Civic Intelligence

Skyward Credit Union

990 • Fiscal year 2019 • EIN 48-6107341

Jan 01, 2019 to Dec 31, 2019 • Filed on Jul 15, 2020

Organization Profilewww.skywardcu.com
Four Cessna BoulevardWichita, KS 67215-1423

(833) 759-1941

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

11th percentile

0.84x

Higher debt load relative to assets than 11% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Liabilities / Revenue

83rd percentile

19.70x

Higher debt load relative to revenue than 83% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Net Margin

70th percentile

17%

Higher net margin than 70% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Top Officer Pay

10th percentile

$247,985

Higher top officer pay than 10% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Asset Growth

97th percentile

21%

Faster asset growth than 97% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Revenue Growth

51st percentile

9.4%

Faster revenue growth than 51% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets11th percentile

Assets

Up

$343,415,289

Up $59,372,109 (+21%) from 2018

Net Assets

Up

$54,764,267

Up $8,582,482 (+19%) from 2018

Liabilities

Up

$288,651,022

Up $50,789,627 (+21%) from 2018

Revenue And Expenses
Liabilities / Revenue83rd percentileNet Margin70th percentile

Revenue

Up

$14,651,425

Up $1,253,706 (+9.4%) from 2018

Expenses

Up

$12,171,960

Up $1,545,458 (+15%) from 2018

Net Income

Down

$2,479,465

Down $291,752 (-11%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth97th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2008: $140,914,899Liabilities 2008: $116,904,761Net Assets 2008: $24,010,1382008Assets 2010: $189,418,361Liabilities 2010: $163,522,841Net Assets 2010: $25,895,5202010Assets 2011: $208,050,624Liabilities 2011: $175,748,327Net Assets 2011: $32,302,2972011Assets 2012: $224,279,530Liabilities 2012: $188,925,831Net Assets 2012: $35,353,6992012Assets 2013: $221,637,578Liabilities 2013: $197,797,885Net Assets 2013: $23,839,6932013Assets 2015: $256,966,190Liabilities 2015: $215,113,528Net Assets 2015: $41,852,6622015Assets 2016: $271,443,393Liabilities 2016: $229,160,600Net Assets 2016: $42,282,7932016Assets 2017: $278,587,704Liabilities 2017: $232,339,039Net Assets 2017: $46,248,6652017Assets 2018: $284,043,180Liabilities 2018: $237,861,395Net Assets 2018: $46,181,7852018Assets 2019: $343,415,289Liabilities 2019: $288,651,022Net Assets 2019: $54,764,2672019Assets 2020: $388,300,250Liabilities 2020: $327,665,102Net Assets 2020: $60,635,1482020Assets 2021: $416,562,947Liabilities 2021: $361,471,002Net Assets 2021: $55,091,9452021Assets 2022: $389,740,137Liabilities 2022: $371,708,551Net Assets 2022: $18,031,5862022Assets 2023: $397,676,278Liabilities 2023: $374,453,367Net Assets 2023: $23,222,9112023Assets 2024: $350,895,730Liabilities 2024: $332,270,749Net Assets 2024: $18,624,9812024

Highlighted filing

2019

Assets$343,415,289
Liabilities$288,651,022
Net Assets$54,764,267
Open 2019 Filing

Operations Trend

Revenue Growth51st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10M-$20MExpenses 2008: $8,511,4942008Expenses 2010: $8,091,9392010Expenses 2011: $7,774,7582011Expenses 2012: $7,512,2982012Revenue 2013: $10,738,383Expenses 2013: $7,482,996Net Income 2013: $3,255,3872013Revenue 2015: $11,146,711Expenses 2015: $8,501,612Net Income 2015: $2,645,0992015Revenue 2016: $12,417,113Expenses 2016: $9,535,545Net Income 2016: $2,881,5682016Revenue 2017: $12,904,758Expenses 2017: $10,077,454Net Income 2017: $2,827,3042017Revenue 2018: $13,397,719Expenses 2018: $10,626,502Net Income 2018: $2,771,2172018Revenue 2019: $14,651,425Expenses 2019: $12,171,960Net Income 2019: $2,479,4652019Revenue 2020: $14,738,047Expenses 2020: $13,443,093Net Income 2020: $1,294,9542020Revenue 2021: $15,036,690Expenses 2021: $13,343,832Net Income 2021: $1,692,8582021Revenue 2022: $15,562,751Expenses 2022: $14,397,656Net Income 2022: $1,165,0952022Revenue 2023: $18,449,739Expenses 2023: $19,223,378Net Income 2023: -$773,6392023Revenue 2024: $13,531,264Expenses 2024: $23,707,070Net Income 2024: -$10,175,8062024

Highlighted filing

2019

Revenue$14,651,425
Expenses$12,171,960
Net Income$2,479,465
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jul 15, 2020
Return Version
2019v5.0
Gross Receipts
$24,153,633
Mission and Program Overview

Mission

Provide cooperative financial services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$135,766,321$177,805,163▲ $42,038,842
Other Notes and Loans Receivable, Net$123,054,761$131,366,172▲ $8,311,411
Rtn Earn Endowment Incm Other Fnds$46,181,785$54,764,267▲ $8,582,482
Savings and Temporary Cash Investments$18,523,835$21,403,810▲ $2,879,975
Cash and Non-Interest-Bearing Accounts$1,564,179$7,610,499▲ $6,046,320
Land, Buildings, and Equipment, Net$3,533,982$3,333,222▼ $200,760
Accounts Receivable$1,207,072$1,341,056▲ $133,984
Prepaid Expenses and Deferred Charges$225,869$424,930▲ $199,061
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0--
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0--
Inventories for Sale or Use-$0-
Loans From Officers Directors-$0-
Total Assets$284,043,180$343,415,289▲ $59,372,109
Other Assets Total$167,161$130,437▼ $36,724
Liabilities
Other Liabilities$233,067,026$251,057,382▲ $17,990,356
Mortgage Notes Payable Secured by Investment Property$3,315,625$35,551,261▲ $32,235,636
Accounts Payable and Accrued Expenses$1,478,744$2,042,379▲ $563,635
Grants Payable-$0-
Deferred Revenue-$0-
Escrow Account Liability-$0-
Tax Exempt Bond Liabilities-$0-
Total Liabilities$237,861,395$288,651,022▲ $50,789,627
Net Assets / Fund Balance
Total Net Assets Fund Balance$46,181,785$54,764,267▲ $8,582,482
Total Liabilities and Net Assets / Fund Balance$284,043,180$343,415,289▲ $59,372,109

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,204,970$1,505,668$0
Other Land Buildings$134,084$0$0
Land$0-$0
Equipment$488,322$1,026,789$0
Leasehold Improvements$505,846$379,550$0
Other Securities$1,611,300--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers
Top Officer Pay10th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kevin WilmothPresident / CEOFT$186,024$29,800$215,824
Dean Greg PeterVice President / CFOFT$129,988$16,663$146,651
Daniel HaydenChief Operating OfficerFT$127,421$16,755$144,176
Theresa PopeV.P. of LendingFT$76,391$10,561$86,952
Michael TuckerIT ManagerFT$76,595$7,861$84,456

Board Members and Trustees

NameTitle
Holly DixonChairperson
Darrell ElkintonBoard Member
Jeff DowdenBoard Member
Philip ChronisterBoard Member
Russell C JohnsonBoard Member
Wanda ScottBoard Member
Kimberly AndersonBoard Member (Secretary)
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$10,057,494
Investment Income
$4,533,943
Other Revenue
$59,988
All Other Contributions
$0
Change in Net Assets
$2,479,465

Audited Revenue Reconciliation

Revenue per Audited Statements
$14,651,425
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$14,651,425
Total Revenue per Form 990
$14,651,425
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,839,807
Salaries, Compensation, and Employee Benefits$3,332,153
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons---$1,882,367
Information Technology---$1,019,294
Current Officers, Directors, Trustees, and Key Employees---$626,220
Advertising---$526,342
Other Employee Benefits---$443,872
Depreciation Depletion---$354,146
Other Expenses---$349,274
All Other Expenses---$308,616
Payroll Taxes---$239,713
Office Expenses---$222,151
Interest---$184,646
Occupancy---$164,980
Pension Plan Contributions---$139,981
Fees for Services Management---$128,607
Fees for Services Accounting---$113,803
Conferences and Meetings---$108,883
Fees for Services Legal---$101,675
Insurance---$53,648
Travel---$20,099
Total Functional Expenses$0$0$0$12,171,960

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$12,171,960
Total Expenses per Audited Statements$12,171,960
Total Expenses per Form 990$12,171,960
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$100
Section 527 Activity Spending$100
Total Exempt Function Spending$100

Section 527 Organizations

OrganizationLocationAmount
48-0288307Wichita, KS$100
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees-$0-
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share & Certificate of Deposit Liabilities$251,057,382
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization serves members who hold membership share accounts with the credit union”

Form 990, Part VI, Section A, Line 7A

“Each member of the credit union has the privilege of one vote to elect members to the Board of Directors.”

Form 990, Part VI, Section B, Line 11B

“The CFO completes the annual 990 and 990-T and reviews them with the President prior to submission. Also, the annual 990 and 990-T are 'presented to' and 'reviewed by' a quorum of the Board of Directors at a regular monthly meeting of the Board of Directors and Skyward management team.”

Form 990, Part VI, Section B, Line 12C

“The organization is subject to oversight by a volunteer Supervisory Committee, which committee is approved annually by the fully membership of the organization. The organization also has a full-time Compliance Specialist with vast financial institution industry and internal audit / internal controls experience. This Compliance Specialist works closely with the Supervisory Committee to ensure proper controls and to ensure compliance with financial industry rules and regulations.”

Form 990, Part VI, Section B, Line 15

“The Executive Committee of the Board of Directors reviews and approves the compensation of the CEO, and also reviews and approves the compensation of all key management employees of the organization.”

Form 990, Part VI, Section C, Line 17

“Not Required in the State of Kansas, which is the State the organization resides in, and where it conducts all of its business.”

Form 990, Part VI, Section C, Line 19

“Individuals, who make written request by mail, e-mail or in person to the organization, will be allowed to inspect referenced information. A copy will be provided for a nominal fee. Updated financial information is also posted in all our Branch Lobbies. Financial information is also available to the general public through www.ncua.gov which supplies on line access to quarterly Call Report 5300 full financial filing information for each and all credit unions.”

Filing and Contact Details

Filer

Filer Name
Skyward Credit Union
EIN
48-6107341
Phone
8337591941
Address
Four Cessna Boulevard, Wichita, KS 67215-1423

Signing Officer

Name
Greg Peter
Title
CFO
Phone
8337591941
Signed
2020-07-15

Organization Details

Principal Officer
Kevin L Wilmoth
Formed
1941
Legal Domicile
Ks
Voting Board Members
7
Independent Board Members
7
Employees
60
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 5

“Equals the net change in Unrealized Gain (Loss) on Available for Sale Investments in Gov't Agency Securities.”

Financial Statement Notes

Schedule D, Part X, Line 1

“The Credit Union is exempt by statute from most federal, state, and local income taxes under the provisions of the Internal Revenue Code and State laws. However, the credit union is liable for tax on certain products and services such as auto warranty sales revenues and non-member ATM surcharges which have been deemed by the IRS to be unrelated to the credit union's exempt purpose. The net taxable income from these products/services is subject to income tax under the Unrelated Business Income Tax (UBIT) regulations. The credit union has filed form 990-T for these taxable items. The credit union management accepts court decisions involving credit unions and the IRS, and has determined that the credit union has limited income derived from non-exempt sources.”

Raw XML AppendixShowing 400 of 584 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01478744
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02042379
IRS990/AccountsReceivableGrp/BOYAmt01207072
IRS990/AccountsReceivableGrp/EOYAmt01341056
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Provide cooperative financial services to members
IRS990/AdvertisingGrp/TotalAmt0526342
IRS990/AllOtherContributionsAmt00
IRS990/AllOtherExpensesGrp/TotalAmt0308616
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Skyward Credit Union
IRS990/BooksInCareOfDetail/PhoneNum08337591941
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0Four Cessna Boulevard
IRS990/BooksInCareOfDetail/USAddress/CityNm0Wichita
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KS
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0672151423
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01564179
IRS990/CashNonInterestBearingGrp/EOYAmt07610499
IRS990/ChangeToOrgDocumentsInd00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0626220
IRS990/CompDisqualPersonsGrp/TotalAmt01882367
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt0108883
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContriRptFundraisingEventAmt00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt04533943
IRS990/CYOtherExpensesAmt08839807
IRS990/CYOtherRevenueAmt059988
IRS990/CYProgramServiceRevenueAmt010057494
IRS990/CYRevenuesLessExpensesAmt02479465
IRS990/CYSalariesCompEmpBnftPaidAmt03332153
IRS990/CYTotalExpensesAmt012171960
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt014651425
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0354146
IRS990/Desc0Provide savings, checking, and other depository services to members
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt060
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FederatedCampaignsAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt0113803
IRS990/FeesForServicesLegalGrp/TotalAmt0101675
IRS990/FeesForServicesManagementGrp/TotalAmt0128607
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt045
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt145
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt250
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt344
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt447
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt112
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt032161
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt116663
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt216755
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt310561
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt47861
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/PersonNm0Kevin Wilmoth
IRS990/Form990PartVIISectionAGrp/PersonNm1Dean Greg Peter
IRS990/Form990PartVIISectionAGrp/PersonNm2Daniel Hayden
IRS990/Form990PartVIISectionAGrp/PersonNm3Theresa Pope
IRS990/Form990PartVIISectionAGrp/PersonNm4Michael Tucker
IRS990/Form990PartVIISectionAGrp/PersonNm5Holly Dixon
IRS990/Form990PartVIISectionAGrp/PersonNm6Russell C Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm7Philip Chronister
IRS990/Form990PartVIISectionAGrp/PersonNm8Kimberly Anderson
IRS990/Form990PartVIISectionAGrp/PersonNm9Darrell Elkinton
IRS990/Form990PartVIISectionAGrp/PersonNm10Jeff Dowden
IRS990/Form990PartVIISectionAGrp/PersonNm11Wanda Scott
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0215824
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1129988
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2127421
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt376391
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt476595
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0President / CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice President / CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chief Operating Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt3V.P. of Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt4IT Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt5Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member (Secretary)
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board Member
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01941
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingAmt00
IRS990/GainOrLossGrp/OtherAmt07913
IRS990/GainOrLossGrp/SecuritiesAmt054931
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GovernmentGrantsAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0231270
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt09333782
IRS990/GrossReceiptsAmt024153633
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01019294
IRS990/InsuranceGrp/TotalAmt053648
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/InterestGrp/TotalAmt0184646
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt04471099
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt04471099
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0135766321
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0177805163
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt010868
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02912007
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03533982
IRS990/LandBldgEquipBasisNetGrp/EOYAmt03333222
IRS990/LandBldgEquipCostOrOtherBssAmt06245229
IRS990/LegalDomicileStateCd0KS
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0223357
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt09278851
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Provide cooperative financial services to members
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt03315625
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt035551261
IRS990/NetAssetsOrFundBalancesBOYAmt046181785
IRS990/NetAssetsOrFundBalancesEOYAmt054764267
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt062844
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt062844
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt06103017
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0164980
IRS990/OfficeExpensesGrp/TotalAmt0222151
