Liabilities / Assets
48th percentile
Higher debt load relative to assets than 48% of similar nonprofits.
EIN 51-0175452 • 501(c)3 • Homewood, IL
Profile
The organization's mission is to promote and foster long-term diversity by working to eliminate all forms of discrimination and exploitation in the housing market.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
48th percentile
Higher debt load relative to assets than 48% of similar nonprofits.
Liabilities / Revenue
59th percentile
Higher debt load relative to revenue than 59% of similar nonprofits.
Net Margin
11th percentile
Higher net margin than 11% of similar nonprofits.
Top Officer Pay
74th percentile
Higher top officer pay than 74% of similar nonprofits.
Top officer pay equals 12.1% of source-year revenue.
Asset Growth
14th percentile
Faster asset growth than 14% of similar nonprofits.
Revenue Growth
9th percentile
Faster revenue growth than 9% of similar nonprofits.
Assets
Up$2,228,998
Up $1,155,892 (+108%) from 2021
Liabilities
Up$124,611
Up $120,467 (+2907%) from 2021
Net Assets
Up$2,104,387
Up $1,035,425 (+97%) from 2021
Revenue
Up$986,640
Up $102,756 (+12%) from 2021
Expenses
Up$1,276,322
Up $293,290 (+30%) from 2021
Net Income
Down-$289,682
Down $190,534 (-192%) from 2021
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
The organization's mission is to promote and foster long-term diversity by working to eliminate all forms of discrimination and exploitation in the housing market.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $121,434 | $1,083,506 | ▲ $962,072 |
| Savings and Temporary Cash Investments | $1,946,219 | $829,604 | ▼ $1,116,615 |
| Pledges and Grants Receivable | $340,866 | $214,917 | ▼ $125,949 |
| Land, Buildings, and Equipment, Net | $143,859 | $91,939 | ▼ $51,920 |
| Prepaid Expenses and Deferred Charges | $3,747 | $4,595 | ▲ $848 |
| Total Assets | $2,560,562 | $2,228,998 | ▼ $331,564 |
| Other Assets Total | $4,437 | $4,437 | → $0 |
| Liabilities | |||
| Other Liabilities | $138,942 | $88,935 | ▼ $50,007 |
| Accounts Payable and Accrued Expenses | $27,551 | $35,676 | ▲ $8,125 |
| Total Liabilities | $166,493 | $124,611 | ▼ $41,882 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $2,394,069 | $2,104,387 | ▼ $289,682 |
| Total Net Assets Fund Balance | $2,394,069 | $2,104,387 | ▼ $289,682 |
| Total Liabilities and Net Assets / Fund Balance | $2,560,562 | $2,228,998 | ▼ $331,564 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $88,936 | $142,086 | $231,022 |
| Equipment | $3,003 | $60,525 | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| John Petruszak | Executive Di | FT | $112,000 | $7,439 | $119,439 |
| Name | Title |
|---|---|
| John Ostenburg | President |
| Alan Banks | Board Member |
| Dan Graham | Board Member |
| Dr Michael Townsend Sr | Board Member |
| Hildy Kingma | Board Member |
| Paula Farr | Secretary |
| Cherilyn Richardson | Treasurer |
| Monica Holden | Vice Preside |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $907,202 |
| Other Expenses | $296,421 |
| Grants and Similar Amounts Paid | $72,699 |
| Total Fundraising Expense | $16,155 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $607,304 | $16,216 | $3,605 | $627,125 |
| Current Officers, Directors, Trustees, and Key Employees | $108,461 | $2,901 | $650 | $112,012 |
| Other Employee Benefits | $80,302 | $1,321 | $880 | $82,503 |
| Grants to Domestic Individuals | $72,699 | - | - | $72,699 |
| Fees for Services Legal | $70,500 | - | - | $70,500 |
| Payroll Taxes | $54,123 | $1,450 | $322 | $55,895 |
| Occupancy | $54,380 | $1,148 | $331 | $55,859 |
| Fees for Services Other | $42,394 | $2 | - | $42,396 |
| Pension Plan Contributions | $28,743 | $740 | $184 | $29,667 |
| Fees for Services Accounting | $20,483 | $505 | $21 | $21,009 |
| Advertising | $19,615 | - | - | $19,615 |
| Information Technology | $18,859 | $2 | $6 | $18,867 |
| All Other Expenses | $8,510 | $2,562 | $48 | $11,120 |
| Other Expenses | $8,339 | $176 | $52 | $8,567 |
| Insurance | $5,735 | $83 | - | $5,818 |
| Office Expenses | $3,714 | $34 | $159 | $3,907 |
| Depreciation Depletion | - | $1,914 | - | $1,914 |
| Total Functional Expenses | $1,228,297 | $31,870 | $16,155 | $1,276,322 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $1,317,951 |
| Expenses per Audited Statements | $1,276,322 |
| Total Expenses per Form 990 | $1,276,322 |
