Civic Intelligence

Salina Railroad Credit Union

EIN 48-6107682 • 501(c)14 • Garden City, KS

Profile

To provide cooperative financial services to members of the credit union.

1714 E Kansas Ave PO Box 459Garden City, KS 67846-0459

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2018

Liabilities / Revenue

96th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • <$500k nonprofits • Source year 2018

Net Margin

36th percentile

-110%

Higher net margin than 36% of similar nonprofits.

501(c)14 • <$500k nonprofits • Source year 2018

Top Officer Pay

56th percentile

$30,000

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 40.7% of source-year revenue.

501(c)14 • <$500k nonprofits • Source year 2018

Asset Growth

95th percentile

-100%

Faster asset growth than 95% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

91st percentile

3.9%

Faster revenue growth than 91% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2017 to 2018

Assets

Down

$0

Down $579,148 (-100%) from 2017

Liabilities

Down

$0

Down $579,148 (-100%) from 2017

Net Assets

Flat

$0

Flat from 2017

Revenue

Up

$73,735

Up $2,758 (+3.9%) from 2017

Expenses

Up

$154,930

Up $86,082 (+125%) from 2017

Net Income

Down

-$81,195

Down $83,324 (-3914%) from 2017

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2013: $633,995Liabilities 2013: $633,995Net Assets 2013: $02013Assets 2014: $576,780Liabilities 2014: $576,628Net Assets 2014: $1522014Assets 2016: $597,703Liabilities 2016: $596,625Net Assets 2016: $1,0782016Assets 2017: $579,148Liabilities 2017: $579,148Net Assets 2017: $02017Assets 2018: $0Liabilities 2018: $0Net Assets 2018: $02018

Highlighted filing

2018

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2013: $74,402Expenses 2013: $74,244Net Income 2013: $1582013Revenue 2014: $73,662Expenses 2014: $73,510Net Income 2014: $1522014Revenue 2016: $70,407Expenses 2016: $69,329Net Income 2016: $1,0782016Revenue 2017: $70,977Expenses 2017: $68,848Net Income 2017: $2,1292017Revenue 2018: $73,735Expenses 2018: $154,930Net Income 2018: -$81,1952018

Highlighted filing

2018

Revenue$73,735
Expenses$154,930
Net Income-$81,195

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 21, 2018
Signed
Oct 17, 2019
Return Version
2018v3.1
Gross Receipts
$73,735
Mission and Program Overview

Mission

To provide cooperative financial

To provide cooperative financial services to members of the credit union.

Program Services

DescriptionGrantsExpenses
PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 429 MEMBERS.$0$0
PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 21, 2018, LOANS OUTSTANDING TOTALED $428,517.$0$0
PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $7,792 FOR THE PERIOD.$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
CYNTHIA BROCKWAYManagerFT$30,000-$30,000
ROBERT SCHUITTEPresident-$0--
DEBBY EDGERTONVice President-$0--
KIFFANY SUENRAMSecretary, Treasurer-$0--
ROBERT DELANEYDirector-$0--
THERESA CANNEFAXDirector-$0--
Filing and Contact Details

Filer

Filer Name
Salina Railroad Credit Union
EIN
48-6107682
Phone
6202752151
Address
1714 E KANSAS AVE PO BOX 459, GARDEN CITY, KS 67846-0459

Signing Officer

Name
Ted Underwood
Title
Evp-golden Plains Credit Union
Phone
6202752151
Signed
2019-10-17
Discuss with paid preparer
Yes

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Preparer
Jerry Tenbrink
Phone
9138946214
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 14

Description: depreciation. Amount: 8,255. Description: other expenses. Amount: 7,300. Total to form 990-ez, line 14: 15,555.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: office operations. Amount: 32,293. Description: insurance. Amount: 2,438. Description: provision for loan loss. Amount: 43,000. Description: interest on borrowed money. Amount: 363. Description: conferences, conventions & meetings. Amount: 308. Description: credit reports. Amount: 336. Description: member dividends. Amount: 7,792. Description: all other expenses. Amount: 2,891. Total to form 990-ez, line 16: 89,421.

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

Description: prior period adjustment. Amount: 39,280. Description: transfer of net assets to golden plains credit union pursuant to merger. Amount: 41,915. Total to form 990-ez, line 20: 81,195.

Form 990-ez, Part II, Line 24 - Other Assets

Description: loans receivable, net of allowance. Beg. Of year amount: 523,943. End of year amount: 0. Description: other receivables. Beg. Of year amount: 3,237. End of year amount: 0. Description: prepaid expenses. Beg. Of year amount: 2,085. End of year amount: 0. Description: other depreciable assets. Beg. Of year amount: 8,048. End of year amount: 0.

