Civic Intelligence

Housing and Credit Counseling Inc.

990 • Fiscal year 2024 • EIN 48-0822466

Jan 01, 2024 to Dec 31, 2024 • Filed on Oct 01, 2025

Organization Profilewww.housingandcredit.org

View Organization Page

1195 SW Buchanan 101Topeka, KS 66604-1183

(785) 234-0217

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.05x

Higher debt load relative to assets than 47% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

57th percentile

0.12x

Higher debt load relative to revenue than 57% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

16th percentile

-16%

Higher net margin than 16% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

56th percentile

$75,327

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 16.0% of source-year revenue.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

28th percentile

-2.7%

Faster asset growth than 28% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

29th percentile

-3.8%

Faster revenue growth than 29% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets47th percentile

Assets

Down

$1,172,180

Down $33,072 (-2.7%) from 2023

Net Assets

Down

$1,117,044

Down $19,112 (-1.7%) from 2023

Liabilities

Down

$55,136

Down $13,960 (-20%) from 2023

Revenue And Expenses
Liabilities / Revenue57th percentileNet Margin16th percentile

Revenue

Down

$471,813

Down $18,689 (-3.8%) from 2023

Expenses

Down

$549,661

Down $154 (-0.0%) from 2023

Net Income

Down

-$77,848

Down $18,535 (-31%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth28th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $1,129,869Liabilities 2010: $52,240Net Assets 2010: $1,077,6292010Assets 2011: $1,132,507Liabilities 2011: $41,789Net Assets 2011: $1,090,7182011Assets 2012: $1,227,612Liabilities 2012: $44,449Net Assets 2012: $1,183,1632012Assets 2013: $1,244,295Liabilities 2013: $51,610Net Assets 2013: $1,192,6852013Assets 2014: $1,211,734Liabilities 2014: $49,436Net Assets 2014: $1,162,2982014Assets 2015: $1,159,702Liabilities 2015: $49,001Net Assets 2015: $1,110,7012015Assets 2016: $1,072,337Liabilities 2016: $35,399Net Assets 2016: $1,036,9382016Assets 2017: $1,170,600Liabilities 2017: $62,510Net Assets 2017: $1,108,0902017Assets 2018: $1,162,818Liabilities 2018: $84,114Net Assets 2018: $1,078,7042018Assets 2019: $1,186,105Liabilities 2019: $48,914Net Assets 2019: $1,137,1912019Assets 2020: $1,315,760Liabilities 2020: $64,636Net Assets 2020: $1,251,1242020Assets 2021: $1,465,189Liabilities 2021: $33,817Net Assets 2021: $1,431,3722021Assets 2022: $1,204,740Liabilities 2022: $75,141Net Assets 2022: $1,129,5992022Assets 2023: $1,205,252Liabilities 2023: $69,096Net Assets 2023: $1,136,1562023Assets 2024: $1,172,180Liabilities 2024: $55,136Net Assets 2024: $1,117,0442024

Highlighted filing

2024

Assets$1,172,180
Liabilities$55,136
Net Assets$1,117,044
Open 2024 Filing

Operations Trend

Revenue Growth29th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,059,9322010Expenses 2011: $886,4372011Expenses 2012: $910,4722012Revenue 2013: $998,340Expenses 2013: $988,818Net Income 2013: $9,5222013Revenue 2014: $1,027,026Expenses 2014: $1,057,413Net Income 2014: -$30,3872014Revenue 2015: $1,010,623Expenses 2015: $1,021,322Net Income 2015: -$10,6992015Revenue 2016: $830,860Expenses 2016: $934,552Net Income 2016: -$103,6922016Revenue 2017: $856,153Expenses 2017: $827,554Net Income 2017: $28,5992017Revenue 2018: $840,322Expenses 2018: $842,846Net Income 2018: -$2,5242018Revenue 2019: $764,447Expenses 2019: $787,843Net Income 2019: -$23,3962019Revenue 2020: $822,622Expenses 2020: $752,268Net Income 2020: $70,3542020Revenue 2021: $741,277Expenses 2021: $594,750Net Income 2021: $146,5272021Revenue 2022: $514,887Expenses 2022: $608,770Net Income 2022: -$93,8832022Revenue 2023: $490,502Expenses 2023: $549,815Net Income 2023: -$59,3132023Revenue 2024: $471,813Expenses 2024: $549,661Net Income 2024: -$77,8482024

Highlighted filing

2024

Revenue$471,813
Expenses$549,661
Net Income-$77,848
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 1, 2025
Return Version
2024v5.2
Gross Receipts
$479,336
Mission and Program Overview

Mission

HCCI counsels and educates all people to achieve their personal housing and financial goals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$695,713$771,936▲ $76,223
Savings and Temporary Cash Investments$336,348$249,661▼ $86,687
Other Notes and Loans Receivable, Net$79,532$70,654▼ $8,878
Land, Buildings, and Equipment, Net$53,071$48,316▼ $4,755
Accounts Receivable$6,198$13,960▲ $7,762
Pledges and Grants Receivable$24,054$9,711▼ $14,343
Prepaid Expenses and Deferred Charges$10,336$7,842▼ $2,494
Cash and Non-Interest-Bearing Accounts-$100-
Total Assets$1,205,252$1,172,180▼ $33,072
Liabilities
Accounts Payable and Accrued Expenses$57,805$55,136▼ $2,669
Deferred Revenue$11,291--
Total Liabilities$69,096$55,136▼ $13,960
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,136,156$1,097,044▼ $39,112
Net Assets With Donor Restrictions-$20,000-
Total Net Assets Fund Balance$1,136,156$1,117,044▼ $19,112
Total Liabilities and Net Assets / Fund Balance$1,205,252$1,172,180▼ $33,072

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$48,316$294,654$342,970
Compensation and Service Providers
Top Officer Pay56th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Teresa BakerExecutive DirectorFT$72,497$2,830$75,327

Board Members and Trustees

NameTitle
Jacob WamegoChair
Carrie HigginsDirector
Jill RiceDirector
Steve VogelDirector
Debra TurnerDirector beg. 01/27/2024
Karen PerezDirector thru. 01/27/2024
Terri BarrDirector thru. 05/07/2024
Kimberly Gonzales MinsonDirector/Secretary beg. 01/27/2024
Ronald RutherfordDirector/Treasurer beg. 01/27/2024
Linda KinneySecretary thru. 01/27/2024
Rebecca MillerTreasurer thru. 01/27/2024/VP
Revenue and Support

Revenue Composition

Contributions and Grants
$392,595
Program Service Revenue
$57,444
Investment Income
$21,774
Other Revenue
$0
All Other Contributions
$174,156
Change in Net Assets
$-77,848

Audited Revenue Reconciliation

Revenue per Audited Statements
$471,813
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$58,736
Total Revenue per Audited Statements
$530,549
Total Revenue per Form 990
$471,813
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$388,090
Other Expenses$161,571
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$105,739$170,513-$276,252
Current Officers, Directors, Trustees, and Key Employees$28,563$46,765-$75,328
Fees for Services Other$16,926$20,555-$37,481
Occupancy-$32,409-$32,409
Office Expenses$7,725$21,614-$29,339
Payroll Taxes-$26,826-$26,826
Fees for Services Accounting$8,354$11,881-$20,235
Insurance-$13,597-$13,597
Information Technology$3,187$4,531-$7,718
Pension Plan Contributions$1,974$4,858-$6,832
Depreciation Depletion-$4,755-$4,755
Fees for Service Investment Mgmnt Fees-$3,515-$3,515
Other Employee Benefits$824$2,028-$2,852
Other Expenses$51$940-$991
Travel$979--$979
Conferences and Meetings-$200-$200
Advertising$60$25-$85
Total Functional Expenses$183,443$366,218$0$549,661

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$549,661
Total Expenses per Audited Statements$549,661
Total Expenses per Form 990$549,661
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

“The executive/finance committee of the HCCI board of directors reviews the Form 990 before it is filed and communicates any corrections, changes, or additions to the accounting firm who prepares the return. Should there be matters of significant concern, the executive/finance committee will bring these concerns to attention of the entire board.”

Form 990, Part VI, Section B, line 12C

“HCCI Board of Directors, staff, and volunteers review and sign the conflict of interest policy form during orientation and once annually after that. The conflict of interest policy is part of new employee training. Management and the Board have a global view and awareness of activities and relationships within the agency that prompt investigation if any areas of concern are observed.”

Form 990, Part VI, Section B, line 15A

“Salary survey information provided by the National Foundation for Credit Counseling was used to assist in ranking the positions and placing them into competitive salary ranges.”

Form 990, Part VI, Section C, line 19

“The majority of grant providers and approving agencies request these documents annually. Governing documents, conflict of interest policy and financial statements are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Housing and Credit Counseling Inc
EIN
48-0822466
Phone
7852340217
Address
1195 SW Buchanan 101, Topeka, KS 66604-1183

Signing Officer

Name
Teresa Baker
Title
Executive Director
Phone
7852340217
Signed
2025-10-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Teresa Baker
Formed
1973
Legal Domicile
Ks
Voting Board Members
8
Independent Board Members
8
Employees
14
Volunteers
11

Preparer

Firm
Wendling Noe Nelson & Johnson LLC
Address
623 SW 10th Ave Suite 300, Topeka, KS 66612
Preparer
Ashley R Davis
Phone
7852334226
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“No change from the prior year.”

Raw XML AppendixShowing 400 of 487 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt057805
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt055136
IRS990/AccountsReceivableGrp/BOYAmt06198
IRS990/AccountsReceivableGrp/EOYAmt013960
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0HCCI counsels and educates all people to achieve their personal housing and financial goals.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt025
IRS990/AdvertisingGrp/ProgramServicesAmt060
IRS990/AdvertisingGrp/TotalAmt085
IRS990/AllOtherContributionsAmt0174156
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Teresa Baker
IRS990/BooksInCareOfDetail/PhoneNum07852340217
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01195 SW Buchanan
IRS990/BooksInCareOfDetail/USAddress/CityNm0Topeka
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KS
IRS990/BooksInCareOfDetail/USAddress/ZIPCd066604
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/EOYAmt0100
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt046765
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt028563
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt075328
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt0200
IRS990/ConferencesMeetingsGrp/TotalAmt0200
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0392595
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt021774
IRS990/CYOtherExpensesAmt0161571
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt057444
IRS990/CYRevenuesLessExpensesAmt0-77848
IRS990/CYSalariesCompEmpBnftPaidAmt0388090
IRS990/CYTotalExpensesAmt0549661
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0471813
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt011291
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt04755
IRS990/DepreciationDepletionGrp/TotalAmt04755
IRS990/Desc0Housing and Credit Counseling, Inc. (HCCI) is a non-profit agency founded in 1973. HCCI provides counseling and education about budgeting, credit and credit building, debt payment, mortgage delinquency, tenant and/or landlord issues, student loan payment options, and homeownership opportunities. HCCI is approved by HUD and accredited by the Council on Accreditation. HCCI is a member of the National Foundation for Credit Counseling and is licensed and regulated in Kansas by the Office of the State Bank Commissioner (License #0000003).
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt020000
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt014
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0183443
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt011881
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt08354
IRS990/FeesForServicesAccountingGrp/TotalAmt020235
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt020555
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt016926
IRS990/FeesForServicesOtherGrp/TotalAmt037481
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt03515
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt03515
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt112830
IRS990/Form990PartVIISectionAGrp/PersonNm0Jacob Wamego
IRS990/Form990PartVIISectionAGrp/PersonNm1Rebecca Miller
IRS990/Form990PartVIISectionAGrp/PersonNm2Kimberly Gonzales Minson
IRS990/Form990PartVIISectionAGrp/PersonNm3Ronald Rutherford
IRS990/Form990PartVIISectionAGrp/PersonNm4Jill Rice
IRS990/Form990PartVIISectionAGrp/PersonNm5Steve Vogel
IRS990/Form990PartVIISectionAGrp/PersonNm6Debra Turner
IRS990/Form990PartVIISectionAGrp/PersonNm7Carrie Higgins
IRS990/Form990PartVIISectionAGrp/PersonNm8Linda Kinney
IRS990/Form990PartVIISectionAGrp/PersonNm9Terri Barr
IRS990/Form990PartVIISectionAGrp/PersonNm10Karen Perez
IRS990/Form990PartVIISectionAGrp/PersonNm11Teresa Baker
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1172497
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Treasurer thru. 01/27/2024/VP
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director/Secretary beg. 01/27/2024
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director/Treasurer beg. 01/27/2024
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director beg. 01/27/2024
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Secretary thru. 01/27/2024
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director thru. 05/07/2024
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director thru. 01/27/2024
IRS990/Form990PartVIISectionAGrp/TitleTxt11Executive Director
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01973
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0-7523
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GovernmentGrantsAmt0218439
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0479336
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt04531
IRS990/InformationTechnologyGrp/ProgramServicesAmt03187
IRS990/InformationTechnologyGrp/TotalAmt07718
IRS990/InsuranceGrp/ManagementAndGeneralAmt013597
IRS990/InsuranceGrp/TotalAmt013597
IRS990/InvestmentIncomeGrp/ExclusionAmt029297
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt029297
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0695713
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0771936
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0294654
IRS990/LandBldgEquipBasisNetGrp/BOYAmt053071
IRS990/LandBldgEquipBasisNetGrp/EOYAmt048316
IRS990/LandBldgEquipCostOrOtherBssAmt0342970
IRS990/LegalDomicileStateCd0KS
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt07523
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0HCCI counsels and educates all people to achieve their personal housing and financial goals.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01136156
IRS990/NetAssetsOrFundBalancesEOYAmt01117044
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-7523
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-7523
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt058736
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt01136156
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt01097044
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt032409
IRS990/OccupancyGrp/TotalAmt032409
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt021614
IRS990/OfficeExpensesGrp/ProgramServicesAmt07725
IRS990/OfficeExpensesGrp/TotalAmt029339
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt02028
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0824
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02852
IRS990/OtherExpensesGrp/Desc0Dues
IRS990/OtherExpensesGrp/Desc1Miscellaneous
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01206
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1940
IRS990/OtherExpensesGrp/ProgramServicesAmt09061
IRS990/OtherExpensesGrp/ProgramServicesAmt151
IRS990/OtherExpensesGrp/TotalAmt010267
IRS990/OtherExpensesGrp/TotalAmt1991
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0170513
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0105739
IRS990/OtherSalariesAndWagesGrp/TotalAmt0276252
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt079532
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt070654
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt026826