| Expenses Not Reported on Form 990 | $41,629 |
| Line Item | Amount |
|---|---|
| Fundraising Gross Income | $12,384 |
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Lease Obligations | $88,935 |
“The form 990 is reviewed by the executive director of the organization and then reviewed by the board of directors.”
“Annually, the board members acknowledge that have reviewed the "board member duty of loyalty and conflict of interest agreement".”
“The board of directors used comparability data to determine the executive director's salary upon his hiring in 1995. Any subsequent cost of living adjustments have been determined and voted on by the board.”
“The executive director and board of directors used comparability data to determine the director of finance and operation's salary upon his hiring in 2013. Any subsequent cost of living adjustments have been determined and voted on by the board.”
“Upon request, items listed are available.”
“Comprehensive fair housing enforcement program: these activities are substantially funded by two types of federal hud administered fair housing initiatives program (fhip) component grants, private enforcement initiative (pei) and education and outreach initiative (eoi). The pei grant project encompassed the following activities: complaint intake and investigation; formal complaint processing and filing; informal dispute resolution, fair housing advocacy for distressed protected class families; fair housing stability assistance for covid-19 economically affected families, and some education, outreach, and training activities. For program year 2024, the organization processed 235 complaint intakes, conducted 111 test part investigations in 39 communities; continued to litigate 2 formal federal court actions and filed 6 new administrative complaints alleging violations of the federal, state or local fair housing laws; provided fair housing stability assistance to 91 covid-19 income distressed renters and homeowners, successfully resolved 13 enforcement actions and formed partnerships with 14 local/national organizations and governments bodies to achieve these accomplishments. The education and outreach program (eoi) accomplishments include: conducting 14 large group virtual fair housing/lending workshop sessions attended by 596 individuals; mass social media distribution of fair housing/lending and housing assistance information to 336,255 users; 269,335 users reached with fair housing/lending information by eblasts and newsletters sent by mailchimp; attracting 37,636 fair housing or lending information visits to our website; and implementing an outdoor multi-media interstate billboard and mass transit bus fair housing advertisement campaign creating 22,966,802 commuter ad impressions.”
“Housing counseling program: primarily funded by multiple small dollar grants and fundraising activities. Includes the provision of the following comprehensive hud-certified housing counseling activities: individual one-on-one rental and homeless referrals; pre- and post-purchase homeownership counseling; mortgage delinquency and foreclosure counseling; as well as group counseling activities including home buyer workshops, financial literacy workshops and foreclosure assistance and mortgage fraud awareness workshops. For fiscal year 2024, counseling services were provided to 1,136 individuals and families, of which 165 were facing foreclosure, 459 seeking rental/homeless referrals and 187 seeking to purchase a home, resulting in 86 new homeowners and 62 homes saved through mortgage modifications. Over 325 individuals attended 24 workshops and webinars. In addition to the individual counseling services provided, as a partner agency for the illinois housing development authority's (ihda) court based renal assistance program (cbrap), which ran through june 2024, we directly assisted 133 renters and 26 landlords respectively, apply for these emergency assistance grants. Approximately 675 individuals attended two (2) in-person events, two hundred thirty (230) individuals attended three (3) webinars and over thirty-five thousand individuals (35,000) were informed of this rental assistance program through ongoing outreach emails and social media posts. The general characteristics of the clients we served, per our fy24 hud- 9902, are 85% racial minority and 87% below the 80% area median income (ami) threshold.”
