Civic Intelligence

Central Michigan Adjusters Association

990EZ • Fiscal year 2014 • EIN 51-0164435

Sep 01, 2013 to Aug 31, 2014 • Filed on Oct 15, 2014

PO Box 14648876

(517) 627-1115

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2014

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2014

Net Margin

61st percentile

7.1%

Higher net margin than 61% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Top Officer Pay

68th percentile

$500

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Asset Growth

49th percentile

2.6%

Faster asset growth than 49% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2014

Revenue Growth

99th percentile

362%

Faster revenue growth than 99% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2014

Assets

Up

$21,111

Up $1,061 (+5.3%) from 2012

Net Assets

Up

$21,111

Up $1,061 (+5.3%) from 2012

Liabilities

-

No earlier filing loaded for comparison.

Revenue

Up

$46,511

Up $44,335 (+2037%) from 2012

Expenses

Up

$43,202

Up $33,860 (+362%) from 2012

Net Income

Up

$3,309

Up $10,475 (+146%) from 2012

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30K$20K$10K$0Assets 2011: $27,215Net Assets 2011: $27,2152011Assets 2012: $20,050Net Assets 2012: $20,0502012Assets 2014: $21,111Net Assets 2014: $21,1112014Assets 2015: $23,448Net Assets 2015: $23,4482015Assets 2016: $22,815Net Assets 2016: $22,8152016

Highlighted filing

2014

Assets$21,111
Liabilities-
Net Assets$21,111

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60K$40K$20K$0-$20KRevenue 2011: $4,057Expenses 2011: $10,152Net Income 2011: -$6,0952011Revenue 2012: $2,176Expenses 2012: $9,342Net Income 2012: -$7,1662012Revenue 2014: $46,511Expenses 2014: $43,202Net Income 2014: $3,3092014Revenue 2015: $43,875Expenses 2015: $41,538Net Income 2015: $2,3372015Revenue 2016: $39,899Expenses 2016: $40,532Net Income 2016: -$6332016

Highlighted filing

2014

Revenue$46,511
Expenses$43,202
Net Income$3,309
Jump To
Filing Snapshot
Filing Period
Sep 1, 2013 to Aug 31, 2014
Signed
Oct 15, 2014
Return Version
2013v3.1
Gross Receipts
$51,777
Mission and Program Overview

Mission

To provide a common organization for insurance adjusters and claim personnel to share experiences, gain knowledge, and exchange information.

Program Services

DescriptionGrantsExpenses
PROVIDED A COMMON ORGANIZATION FOR INSURANCE ADJUSTERS AND CLAIM PERSONNEL TO SHARE EXPERIENCES, GAIN KNOWLEDGE, AND EXCHANGE INFORMATION THRU MONTHLY MEETINGS, SPECIAL GATHERINGS, SCHOLARSHIPS PROVIDED TO STUDENTS AND ADJUSTERS MANUAL.-$43,202
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JASON WILLIAMSBoard Member-$500-$500
NICOLE SMITHBoard Member-$500-$500
MICHELLE TRUDELLBoard Member-$500-$500
WENDY RIDLEYVice Preside-$500-$500
ROB RUSSELLBoard Member-$500-$500
TRISTA STROHAVERWeb Master-$500-$500
AMANDA REBECTreasurer-$500-$500
HEATHER BURKHOLDERSecretary-$500-$500
RUSS GIFFORDPresident-$500-$500
Filing and Contact Details

Filer

EIN
51-0164435
Phone
5176271115

Signing Officer

Name
Michelle Trudell
Title
Treasurer
Phone
5176271115
Signed
2014-10-15

Preparer

Preparer
Charles K Poor
Phone
5173510404
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses computer support 309 christmas party 8,998 monthly meetings 27,504 insurance 338 office supplies 675 bank charges 28 postage 27 floral & misc 123 total 38,002

Form 990-ez, Part I, Line 20

ROUNDING 0

Form 990-ez, Part III

To provide a common organization for insurance adjusters and claim personnel to share experiences, gain knowledge, and exchange information.

Form 990-ez, Part III, Line 28

Provided a common organization for insurance adjusters and claim personnel to share experiences, gain knowledge, and exchange information thru monthly meetings, special gatherings, scholarships provided to students and adjusters manual.

Raw XML Appendix134 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0JASON WILLIAMS
CompensationExplanation/CompensationExplanationGrp/PersonNm1NICOLE SMITH
CompensationExplanation/CompensationExplanationGrp/PersonNm2MICHELLE TRUDELL
CompensationExplanation/CompensationExplanationGrp/PersonNm3WENDY RIDLEY
CompensationExplanation/CompensationExplanationGrp/PersonNm4ROB RUSSELL
CompensationExplanation/CompensationExplanationGrp/PersonNm5TRISTA STROHAVER
CompensationExplanation/CompensationExplanationGrp/PersonNm6AMANDA REBEC
CompensationExplanation/CompensationExplanationGrp/PersonNm7HEATHER BURKHOLDER
CompensationExplanation/CompensationExplanationGrp/PersonNm8RUSS GIFFORD
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MICHELLE TRUDELL
IRS990EZ/BooksInCareOfDetail/PhoneNum05173510404
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine10PO BOX 146
IRS990EZ/BooksInCareOfDetail/USAddress/City0POTTERVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/State0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode048876
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt017802
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt021111
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt01400
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt03309
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0700
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt017802
IRS990EZ/Form990TotalAssetsGrp/EOYAmt021111
IRS990EZ/FundraisingGrossIncomeAmt09915
IRS990EZ/GrossReceiptsAmt051777
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt017802
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt0500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt1500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt2500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt3500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt4500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt5500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt6500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt7500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt8500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JASON WILLIAMS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1NICOLE SMITH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MICHELLE TRUDELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3WENDY RIDLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ROB RUSSELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5TRISTA STROHAVER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6AMANDA REBEC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7HEATHER BURKHOLDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8RUSS GIFFORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5WEB MASTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8PRESIDENT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt038002
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE A COMMON ORGANIZATION FOR INSURANCE ADJUSTERS AND CLAIM PERSONNEL TO SHARE EXPERIENCES, GAIN KNOWLEDGE, AND EXCHANGE INFORMATION.
IRS990EZ/ProgramServiceRevenueAmt040462
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDED A COMMON ORGANIZATION FOR INSURANCE ADJUSTERS AND CLAIM PERSONNEL TO SHARE EXPERIENCES, GAIN KNOWLEDGE, AND EXCHANGE INFORMATION THRU MONTHLY MEETINGS, SPECIAL GATHERINGS, SCHOLARSHIPS PROVIDED TO STUDENTS AND ADJUSTERS MANUAL.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt043202
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt04500
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt05266
IRS990EZ/SpecialEventsNetIncomeLossAmt04649
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MI
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt043202
IRS990EZ/TotalProgramServiceExpensesAmt043202
IRS990EZ/TotalRevenueAmt046511
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES COMPUTER SUPPORT 309 CHRISTMAS PARTY 8,998 MONTHLY MEETINGS 27,504 INSURANCE 338 OFFICE SUPPLIES 675 BANK CHARGES 28 POSTAGE 27 FLORAL & MISC 123 TOTAL 38,002
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ROUNDING 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TO PROVIDE A COMMON ORGANIZATION FOR INSURANCE ADJUSTERS AND CLAIM PERSONNEL TO SHARE EXPERIENCES, GAIN KNOWLEDGE, AND EXCHANGE INFORMATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PROVIDED A COMMON ORGANIZATION FOR INSURANCE ADJUSTERS AND CLAIM PERSONNEL TO SHARE EXPERIENCES, GAIN KNOWLEDGE, AND EXCHANGE INFORMATION THRU MONTHLY MEETINGS, SPECIAL GATHERINGS, SCHOLARSHIPS PROVIDED TO STUDENTS AND ADJUSTERS MANUAL.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 28
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHELLE TRUDELL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum05176271115
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-10-15
ReturnHeader/Filer/BusinessName/BusinessNameLine10CENTRAL MICHIGAN ADJUSTERS ASSOC
ReturnHeader/Filer/BusinessNameControlTxt0CENT
ReturnHeader/Filer/EIN0510164435
ReturnHeader/Filer/PhoneNum05176271115
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 146
ReturnHeader/Filer/USAddress/City0POTTERVILLE
ReturnHeader/Filer/USAddress/State0MI
ReturnHeader/Filer/USAddress/ZIPCode048876
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383237386
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10CHARLES K POOR CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine101451 E LANSING DR STE 222
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0EAST LANSING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0488237786
ReturnHeader/PreparerPersonGrp/PhoneNum05173510404
ReturnHeader/PreparerPersonGrp/PreparationDt02014-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHARLES K POOR
ReturnHeader/ReturnTs02014-11-14T12:31:37-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-09-01
ReturnHeader/TaxPeriodEndDt02014-08-31
ReturnHeader/TaxYr02013

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Filings