Civic Intelligence

Kansas Blue Cross Blue Shield Credit

990 • Fiscal year 2016 • EIN 48-6108090

Jan 01, 2016 to Dec 31, 2016 • Filed on Oct 19, 2017

Organization ProfileWWW.KSBCBSCU.ORG
1010 SW Tyler StreetTopeka, KS 66612-1720

(785) 291-8774

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

26th percentile

0.85x

Higher debt load relative to assets than 26% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

64th percentile

22.47x

Higher debt load relative to revenue than 64% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Net Margin

95th percentile

24%

Higher net margin than 95% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

11th percentile

$0

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Asset Growth

57th percentile

3.8%

Faster asset growth than 57% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

89th percentile

11%

Faster revenue growth than 89% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets26th percentile

Assets

Up

$38,168,325

Up $1,404,028 (+3.8%) from 2015

Net Assets

Up

$5,806,233

Up $345,054 (+6.3%) from 2015

Liabilities

Up

$32,362,092

Up $1,058,974 (+3.4%) from 2015

Revenue And Expenses
Liabilities / Revenue64th percentileNet Margin95th percentile

Revenue

Up

$1,440,459

Up $137,457 (+11%) from 2015

Expenses

Up

$1,098,778

Up $55,556 (+5.3%) from 2015

Net Income

Up

$341,681

Up $81,901 (+32%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth57th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $26,012,402Liabilities 2010: $21,865,461Net Assets 2010: $4,146,9412010Assets 2012: $31,932,801Liabilities 2012: $27,296,650Net Assets 2012: $4,636,1512012Assets 2013: $36,494,191Liabilities 2013: $31,603,998Net Assets 2013: $4,890,1932013Assets 2014: $35,864,136Liabilities 2014: $30,673,842Net Assets 2014: $5,190,2942014Assets 2015: $36,764,297Liabilities 2015: $31,303,118Net Assets 2015: $5,461,1792015Assets 2016: $38,168,325Liabilities 2016: $32,362,092Net Assets 2016: $5,806,2332016Assets 2017: $40,743,468Liabilities 2017: $34,577,280Net Assets 2017: $6,166,1882017Assets 2018: $39,678,133Liabilities 2018: $33,007,606Net Assets 2018: $6,670,5272018Assets 2019: $40,287,843Liabilities 2019: $33,061,957Net Assets 2019: $7,225,8862019Assets 2020: $46,980,259Liabilities 2020: $39,264,373Net Assets 2020: $7,715,8862020Assets 2021: $53,754,481Liabilities 2021: $45,577,132Net Assets 2021: $8,177,3492021Assets 2022: $54,994,050Liabilities 2022: $46,444,192Net Assets 2022: $8,549,8582022Assets 2023: $52,316,064Liabilities 2023: $43,316,340Net Assets 2023: $8,999,7242023Assets 2024: $53,465,842Liabilities 2024: $44,045,707Net Assets 2024: $9,420,1352024

Highlighted filing

2016

Assets$38,168,325
Liabilities$32,362,092
Net Assets$5,806,233
Open 2016 Filing

Operations Trend

Revenue Growth89th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,127,7322010Expenses 2012: $1,092,1702012Revenue 2013: $1,308,882Expenses 2013: $1,012,309Net Income 2013: $296,5732013Revenue 2014: $1,298,194Expenses 2014: $1,020,624Net Income 2014: $277,5702014Revenue 2015: $1,303,002Expenses 2015: $1,043,222Net Income 2015: $259,7802015Revenue 2016: $1,440,459Expenses 2016: $1,098,778Net Income 2016: $341,6812016Revenue 2017: $1,529,299Expenses 2017: $1,169,062Net Income 2017: $360,2372017Revenue 2018: $1,733,796Expenses 2018: $1,228,006Net Income 2018: $505,7902018Revenue 2019: $1,882,743Expenses 2019: $1,330,546Net Income 2019: $552,1972019Revenue 2020: $1,861,683Expenses 2020: $1,371,683Net Income 2020: $490,0002020Revenue 2021: $1,846,798Expenses 2021: $1,385,335Net Income 2021: $461,4632021Revenue 2022: $1,911,231Expenses 2022: $1,538,722Net Income 2022: $372,5092022Revenue 2023: $2,233,868Expenses 2023: $1,784,002Net Income 2023: $449,8662023Revenue 2024: $2,676,470Expenses 2024: $2,256,059Net Income 2024: $420,4112024

Highlighted filing

2016

Revenue$1,440,459
Expenses$1,098,778
Net Income$341,681
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Oct 19, 2017
Return Version
2016v3.0
Gross Receipts
$1,440,459
Mission and Program Overview

Mission

Our mission is to enhance members financial wellness by providing exceptional products and services.