“Inclusive community grant program: substantially funded by a 2013 conciliation agreement. Phase two of the grant program, which provides grants to existing homeowners in mortgage distress in targeted communities hardest hit by the foreclosure crisis, was launched in the 1st quarter of 2016. One (1) grant was provided to a distressed homeowner in our targeted communities in 2024, for a total of 15,000, allowing the grant recipient to avoid losing their home to foreclosure or property tax sale. Two (2) grants were provided to housing choice voucher holders for assistance with their security deposits totaling 1,199. The down payment assistance component of our icf program was revitalized by the landmark 2022 fannie mae settlement, allowing us to re-fund the program with 1,208,000. The program provides up to 15,000 in down payment assistance as a five-year forgivable grant. The south suburban chicago phased closed in 2023 with 605,250 in grant assistance provided. The northwest indiana phase of the down payment assistance grant program launched in gary, in. In 2024. Five (5) grants were awarded to buyers totaling 55,000. To date, this program has generated 10,254,499 in real estate sales transactions, which in turn facilitated 6,630,000 in local economic impact.”
“Fasb accounting standards codification (asc) 740 income taxes (asc 740) provides that a tax benefit from an uncertain tax position may be recognized when it is more likely than not that the position will be sustained upon examination, including resolutions of any related appeals or litigation processes, based on merits. Income tax positions must be a more likely than not recognition threshold at the effective date to be recognized upon the adoption of asc 740 and its subsequent periods. The interpretation provides guidance on measurement, derecognition, classification, interest and penalties, accounting in interim periods, disclosure, and transition. The organization adopted asc 740 and it had no impact on its financial position or results of operations. The only tax years subject to examination by major tax jurisdictions are those within the statutory limits.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 27551 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 35676 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE ORGANIZATION'S MISSION IS TO PROMOTE AND FOSTER LONG-TERM DIVERSITY BY WORKING TO ELIMINATE ALL FORMS OF DISCRIMINATION AND EXPLOITATION IN THE HOUSING MARKET. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 19615 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 19615 |
| IRS990/AllOtherContributionsAmt | 0 | 53600 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 48 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 2562 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 8510 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 11120 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | SOUTH SUBURBAN HOUSING CENTER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7089574674 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 18220 HARWOOD AVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | HOMEWOOD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 60430 |
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| IRS990/BusinessRlnWithFamMemInd | 0 | false |
