, NJ

Cape May, NJ
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2023

Net Margin

32nd percentile

-7.6%

Higher net margin than 32% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

47th percentile

-2.1%

Faster asset growth than 47% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

82nd percentile

28%

Faster revenue growth than 82% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2022 to 2023

Assets

Down

$380,551

Down $3,749 (-1.0%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

$380,551

No earlier filing loaded for comparison.

Revenue

Down

$101,901

Down $6,891 (-6.3%) from 2023

Expenses

Down

$105,650

Down $11,434 (-9.8%) from 2023

Net Income

Up

-$3,749

Up $4,543 (+55%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $250,539Liabilities 2011: $02011Assets 2012: $256,440Liabilities 2012: $02012Assets 2013: $267,618Liabilities 2013: $02013Assets 2014: $268,887Liabilities 2014: $02014Assets 2015: $298,130Liabilities 2015: $02015Assets 2016: $313,162Liabilities 2016: $02016Assets 2017: $321,149Liabilities 2017: $02017Assets 2018: $341,633Liabilities 2018: $02018Assets 2019: $346,557Liabilities 2019: $02019Assets 2020: $370,102Liabilities 2020: $02020Assets 2021: $381,855Net Assets 2021: $381,8552021Assets 2022: $392,592Net Assets 2022: $392,5922022Assets 2023: $384,300Liabilities 2023: $02023Assets 2024: $380,551Net Assets 2024: $380,5512024

Highlighted filing

2024

Assets$380,551
Liabilities-
Net Assets$380,551

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $56,407Expenses 2011: $41,424Net Income 2011: $14,9832011Revenue 2012: $67,909Expenses 2012: $62,008Net Income 2012: $5,9012012Revenue 2013: $62,823Expenses 2013: $51,645Net Income 2013: $11,1782013Revenue 2014: $66,159Expenses 2014: $70,118Net Income 2014: -$3,9592014Revenue 2015: $42,160Expenses 2015: $52,896Net Income 2015: -$10,7362015Revenue 2016: $39,408Expenses 2016: $19,376Net Income 2016: $20,0322016Revenue 2017: $33,349Expenses 2017: $25,362Net Income 2017: $7,9872017Revenue 2018: $33,336Expenses 2018: $12,852Net Income 2018: $20,4842018Revenue 2019: $70,319Expenses 2019: $65,395Net Income 2019: $4,9242019Revenue 2020: $77,568Expenses 2020: $54,024Net Income 2020: $23,5442020Revenue 2021: $69,194Expenses 2021: $57,441Net Income 2021: $11,7532021Revenue 2022: $85,217Expenses 2022: $74,480Net Income 2022: $10,7372022Revenue 2023: $108,792Expenses 2023: $117,084Net Income 2023: -$8,2922023Revenue 2024: $101,901Expenses 2024: $105,650Net Income 2024: -$3,7492024

Highlighted filing

2024

Revenue$101,901
Expenses$105,650
Net Income-$3,749

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.81$3.81$1.02$1.06$0.04
2023Summary only. Only limited summary data is available for this year.$3.84$0.00$1.09$1.17$0.08
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.93$3.93$0.85$0.74$0.11
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.82$3.82$0.69$0.57$0.12
2020Summary only. Only limited summary data is available for this year.$3.70$0.00$0.78$0.54$0.24
2019Summary only. Only limited summary data is available for this year.$3.47$0.00$0.70$0.65$0.05
2018Summary only. Only limited summary data is available for this year.$3.42$0.00$0.33$0.13$0.20
2017Summary only. Only limited summary data is available for this year.$3.21$0.00$0.33$0.25$0.08
2016Summary only. Only limited summary data is available for this year.$3.13$0.00$0.39$0.19$0.20
2015Summary only. Only limited summary data is available for this year.$2.98$0.00$0.42$0.53$0.11
2014Summary only. Only limited summary data is available for this year.$2.69$0.00$0.66$0.70$0.04
2013Summary only. Only limited summary data is available for this year.$2.68$0.00$0.63$0.52$0.11
2012Summary only. Only limited summary data is available for this year.$2.56$0.00$0.68$0.62$0.06
2011Summary only. Only limited summary data is available for this year.$2.51$0.00$0.56$0.41$0.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 5, 2025
Return Version
2024v5.0
Gross Receipts
$101,901
Mission and Program Overview

Mission

Provide financial support to needy and\or indigant firefighters and their families.

