Civic Intelligence

Desert Hot Springs Microloan Inc

EIN 47-4516575 • 501(c)3 • Desert Hot Springs, CA

Profile

Small Business Support Loans

14080 Palm Drive Suite D PMB168Desert Hot Springs, CA 92240
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2021

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2021

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

51st percentile

-1.0%

Faster asset growth than 51% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets59th percentile

Assets

Down

$60,189

Down $275 (-0.5%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$60,189

Down $275 (-0.5%) from 2023

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$275

Down $447 (-62%) from 2023

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth51st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2014: $1Liabilities 2014: $02014Assets 2016: $49,805Liabilities 2016: $0Net Assets 2016: $49,8052016Assets 2017: $49,501Liabilities 2017: $0Net Assets 2017: $49,5012017Assets 2018: $49,477Liabilities 2018: $0Net Assets 2018: $49,4772018Assets 2019: $49,357Liabilities 2019: $0Net Assets 2019: $49,3572019Assets 2020: $63,072Liabilities 2020: $0Net Assets 2020: $63,0722020Assets 2021: $62,422Liabilities 2021: $0Net Assets 2021: $62,4222021Assets 2022: $61,186Liabilities 2022: $0Net Assets 2022: $61,1862022Assets 2023: $60,464Liabilities 2023: $0Net Assets 2023: $60,4642023Assets 2024: $60,189Liabilities 2024: $0Net Assets 2024: $60,1892024

Highlighted filing

2024

Assets$60,189
Liabilities$0
Net Assets$60,189
Open 2024 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30K$20K$10K$0-$10KRevenue 2014: $0Expenses 2014: $0Net Income 2014: $02014Revenue 2016: $20,110Expenses 2016: $195Net Income 2016: $19,9152016Revenue 2017: $0Expenses 2017: $304Net Income 2017: -$3042017Revenue 2018: $0Expenses 2018: $24Net Income 2018: -$242018Revenue 2019: $0Expenses 2019: $120Net Income 2019: -$1202019Revenue 2020: $15,000Expenses 2020: $1,285Net Income 2020: $13,7152020Revenue 2021: $0Expenses 2021: $650Net Income 2021: -$6502021Revenue 2022: $0Expenses 2022: $1,236Net Income 2022: -$1,2362022Expenses 2023: $7222023Expenses 2024: $2752024

Highlighted filing

2024

Revenue-
Expenses$275
Net Income-
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$60,189
Liabilities
$0
Net assets
$60,189
Revenue
-
Expenses
$275
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$60.2$0.00$60.2$0.28
2023Detailed filing. Detailed filing data is available for this year.$60.5$0.00$60.5$0.72
2022Detailed filing. Detailed filing data is available for this year.$61.2$0.00$61.2$0.00$1.24$1.24
2021Detailed filing. Detailed filing data is available for this year.$62.4$0.00$62.4$0.00$0.65$0.65
2020Detailed filing. Detailed filing data is available for this year.$63.1$0.00$63.1$15.0$1.29$13.7
2019Detailed filing. Detailed filing data is available for this year.$49.4$0.00$49.4$0.00$0.12$0.12
2018Detailed filing. Detailed filing data is available for this year.$49.5$0.00$49.5$0.00$0.02$0.02
2017Detailed filing. Detailed filing data is available for this year.$49.5$0.00$49.5$0.00$0.30$0.30
2016Detailed filing. Detailed filing data is available for this year.$49.8$0.00$49.8$20.1$0.20$19.9
2014Summary only. Only limited summary data is available for this year.$0.00$0.00$0.00$0.00$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Feb 4, 2025
Return Version
2024v5.0
Gross Receipts
$0
Mission and Program Overview

Mission

Small Business Support Loans

Program Services

DescriptionGrantsExpenses
Provide short term loans for new businesses.-$0
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Armando RodriguezMember At Larger-$0--
Kathy GavinPresident-$0--
Glenn CrowsonSecretarytreasurer-$0--
Jeff BowmanMember At Large-$0--
Filing and Contact Details

Filer

Filer Name
Desert Hot Springs Microloan Inc
EIN
47-4516575
In Care Of
% Kathy Gavin
Phone
7606601171
Address
14080 Palm Drive Suite D PMB168, Desert Hot Springs, CA 92240

Signing Officer

Name
Kathy Gavin
Title
Secretary Treasurer
Phone
7604044731
Signed
2025-02-04
Discuss with paid preparer
Yes

Preparer

Firm
Crane & Company
Address
34400 Date Palm Dr Ste A, Cathedral City, CA 92234
Preparer
Jessica Crane
Phone
7602026700
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountPO Box Fee 275”

Description of other assets Part II line 24

“Category Beginning of Year End of YearLoans Receivable 33,015 33,015”

Raw XML Appendix126 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Kathy Gavin
IRS990EZ/BooksInCareOfDetail/PhoneNum07606601171
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt065145 Two Bunch Palms Trail
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Desert Hot Springs
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd092240
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt027449
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt027174
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-275
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt060464
IRS990EZ/Form990TotalAssetsGrp/EOYAmt060189
IRS990EZ/GrossReceiptsAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt060464
IRS990EZ/NetAssetsOrFundBalancesEOYAmt060189
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt060464
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt060189
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Armando Rodriguez
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Kathy Gavin
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Glenn Crowson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Jeff Bowman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Member at Larger
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SecretaryTreasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Member at Large
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt033015
IRS990EZ/OtherAssetsTotalDetail/EOYAmt033015
IRS990EZ/OtherExpensesTotalAmt0275
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Small Business Support Loans
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Provide short term loans for new businesses.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0275
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt015000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt015000
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct00.64970
IRS990ScheduleA/PublicSupportTotal170Amt015000
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt015000
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt015000
IRS990ScheduleA/TotalSupportAmt015000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountPO Box Fee 275
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearLoans Receivable 33,015 33,015
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other assets Part II line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KATHY GAVIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Secretary Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum07604044731
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-02-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Desert Hot Springs Microloan Inc
ReturnHeader/Filer/BusinessNameControlTxt0DESE
ReturnHeader/Filer/EIN0474516575
ReturnHeader/Filer/InCareOfNm0% Kathy Gavin
ReturnHeader/Filer/PhoneNum07606601171
ReturnHeader/Filer/USAddress/AddressLine1Txt014080 Palm Drive Suite D PMB168
ReturnHeader/Filer/USAddress/CityNm0Desert Hot Springs
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd092240
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0330907595
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Crane & Company
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt034400 Date Palm Dr Ste A
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Cathedral City
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd092234
ReturnHeader/PreparerPersonGrp/PhoneNum07602026700
ReturnHeader/PreparerPersonGrp/PreparationDt02025-02-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JESSICA CRANE
ReturnHeader/ReturnTs02025-02-10T17:30:28-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.