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| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 121434 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1083506 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 650 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 2901 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 108461 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 112012 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
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| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 914343 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 72699 |
| IRS990/CYInvestmentIncomeAmt | 0 | 37655 |
| IRS990/CYOtherExpensesAmt | 0 | 296421 |
| IRS990/CYOtherRevenueAmt | 0 | 12384 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 22258 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -289682 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 907202 |
| IRS990/CYTotalExpensesAmt | 0 | 1276322 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 16155 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 986640 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 1914 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1914 |
| IRS990/Desc | 0 | COMPREHENSIVE FAIR HOUSING ENFORCEMENT PROGRAM: THESE ACTIVITIES ARE SUBSTANTIALLY FUNDED BY TWO TYPES OF FEDERAL HUD ADMINISTERED FAIR HOUSING INITIATIVES PROGRAM (FHIP) COMPONENT GRANTS, PRIVATE ENFORCEMENT INITIATIVE (PEI) AND EDUCATION AND OUTREACH INITIATIVE (EOI). THE PEI GRANT PROJECT ENCOMPASSED THE FOLLOWING ACTIVITIES: COMPLAINT INTAKE AND INVESTIGATION; FORMAL COMPLAINT PROCESSING AND FILING; INFORMAL DISPUTE RESOLUTION, FAIR HOUSING ADVOCACY FOR DISTRESSED PROTECTED CLASS FAMILIES; FAIR HOUSING STABILITY ASSISTANCE FOR COVID-19 ECONOMICALLY AFFECTED FAMILIES, AND SOME EDUCATION, OUTREACH, AND TRAINING ACTIVITIES. FOR PROGRAM YEAR 2024, THE ORGANIZATION PROCESSED 235 COMPLAINT INTAKES, CONDUCTED 111 TEST PART INVESTIGATIONS IN 39 COMMUNITIES; CONTINUED TO LITIGATE 2 FORMAL FEDERAL COURT ACTIONS AND FILED 6 NEW ADMINISTRATIVE COMPLAINTS ALLEGING VIOLATIONS OF THE FEDERAL, STATE OR LOCAL FAIR HOUSING LAWS; PROVIDED FAIR HOUSING STABILITY ASSISTANCE TO 91 COVID-19 INCOME DISTRESSED RENTERS AND HOMEOWNERS, SUCCESSFULLY RESOLVED 13 ENFORCEMENT ACTIONS AND FORMED PARTNERSHIPS WITH 14 LOCAL/NATIONAL ORGANIZATIONS AND GOVERNMENTS BODIES TO ACHIEVE THESE ACCOMPLISHMENTS. THE EDUCATION AND OUTREACH PROGRAM (EOI) ACCOMPLISHMENTS INCLUDE: CONDUCTING 14 LARGE GROUP VIRTUAL FAIR HOUSING/LENDING WORKSHOP SESSIONS ATTENDED BY 596 INDIVIDUALS; MASS SOCIAL MEDIA DISTRIBUTION OF FAIR HOUSING/LENDING AND HOUSING ASSISTANCE INFORMATION TO 336,255 USERS; 269,335 USERS REACHED WITH FAIR HOUSING/LENDING INFORMATION BY EBLASTS AND NEWSLETTERS SENT BY MAILCHIMP; ATTRACTING 37,636 FAIR HOUSING OR LENDING INFORMATION VISITS TO OUR WEBSITE; AND IMPLEMENTING AN OUTDOOR MULTI-MEDIA INTERSTATE BILLBOARD AND MASS TRANSIT BUS FAIR HOUSING ADVERTISEMENT CAMPAIGN CREATING 22,966,802 COMMUTER AD IMPRESSIONS. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 13 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 623260 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/FundraisingAmt | 0 | 21 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 505 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 20483 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 21009 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 70500 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 70500 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 2 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 42394 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 42396 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
