Civic Intelligence

Trellis

EIN 51-0152395 • 501(c)3 • Phoenix, AZ

Profile

Trellis is dedicated to making stable homes and communities possible by educating, building and lending.

1405 E Mcdowell Rd 100Phoenix, AZ 85006

www.trellisaz.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

52nd percentile

0.20x

Higher debt load relative to assets than 52% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

73rd percentile

0.65x

Higher debt load relative to revenue than 73% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

86th percentile

41%

Higher net margin than 86% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

66th percentile

10%

Faster asset growth than 66% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

34th percentile

0.2%

Faster revenue growth than 34% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Up

$16,954,717

Up $1,602,991 (+10%) from 2023

Liabilities

Down

$3,320,083

Down $497,664 (-13%) from 2023

Net Assets

Up

$13,634,634

Up $2,100,655 (+18%) from 2023

Revenue

Up

$5,097,340

Up $8,648 (+0.2%) from 2023

Expenses

Down

$2,996,685

Down $220,601 (-6.9%) from 2023

Net Income

Up

$2,100,655

Up $229,249 (+12%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $14,433,210Liabilities 2010: $6,873,809Net Assets 2010: $7,559,4012010Assets 2011: $14,042,380Liabilities 2011: $5,667,650Net Assets 2011: $8,374,7302011Assets 2012: $16,266,809Liabilities 2012: $7,748,990Net Assets 2012: $8,517,8192012Assets 2013: $14,594,116Liabilities 2013: $5,381,418Net Assets 2013: $9,212,6982013Assets 2014: $14,644,230Liabilities 2014: $5,677,132Net Assets 2014: $8,967,0982014Assets 2015: $12,968,457Liabilities 2015: $4,266,367Net Assets 2015: $8,702,0902015Assets 2016: $13,576,505Liabilities 2016: $4,293,404Net Assets 2016: $9,283,1012016Assets 2017: $12,537,962Liabilities 2017: $2,845,916Net Assets 2017: $9,692,0462017Assets 2018: $12,833,711Liabilities 2018: $2,765,722Net Assets 2018: $10,067,9892018Assets 2019: $13,421,745Liabilities 2019: $3,480,860Net Assets 2019: $9,940,8852019Assets 2020: $14,366,435Liabilities 2020: $3,450,691Net Assets 2020: $10,915,7442020Assets 2021: $12,864,711Liabilities 2021: $3,090,052Net Assets 2021: $9,774,6592021Assets 2022: $15,452,926Liabilities 2022: $5,790,354Net Assets 2022: $9,662,5722022Assets 2023: $15,351,726Liabilities 2023: $3,817,747Net Assets 2023: $11,533,9792023Assets 2024: $16,954,717Liabilities 2024: $3,320,083Net Assets 2024: $13,634,6342024

Highlighted filing

2024

Assets$16,954,717
Liabilities$3,320,083
Net Assets$13,634,634

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $6,865,2612010Expenses 2011: $3,934,8572011Revenue 2012: $6,936,960Expenses 2012: $6,793,871Net Income 2012: $143,0892012Revenue 2013: $6,866,727Expenses 2013: $6,151,524Net Income 2013: $715,2032013Revenue 2014: $10,818,666Expenses 2014: $11,128,402Net Income 2014: -$309,7362014Revenue 2015: $8,106,834Expenses 2015: $8,369,301Net Income 2015: -$262,4672015Revenue 2016: $6,622,173Expenses 2016: $5,941,162Net Income 2016: $681,0112016Revenue 2017: $2,885,592Expenses 2017: $2,846,106Net Income 2017: $39,4862017Revenue 2018: $2,055,548Expenses 2018: $1,731,040Net Income 2018: $324,5082018Revenue 2019: $2,827,437Expenses 2019: $2,954,541Net Income 2019: -$127,1042019Revenue 2020: $6,000,326Expenses 2020: $5,025,469Net Income 2020: $974,8572020Revenue 2021: $6,814,482Expenses 2021: $7,955,567Net Income 2021: -$1,141,0852021Revenue 2022: $2,874,307Expenses 2022: $2,986,394Net Income 2022: -$112,0872022Revenue 2023: $5,088,692Expenses 2023: $3,217,286Net Income 2023: $1,871,4062023Revenue 2024: $5,097,340Expenses 2024: $2,996,685Net Income 2024: $2,100,6552024

