Liabilities / Assets
70th percentile
Higher debt load relative to assets than 70% of similar nonprofits.
Kettering Firefighters Associaton Local
EIN 51-0227065 • 501(c)5 • Kettering, OH
Profile
Labor union representing members in negotiations with employer. The objective of the union is to secure improved wages, working conditions, and other economic advantages through collective bargaining.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.01x
Liabilities / Revenue
75th percentile
Higher debt load relative to revenue than 75% of similar nonprofits.
Net Margin
71st percentile
Higher net margin than 71% of similar nonprofits.
Top Officer Pay
59th percentile
Higher top officer pay than 59% of similar nonprofits.
Top officer pay equals 3.5% of source-year revenue.
Asset Growth
68th percentile
Faster asset growth than 68% of similar nonprofits.
Revenue Growth
60th percentile
Faster revenue growth than 60% of similar nonprofits.
Balance Sheet
Assets
Up$171,691
Up $13,433 (+8.5%) from 2024
Liabilities
Up$1,492
Up $332 (+29%) from 2024
Net Assets
Up$170,199
Up $13,101 (+8.3%) from 2024
Revenue
Up$85,685
Up $4,065 (+5.0%) from 2024
Expenses
Down$72,584
Down $3,080 (-4.1%) from 2024
Net Income
Up$13,101
Up $7,145 (+120%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $171,691
- Liabilities
- $1,492
- Net assets
- $170,199
- Revenue
- $85,685
- Expenses
- $72,584
- Net income
- $13,101
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Oct 1, 2024 to Sep 30, 2025
- Signed
- Feb 17, 2026
- Return Version
- 2024v5.5
- Gross Receipts
- $85,685
Mission and Program Overview
Mission
Labor union representing members in negotiations with employer. The objective of the union is to secure improved wages, working conditions, and other economic advantages through collective bargaining.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| REPRESENTATION OF MEMBERS IN JOB RELATED MATTERS | $0 | $0 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| PETE BURCHAM | President | - | $2,998 | - | $2,998 |
| CHAD GEMIN | Treasurer | - | $1,998 | - | $1,998 |
| BRYCE KHUN | Vice-President | - | $1,998 | - | $1,998 |
| BRIAN HISSONG | Secrectary | - | $1,000 | - | $1,000 |
| MIKE HOLBERT | Trustee | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Kettering Firefighters Associaton Local
- EIN
- 51-0227065
- Phone
- 9376736749
- Address
- PO BOX 292311, KETTERING, OH 45429
Signing Officer
- Name
- Chad Gemin
- Title
- Treasurer
- Phone
- 9376736749
- Signed
- 2026-02-17
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Lloyd Darner Guenther & Ellis Pll
- Address
- 7755 PARAGON ROAD STE 105, DAYTON, OH 45459
- Preparer
- James T Clark
- Phone
- 9372973000
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 4 - Other Investment Income
“Description: interest. Amount: 3,807.”
Form 990-ez, Part I, Line 8 - Other Revenue
“Description: miscellaneous income. Amount: 1,081.”
Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid
“Activity classification: donation. Grantee name: kfhs after prom committee. Grantee address: 3301 shroyer rd kettering, oh 45429. Date of gift: 03/13/25. Amount given: 100.”
Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid
“Activity classification: donation. Grantee name: dor-wood optimist club. Grantee address: 1191 e stroop rd kettering, oh 45429. Date of gift: 06/10/25. Amount given: 500.”
Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid
“Activity classification: donation. Grantee name: the yard foundation. Grantee address: 1401 s. State #2004 chicago, il 60605. Date of gift: 08/22/25. Amount given: 522.”
Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid
“Activity classification: direct assistance. Grantee name: justin mcvicar. Date of gift: 09/20/25. Amount given: 2,000.”
Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid
“Activity classification: sponsorship. Grantee name: chuck upthegrove memorial classic. Date of gift: 08/13/25. Amount given: 150. Total included on form 990-ez, line 10: 3,272.”
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: travel/conferences. Amount: 758. Description: flowers, cards, and memorial contributions. Amount: 1,105. Description: union social functions. Amount: 7,380. Description: per capita taxes. Amount: 29,963. Description: meeting expenses. Amount: 5,524. Description: miscellaneous expense. Amount: 1,173. Description: office supplies. Amount: 241. Description: member retirement gifts. Amount: 1,051. Total to form 990-ez, line 16: 47,195.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: credit card balance. Beg. Of year amount: 1,160. End of year amount: 1,492.”