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| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
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| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 7439 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOHN OSTENBURG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MONICA HOLDEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | PAULA FARR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CHERILYN RICHARDSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ALAN BANKS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DAN GRAHAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | HILDY KINGMA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DR MICHAEL TOWNSEND SR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JOHN PETRUSZAK |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE PRESIDE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | EXECUTIVE DI |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1975 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/FundraisingGrossIncomeAmt | 0 | 12384 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GovernmentGrantsAmt | 0 | 860743 |
| IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt | 0 | 72699 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 72699 |
| IRS990/GrantsToIndividualsInd | 0 | true |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 986640 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/FundraisingAmt | 0 | 6 |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 2 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 18859 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 18867 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 83 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 5735 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 5818 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 37655 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 37655 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 5 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 202611 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 143859 |
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| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 294550 |
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| IRS990/OtherExpensesGrp/Desc | 3 | TELEPHONE AND INTERNET |
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| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | HOUSING COUNSELING PROGRAM: PRIMARILY FUNDED BY MULTIPLE SMALL DOLLAR GRANTS AND FUNDRAISING ACTIVITIES. INCLUDES THE PROVISION OF THE FOLLOWING COMPREHENSIVE HUD-CERTIFIED HOUSING COUNSELING ACTIVITIES: INDIVIDUAL ONE-ON-ONE RENTAL AND HOMELESS REFERRALS; PRE- AND POST-PURCHASE HOMEOWNERSHIP COUNSELING; MORTGAGE DELINQUENCY AND FORECLOSURE COUNSELING; AS WELL AS GROUP COUNSELING ACTIVITIES INCLUDING HOME BUYER WORKSHOPS, FINANCIAL LITERACY WORKSHOPS AND FORECLOSURE ASSISTANCE AND MORTGAGE FRAUD AWARENESS WORKSHOPS. FOR FISCAL YEAR 2024, COUNSELING SERVICES WERE PROVIDED TO 1,136 INDIVIDUALS AND FAMILIES, OF WHICH 165 WERE FACING FORECLOSURE, 459 SEEKING