Civic Intelligence

Mercaz Hatorah of White Oak Inc.

EIN 47-5488024 • 501(c)3 • Lakewood, NJ

Pub. 78 EligibleNTEE X30

Profile

Religious Study and Charitable Acts

1072 Madison AveLakewood, NJ 08701
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

1.00x

Higher debt load relative to assets than 90% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

91st percentile

0.52x

Higher debt load relative to revenue than 91% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Source year 2024

Net Margin

21st percentile

-14%

Higher net margin than 21% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Source year 2024

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE X30 • <$500k nonprofits • Source year 2024

Asset Growth

96th percentile

1550%

Faster asset growth than 96% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

88th percentile

76%

Faster revenue growth than 88% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets90th percentile

Assets

Up

$41,077

Up $38,587 (+1550%) from 2023

Liabilities

Up

$41,077

Up $41,077 from 2023

Net Assets

Down

-$11,088

Down $13,578 (-545%) from 2023

Operations
Liabilities / Revenue91st percentileNet Margin21st percentile

Revenue

Up

$78,648

Up $33,979 (+76%) from 2023

Expenses

Up

$89,736

Up $43,292 (+93%) from 2023

Net Income

Down

-$11,088

Down $9,313 (-525%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth96th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0-$20KAssets 2016: $8,699Liabilities 2016: $02016Assets 2017: $26,763Liabilities 2017: $02017Assets 2018: $11,427Liabilities 2018: $02018Assets 2019: $14,588Liabilities 2019: $02019Assets 2020: $1,899Liabilities 2020: $0Net Assets 2020: $1,8992020Assets 2021: $5,986Liabilities 2021: $0Net Assets 2021: $5,9862021Assets 2022: $4,265Liabilities 2022: $0Net Assets 2022: $4,2652022Assets 2023: $2,490Liabilities 2023: $0Net Assets 2023: $2,4902023Assets 2024: $41,077Liabilities 2024: $41,077Net Assets 2024: -$11,0882024

Highlighted filing

2024

Assets$41,077
Liabilities$41,077
Net Assets-$11,088
Open 2024 Filing

Operations Trend

Revenue Growth88th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2016: $154,873Expenses 2016: $146,174Net Income 2016: $8,6992016Revenue 2017: $100,479Expenses 2017: $82,415Net Income 2017: $18,0642017Revenue 2018: $79,960Expenses 2018: $95,296Net Income 2018: -$15,3362018Revenue 2019: $101,084Expenses 2019: $97,923Net Income 2019: $3,1612019Revenue 2020: $79,859Expenses 2020: $92,815Net Income 2020: -$12,9562020Revenue 2021: $85,743Expenses 2021: $81,656Net Income 2021: $4,0872021Revenue 2022: $81,781Expenses 2022: $88,181Net Income 2022: -$6,4002022Revenue 2023: $44,669Expenses 2023: $46,444Net Income 2023: -$1,7752023Revenue 2024: $78,648Expenses 2024: $89,736Net Income 2024: -$11,0882024

Highlighted filing

2024

Revenue$78,648
Expenses$89,736
Net Income-$11,088
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$41,077
Liabilities
$41,077
Net assets
-$11,088
Revenue
$78,648
Expenses
$89,736
Net income
-$11,088
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.41$0.41$0.11$0.79$0.90$0.11
2023Detailed filing. Detailed filing data is available for this year.$0.02$0.00$0.02$0.45$0.46$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.04$0.00$0.04$0.82$0.88$0.06
2021Detailed filing. Detailed filing data is available for this year.$0.06$0.00$0.06$0.86$0.82$0.04
2020Detailed filing. Detailed filing data is available for this year.$0.02$0.00$0.02$0.80$0.93$0.13
2019Summary only. Only limited summary data is available for this year.$0.15$0.00$1.01$0.98$0.03
2018Summary only. Only limited summary data is available for this year.$0.11$0.00$0.80$0.95$0.15
2017Summary only. Only limited summary data is available for this year.$0.27$0.00$1.00$0.82$0.18
2016Summary only. Only limited summary data is available for this year.$0.09$0.00$1.55$1.46$0.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 14, 2025
Return Version
2024v5.1
Gross Receipts
$78,648
Mission and Program Overview