Program Services

DescriptionGrantsExpenses
PAYMENT OF RELIEF BENEFITS TO FIREFIGHTERS FAMILIES-$105,350
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARK DELANOTreasurer-$1,800-$1,800
ANDREW HILVERTSecretary-$1,800-$1,800
EDWARD D HAYESPresident-$500-$500
WILLIAM HOWARDVice Preside-$400-$400
RICHARD ERAZMUS JRTrustee-$125-$125
DAVID LEPORTrustee-$125-$125
MICHAEL BRANNONTrustee-$125-$125
JEFFREY VANMOURIKTrustee-$125-$125
VINCENT STONETrustee-$125-$125
JOHN MCCABETrustee-$125-$125
RICH HARRON JRTrustee-$125-$125
ANTHONY C FRANCOTrustee-$125-$125
EDWARD HAYESTrustee-$125-$125
Filing and Contact Details

Filer

Filer Name
Lower Township Relief Association
EIN
51-0233677
Phone
6097416032
Address
111 MATHEMEK ST, CAPE MAY, NJ 08204

Signing Officer

Name
Mark Delano
Title
Treasurer
Phone
6097416032
Signed
2025-03-05
Discuss with paid preparer
Yes

Preparer

Firm
Fitzpatrick Bongiovanni & Kelly Pc
Address
401 NEW RD STE 102, LINWOOD, NJ 08221
Preparer
Robert J Kelly Jr
Phone
6096530110
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

Firemen's surplus lines tax 95,064 total 95,064

Form 990-ez, Part I, Line 16

Expenses state filing fee 31 surplus line assessments 66,565 convention exp 10,949 total 77,545

Form 990-ez, Part III

Provide financial support to needy and\or indigant firefighters and their families.

Raw XML Appendix140 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt021430
IRS990EZ/BooksInCareOfDetail/PersonNm0MARK DELANO
IRS990EZ/BooksInCareOfDetail/PhoneNum06097416032
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0111 MATHEMEK ST
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0111 MATHEMEK ST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CAPE MAY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd008204
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0384300
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0380551
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-3749
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0300
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0384300
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0380551
IRS990EZ/GrossReceiptsAmt0101901
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt06837
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0384300
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0380551
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0384300
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0380551
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt91.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt101.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt111.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt120.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt0125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt1125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt2125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt3125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt4125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt5125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt6125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt7125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt81800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt91800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10400
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt11500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt12125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RICHARD ERAZMUS JR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DAVID LEPOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MICHAEL BRANNON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JEFFREY VANMOURIK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4VINCENT STONE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JOHN MCCABE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6RICH HARRON JR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7ANTHONY C FRANCO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8MARK DELANO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9ANDREW HILVERT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10WILLIAM HOWARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11EDWARD D HAYES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm12EDWARD HAYES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt12TRUSTEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt077545
IRS990EZ/OtherRevenueTotalAmt095064
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE FINANCIAL SUPPORT TO NEEDY AND\OR INDIGANT FIREFIGHTERS AND THEIR FAMILIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PAYMENT OF RELIEF BENEFITS TO FIREFIGHTERS FAMILIES
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0105350
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt06375
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0105650
IRS990EZ/TotalProgramServiceExpensesAmt0105350
IRS990EZ/TotalRevenueAmt0101901
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FIREMEN'S SURPLUS LINES TAX 95,064 TOTAL 95,064
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES STATE FILING FEE 31 SURPLUS LINE ASSESSMENTS 66,565 CONVENTION EXP 10,949 TOTAL 77,545
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PROVIDE FINANCIAL SUPPORT TO NEEDY AND\OR INDIGANT FIREFIGHTERS AND THEIR FAMILIES.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MARK DELANO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06097416032
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-03-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LOWER TOWNSHIP RELIEF ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0LOWE
ReturnHeader/Filer/EIN0510233677
ReturnHeader/Filer/PhoneNum06097416032
ReturnHeader/Filer/USAddress/AddressLine1Txt0111 MATHEMEK ST
ReturnHeader/Filer/USAddress/CityNm0CAPE MAY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008204
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0223507266
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FITZPATRICK BONGIOVANNI & KELLY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0401 NEW RD STE 102
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LINWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd008221
ReturnHeader/PreparerPersonGrp/PhoneNum06096530110
ReturnHeader/PreparerPersonGrp/PreparationDt02025-03-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT J KELLY JR
ReturnHeader/ReturnTs02025-04-16T11:11:21-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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