RENTAL/HOMELESS REFERRALS AND 187 SEEKING TO PURCHASE A HOME, RESULTING IN 86 NEW HOMEOWNERS AND 62 HOMES SAVED THROUGH MORTGAGE MODIFICATIONS. OVER 325 INDIVIDUALS ATTENDED 24 WORKSHOPS AND WEBINARS. IN ADDITION TO THE INDIVIDUAL COUNSELING SERVICES PROVIDED, AS A PARTNER AGENCY FOR THE ILLINOIS HOUSING DEVELOPMENT AUTHORITY'S (IHDA) COURT BASED RENAL ASSISTANCE PROGRAM (CBRAP), WHICH RAN THROUGH JUNE 2024, WE DIRECTLY ASSISTED 133 RENTERS AND 26 LANDLORDS RESPECTIVELY, APPLY FOR THESE EMERGENCY ASSISTANCE GRANTS. APPROXIMATELY 675 INDIVIDUALS ATTENDED TWO (2) IN-PERSON EVENTS, TWO HUNDRED THIRTY (230) INDIVIDUALS ATTENDED THREE (3) WEBINARS AND OVER THIRTY-FIVE THOUSAND INDIVIDUALS (35,000) WERE INFORMED OF THIS RENTAL ASSISTANCE PROGRAM THROUGH ONGOING OUTREACH EMAILS AND SOCIAL MEDIA POSTS. THE GENERAL CHARACTERISTICS OF THE CLIENTS WE SERVED, PER OUR FY24 HUD- 9902, ARE 85% RACIAL MINORITY AND 87% BELOW THE 80% AREA MEDIAN INCOME (AMI) THRESHOLD. |
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| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | INCLUSIVE COMMUNITY GRANT PROGRAM: SUBSTANTIALLY FUNDED BY A 2013 CONCILIATION AGREEMENT. PHASE TWO OF THE GRANT PROGRAM, WHICH PROVIDES GRANTS TO EXISTING HOMEOWNERS IN MORTGAGE DISTRESS IN TARGETED COMMUNITIES HARDEST HIT BY THE FORECLOSURE CRISIS, WAS LAUNCHED IN THE 1ST QUARTER OF 2016. ONE (1) GRANT WAS PROVIDED TO A DISTRESSED HOMEOWNER IN OUR TARGETED COMMUNITIES IN 2024, FOR A TOTAL OF 15,000, ALLOWING THE GRANT RECIPIENT TO AVOID LOSING THEIR HOME TO FORECLOSURE OR PROPERTY TAX SALE. TWO (2) GRANTS WERE PROVIDED TO HOUSING CHOICE VOUCHER HOLDERS FOR ASSISTANCE WITH THEIR SECURITY DEPOSITS TOTALING 1,199. THE DOWN PAYMENT ASSISTANCE COMPONENT OF OUR ICF PROGRAM WAS REVITALIZED BY THE LANDMARK 2022 FANNIE MAE SETTLEMENT, ALLOWING US TO RE-FUND THE PROGRAM WITH 1,208,000. THE PROGRAM PROVIDES UP TO 15,000 IN DOWN PAYMENT ASSISTANCE AS A FIVE-YEAR FORGIVABLE GRANT. THE SOUTH SUBURBAN CHICAGO PHASED CLOSED IN 2023 WITH 605,250 IN GRANT ASSISTANCE PROVIDED. THE NORTHWEST INDIANA PHASE OF THE DOWN PAYMENT ASSISTANCE GRANT PROGRAM LAUNCHED IN GARY, IN. IN 2024. FIVE (5) GRANTS WERE AWARDED TO BUYERS TOTALING 55,000. TO DATE, THIS PROGRAM HAS GENERATED 10,254,499 IN REAL ESTATE SALES TRANSACTIONS, WHICH IN TURN FACILITATED 6,630,000 IN LOCAL ECONOMIC IMPACT. |
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| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | LEASE OBLIGATIONS |
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| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | FASB ACCOUNTING STANDARDS CODIFICATION (ASC) 740 INCOME TAXES (ASC 740) PROVIDES THAT A TAX BENEFIT FROM AN UNCERTAIN TAX POSITION MAY BE RECOGNIZED WHEN IT IS MORE LIKELY THAN NOT THAT THE POSITION WILL BE SUSTAINED UPON EXAMINATION, INCLUDING RESOLUTIONS OF ANY RELATED APPEALS OR LITIGATION PROCESSES, BASED ON MERITS. INCOME TAX POSITIONS MUST BE A MORE LIKELY THAN NOT RECOGNITION THRESHOLD AT THE EFFECTIVE DATE TO BE RECOGNIZED UPON THE ADOPTION OF ASC 740 AND ITS SUBSEQUENT PERIODS. THE INTERPRETATION PROVIDES GUIDANCE ON MEASUREMENT, DERECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE, AND TRANSITION. THE ORGANIZATION ADOPTED ASC 740 AND IT HAD NO IMPACT ON ITS FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE ONLY TAX YEARS SUBJECT TO EXAMINATION BY MAJOR TAX JURISDICTIONS ARE THOSE WITHIN THE STATUTORY LIMITS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 3, PART X |