Mission

Religious Study and Charitable Acts

Program Services

DescriptionGrantsExpenses
STIPENDS TO SCHOLARS AND OTHER WORTHY INDIVIDUALS/PAYMENTS TO THIRD PARTIES ON THEIR BEHALF-$57,983
VIRTUAL RELIGIOUS STUDY-$13,824
PUBLISHING AND DISTRIBUTING LITERATURE-$372
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
AARON RAIZMANTrustee-$0--
JOSEPH GROSSNASSTrustee-$0--
AVNER WARMANTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Mercaz Hatorah of White Oak Inc
EIN
47-5488024
In Care Of
% JOSEPH GROSSNASS
Phone
8482993014
Address
1072 MADISON AVE, LAKEWOOD, NJ 08701

Signing Officer

Name
Joseph Grossnass
Title
Trustee
Phone
8482993014
Signed
2025-05-14
Supplemental Narrative

Additional Explanations

Part I Line 10

“Grants and other assistance to domestic individuals $71807.00”

Part I Line 16

“Other office expenses $1026.00”

Part I Line 16

“Travel $9935.00”

Part I Line 16

“Utilities $2252.00”

Part I Line 16

“Meals $2384.00”

Part II Line 26

“Deferred revenue. Beginning:$52165.00 Ending: $41077.00”

Raw XML Appendix151 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum08482993014
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01072 MADISON AVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LAKEWOOD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd008701
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt052165
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt041077
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt078648
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-11088
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0133
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt052165
IRS990EZ/Form990TotalAssetsGrp/EOYAmt041077
IRS990EZ/GrantsAndSimilarAmountsPaidAmt071807
IRS990EZ/GrossReceiptsAmt078648
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-11088
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OccupancyRentUtltsAndMaintAmt01827
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0AARON RAIZMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOSEPH GROSSNASS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2AVNER WARMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt015597
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0RELIGIOUS STUDY AND CHARITABLE ACTS
IRS990EZ/PrintingPublicationsPostageAmt0372
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0VIRTUAL RELIGIOUS STUDY
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1PUBLISHING AND DISTRIBUTING LITERATURE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2STIPENDS TO SCHOLARS AND OTHER WORTHY INDIVIDUALS/PAYMENTS TO THIRD PARTIES ON THEIR BEHALF
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt013824
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt1372
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt257983
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt052165
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt041077
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt089736
IRS990EZ/TotalProgramServiceExpensesAmt072179
IRS990EZ/TotalRevenueAmt078648
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt078648
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt044669
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt081781
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt085743
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt079859
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0370700
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0370700
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt078648
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt044669
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt081781
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt085743
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt079859
IRS990ScheduleA/Total509Grp/TotalAmt0370700
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt078648
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt044669
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt081781
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt085743
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt079859
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0370700
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Grants and other assistance to domestic individuals $71807.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Other office expenses $1026.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Travel $9935.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Utilities $2252.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Meals $2384.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Deferred revenue. Beginning:$52165.00 Ending: $41077.00
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part II Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0JOSEPH GROSSNASS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum08482993014
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MERCAZ HATORAH OF WHITE OAK INC
ReturnHeader/Filer/BusinessNameControlTxt0MERC
ReturnHeader/Filer/EIN0475488024
ReturnHeader/Filer/InCareOfNm0% JOSEPH GROSSNASS
ReturnHeader/Filer/PhoneNum08482993014
ReturnHeader/Filer/USAddress/AddressLine1Txt01072 MADISON AVE
ReturnHeader/Filer/USAddress/CityNm0LAKEWOOD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008701
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/ReturnTs02025-05-14T23:26:16-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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