Civic Intelligence

Kumc Credit Union

EIN 48-0595332 • 501(c)14 • Shawnee, KS

View Organization Page

Profile

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

12510 W 62nd Terrace Suite 104Shawnee, KS 66216

www.kumccu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

46th percentile

0.86x

Higher debt load relative to assets than 46% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Liabilities / Revenue

41st percentile

14.97x

Higher debt load relative to revenue than 41% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Net Margin

95th percentile

35%

Higher net margin than 95% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Top Officer Pay

64th percentile

$136,102

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 7.9% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Asset Growth

85th percentile

7.2%

Faster asset growth than 85% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Revenue Growth

33rd percentile

4.0%

Faster revenue growth than 33% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets46th percentile

Assets

Up

$29,752,846

Up $2,001,178 (+7.2%) from 2024

Liabilities

Up

$25,710,177

Up $1,406,620 (+5.8%) from 2024

Net Assets

Up

$4,042,669

Up $594,558 (+17%) from 2024

Operations
Liabilities / Revenue41st percentileNet Margin95th percentile

Revenue

Up

$1,717,829

Up $66,010 (+4.0%) from 2024

Expenses

Down

$1,123,271

Down $46,620 (-4.0%) from 2024

Net Income

Up

$594,558

Up $112,630 (+23%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth85th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $22,817,256Liabilities 2010: $20,448,804Net Assets 2010: $2,368,4522010Assets 2011: $24,555,062Liabilities 2011: $22,155,101Net Assets 2011: $2,399,9612011Assets 2012: $26,498,756Liabilities 2012: $24,103,974Net Assets 2012: $2,394,7822012Assets 2013: $25,531,994Liabilities 2013: $23,171,486Net Assets 2013: $2,360,5082013Assets 2014: $25,057,413Liabilities 2014: $22,656,303Net Assets 2014: $2,401,1102014Assets 2015: $27,337,415Liabilities 2015: $24,906,244Net Assets 2015: $2,431,1712015Assets 2016: $28,357,010Liabilities 2016: $25,916,321Net Assets 2016: $2,440,6892016Assets 2017: $27,683,976Liabilities 2017: $25,121,419Net Assets 2017: $2,562,5572017Assets 2018: $27,404,757Liabilities 2018: $24,734,884Net Assets 2018: $2,669,8732018Assets 2019: $27,538,686Liabilities 2019: $24,809,029Net Assets 2019: $2,729,6572019Assets 2020: $30,547,754Liabilities 2020: $27,902,684Net Assets 2020: $2,645,0702020Assets 2021: $32,676,873Liabilities 2021: $30,004,957Net Assets 2021: $2,671,9162021Assets 2022: $30,253,496Liabilities 2022: $27,531,989Net Assets 2022: $2,721,5072022Assets 2023: $28,634,385Liabilities 2023: $25,668,202Net Assets 2023: $2,966,1832023Assets 2024: $27,751,668Liabilities 2024: $24,303,557Net Assets 2024: $3,448,1112024Assets 2025: $29,752,846Liabilities 2025: $25,710,177Net Assets 2025: $4,042,6692025

Highlighted filing

2025

Assets$29,752,846
Liabilities$25,710,177
Net Assets$4,042,669
Open 2025 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,042,3972010Expenses 2011: $970,2202011Expenses 2012: $900,2272012Revenue 2013: $797,251Expenses 2013: $831,525Net Income 2013: -$34,2742013Revenue 2014: $771,764Expenses 2014: $731,162Net Income 2014: $40,6022014Revenue 2015: $799,631Expenses 2015: $769,570Net Income 2015: $30,0612015Revenue 2016: $851,109Expenses 2016: $841,591Net Income 2016: $9,5182016Revenue 2017: $1,031,345Expenses 2017: $909,477Net Income 2017: $121,8682017Revenue 2018: $1,051,639Expenses 2018: $944,323Net Income 2018: $107,3162018Revenue 2019: $1,076,004Expenses 2019: $1,016,220Net Income 2019: $59,7842019Revenue 2020: $932,946Expenses 2020: $1,017,533Net Income 2020: -$84,5872020Revenue 2021: $861,114Expenses 2021: $834,268Net Income 2021: $26,8462021Revenue 2022: $909,934Expenses 2022: $860,343Net Income 2022: $49,5912022Revenue 2023: $1,225,785Expenses 2023: $971,109Net Income 2023: $254,6762023Revenue 2024: $1,651,819Expenses 2024: $1,169,891Net Income 2024: $481,9282024Revenue 2025: $1,717,829Expenses 2025: $1,123,271Net Income 2025: $594,5582025