Raw XML Appendix135 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | CHAD GEMIN |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9376736749 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 292311 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | KETTERING |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 45429 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 158258 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 171691 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 13101 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 13868 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 158258 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 171691 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 3272 |
| IRS990EZ/GrossReceiptsAmt | 0 | 85685 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 3807 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MembershipDuesAmt | 0 | 80797 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 157098 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 170199 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 157098 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 170199 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 2998 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 1998 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 1998 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 1000 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | PETE BURCHAM |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | CHAD GEMIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | BRYCE KHUN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | BRIAN HISSONG |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | MIKE HOLBERT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | VICE-PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | SECRECTARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | TRUSTEE |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 47195 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 1081 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | LABOR UNION REPRESENTING MEMBERS IN NEGOTIATIONS WITH EMPLOYER. THE OBJECTIVE OF THE UNION IS TO SECURE IMPROVED WAGES, WORKING CONDITIONS, AND OTHER ECONOMIC ADVANTAGES THROUGH COLLECTIVE BARGAINING. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 255 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | REPRESENTATION OF MEMBERS IN JOB RELATED MATTERS |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 7994 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 1160 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 1492 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 72584 |
| IRS990EZ/TotalRevenueAmt | 0 | 85685 |
| IRS990EZ/TypeOfOrganizationOtherInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | IAFF2150.ORG |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: INTEREST. AMOUNT: 3,807. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: MISCELLANEOUS INCOME. AMOUNT: 1,081. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ACTIVITY CLASSIFICATION: DONATION. GRANTEE NAME: KFHS AFTER PROM COMMITTEE. GRANTEE ADDRESS: 3301 SHROYER RD KETTERING, OH 45429. DATE OF GIFT: 03/13/25. AMOUNT GIVEN: 100. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ACTIVITY CLASSIFICATION: DONATION. GRANTEE NAME: DOR-WOOD OPTIMIST CLUB. GRANTEE ADDRESS: 1191 E STROOP RD KETTERING, OH 45429. DATE OF GIFT: 06/10/25. AMOUNT GIVEN: 500. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ACTIVITY CLASSIFICATION: DONATION. GRANTEE NAME: THE YARD FOUNDATION. GRANTEE ADDRESS: 1401 S. STATE #2004 CHICAGO, IL 60605. DATE OF GIFT: 08/22/25. AMOUNT GIVEN: 522. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | ACTIVITY CLASSIFICATION: DIRECT ASSISTANCE. GRANTEE NAME: JUSTIN MCVICAR. DATE OF GIFT: 09/20/25. AMOUNT GIVEN: 2,000. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | ACTIVITY CLASSIFICATION: SPONSORSHIP. GRANTEE NAME: CHUCK UPTHEGROVE MEMORIAL CLASSIC. DATE OF GIFT: 08/13/25. AMOUNT GIVEN: 150. TOTAL INCLUDED ON FORM 990-EZ, LINE 10: 3,272. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | DESCRIPTION: TRAVEL/CONFERENCES. AMOUNT: 758. DESCRIPTION: FLOWERS, CARDS, AND MEMORIAL CONTRIBUTIONS. AMOUNT: 1,105. DESCRIPTION: UNION SOCIAL FUNCTIONS. AMOUNT: 7,380. DESCRIPTION: PER CAPITA TAXES. AMOUNT: 29,963. DESCRIPTION: MEETING EXPENSES. AMOUNT: 5,524. DESCRIPTION: MISCELLANEOUS EXPENSE. AMOUNT: 1,173. DESCRIPTION: OFFICE SUPPLIES. AMOUNT: 241. DESCRIPTION: MEMBER RETIREMENT GIFTS. AMOUNT: 1,051. TOTAL TO FORM 990-EZ, LINE 16: 47,195. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | DESCRIPTION: CREDIT CARD BALANCE. BEG. OF YEAR AMOUNT: 1,160. END OF YEAR AMOUNT: 1,492. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CHAD GEMIN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9376736749 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-02-17 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | KETTERING FIREFIGHTERS ASSOCIATON LOCAL |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | #2150 KETTERING OHIO |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | KETT |
| ReturnHeader/Filer/EIN | 0 | 510227065 |
| ReturnHeader/Filer/PhoneNum | 0 | 9376736749 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 292311 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | KETTERING |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 45429 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 310603874 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LLOYD DARNER GUENTHER & ELLIS PLL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 7755 PARAGON ROAD STE 105 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | DAYTON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 45459 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9372973000 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JAMES T CLARK |
| ReturnHeader/ReturnTs | 0 | 2026-02-23T11:35:55-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-10-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-09-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
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