Civic Intelligence

Officers' Spouses' Club of Camp Pendleton

EIN 51-0187547 • 501(c)3 • Oceanside, CA

Profile

To support military families and others involved within the military community by providing educational scholarship funds and direct support.

PO Box 5559Oceanside, CA 92052

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

66th percentile

12%

Higher net margin than 66% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

79th percentile

26%

Faster asset growth than 79% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

28th percentile

-29%

Faster revenue growth than 28% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$39,975

Up $8,299 (+26%) from 2024

Liabilities

$0

No earlier filing loaded for comparison.

Net Assets

Up

$39,975

Up $8,299 (+26%) from 2024

Revenue

Down

$68,858

Down $27,950 (-29%) from 2024

Expenses

Down

$60,559

Down $28,700 (-32%) from 2024

Net Income

Up

$8,299

Up $750 (+9.9%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0Assets 2010: $23,390Liabilities 2010: $02010Assets 2011: $29,497Liabilities 2011: $02011Assets 2012: $29,229Liabilities 2012: $02012Assets 2013: $28,562Net Assets 2013: $28,5622013Assets 2014: $27,602Liabilities 2014: $02014Assets 2015: $14,542Net Assets 2015: $14,5422015Assets 2016: $18,412Net Assets 2016: $18,4122016Assets 2017: $13,174Net Assets 2017: $13,1742017Assets 2018: $12,389Net Assets 2018: $12,3892018Assets 2019: $14,857Net Assets 2019: $14,8572019Assets 2020: $17,005Net Assets 2020: $17,0052020Assets 2021: $10,884Net Assets 2021: $10,8842021Assets 2022: $25,944Net Assets 2022: $25,9442022Assets 2023: $24,129Liabilities 2023: $02023Assets 2024: $31,676Net Assets 2024: $31,6762024Assets 2025: $39,975Liabilities 2025: $0Net Assets 2025: $39,9752025

Highlighted filing

2025

Assets$39,975
Liabilities$0
Net Assets$39,975

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $28,378Expenses 2010: $41,443Net Income 2010: -$13,0652010Revenue 2011: $35,516Expenses 2011: $29,409Net Income 2011: $6,1072011Revenue 2012: $41,697Expenses 2012: $41,965Net Income 2012: -$2682012Revenue 2013: $48,659Expenses 2013: $49,326Net Income 2013: -$6672013Revenue 2014: $49,721Expenses 2014: $50,681Net Income 2014: -$9602014Revenue 2015: $85,729Expenses 2015: $73,922Net Income 2015: $11,8072015Revenue 2016: $65,241Expenses 2016: $61,371Net Income 2016: $3,8702016Revenue 2017: $83,719Expenses 2017: $88,957Net Income 2017: -$5,2382017Revenue 2018: $69,575Expenses 2018: $70,360Net Income 2018: -$7852018Revenue 2019: $57,981Expenses 2019: $55,513Net Income 2019: $2,4682019Revenue 2020: $38,596Expenses 2020: $30,922Net Income 2020: $7,6742020Revenue 2021: $21,754Expenses 2021: $27,875Net Income 2021: -$6,1212021Revenue 2022: $94,353Expenses 2022: $78,792Net Income 2022: $15,5612022Revenue 2023: $104,038Expenses 2023: $105,853Net Income 2023: -$1,8152023Revenue 2024: $96,808Expenses 2024: $89,259Net Income 2024: $7,5492024Revenue 2025: $68,858Expenses 2025: $60,559Net Income 2025: $8,2992025

Highlighted filing

2025

Revenue$68,858
Expenses$60,559
Net Income$8,299

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.40$0.00$0.40$0.69$0.61$0.08
2024Detailed filing. Detailed filing data is available for this year.$0.32$0.32$0.97$0.89$0.08
2023Summary only. Only limited summary data is available for this year.$0.24$0.00$1.04$1.06$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.26$0.26$0.94$0.79$0.16
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.11$0.11$0.22$0.28$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.17$0.17$0.39$0.31$0.08
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.15$0.15$0.58$0.56$0.02
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.12$0.12$0.70$0.70$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.13$0.13$0.84$0.89$0.05
2016Detailed filing. Detailed filing data is available for this year.$0.18$0.18$0.65$0.61$0.04
2015Detailed filing. Detailed filing data is available for this year.$0.15$0.15$0.86$0.74$0.12
2014Summary only. Only limited summary data is available for this year.$0.28$0.00$0.50$0.51$0.01
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.29$0.29$0.49$0.49$0.01
2012Summary only. Only limited summary data is available for this year.$0.29$0.00$0.42$0.42$0.00
2011Summary only. Only limited summary data is available for this year.$0.29$0.00$0.36$0.29$0.06
2010Summary only. Only limited summary data is available for this year.$0.23$0.00$0.28$0.41$0.13
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Feb 15, 2026
Return Version
2024v5.0
Gross Receipts
$79,352
Mission and Program Overview

Mission

To support military families and others involved within the military community by providing educational scholarship funds and direct support.