The mission of the kansas blue cross blue shield credit union is to provide competitively priced financial services for members, with the added value necessary to achieve financial growth and maintain a sound financial position.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$21,811,981$22,616,088▲ $804,107
Savings and Temporary Cash Investments$13,048,979$13,585,860▲ $536,881
Rtn Earn Endowment Incm Other Fnds$5,461,179$5,806,233▲ $345,054
Investments in Publicly Traded Securities$995,198$1,248,571▲ $253,373
Cash and Non-Interest-Bearing Accounts$444,135$348,693▼ $95,442
Prepaid Expenses and Deferred Charges$41,565$17,325▼ $24,240
Investments Other Securities$68,122$10,000▼ $58,122
Land, Buildings, and Equipment, Net$7,182$4,570▼ $2,612
Accounts Receivable$7,862$4,073▼ $3,789
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$36,764,297$38,168,325▲ $1,404,028
Other Assets Total$339,273$333,145▼ $6,128
Liabilities
Other Liabilities$31,266,741$32,328,534▲ $1,061,793
Accounts Payable and Accrued Expenses$36,377$33,558▼ $2,819
Total Liabilities$31,303,118$32,362,092▲ $1,058,974
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,461,179$5,806,233▲ $345,054
Total Liabilities and Net Assets / Fund Balance$36,764,297$38,168,325▲ $1,404,028

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$4,570$7,832$12,402
Compensation and Service Providers
Top Officer Pay11th percentile

Board Members and Trustees

NameTitle
Matthew CarithersChairman
Julie CoppVice Chairman
Alex DakinBoard Member
Lisa BurgoonBoard Member
Paul FeistBoard Member
Christie MuglerSecretary
Ann M SheltonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,286,103
Investment Income
$154,025
Other Revenue
$331
Change in Net Assets
$341,681
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,096,778
Grants and Similar Amounts Paid$2,000
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other---$515,823
Office Expenses---$185,451
Other Expenses---$19,111
Insurance---$16,041
Fees for Services Accounting---$11,243
Advertising---$8,346
Conferences and Meetings---$6,807
Depreciation Depletion---$2,612
Grants to Domestic Individuals---$2,000
All Other Expenses---$608
Interest---$48
Total Functional Expenses$0$0$0$1,098,778
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$32,328,534
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, line 7B

“Significant changes such as changes to bylaws and mergers are subject to approval by the credit union members; however no such changes were made during the year.”

Form 990, Part VI, Section B, line 11B

“Credit union management will review the form 990 with the treasurer before routing it to the board of directors.”

Form 990, Part VI, Section B, line 12C

“Bcbsks employees working at the credit union are required to review and sign the conflict of interest policy annually. Directors serving 4 year terms are required to review and sign the policy upon election to the board. Signed statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, line 15

“The credit union does not have any compensated officers or employees. Staffing services are contracted with bcbsks.”

Form 990, Part VI, Section C, line 19

“Financial statements are posted in the credit union lobby, presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Kansas Blue Cross Blue Shield Credit
EIN
48-6108090
Phone
7852918774
Address
1010 SW TYLER STREET, TOPEKA, KS 66612-1720

Signing Officer

Name
Ann M Shelton
Title
Treasurer
Phone
7852918774
Signed
2017-10-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ann M Shelton
Formed
1953
Legal Domicile
Ks
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
15

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Phone
9138946214
Supplemental Narrative

Additional Explanations

Form 990, Part III, line 2

“During the year, the credit union: - brought visa card processing in house and upgraded to chip cards. - paid triple dividend and 3% loan interest rebate at 12/31/16, for the third year in a row.”

Form 990, Part IX, line 11G

“Bcbsks contracted services 403,927. Other professional & outside services 111,896.”