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| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt | 1 | DOWN PAYMENT ASSISTANCE |
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| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt | 1 | 5 |
| IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION SETS TASKS AND A PAYMENT SCHEDULE IN THE SUBGRANT AGREEMENT AND REQUIRES QUARTERLY REPORTS TO CONTINUE TO RELEASE FUNDS. |
| IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE I, PAGE 1, PART I, LINE 2 |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | COMPREHENSIVE FAIR HOUSING ENFORCEMENT PROGRAM: THESE ACTIVITIES ARE SUBSTANTIALLY FUNDED BY TWO TYPES OF FEDERAL HUD ADMINISTERED FAIR HOUSING INITIATIVES PROGRAM (FHIP) COMPONENT GRANTS, PRIVATE ENFORCEMENT INITIATIVE (PEI) AND EDUCATION AND OUTREACH INITIATIVE (EOI). THE PEI GRANT PROJECT ENCOMPASSED THE FOLLOWING ACTIVITIES: COMPLAINT INTAKE AND INVESTIGATION; FORMAL COMPLAINT PROCESSING AND FILING; INFORMAL DISPUTE RESOLUTION, FAIR HOUSING ADVOCACY FOR DISTRESSED PROTECTED CLASS FAMILIES; FAIR HOUSING STABILITY ASSISTANCE FOR COVID-19 ECONOMICALLY AFFECTED FAMILIES, AND SOME EDUCATION, OUTREACH, AND TRAINING ACTIVITIES. FOR PROGRAM YEAR 2024, THE ORGANIZATION PROCESSED 235 COMPLAINT INTAKES, CONDUCTED 111 TEST PART INVESTIGATIONS IN 39 COMMUNITIES; CONTINUED TO LITIGATE 2 FORMAL FEDERAL COURT ACTIONS AND FILED 6 NEW ADMINISTRATIVE COMPLAINTS ALLEGING VIOLATIONS OF THE FEDERAL, STATE OR LOCAL FAIR HOUSING LAWS; PROVIDED FAIR HOUSING STABILITY ASSISTANCE TO 91 COVID-19 INCOME DISTRESSED RENTERS AND HOMEOWNERS, SUCCESSFULLY RESOLVED 13 ENFORCEMENT ACTIONS AND FORMED PARTNERSHIPS WITH 14 LOCAL/NATIONAL ORGANIZATIONS AND GOVERNMENTS BODIES TO ACHIEVE THESE ACCOMPLISHMENTS. THE EDUCATION AND OUTREACH PROGRAM (EOI) ACCOMPLISHMENTS INCLUDE: CONDUCTING 14 LARGE GROUP VIRTUAL FAIR HOUSING/LENDING WORKSHOP SESSIONS ATTENDED BY 596 INDIVIDUALS; MASS SOCIAL MEDIA DISTRIBUTION OF FAIR HOUSING/LENDING AND HOUSING ASSISTANCE INFORMATION TO 336,255 USERS; 269,335 USERS REACHED WITH FAIR HOUSING/LENDING INFORMATION BY EBLASTS AND NEWSLETTERS SENT BY MAILCHIMP; ATTRACTING 37,636 FAIR HOUSING OR LENDING INFORMATION VISITS TO OUR WEBSITE; AND IMPLEMENTING AN OUTDOOR MULTI-MEDIA INTERSTATE BILLBOARD AND MASS TRANSIT BUS FAIR HOUSING ADVERTISEMENT CAMPAIGN CREATING 22,966,802 COMMUTER AD IMPRESSIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | HOUSING COUNSELING PROGRAM: PRIMARILY FUNDED BY MULTIPLE SMALL DOLLAR GRANTS AND FUNDRAISING ACTIVITIES. INCLUDES THE PROVISION OF THE FOLLOWING COMPREHENSIVE HUD-CERTIFIED HOUSING COUNSELING ACTIVITIES: INDIVIDUAL ONE-ON-ONE RENTAL AND HOMELESS REFERRALS; PRE- AND POST-PURCHASE HOMEOWNERSHIP COUNSELING; MORTGAGE DELINQUENCY AND FORECLOSURE COUNSELING; AS WELL AS GROUP COUNSELING ACTIVITIES INCLUDING HOME BUYER WORKSHOPS, FINANCIAL LITERACY WORKSHOPS AND FORECLOSURE ASSISTANCE AND MORTGAGE FRAUD AWARENESS WORKSHOPS. FOR FISCAL YEAR 2024, COUNSELING SERVICES WERE PROVIDED TO 1,136 INDIVIDUALS AND FAMILIES, OF WHICH 165 WERE FACING FORECLOSURE, 459 SEEKING RENTAL/HOMELESS REFERRALS AND 187 SEEKING TO PURCHASE A HOME, RESULTING IN 86 NEW HOMEOWNERS AND 62 HOMES SAVED THROUGH MORTGAGE MODIFICATIONS. OVER 325 INDIVIDUALS ATTENDED 24 WORKSHOPS AND WEBINARS. IN ADDITION TO THE INDIVIDUAL COUNSELING