Program Services

DescriptionGrantsExpenses
PROVIDED MILITARY-CONNECTED DEPENDENTS WITH FUNDING FOR POST-SECONDARY EDUCATION.$36,900$0
PROVIDED MILITARY-CONNECTED COMMUNITY ORGANIZATIONS DIRECT SUPPORT FOR MILITARY CENTERED PROGRAMMING.$16,925$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
BRITTANY BELLPresidentPT$0--
ANTOINETTE REEDER1st Vice PresidentPT$0--
AJA LORD2nd Vice PresidentPT$0--
ANDI ANDINOExecutive SecretaryPT$0--
LISA MARTINEZ STEHLETreasurerPT$0--
Filing and Contact Details

Filer

Filer Name
Military Spouse Association of Camp Pendleton
EIN
51-0187547
Phone
7605869548
Address
PO BOX 5559, OCEANSIDE, CA 92052

Signing Officer

Name
Lisa Martinez Stehle
Title
Treasurer
Phone
7605869548
Signed
2026-02-15
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 10

Grants/similar amounts paid to individuals cash contribution: 16,925 cash contribution: 36,900

Form 990-EZ, Part I, Line 16

Description;Amount^ADVERTISING AND PROMOTION;93|OFFICE;25|INSURANCE;617|WEBSITE HOSTING;307^Total;1042^

Raw XML Appendix182 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0LISA MARTINEZ STEHLE
IRS990EZ/BooksInCareOfDetail/PhoneNum07605869548
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 5559
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0OCEANSIDE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd092052
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt031676
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt039975
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt055427
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt08299
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt05282
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt031676
IRS990EZ/Form990TotalAssetsGrp/EOYAmt039975
IRS990EZ/FundraisingGrossIncomeAmt021125
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt053825
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt079352
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt02800
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt031676
IRS990EZ/NetAssetsOrFundBalancesEOYAmt039975
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt031676
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt039975
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt020
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt115
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt215
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt47
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BRITTANY BELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ANTOINETTE REEDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2AJA LORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ANDI ANDINO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4LISA MARTINEZ STEHLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11ST VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt22ND VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3EXECUTIVE SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TREASURER
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt01042
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO SUPPORT MILITARY FAMILIES AND OTHERS INVOLVED WITHIN THE MILITARY COMMUNITY BY PROVIDING EDUCATIONAL SCHOLARSHIP FUNDS AND DIRECT SUPPORT.
IRS990EZ/PrintingPublicationsPostageAmt0410
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDED MILITARY-CONNECTED DEPENDENTS WITH FUNDING FOR POST-SECONDARY EDUCATION.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1PROVIDED MILITARY-CONNECTED COMMUNITY ORGANIZATIONS DIRECT SUPPORT FOR MILITARY CENTERED PROGRAMMING.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt036900
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt116925
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt10
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SpecialEventsDirectExpensesAmt010494
IRS990EZ/SpecialEventsNetIncomeLossAmt010631
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt060559
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt068858
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0WWW.MSA-CP.ORG
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt055427
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt096808
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0104038
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt092163
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt020704
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0369140
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt02800
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt02190
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt01050
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt06040
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearAmt021125
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt021125
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01
IRS990ScheduleA/PublicSupportPY509Pct01
IRS990ScheduleA/PublicSupportTotal509Amt0396305
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt079352
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt096808
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0104038
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt094353
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt021754
IRS990ScheduleA/Total509Grp/TotalAmt0396305
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt079352
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt096808
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0104038
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt094353
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt021754
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0396305
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0GRANTS/SIMILAR AMOUNTS PAID TO INDIVIDUALS CASH CONTRIBUTION: 16,925 CASH CONTRIBUTION: 36,900
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;Amount^ADVERTISING AND PROMOTION;93|OFFICE;25|INSURANCE;617|WEBSITE HOSTING;307^Total;1042^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Lisa Martinez Stehle
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum07605869548
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MILITARY SPOUSE ASSOCIATION OF CAMP PENDLETON
ReturnHeader/Filer/BusinessNameControlTxt0MILI
ReturnHeader/Filer/EIN0510187547
ReturnHeader/Filer/PhoneNum07605869548
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 5559
ReturnHeader/Filer/USAddress/CityNm0OCEANSIDE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd092052
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02026-02-15T23:59:42-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-10-01
ReturnHeader/TaxPeriodEndDt02025-09-30
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits