Civic Intelligence

Central Michigan Adjusters Assoc

EIN 51-0164435 • 501(c)6 • Holt, MI

Profile

To provide a common organization for insurance adjusters and claim personnel to share experiences, gain knowledge, and exchange information.

3581 Orchid LaneHolt, MI 48842

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2016

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2016

Net Margin

44th percentile

-1.6%

Higher net margin than 44% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2016

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

46th percentile

-2.7%

Faster asset growth than 46% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

33rd percentile

-9.1%

Faster revenue growth than 33% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Down

$22,815

Down $633 (-2.7%) from 2015

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$22,815

Down $633 (-2.7%) from 2015

Revenue

Down

$39,899

Down $3,976 (-9.1%) from 2015

Expenses

Down

$40,532

Down $1,006 (-2.4%) from 2015

Net Income

Down

-$633

Down $2,970 (-127%) from 2015

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2011: $27,215Net Assets 2011: $27,2152011Assets 2012: $20,050Net Assets 2012: $20,0502012Assets 2014: $21,111Net Assets 2014: $21,1112014Assets 2015: $23,448Net Assets 2015: $23,4482015Assets 2016: $22,815Net Assets 2016: $22,8152016

Highlighted filing

2016

Assets$22,815
Liabilities-
Net Assets$22,815

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2011: $4,057Expenses 2011: $10,152Net Income 2011: -$6,0952011Revenue 2012: $2,176Expenses 2012: $9,342Net Income 2012: -$7,1662012Revenue 2014: $46,511Expenses 2014: $43,202Net Income 2014: $3,3092014Revenue 2015: $43,875Expenses 2015: $41,538Net Income 2015: $2,3372015Revenue 2016: $39,899Expenses 2016: $40,532Net Income 2016: -$6332016

Highlighted filing

2016

Revenue$39,899
Expenses$40,532
Net Income-$633

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Sep 1, 2015 to Aug 31, 2016
Signed
Nov 11, 2016
Return Version
2015v3.0
Gross Receipts
$42,721
Mission and Program Overview

Mission

To provide a common organization for insurance adjusters and claim personnel to share experiences, gain knowledge, and exchange information.

Program Services

DescriptionGrantsExpenses
PROVIDED A COMMON ORGANIZATION FOR INSURANCE ADJUSTERS AND CLAIM PERSONNEL TO SHARE EXPERIENCES, GAIN KNOWLEDGE, AND EXCHANGE INFORMATION THRU MONTHLY MEETINGS, SPECIAL GATHERINGS, SCHOLARSHIPS PROVIDED TO STUDENTS AND ADJUSTERS MANUAL.-$40,532
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
NICOLE SMITHPresident-$500-$500
MICHELLE TRUDELLTreasurer-$500-$500
WENDY RIDLEYBoard Member-$500-$500
HEATHER BURKHOLDERSecretary-$500-$500
PATTI THELENVice Preside-$500-$500
BRITTANY POTTERBoard Member-$500-$500
MICHEAL GILLMOREWeb Master-$500-$500
TONIA LUNABoard Member-$500-$500
JASON FLEETBoard Member-$500-$500
Filing and Contact Details

Filer

Filer Name
Central Michigan Adjusters Assoc
EIN
51-0164435
Phone
5176271115
Address
3581 ORCHID LANE, HOLT, MI 48842

Signing Officer

Name
Michelle Trudell
Title
Treasurer
Phone
5173238815
Signed
2016-11-11

Preparer

Firm
Charles K Poor CPA Pc
Address
1451 E LANSING DR STE 222, EAST LANSING, MI 48823-7786
Preparer
Charles K Poor
Phone
5173510404
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses christmas party 12,367 monthly meetings 20,892 insurance 342 office supplies 291 bank charges 25 scholarships 1,000 donations 50 outside services 166 rounding -1 total 35,132

Form 990-ez, Part III

To provide a common organization for insurance adjusters and claim personnel to share experiences, gain knowledge, and exchange information.