Highlighted filing

2024

Revenue$5,097,340
Expenses$2,996,685
Net Income$2,100,655

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.0$3.32$13.6$5.10$3.00$2.10
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.4$3.82$11.5$5.09$3.22$1.87
2022Detailed filing. Detailed filing data is available for this year.$15.5$5.79$9.66$2.87$2.99$0.11
2021Detailed filing. Detailed filing data is available for this year.$12.9$3.09$9.77$6.81$7.96$1.14
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.4$3.45$10.9$6.00$5.03$0.97
2019Detailed filing. Detailed filing data is available for this year.$13.4$3.48$9.94$2.83$2.95$0.13
2018Detailed filing. Detailed filing data is available for this year.$12.8$2.77$10.1$2.06$1.73$0.32
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.5$2.85$9.69$2.89$2.85$0.04
2016Detailed filing. Detailed filing data is available for this year.$13.6$4.29$9.28$6.62$5.94$0.68
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.0$4.27$8.70$8.11$8.37$0.26
2014Summary only. Only limited summary data is available for this year.$14.6$5.68$8.97$10.8$11.1$0.31
2013Detailed filing. Detailed filing data is available for this year.$14.6$5.38$9.21$6.87$6.15$0.72
2012Summary only. Only limited summary data is available for this year.$16.3$7.75$8.52$6.94$6.79$0.14
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.0$5.67$8.37$3.93
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.4$6.87$7.56$6.87
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$5,125,441
Mission and Program Overview

Mission

Trellis is dedicated to making stable homes and communities possible by educating, building and lending.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$5,879,463$8,511,561▲ $2,632,098
Inventories for Sale or Use$2,628,580--
Land, Buildings, and Equipment, Net$1,858,515$1,793,564▼ $64,951
Cash and Non-Interest-Bearing Accounts$1,860,004$1,106,335▼ $753,669
Accounts Receivable$1,803,814$1,005,892▼ $797,922
Prepaid Expenses and Deferred Charges$76,760$30,406▼ $46,354
Pledges and Grants Receivable$20,000--
Investments Other Securities$7,599$7,599→ $0
Savings and Temporary Cash Investments$21,184$2,699▼ $18,485
Total Assets$15,351,726$16,954,717▲ $1,602,991
Other Assets Total$1,195,807$4,496,661▲ $3,300,854
Liabilities
Unsecured Notes Loans Payable$2,998,427$2,674,443▼ $323,984
Deferred Revenue$572,960$378,086▼ $194,874
Accounts Payable and Accrued Expenses$228,164$189,857▼ $38,307
Other Liabilities$18,196$77,697▲ $59,501
Total Liabilities$3,817,747$3,320,083▼ $497,664
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$10,488,413$12,779,060▲ $2,290,647
Net Assets With Donor Restrictions$1,045,566$855,574▼ $189,992
Total Net Assets Fund Balance$11,533,979$13,634,634▲ $2,100,655
Total Liabilities and Net Assets / Fund Balance$15,351,726$16,954,717▲ $1,602,991

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,310,186$1,293,792$2,603,978
Land$458,964-$458,964
Equipment$24,414$125,342$149,756
Other Assets Org$642,796--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2023$100,000--$100,000-
2022$100,000---$100,000
2021$100,000---$100,000
2020$453,496--$353,496$100,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lopez BrendaInterim CEOFT$118,199$3,503$121,702
Golberg TrixieannCEO (thru July 2024)FT$101,229$5,027$106,256

