Civic Intelligence

Envista Federal Credit Union

990 • Fiscal year 2017 • EIN 48-0669498

Jan 01, 2017 to Dec 31, 2017 • Filed on Apr 19, 2018

3626 SW Wanamaker RoadTopeka, KS 66614-4528

(785) 228-0149

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.90x

Higher debt load relative to assets than 65% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

33rd percentile

16.15x

Higher debt load relative to revenue than 33% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

52nd percentile

13%

Higher net margin than 52% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

40th percentile

$364,296

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

65th percentile

6.7%

Faster asset growth than 65% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

92nd percentile

17%

Faster revenue growth than 92% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Assets

Up

$349,244,486

Up $22,073,357 (+6.7%) from 2016

Net Assets

Up

$33,779,472

Up $2,461,813 (+7.9%) from 2016

Liabilities

Up

$315,465,014

Up $19,611,544 (+6.6%) from 2016

Revenue

Up

$19,536,069

Up $2,851,817 (+17%) from 2016

Expenses

Up

$16,941,047

Up $2,104,381 (+14%) from 2016

Net Income

Up

$2,595,022

Up $747,436 (+40%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2008: $158,079,565Liabilities 2008: $141,062,441Net Assets 2008: $17,017,1242008Assets 2010: $201,076,082Liabilities 2010: $181,623,380Net Assets 2010: $19,452,7022010Assets 2011: $221,366,094Liabilities 2011: $199,830,501Net Assets 2011: $21,535,5932011Assets 2012: $233,567,945Liabilities 2012: $210,157,380Net Assets 2012: $23,410,5652012Assets 2013: $247,277,385Liabilities 2013: $222,574,786Net Assets 2013: $24,702,5992013Assets 2014: $265,170,567Liabilities 2014: $238,367,389Net Assets 2014: $26,803,1782014Assets 2015: $300,169,233Liabilities 2015: $270,768,910Net Assets 2015: $29,400,3232015Assets 2016: $327,171,129Liabilities 2016: $295,853,470Net Assets 2016: $31,317,6592016Assets 2017: $349,244,486Liabilities 2017: $315,465,014Net Assets 2017: $33,779,4722017Assets 2018: $361,814,795Liabilities 2018: $323,331,806Net Assets 2018: $38,482,9892018Assets 2019: $396,019,190Liabilities 2019: $352,572,353Net Assets 2019: $43,446,8372019Assets 2020: $462,803,465Liabilities 2020: $413,891,692Net Assets 2020: $48,911,7732020Assets 2021: $506,447,862Liabilities 2021: $454,000,813Net Assets 2021: $52,447,0492021Assets 2022: $527,804,654Liabilities 2022: $477,973,620Net Assets 2022: $49,831,0342022

Highlighted filing

2017

Assets$349,244,486
Liabilities$315,465,014
Net Assets$33,779,472

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2008: $10,686,7182008Expenses 2010: $10,758,5972010Expenses 2011: $10,433,6542011Expenses 2012: $10,964,3482012Revenue 2013: $13,023,812Expenses 2013: $11,034,217Net Income 2013: $1,989,5952013Revenue 2014: $13,106,580Expenses 2014: $11,461,729Net Income 2014: $1,644,8512014Revenue 2015: $14,692,667Expenses 2015: $12,109,695Net Income 2015: $2,582,9722015Revenue 2016: $16,684,252Expenses 2016: $14,836,666Net Income 2016: $1,847,5862016Revenue 2017: $19,536,069Expenses 2017: $16,941,047Net Income 2017: $2,595,0222017Revenue 2018: $21,017,037Expenses 2018: $16,357,462Net Income 2018: $4,659,5752018Revenue 2019: $24,934,089Expenses 2019: $20,138,501Net Income 2019: $4,795,5882019Revenue 2020: $28,243,054Expenses 2020: $22,791,124Net Income 2020: $5,451,9302020Revenue 2021: $28,912,250Expenses 2021: $24,073,574Net Income 2021: $4,838,6762021Revenue 2022: $31,503,996Expenses 2022: $26,613,995Net Income 2022: $4,890,0012022

Highlighted filing

2017

Revenue$19,536,069
Expenses$16,941,047
Net Income$2,595,022
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Apr 19, 2018
Return Version
2017v2.2
Gross Receipts
$20,701,581
Mission and Program Overview