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0167161
IRS990/OtherAssetsTotalGrp/EOYAmt0130437
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0443872
IRS990/OtherExpensesGrp/Desc0Member Loan Processing & Loan Provision Exp
IRS990/OtherExpensesGrp/Desc1Debit Processing, Member Checking Exp, Card Prod
IRS990/OtherExpensesGrp/Desc2Dividends To Members
IRS990/OtherExpensesGrp/Desc3Shared Branch Expenses
IRS990/OtherExpensesGrp/TotalAmt01063889
IRS990/OtherExpensesGrp/TotalAmt1690289
IRS990/OtherExpensesGrp/TotalAmt23429465
IRS990/OtherExpensesGrp/TotalAmt3349274
IRS990/OtherLiabilitiesGrp/BOYAmt0233067026
IRS990/OtherLiabilitiesGrp/EOYAmt0251057382
IRS990/OtherRevenueTotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0123054761
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0131366172
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0239713
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0139981
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0225869
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0424930
IRS990/PrincipalOfficerNm0Kevin L Wilmoth
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Extended Warranty Rev & ATM Surcharge Rev
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06708826
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13272365
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06708826
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13272365
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt276303
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt276303
IRS990/ProgSrvcAccomActy2Grp/Desc0Provide a source of consumer and morgage credit to members at a reasonable amount of interest.
IRS990/ProgSrvcAccomActy3Grp/Desc0Provide financial information and education to members in the area of savings, credit, and related personal wealth protection and preservation
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04044736
IRS990/PYOtherExpensesAmt07640037
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt09352983
IRS990/PYRevenuesLessExpensesAmt02771217
IRS990/PYSalariesCompEmpBnftPaidAmt02986465
IRS990/PYTotalExpensesAmt010626502
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt013397719
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt02479465
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt059988
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt059988
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt046181785
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt054764267
IRS990/SavingsAndTempCashInvstGrp/BOYAmt018523835
IRS990/SavingsAndTempCashInvstGrp/EOYAmt021403810
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Expended527ActivitiesAmt0100
IRS990ScheduleC/Form1120POLFiledInd00
IRS990ScheduleC/InternalFundsContributedAmt00
IRS990ScheduleC/PoliticalExpendituresAmt0100
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt00
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0480288307
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0Heartland Credit Union Legislative Action Committee
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt0100
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt02544 N Maize Court
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0Wichita
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0KS
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd067205
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0Donation to Political Action Committee that supports legislative initiatives of the credit union industry.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule C, Part I-A, Line 1
IRS990ScheduleC/TotalExemptFunctionExpendAmt0100
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02204970
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01505668
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt03710638
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/MethodValuationCd0C
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0488322
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01026789
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt01515111
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt012171960
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt00
IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd0C
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0505846
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0379550
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0885396
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0134084
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$343,415,289
Liabilities
$288,651,022
Net assets
$54,764,267
Revenue
$14,651,425
Expenses
$12,171,960
Net income
$2,479,465
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$351$332$18.6$13.5$23.7$10.2
2023Detailed filing. Detailed filing data is available for this year.$398$374$23.2$18.4$19.2$0.77
2022Detailed filing. Detailed filing data is available for this year.$390$372$18.0$15.6$14.4$1.17
2021Detailed filing. Detailed filing data is available for this year.$417$361$55.1$15.0$13.3$1.69
2020Detailed filing. Detailed filing data is available for this year.$388$328$60.6$14.7$13.4$1.29
2019Detailed filing. Detailed filing data is available for this year.$343$289$54.8$14.7$12.2$2.48
2018Detailed filing. Detailed filing data is available for this year.$284$238$46.2$13.4$10.6$2.77
2017Detailed filing. Detailed filing data is available for this year.$279$232$46.2$12.9$10.1$2.83
2016Detailed filing. Detailed filing data is available for this year.$271$229$42.3$12.4$9.54$2.88
2015Detailed filing. Detailed filing data is available for this year.$257$215$41.9$11.1$8.50$2.65
2013Detailed filing. Detailed filing data is available for this year.$222$198$23.8$10.7$7.48$3.26
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$224$189$35.4$7.51
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$208$176$32.3$7.77
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$189$164$25.9$8.09
2008Facts available. Structured filing facts are available, but richer extracted sections are limited.$141$117$24.0$8.51