Board Members and Trustees

NameTitle
Busching MarciaChair
Miller JamesonVice Chair
Butler ReidDirector
Chaves PedroDirector
Dartez KimDirector
Dombek RaleighDirector
Garcia FabioDirector
Gavin LayaDirector
James Abraham B IiiDirector
Ortega KristopherDirector
Romero MichaelDirector
Scheel BillDirector
Spencer GingerDirector
Townsend FeliciaDirector
Van Der Veen KimDirector
Thomas KatieDirector (thru July 2024)
Revenue and Support

Revenue Composition

Contributions and Grants
$3,741,314
Program Service Revenue
$899,647
Investment Income
$72,960
Other Revenue
$383,419
All Other Contributions
$2,602,930
Change in Net Assets
$2,100,655
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,602,331
Other Expenses$1,174,354
Grants and Similar Amounts Paid$220,000
Total Fundraising Expense$70,391
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$881,156$279,953$3,587$1,164,696
Fees for Services Other$178,404$202,672$46,679$427,755
Current Officers, Directors, Trustees, and Key Employees$67,443$144,186$10,695$222,324
Grants to Domestic Individuals$220,000--$220,000
Payroll Taxes$83,474$36,662$1,179$121,315
Interest$117,887--$117,887
Depreciation Depletion$73,733$11,666$492$85,891
Other Employee Benefits$57,320$16,389$1,269$74,978
Insurance$64,457$4,766$291$69,514
Fees for Services Accounting-$59,690-$59,690
Office Expenses$42,938$15,700$871$59,509
Advertising$45,388$7,537$2,101$55,026
Other Expenses$24,613$5,992$222$30,827
Travel$13,997$9,609$-20$23,586
Pension Plan Contributions$18,964$54-$19,018
All Other Expenses$7,239$640$260$8,139
Fees for Services Legal-$7,280-$7,280
Total Functional Expenses$2,087,230$839,064$70,391$2,996,685
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Opearting Lease Liability$70,098
Deferred Compensation Liability$7,599
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

All board members are provided with a copy of the 990 and are invited to review, ask questions and provide feedback prior to filing.

Form 990, Part VI, Section B, Line 12C

The organization's conflict of interest policy requires all members of the board and all key employees to complete and sign an annual written disclosure form that requires the disclosure of conflicts, if any, and the resolution of each conflict. The policy also requires disclosure of any conflicts that may arise between annual written disclosures and further requires that directors or employees with a conflict recuse themselves from discussion and any decisions related to the topic creating the conflict. All disclosed conflicts are discussed by the board of directors and/or the executive committee of the board.

Form 990, Part VI, Section B, Line 15

The board of directors sets the compensation for the ceo who, in turn, sets the compensation for the organization's staff and officers within the annual budget approved by the board of directors.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request. The organization's financial statements are also included in its annual report, which is available to the public on the organization's website.

Filing and Contact Details

Filer

Filer Name
Trellis
EIN
51-0152395
Phone
6022581659
Address
1405 E MCDOWELL RD 100, PHOENIX, AZ 85006

Signing Officer

Name
Brenda Lopez
Title
President & CEO
Phone
6022581659
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brenda Lopez
Formed
1975
Legal Domicile
Az
Voting Board Members
15
Independent Board Members
15
Employees
26
Volunteers
30

Preparer

Firm
Baker Tilly Advisory Group Lp
Address
2055 E WARNER RD STE 101, TEMPE, AZ 85284
Preparer
Sharlynn Garza
Phone
4808394900
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Other professional fees: program service expenses 178,404. Management and general expenses 202,672. Fundraising expenses 46,679. Total expenses 427,755.

FORM 990, PART XII, LINE 2C:

There was no change in process from the prior year.

Financial Statement Notes

PART X, LINE 2:

The organization recognizes uncertainty in income taxes in the financial statements when it is more likely-than-not that the tax positions will not be sustained upon examination by the tax authorities. As of december 31, 2024, the organization had no uncertain tax positions that qualify for either recognition or disclosure in the financial statements.