Highlighted filing

2025

Revenue$1,717,829
Expenses$1,123,271
Net Income$594,558
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$29,752,846
Liabilities
$25,710,177
Net assets
$4,042,669
Revenue
$1,717,829
Expenses
$1,123,271
Net income
$594,558
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$29.8$25.7$4.04$1.72$1.12$0.59
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.8$24.3$3.45$1.65$1.17$0.48
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.6$25.7$2.97$1.23$0.97$0.25
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.3$27.5$2.72$0.91$0.86$0.05
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.7$30.0$2.67$0.86$0.83$0.03
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.5$27.9$2.65$0.93$1.02$0.08
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.5$24.8$2.73$1.08$1.02$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.4$24.7$2.67$1.05$0.94$0.11
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.7$25.1$2.56$1.03$0.91$0.12
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.4$25.9$2.44$0.85$0.84$0.01
2015Detailed filing. Detailed filing data is available for this year.$27.3$24.9$2.43$0.80$0.77$0.03
2014Detailed filing. Detailed filing data is available for this year.$25.1$22.7$2.40$0.77$0.73$0.04
2013Detailed filing. Detailed filing data is available for this year.$25.5$23.2$2.36$0.80$0.83$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.5$24.1$2.39$0.90
2011XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.6$22.2$2.40$0.97
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.8$20.4$2.37$1.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 19, 2026
Return Version
2025v4.0
Gross Receipts
$1,717,829
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$15,487,857$18,317,866▲ $2,830,009
Other Notes and Loans Receivable, Net$11,376,565$10,309,096▼ $1,067,469
Rtn Earn Endowment Incm Other Fnds$3,448,111$4,042,669▲ $594,558
Cash and Non-Interest-Bearing Accounts$425,235$549,397▲ $124,162
Investments Other Securities$11,491$123,475▲ $111,984
Prepaid Expenses and Deferred Charges$102,122$110,696▲ $8,574
Land, Buildings, and Equipment, Net$47,615$41,990▼ $5,625
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$27,751,668$29,752,846▲ $2,001,178
Other Assets Total$300,783$300,326▼ $457
Liabilities
Other Liabilities$24,166,069$25,583,368▲ $1,417,299
Accounts Payable and Accrued Expenses$137,488$126,809▼ $10,679
Total Liabilities$24,303,557$25,710,177▲ $1,406,620
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,448,111$4,042,669▲ $594,558
Total Liabilities and Net Assets / Fund Balance$27,751,668$29,752,846▲ $2,001,178

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$41,114$374,498$415,612
Leasehold Improvements$876$152,593$153,469
Compensation and Service Providers
Top Officer Pay64th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christina GutierrezChief Executive OfficerFT$110,614$25,488$136,102

Board Members and Trustees

NameTitle
Elwanda RichardsonChairman
Rhonda BaileyVice Chairman
David BrownBoard Member
Kelly RobertsonBoard Member
Norma TurnerBoard Member
Wendy BakerSecretary
Monica LubeckTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,020,069
Investment Income
$692,889
Other Revenue
$4,871
Change in Net Assets
$594,558
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$671,858
Salaries, Compensation, and Employee Benefits$451,413
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$198,011
Current Officers, Directors, Trustees, and Key Employees---$136,102
Information Technology---$135,913
Fees for Services Other---$128,751
Office Expenses---$70,685
Other Employee Benefits---$69,534
All Other Expenses---$30,072
Occupancy---$28,294
Payroll Taxes---$26,728
Insurance---$22,468
Pension Plan Contributions---$21,038
Depreciation Depletion---$19,046
Fees for Services Accounting---$17,000
Fees for Service Investment Mgmnt Fees---$12,137
Advertising---$6,066
Conferences and Meetings---$4,414
Other Expenses---$2,555
Fees for Services Legal---$228
Total Functional Expenses$0$0$0$1,123,271
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$25,583,368
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed and approved by credit union management and presented to the board of directors.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis, officers and directors are required to review the conflict of interest policy, disclose any potential conflicts and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews management's performance and determines their compensation. All other employees' compensation is presented as part of the budget package to the board of directors for approval. Deliberations and decisions are documented in the board minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the credit union, presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Kumc Credit Union
EIN
48-0595332
Phone
9139628144
Address
12510 W 62ND TERRACE SUITE 104, SHAWNEE, KS 66216

Signing Officer

Name
Christina a Gutierrez
Title
Chief Executive Officer
Phone
9139628144
Signed
2026-03-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christina a Gutierrez
Formed
1954
Legal Domicile
Ks
Voting Board Members
7
Independent Board Members
7
Employees
11
Volunteers
7

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061-6454
Preparer
Gerald Tenbrink
Phone
9138946214
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Debit card processing 122,964. Examination/supervision fees 5,787.”

Financial Statement Notes

PART IV, LINE 2B:

“The credit union offers remedial credit counseling to members.”