Financial Statement Notes

Part IV, Line 2B:

“The credit union has a certified credit union financial counselor on staff to work with members individually upon request.”

Raw XML Appendix360 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt036377
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt033558
IRS990/AccountsReceivableGrp/BOYAmt07862
IRS990/AccountsReceivableGrp/EOYAmt04073
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE MISSION OF THE KANSAS BLUE CROSS BLUE SHIELD CREDIT UNION IS TO PROVIDE COMPETITIVELY PRICED FINANCIAL SERVICES FOR MEMBERS, WITH THE ADDED VALUE NECESSARY TO ACHIEVE FINANCIAL GROWTH AND MAINTAIN A SOUND FINANCIAL POSITION.
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IRS990/AllOtherExpensesGrp/TotalAmt0608
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IRS990/BooksInCareOfDetail/PhoneNum07852918774
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01010 SW TYLER STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0TOPEKA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KS
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0666121720
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IRS990/ChangeToOrgDocumentsInd00
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IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
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IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
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IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt02612
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 3,374 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
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IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt011243
IRS990/FeesForServicesOtherGrp/TotalAmt0515823
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IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0MATTHEW CARITHERS
IRS990/Form990PartVIISectionAGrp/PersonNm1JULIE COPP
IRS990/Form990PartVIISectionAGrp/PersonNm2CHRISTIE MUGLER
IRS990/Form990PartVIISectionAGrp/PersonNm3ANN M SHELTON
IRS990/Form990PartVIISectionAGrp/PersonNm4LISA BURGOON
IRS990/Form990PartVIISectionAGrp/PersonNm5ALEX DAKIN
IRS990/Form990PartVIISectionAGrp/PersonNm6PAUL FEIST
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01953
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
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IRS990/GrantsToDomesticIndividualsGrp/TotalAmt02000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
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IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InterestGrp/TotalAmt048
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0154025
IRS990/InvestmentInJointVentureInd01
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt068122
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt010000
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IRS990/IRPDocumentW2GCnt00
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
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IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NetAssetsOrFundBalancesEOYAmt05806233
IRS990/NetUnrelatedBusTxblIncmAmt0-920
IRS990/NetUnrlzdGainsLossesInvstAmt03373
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/TotalAmt0185451
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0339273
IRS990/OtherAssetsTotalGrp/EOYAmt0333145
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3LEAGUE & OTHER DUES
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IRS990/OtherExpensesGrp/TotalAmt170579
IRS990/OtherExpensesGrp/TotalAmt224879
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IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
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IRS990/PrincipalOfficerNm0ANN M SHELTON
IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/Desc3NON MEMBER ATM INCOME
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1251477
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1251477
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21500
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3574
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt01500
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1574
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT FAIR AND REASONABLE RATES OF INTEREST. AS OF DECEMBER 31, 2016, THERE WERE 1,965 LOANS OUTSTANDING TOTALING $22,709,380.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $235,230 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
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IRS990/PYContributionsGrantsAmt00
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IRS990/PYRevenuesLessExpensesAmt0259780
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IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01303002
IRS990/ReconcilationRevenueExpnssAmt0341681
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt0331
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt0331
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05461179
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05806233
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013048979
IRS990/SavingsAndTempCashInvstGrp/EOYAmt013585860
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt04570
IRS990ScheduleD/EquipmentGrp/DepreciationAmt07832
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt012402
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt032328534