Raw XML AppendixShowing 400 of 734 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TRELLIS IS DEDICATED TO MAKING STABLE HOMES AND COMMUNITIES POSSIBLE BY EDUCATING, BUILDING AND LENDING.
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IRS990/AdvertisingGrp/ManagementAndGeneralAmt07537
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IRS990/AdvertisingGrp/TotalAmt055026
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IRS990/AllOtherExpensesGrp/TotalAmt08139
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IRS990/BooksInCareOfDetail/PhoneNum06022581659
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01405 E MCDOWELL RD 100
IRS990/BooksInCareOfDetail/USAddress/CityNm0PHOENIX
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AZ
IRS990/BooksInCareOfDetail/USAddress/ZIPCd085006
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IRS990/CompensationProcessOtherInd01
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IRS990/Desc0LOAN AND LENDING SERVICES - TRELLIS IS A LICENSED MORTGAGE BANKER IN THE STATE OF ARIZONA AND A U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD) APPROVED SECONDARY LENDER. TRELLIS ORIGINATES AND SERVICES FIRST AND SECOND MORTGAGE LOANS AND DOWN PAYMENT/CLOSING COST ASSISTANCE. TRELLIS DEVELOPS AND/OR ADMINISTERS SPECIAL MORTGAGE PROGRAMS DESIGNED TO MEET THE CREDIT NEEDS OF ALL BORROWERS, PARTICULARLY LOW-TO-MODERATE INCOME BORROWERS. LOAN TERMS MAY VARY FROM CONVENTIONAL INTEREST-BEARING, FULLY-AMORTIZING LOANS TO FULLY-FORGIVABLE LOANS THAT SUBSIDIZE HOME PURCHASES.
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IRS990/Form990PartVIISectionAGrp/PersonNm17LOPEZ BRENDA
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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR (THRU JULY 2024)
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16CEO (THRU JULY 2024)
IRS990/Form990PartVIISectionAGrp/TitleTxt17INTERIM CEO
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IRS990/ProgramServiceRevenueGrp/Desc0LOAN SERVICING & ORIGI
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1391418
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IRS990/ProgSrvcAccomActy2Grp/Desc0AFFORDABLE HOME DEVELOPMENT - THROUGH ITS AFFILIATE MISSION HOUSING LLC, TRELLIS PARTNERED IN A LOW-INCOME HOUSING TAX CREDIT PROJECT TO BUILD AND LEASE 42 TOWNHOMES IN NORTH-CENTRAL PHOENIX. AFFORDABLE HOME DEVELOPMENT ALSO INCLUDES THE ACTIVITIES OF TRELLIS REALTY, LLC WHICH ACTS AS A BROKER TO SELL PROPERTIES DEVELOPED AND OWNED BY TRELLIS; ASSISTS CLIENTS IN SELLING AND PURCHASING PROPERTIES NOT OWNED BY TRELLIS; AND LIST PROPERTIES OWNED BY THE CITY OF PHOENIX FOR SALE TO FIRST-TIME HOMEBUYERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0279702
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0438798
IRS990/ProgSrvcAccomActy3Grp/Desc0HOMEBUYER EDUCATION, COUNSELING AND FINANCIAL COACHING - TRELLIS OFFERS ONE-ON-ONE AND PRE- AND POST-PURCHASE HOUSING COUNSELING AND FINANCIAL COACHING; HOMEBUYER EDUCATION ONSITE AND ONLINE; AND CREDIT AND MONEY MANAGEMENT WORKSHOPS IN BOTH ENGLISH AND SPANISH. TRELLIS VOLUNTARILY ADOPTED THE NATIONAL INDUSTRY STANDARDS FOR HOMEOWNERSHIP AND COUNSELING WHICH ESTABLISHES STANDARDS FOR EDUCATION AND COUNSELING SERVICES AND SETS AGENCY TRAINING STANDARDS. TRELLIS HAS THREE HOUSING COUNSELORS WHO MEET THE EXPANDED DODD-FRANK HUD COUNSELOR CERTIFICATION.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0432980
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0391418
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