Mission

To provide members with quality services to achieve their financial goals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$284,513,894$314,066,831▲ $29,552,937
Rtn Earn Endowment Incm Other Fnds$31,317,659$33,779,472▲ $2,461,813
Land, Buildings, and Equipment, Net$8,859,856$8,732,292▼ $127,564
Investments Other Securities$12,077,894$7,498,376▼ $4,579,518
Savings and Temporary Cash Investments$8,340,335$5,633,002▼ $2,707,333
Cash and Non-Interest-Bearing Accounts$4,567,732$4,121,590▼ $446,142
Prepaid Expenses and Deferred Charges$927,307$937,374▲ $10,067
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$327,171,129$349,244,486▲ $22,073,357
Other Assets Total$7,884,111$8,255,021▲ $370,910
Liabilities
Other Liabilities$278,318,296$291,656,468▲ $13,338,172
Mortgage Notes Payable Secured by Investment Property$12,000,000$16,501,312▲ $4,501,312
Accounts Payable and Accrued Expenses$3,109,224$4,882,981▲ $1,773,757
Escrow Account Liability$2,425,950$2,424,253▼ $1,697
Total Liabilities$295,853,470$315,465,014▲ $19,611,544
Net Assets / Fund Balance
Total Net Assets Fund Balance$31,317,659$33,779,472▲ $2,461,813
Total Liabilities and Net Assets / Fund Balance$327,171,129$349,244,486▲ $22,073,357

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,824,492$2,374,434$8,198,926
Equipment$537,798$3,623,627$4,161,425
Land$2,367,889-$2,367,889
Leasehold Improvements$2,113$18,489$20,602
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ronald D SmeltzerPresident/CEO, Treasurer (current)FT$212,155$152,141$364,296
Elizabeth SteffenCFO/senior Vice President - ItFT$133,826$70,101$203,927
Michael BushVice President - Commercial ServicesFT$103,695$64,297$167,992
Glen ScottPresident/CEO, Treasurer (former)-$10,974$157,011$167,985
Tara DimickSenior Vice President - Business DevelopmentFT$103,105$50,105$153,210
Tara DimickSenior Vice President - Business Dev-$100,906$52,304$153,210

Board Members and Trustees

NameTitle
Daniel J RamseyChairman
Kevin J HanVice Chairman
Anthony VargasDirector
Deborah HallDirector
Janet StanekDirector
Todd BeemerDirector
Stephen LowrySecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$18,065,494
Investment Income
$1,426,629
Other Revenue
$43,946
Change in Net Assets
$2,595,022
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$10,476,848
Salaries, Compensation, and Employee Benefits$6,464,199
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,438,861
Office Expenses---$2,516,322
Advertising---$898,393
Current Officers, Directors, Trustees, and Key Employees---$889,425
Occupancy---$609,762
Other Employee Benefits---$551,168
Depreciation Depletion---$433,992
Payroll Taxes---$393,094
Fees for Services Other---$233,387
Conferences and Meetings---$218,043
Pension Plan Contributions---$191,651
Interest---$174,350
Insurance---$121,523
Fees for Services Accounting---$114,838
Other Expenses---$70,234
All Other Expenses---$42,698
Travel---$32,266
Fees for Services Management---$12,540
Fees for Service Investment Mgmnt Fees---$6,168
Fees for Services Legal---$3,552
Total Functional Expenses$0$0$0$16,941,047
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$290,040,085
457(b) RETIREMENT PLAN$510,662
Accrued Post Retirement Expense$428,143
457(f) RETIREMENT PLAN$280,439
Accrued Annual Leave$204,682
Accrued Dividends Payable$192,457
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

The credit union is mutually owned by members.

Form 990, Part VI, Section A, line 7A

The board of directors are elected by the credit union members.

Form 990, Part VI, Section A, line 7B

Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.

Form 990, Part VI, Section B, line 11B

An outside accounting firm prepares the form 990 based on information provided by credit union managment. Upon completion, the president/ceo reviews the return before filing.

Form 990, Part VI, Section B, line 12C

On an annual basis, all officers, directors, and key employees are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.

Form 990, Part VI, Section B, line 15

An independent salary administration firm meets with a committee of the board of directors, provides them with comparative salary information and recommendations, and consults on the president/ceo's salary. All other management compensation is determined by the president/ceo and is presented as part of the budget package to the board of directors for approval. The board's deliberations and decisions are documented in the minutes.

Form 990, Part VI, Section C, line 19

Financial statements are posted monthly in each branch lobby, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.

Filing and Contact Details

Filer

Filer Name
Envista Credit Union
EIN
48-0669498
Phone
7852280149
Address
3626 SW WANAMAKER ROAD, TOPEKA, KS 66614-4528

Signing Officer

Name
Ronald D Smeltzer
Title
President/CEO, Treasurer
Phone
7852280149
Signed
2018-04-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ronald D Smeltzer
Formed
1957
Legal Domicile
Ks
Voting Board Members
7
Independent Board Members
7
Employees
175
Volunteers
9

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Preparer
Jerry Tenbrink
Phone
9138946214
Supplemental Narrative

Additional Explanations

Form 990, Part III, line 2

During the year, the credit union expanded member services to include kasasa - a checking account with rewards.

Form 990, Part XI, line 9:

Net adjustment for post retirement benefits -122,041.