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAS A CERTIFIED CREDIT UNION FINANCIAL COUNSELOR ON STAFF TO WORK WITH MEMBERS INDIVIDUALLY UPON REQUEST.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part IV, Line 2b:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04570
IRS990ScheduleD/TotalLiabilityAmt032328534
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DURING THE YEAR, THE CREDIT UNION: - BROUGHT VISA CARD PROCESSING IN HOUSE AND UPGRADED TO CHIP CARDS. - PAID TRIPLE DIVIDEND AND 3% LOAN INTEREST REBATE AT 12/31/16, FOR THE THIRD YEAR IN A ROW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SIGNIFICANT CHANGES SUCH AS CHANGES TO BYLAWS AND MERGERS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CREDIT UNION MANAGEMENT WILL REVIEW THE FORM 990 WITH THE TREASURER BEFORE ROUTING IT TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BCBSKS EMPLOYEES WORKING AT THE CREDIT UNION ARE REQUIRED TO REVIEW AND SIGN THE CONFLICT OF INTEREST POLICY ANNUALLY. DIRECTORS SERVING 4 YEAR TERMS ARE REQUIRED TO REVIEW AND SIGN THE POLICY UPON ELECTION TO THE BOARD. SIGNED STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION DOES NOT HAVE ANY COMPENSATED OFFICERS OR EMPLOYEES. STAFFING SERVICES ARE CONTRACTED WITH BCBSKS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8BCBSKS CONTRACTED SERVICES 403,927. OTHER PROFESSIONAL & OUTSIDE SERVICES 111,896.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part III, line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, line 11g
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd01
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt036764297
IRS990/TotalAssetsEOYAmt038168325
IRS990/TotalAssetsGrp/BOYAmt036764297
IRS990/TotalAssetsGrp/EOYAmt038168325
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01098778
IRS990/TotalGrossUBIAmt02074
IRS990/TotalLiabilitiesBOYAmt031303118
IRS990/TotalLiabilitiesEOYAmt032362092
IRS990/TotalLiabilitiesGrp/BOYAmt031303118
IRS990/TotalLiabilitiesGrp/EOYAmt032362092
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05461179
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05806233
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt01286103
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01438385
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01440459
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt02074
IRS990/TotalVolunteersCnt015
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt036764297
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt038168325
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01010 SW TYLER STREET
IRS990/USAddress/CityNm0TOPEKA
IRS990/USAddress/StateAbbreviationCd0KS
IRS990/USAddress/ZIPCd0666121720
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.KSBCBSCU.ORG
IRS990/WhistleblowerPolicyInd01
IRS990/WrittenPolicyOrProcedureInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ANN M SHELTON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07852918774
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-10-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0KANSAS BLUE CROSS BLUE SHIELD CREDIT
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0UNION
ReturnHeader/Filer/BusinessNameControlTxt0KANS
ReturnHeader/Filer/EIN0486108090
ReturnHeader/Filer/PhoneNum07852918774
ReturnHeader/Filer/USAddress/AddressLine1Txt01010 SW TYLER STREET
ReturnHeader/Filer/USAddress/CityNm0TOPEKA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KS
ReturnHeader/Filer/USAddress/ZIPCd0666121720
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0F833D4313777CB96842A8180D2DBFCFD1CED2197
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0F833D4313777CB96842A8180D2DBFCFD1CED2197
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.87.82.114
ReturnHeader/FilingSecurityInformation/IPDt02017-10-19
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm016:48:21
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431592217
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd066061
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/ReturnTs02017-10-19T16:48:37-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$38,168,325
Liabilities
$32,362,092
Net assets
$5,806,233
Revenue
$1,440,459
Expenses
$1,098,778
Net income
$341,681
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$53.5$44.0$9.42$2.68$2.26$0.42
2023Detailed filing. Detailed filing data is available for this year.$52.3$43.3$9.00$2.23$1.78$0.45
2022Detailed filing. Detailed filing data is available for this year.$55.0$46.4$8.55$1.91$1.54$0.37
2021Detailed filing. Detailed filing data is available for this year.$53.8$45.6$8.18$1.85$1.39$0.46
2020Detailed filing. Detailed filing data is available for this year.$47.0$39.3$7.72$1.86$1.37$0.49
2019Detailed filing. Detailed filing data is available for this year.$40.3$33.1$7.23$1.88$1.33$0.55
2018Detailed filing. Detailed filing data is available for this year.$39.7$33.0$6.67$1.73$1.23$0.51
2017Detailed filing. Detailed filing data is available for this year.$40.7$34.6$6.17$1.53$1.17$0.36
2016Detailed filing. Detailed filing data is available for this year.$38.2$32.4$5.81$1.44$1.10$0.34
2015Detailed filing. Detailed filing data is available for this year.$36.8$31.3$5.46$1.30$1.04$0.26
2014Detailed filing. Detailed filing data is available for this year.$35.9$30.7$5.19$1.30$1.02$0.28
2013Detailed filing. Detailed filing data is available for this year.$36.5$31.6$4.89$1.31$1.01$0.30
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.9$27.3$4.64$1.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.0$21.9$4.15$1.13