SERVICES PROVIDED, AS A PARTNER AGENCY FOR THE ILLINOIS HOUSING DEVELOPMENT AUTHORITY'S (IHDA) COURT BASED RENAL ASSISTANCE PROGRAM (CBRAP), WHICH RAN THROUGH JUNE 2024, WE DIRECTLY ASSISTED 133 RENTERS AND 26 LANDLORDS RESPECTIVELY, APPLY FOR THESE EMERGENCY ASSISTANCE GRANTS. APPROXIMATELY 675 INDIVIDUALS ATTENDED TWO (2) IN-PERSON EVENTS, TWO HUNDRED THIRTY (230) INDIVIDUALS ATTENDED THREE (3) WEBINARS AND OVER THIRTY-FIVE THOUSAND INDIVIDUALS (35,000) WERE INFORMED OF THIS RENTAL ASSISTANCE PROGRAM THROUGH ONGOING OUTREACH EMAILS AND SOCIAL MEDIA POSTS. THE GENERAL CHARACTERISTICS OF THE CLIENTS WE SERVED, PER OUR FY24 HUD- 9902, ARE 85% RACIAL MINORITY AND 87% BELOW THE 80% AREA MEDIAN INCOME (AMI) THRESHOLD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | INCLUSIVE COMMUNITY GRANT PROGRAM: SUBSTANTIALLY FUNDED BY A 2013 CONCILIATION AGREEMENT. PHASE TWO OF THE GRANT PROGRAM, WHICH PROVIDES GRANTS TO EXISTING HOMEOWNERS IN MORTGAGE DISTRESS IN TARGETED COMMUNITIES HARDEST HIT BY THE FORECLOSURE CRISIS, WAS LAUNCHED IN THE 1ST QUARTER OF 2016. ONE (1) GRANT WAS PROVIDED TO A DISTRESSED HOMEOWNER IN OUR TARGETED COMMUNITIES IN 2024, FOR A TOTAL OF 15,000, ALLOWING THE GRANT RECIPIENT TO AVOID LOSING THEIR HOME TO FORECLOSURE OR PROPERTY TAX SALE. TWO (2) GRANTS WERE PROVIDED TO HOUSING CHOICE VOUCHER HOLDERS FOR ASSISTANCE WITH THEIR SECURITY DEPOSITS TOTALING 1,199. THE DOWN PAYMENT ASSISTANCE COMPONENT OF OUR ICF PROGRAM WAS REVITALIZED BY THE LANDMARK 2022 FANNIE MAE SETTLEMENT, ALLOWING US TO RE-FUND THE PROGRAM WITH 1,208,000. THE PROGRAM PROVIDES UP TO 15,000 IN DOWN PAYMENT ASSISTANCE AS A FIVE-YEAR FORGIVABLE GRANT. THE SOUTH SUBURBAN CHICAGO PHASED CLOSED IN 2023 WITH 605,250 IN GRANT ASSISTANCE PROVIDED. THE NORTHWEST INDIANA PHASE OF THE DOWN PAYMENT ASSISTANCE GRANT PROGRAM LAUNCHED IN GARY, IN. IN 2024. FIVE (5) GRANTS WERE AWARDED TO BUYERS TOTALING 55,000. TO DATE, THIS PROGRAM HAS GENERATED 10,254,499 IN REAL ESTATE SALES TRANSACTIONS, WHICH IN TURN FACILITATED 6,630,000 IN LOCAL ECONOMIC IMPACT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE FORM 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR OF THE ORGANIZATION AND THEN REVIEWED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ANNUALLY, THE BOARD MEMBERS ACKNOWLEDGE THAT HAVE REVIEWED THE "BOARD MEMBER DUTY OF LOYALTY AND CONFLICT OF INTEREST AGREEMENT". |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS USED COMPARABILITY DATA TO DETERMINE THE EXECUTIVE DIRECTOR'S SALARY UPON HIS HIRING IN 1995. ANY SUBSEQUENT COST OF LIVING ADJUSTMENTS HAVE BEEN DETERMINED AND VOTED ON BY THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE EXECUTIVE DIRECTOR AND BOARD OF DIRECTORS USED COMPARABILITY DATA TO DETERMINE THE DIRECTOR OF FINANCE AND OPERATION'S SALARY UPON HIS HIRING IN 2013. ANY SUBSEQUENT COST OF LIVING ADJUSTMENTS HAVE BEEN DETERMINED AND VOTED ON BY THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | UPON REQUEST, ITEMS LISTED ARE AVAILABLE. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 2, PART III, LINE 4B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 2, PART III, LINE 4C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 2560562 |
| IRS990/TotalAssetsEOYAmt | 0 | 2228998 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 2560562 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 2228998 |
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