Form 990-ez, Part II, Line 26 - Other Liabilities

Description: accounts payable and accrued expenses. Beg. Of year amount: 11,581. End of year amount: 0. Description: notes payable. Beg. Of year amount: 36,709. End of year amount: 0. Description: member share deposits. Beg. Of year amount: 530,858. End of year amount: 0.

Raw XML Appendix187 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OperateHospitalInd00
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IRS990EZ/OtherChangesInNetAssetsAmt081195
IRS990EZ/OtherExpensesTotalAmt089421
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE COOPERATIVE FINANCIAL SERVICES TO MEMBERS OF THE CREDIT UNION.
IRS990EZ/ProgramServiceRevenueAmt073735
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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $7,792 FOR THE PERIOD.
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IRS990EZ/SubjectToProxyTaxInd00
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IRS990EZ/TotalExpensesAmt0154930
IRS990EZ/TotalRevenueAmt073735
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleN/AssetsDistributedInd01
IRS990ScheduleN/AttorneyGeneralNotifiedInd01
IRS990ScheduleN/BondsOutstandingInd00
IRS990ScheduleN/DirectorOfSuccessorInd00
IRS990ScheduleN/EmployeeOfSuccessorInd00
IRS990ScheduleN/LiabilitiesPaidInd00
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0CASH, SAVINGS AND INVESTMENTS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc1LOANS RECEIVABLE, NET OF ALLOWANCE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc2NCUSIF DEPOSIT
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt0GOLDEN PLAINS CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt1GOLDEN PLAINS CREDIT UNION
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: DEPRECIATION. AMOUNT: 8,255. DESCRIPTION: OTHER EXPENSES. AMOUNT: 7,300. TOTAL TO FORM 990-EZ, LINE 14: 15,555.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: OFFICE OPERATIONS. AMOUNT: 32,293. DESCRIPTION: INSURANCE. AMOUNT: 2,438. DESCRIPTION: PROVISION FOR LOAN LOSS. AMOUNT: 43,000. DESCRIPTION: INTEREST ON BORROWED MONEY. AMOUNT: 363. DESCRIPTION: CONFERENCES, CONVENTIONS & MEETINGS. AMOUNT: 308. DESCRIPTION: CREDIT REPORTS. AMOUNT: 336. DESCRIPTION: MEMBER DIVIDENDS. AMOUNT: 7,792. DESCRIPTION: ALL OTHER EXPENSES. AMOUNT: 2,891. TOTAL TO FORM 990-EZ, LINE 16: 89,421.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: PRIOR PERIOD ADJUSTMENT. AMOUNT: 39,280. DESCRIPTION: TRANSFER OF NET ASSETS TO GOLDEN PLAINS CREDIT UNION PURSUANT TO MERGER. AMOUNT: 41,915. TOTAL TO FORM 990-EZ, LINE 20: 81,195.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: LOANS RECEIVABLE, NET OF ALLOWANCE. BEG. OF YEAR AMOUNT: 523,943. END OF YEAR AMOUNT: 0. DESCRIPTION: OTHER RECEIVABLES. BEG. OF YEAR AMOUNT: 3,237. END OF YEAR AMOUNT: 0. DESCRIPTION: PREPAID EXPENSES. BEG. OF YEAR AMOUNT: 2,085. END OF YEAR AMOUNT: 0. DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 8,048. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DESCRIPTION: ACCOUNTS PAYABLE AND ACCRUED EXPENSES. BEG. OF YEAR AMOUNT: 11,581. END OF YEAR AMOUNT: 0. DESCRIPTION: NOTES PAYABLE. BEG. OF YEAR AMOUNT: 36,709. END OF YEAR AMOUNT: 0. DESCRIPTION: MEMBER SHARE DEPOSITS. BEG. OF YEAR AMOUNT: 530,858. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 14
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02020-03-31 21:24:44Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0TED UNDERWOOD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EVP-GOLDEN PLAINS CREDIT UNION
ReturnHeader/BusinessOfficerGrp/PhoneNum06202752151
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-10-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SALINA RAILROAD CREDIT UNION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0C/O GOLDEN PLAINS CREDIT UNION
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ReturnHeader/Filer/EIN0486107682
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ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.87.82.114
ReturnHeader/FilingSecurityInformation/IPDt02019-10-17
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm016:16:36
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd066061
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JERRY TENBRINK
ReturnHeader/ReturnTs02019-10-17T16:16:44-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-21
ReturnHeader/TaxYr02018

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