Raw XML Appendix362 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0126809
IRS990/ActivitiesConductedPrtshpInd00
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IRS990/AdvertisingGrp/TotalAmt06066
IRS990/AllOtherExpensesGrp/TotalAmt030072
IRS990/AnnualDisclosureCoveredPrsnInd01
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IRS990/BooksInCareOfDetail/PhoneNum09139628144
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt012510 W 62ND TERRACE SUITE 104
IRS990/BooksInCareOfDetail/USAddress/CityNm0SHAWNEE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KS
IRS990/BooksInCareOfDetail/USAddress/ZIPCd066216
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
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IRS990/CntrctRcvdGreaterThan100KCnt00
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IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
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IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
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IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0692889
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IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt019046
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 2,066 MEMBERS.
IRS990/DescribedInSection501c3Ind00
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IRS990/EmploymentTaxReturnsFiledInd01
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IRS990/FeesForServicesAccountingGrp/TotalAmt017000
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IRS990/ForeignFinancialAccountInd00
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
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IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
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IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/OtherChangesInNetAssetsAmt00
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IRS990/OtherExpensesGrp/Desc0MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt0159047
IRS990/OtherExpensesGrp/TotalAmt135182
IRS990/OtherExpensesGrp/TotalAmt22555
IRS990/OtherLiabilitiesGrp/BOYAmt024166069
IRS990/OtherLiabilitiesGrp/EOYAmt025583368
IRS990/OtherSalariesAndWagesGrp/TotalAmt0198011
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt011376565
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt010309096
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt026728
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt021038
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0102122
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0110696
IRS990/PrincipalOfficerNm0CHRISTINA A GUTIERREZ
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2EXTENDED WARRANTIES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0715431
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1304372
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0715431
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1304513
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2125
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0141
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1125
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2025, THERE WERE 1,264 MEMBER LOANS OUTSTANDING TOTALING $9,461,930.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $194,255 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0551327
IRS990/PYOtherExpensesAmt0748142
IRS990/PYOtherRevenueAmt05339
IRS990/PYProgramServiceRevenueAmt01095153
IRS990/PYRevenuesLessExpensesAmt0481928
IRS990/PYSalariesCompEmpBnftPaidAmt0421749
IRS990/PYTotalExpensesAmt01169891
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01651819
IRS990/ReconcilationRevenueExpnssAmt0594558
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt04871
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt04871
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03448111
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04042669
IRS990/SavingsAndTempCashInvstGrp/BOYAmt015487857
IRS990/SavingsAndTempCashInvstGrp/EOYAmt018317866
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt041114
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0374498
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0415612
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0876
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0152593
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0153469
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt025583368
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION OFFERS REMEDIAL CREDIT COUNSELING TO MEMBERS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt041990
IRS990ScheduleD/TotalLiabilityAmt025583368
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IdemnificationGrossUpPmtsInd0X
IRS990/ScheduleJRequiredInd00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0CEO BONUS WAS GROSSED UP TO CREATE A $10,000 BONUS, NET OF TAXES. OTHER EMPLOYEE BONUSES, BOTH FULL-TIME AND PART-TIME EMPLOYEE BONUSES WERE ALSO GROSSED UP.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 1A
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED AND APPROVED BY CREDIT UNION MANAGEMENT AND PRESENTED TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS, OFFICERS AND DIRECTORS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY POTENTIAL CONFLICTS AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS REVIEWS MANAGEMENT'S PERFORMANCE AND DETERMINES THEIR COMPENSATION. ALL OTHER EMPLOYEES' COMPENSATION IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7DEBIT CARD PROCESSING 122,964. EXAMINATION/SUPERVISION FEES 5,787.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt027751668
IRS990/TotalAssetsEOYAmt029752846
IRS990/TotalAssetsGrp/BOYAmt027751668
IRS990/TotalAssetsGrp/EOYAmt029752846
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt011
IRS990/TotalFunctionalExpensesGrp/TotalAmt01123271
IRS990/TotalGrossUBIAmt0266
IRS990/TotalLiabilitiesBOYAmt024303557
IRS990/TotalLiabilitiesEOYAmt025710177
IRS990/TotalLiabilitiesGrp/BOYAmt024303557
IRS990/TotalLiabilitiesGrp/EOYAmt025710177
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03448111
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04042669
IRS990/TotalOtherCompensationAmt025488
IRS990/TotalProgramServiceRevenueAmt01020069
IRS990/TotalReportableCompFromOrgAmt0110614
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01717563
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01717829
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0266
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt027751668
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt029752846
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt012510 W 62ND TERRACE SUITE 104
IRS990/USAddress/CityNm0SHAWNEE
IRS990/USAddress/StateAbbreviationCd0KS
IRS990/USAddress/ZIPCd066216
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.KUMCCU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CHRISTINA A GUTIERREZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHIEF EXECUTIVE OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum09139628144
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0KUMC CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0KUMC
ReturnHeader/Filer/EIN0480595332
ReturnHeader/Filer/PhoneNum09139628144
ReturnHeader/Filer/USAddress/AddressLine1Txt012510 W 62ND TERRACE SUITE 104
ReturnHeader/Filer/USAddress/CityNm0SHAWNEE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KS
ReturnHeader/Filer/USAddress/ZIPCd066216
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0660616454
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD TENBRINK
ReturnHeader/ReturnTs02026-03-19T05:40:36-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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