IRS990/PayrollTaxesGrp/TotalAmt026826
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt04858
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt01974
IRS990/PensionPlanContributionsGrp/TotalAmt06832
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt024054
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt09711
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt010336
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt07842
IRS990/PrincipalOfficerNm0Teresa Baker
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0Financial Counseling
IRS990/ProgramServiceRevenueGrp/Desc1Publications
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt056426
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11018
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt056426
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11018
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0398241
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt026304
IRS990/PYOtherExpensesAmt0163384
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt065957
IRS990/PYRevenuesLessExpensesAmt0-59313
IRS990/PYSalariesCompEmpBnftPaidAmt0386431
IRS990/PYTotalExpensesAmt0549815
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0490502
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-77848
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt057444
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0336348
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0249661
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0392595
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0398241
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0475851
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0652193
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0744455
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02663335
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt029297
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt026848
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt019017
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt018399
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt019991
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0113552
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0211347
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.85710
IRS990ScheduleA/PublicSupportPY170Pct00.88120
IRS990ScheduleA/PublicSupportTotal170Amt02379949
IRS990ScheduleA/SubstantialContributorsTotAmt0283386
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0392595
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0398241
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0475851
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0652193
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0744455
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02663335
IRS990ScheduleA/TotalSupportAmt02776887
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0549661
IRS990ScheduleD/NetUnrealizedGainsInvstAmt058736
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt048316
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0294654
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0342970
IRS990ScheduleD/RevenueNotReportedAmt058736
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0471813
IRS990ScheduleD/TotalBookValueLandBuildingsAmt048316
IRS990ScheduleD/TotalExpensesPerForm990Amt0549661
IRS990ScheduleD/TotalRevenuePerForm990Amt0471813
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0530549
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0549661
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The executive/finance committee of the HCCI board of directors reviews the Form 990 before it is filed and communicates any corrections, changes, or additions to the accounting firm who prepares the return. Should there be matters of significant concern, the executive/finance committee will bring these concerns to attention of the entire board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1HCCI Board of Directors, staff, and volunteers review and sign the conflict of interest policy form during orientation and once annually after that. The conflict of interest policy is part of new employee training. Management and the Board have a global view and awareness of activities and relationships within the agency that prompt investigation if any areas of concern are observed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Salary survey information provided by the National Foundation for Credit Counseling was used to assist in ranking the positions and placing them into competitive salary ranges.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The majority of grant providers and approving agencies request these documents annually. Governing documents, conflict of interest policy and financial statements are available to the public upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4No change from the prior year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part XII, Line 2c
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt0Housing and Credit Counseling Inc
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0The Buchanan Center Inc
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0480933180
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(c)(3)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0KS
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0Rental of office space to non-profit organizations
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt0Line 10
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt01195 SW Buchanan
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0Topeka
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0KS
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd066604
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,172,180
Liabilities
$55,136
Net assets
$1,117,044
Revenue
$471,813
Expenses
$549,661
Net income
-$77,848
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.17$0.06$1.12$0.47$0.55$0.08
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.21$0.07$1.14$0.49$0.55$0.06
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.20$0.08$1.13$0.51$0.61$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.47$0.03$1.43$0.74$0.59$0.15
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.32$0.06$1.25$0.82$0.75$0.07
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.19$0.05$1.14$0.76$0.79$0.02
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.16$0.08$1.08$0.84$0.84$0.00
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.17$0.06$1.11$0.86$0.83$0.03
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.07$0.04$1.04$0.83$0.93$0.10
2015Detailed filing. Detailed filing data is available for this year.$1.16$0.05$1.11$1.01$1.02$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.21$0.05$1.16$1.03$1.06$0.03
2013Detailed filing. Detailed filing data is available for this year.$1.24$0.05$1.19$1.00$0.99$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.23$0.04$1.18$0.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.13$0.04$1.09$0.89
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.13$0.05$1.08$1.06