Financial Statement Notes

Part IV, Line 2B:

The credit union maintains escrow accounts for insurance and property taxes related to member real estate loans. Additionally, principal and interest payments for freddie mac loans are maintained in a custodial account until remitted monthly.

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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0853488
IRS990/NetUnrelatedBusTxblIncmAmt0-41256
IRS990/NetUnrlzdGainsLossesInvstAmt0-11168
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0609762
IRS990/OfficeExpensesGrp/TotalAmt02516322
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt07884111
IRS990/OtherAssetsTotalGrp/EOYAmt08255021
IRS990/OtherChangesInNetAssetsAmt0-122041
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0551168
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt02829489
IRS990/OtherExpensesGrp/TotalAmt11521245
IRS990/OtherExpensesGrp/TotalAmt2638046
IRS990/OtherExpensesGrp/TotalAmt370234
IRS990/OtherLiabilitiesGrp/BOYAmt0278318296
IRS990/OtherLiabilitiesGrp/EOYAmt0291656468
IRS990/OtherSalariesAndWagesGrp/TotalAmt04438861
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0284513894
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0314066831
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0393094
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0191651
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0927307
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0937374
IRS990/PrincipalOfficerNm0RONALD D SMELTZER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/Desc3WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt011638566
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16362128
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt011638566
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16362128
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt255875
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt38925
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt055875
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt18925
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2017, THERE WERE 23,473 LOANS OUTSTANDING TOTALING $316,845,902.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $1,521,245 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0426113
IRS990/PYOtherExpensesAmt09114639
IRS990/PYOtherRevenueAmt045475
IRS990/PYProgramServiceRevenueAmt016212664
IRS990/PYRevenuesLessExpensesAmt01847586
IRS990/PYSalariesCompEmpBnftPaidAmt05722027
IRS990/PYTotalExpensesAmt014836666
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt016684252
IRS990/ReconcilationRevenueExpnssAmt02595022
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt043946
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt043946
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt031317659
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt033779472
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08340335
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05633002
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt05824492
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02374434
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt08198926
IRS990ScheduleD/EquipmentGrp/BookValueAmt0537798
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03623627
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04161425
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt02367889
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02367889
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt02113
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt018489
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt020602
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0290040085
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1192457
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2428143
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3510662
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4280439
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5204682
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED DIVIDENDS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2ACCRUED POST RETIREMENT EXPENSE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3457(b) RETIREMENT PLAN
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4457(f) RETIREMENT PLAN
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5ACCRUED ANNUAL LEAVE
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO MEMBER REAL ESTATE LOANS. ADDITIONALLY, PRINCIPAL AND INTEREST PAYMENTS FOR FREDDIE MAC LOANS ARE MAINTAINED IN A CUSTODIAL ACCOUNT UNTIL REMITTED MONTHLY.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part IV, Line 2b:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt08732292
IRS990ScheduleD/TotalLiabilityAmt0291656468
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/ClubDuesOrFeesInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0212155
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1133826
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2100906
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3103695
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt410974
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount019878
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount18626
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount22042
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount37782
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount434764
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt4111613
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt0105677
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt146842
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt231775
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt336769
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt44802
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt019069
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt112684
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt218330
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt318368
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt45576
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt07517
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt11949
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt2157
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt31378
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt4111869
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0RONALD D SMELTZER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1ELIZABETH STEFFEN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2TARA DIMICK
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3MICHAEL BUSH
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm4GLEN SCOTT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO, TREASURER (CURRENT)
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CFO/SENIOR VICE PRESIDENT - IT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2SENIOR VICE PRESIDENT - BUSINESS DEV
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3VICE PRESIDENT - COMMERCIAL SERVICES

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$528$478$49.8$31.5$26.6$4.89
2021Detailed filing. Detailed filing data is available for this year.$506$454$52.4$28.9$24.1$4.84
2020Detailed filing. Detailed filing data is available for this year.$463$414$48.9$28.2$22.8$5.45
2019Detailed filing. Detailed filing data is available for this year.$396$353$43.4$24.9$20.1$4.80
2018Detailed filing. Detailed filing data is available for this year.$362$323$38.5$21.0$16.4$4.66
2017Detailed filing. Detailed filing data is available for this year.$349$315$33.8$19.5$16.9$2.60
2016Detailed filing. Detailed filing data is available for this year.$327$296$31.3$16.7$14.8$1.85
2015Detailed filing. Detailed filing data is available for this year.$300$271$29.4$14.7$12.1$2.58
2014Detailed filing. Detailed filing data is available for this year.$265$238$26.8$13.1$11.5$1.64
2013Detailed filing. Detailed filing data is available for this year.$247$223$24.7$13.0$11.0$1.99
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$234$210$23.4$11.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$221$200$21.5$10.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$201$182$19.5$10.8
2008Facts available. Structured filing facts are available, but richer extracted sections are limited.$158$141$17.0$10.7