Form 990-ez, Part III, Line 28

Provided a common organization for insurance adjusters and claim personnel to share experiences, gain knowledge, and exchange information thru monthly meetings, special gatherings, scholarships provided to students and adjusters manual.

Raw XML Appendix123 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum05173510404
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0POTTERVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048876
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt023448
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt022815
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt01820
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-633
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0900
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
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IRS990EZ/FundraisingGrossIncomeAmt05095
IRS990EZ/GrossReceiptsAmt042721
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt7500
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0NICOLE SMITH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MICHELLE TRUDELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2WENDY RIDLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3HEATHER BURKHOLDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4PATTI THELEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5BRITTANY POTTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6MICHEAL GILLMORE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7TONIA LUNA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8JASON FLEET
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6WEB MASTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt035132
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE A COMMON ORGANIZATION FOR INSURANCE ADJUSTERS AND CLAIM PERSONNEL TO SHARE EXPERIENCES, GAIN KNOWLEDGE, AND EXCHANGE INFORMATION.
IRS990EZ/ProgramServiceRevenueAmt035806
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDED A COMMON ORGANIZATION FOR INSURANCE ADJUSTERS AND CLAIM PERSONNEL TO SHARE EXPERIENCES, GAIN KNOWLEDGE, AND EXCHANGE INFORMATION THRU MONTHLY MEETINGS, SPECIAL GATHERINGS, SCHOLARSHIPS PROVIDED TO STUDENTS AND ADJUSTERS MANUAL.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt040532
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/SalariesOtherCompEmplBnftAmt04500
IRS990EZ/ScheduleBNotRequiredInd0X
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IRS990EZ/SpecialEventsNetIncomeLossAmt02273
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MI
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt040532
IRS990EZ/TotalProgramServiceExpensesAmt040532
IRS990EZ/TotalRevenueAmt039899
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES CHRISTMAS PARTY 12,367 MONTHLY MEETINGS 20,892 INSURANCE 342 OFFICE SUPPLIES 291 BANK CHARGES 25 SCHOLARSHIPS 1,000 DONATIONS 50 OUTSIDE SERVICES 166 ROUNDING -1 TOTAL 35,132
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1TO PROVIDE A COMMON ORGANIZATION FOR INSURANCE ADJUSTERS AND CLAIM PERSONNEL TO SHARE EXPERIENCES, GAIN KNOWLEDGE, AND EXCHANGE INFORMATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PROVIDED A COMMON ORGANIZATION FOR INSURANCE ADJUSTERS AND CLAIM PERSONNEL TO SHARE EXPERIENCES, GAIN KNOWLEDGE, AND EXCHANGE INFORMATION THRU MONTHLY MEETINGS, SPECIAL GATHERINGS, SCHOLARSHIPS PROVIDED TO STUDENTS AND ADJUSTERS MANUAL.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III, LINE 28
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHELLE TRUDELL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum05173238815
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-11-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CENTRAL MICHIGAN ADJUSTERS ASSOC
ReturnHeader/Filer/BusinessNameControlTxt0CENT
ReturnHeader/Filer/EIN0510164435
ReturnHeader/Filer/PhoneNum05176271115
ReturnHeader/Filer/USAddress/AddressLine1Txt03581 ORCHID LANE
ReturnHeader/Filer/USAddress/CityNm0HOLT
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048842
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383237386
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CHARLES K POOR CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01451 E LANSING DR STE 222
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EAST LANSING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0488237786
ReturnHeader/PreparerPersonGrp/PhoneNum05173510404
ReturnHeader/PreparerPersonGrp/PreparationDt02017-01-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHARLES K POOR
ReturnHeader/ReturnTs02017-01-12T16:50:07-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-09-01
ReturnHeader/TaxPeriodEndDt02016-08-31
ReturnHeader/TaxYr02015

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