Civic Intelligence

Heartland Credit Union Association

EIN 47-4430428 • 501(c)6 • Overland Park, KS

Profile

Voluntary, cooperative, non-profit league of credit unions for the purposes of providing educational services and publications to member credit unions.

6800 College Blvd Suite 300Overland Park, KS 66211

heartlandcua.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2022

Liabilities / Revenue

13th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • $1M-$5M nonprofits • Source year 2022

Net Margin

13th percentile

-9.9%

Higher net margin than 13% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2022

Top Officer Pay

97th percentile

$512,472

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 12.2% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2022

Asset Growth

1st percentile

-100%

Faster asset growth than 1% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2021 to 2022

Revenue Growth

47th percentile

4.7%

Faster revenue growth than 47% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $10,336,481 (-100%) from 2021

Liabilities

Down

$0

Down $1,200,730 (-100%) from 2021

Net Assets

Down

$0

Down $9,135,751 (-100%) from 2021

Operations
Liabilities / Revenue13th percentileNet Margin13th percentile

Revenue

Up

$4,192,078

Up $186,280 (+4.7%) from 2021

Expenses

Up

$4,606,743

Up $1,118,948 (+32%) from 2021

Net Income

Down

-$414,665

Down $932,668 (-180%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth1st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2016: $12,647,652Liabilities 2016: $4,050,878Net Assets 2016: $8,596,7742016Assets 2017: $12,663,393Liabilities 2017: $3,978,843Net Assets 2017: $8,684,5502017Assets 2018: $9,241,800Liabilities 2018: $442,262Net Assets 2018: $8,799,5382018Assets 2019: $9,657,913Liabilities 2019: $1,005,558Net Assets 2019: $8,652,3552019Assets 2020: $9,478,994Liabilities 2020: $946,634Net Assets 2020: $8,532,3602020Assets 2021: $10,336,481Liabilities 2021: $1,200,730Net Assets 2021: $9,135,7512021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2022

Assets$0
Liabilities$0
Net Assets$0
Open 2022 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2016: $3,018,798Expenses 2016: $2,747,791Net Income 2016: $271,0072016Revenue 2017: $3,087,986Expenses 2017: $3,000,210Net Income 2017: $87,7762017Revenue 2018: $3,069,828Expenses 2018: $3,145,144Net Income 2018: -$75,3162018Revenue 2019: $3,929,382Expenses 2019: $4,076,565Net Income 2019: -$147,1832019Revenue 2020: $3,321,434Expenses 2020: $3,579,867Net Income 2020: -$258,4332020Revenue 2021: $4,005,798Expenses 2021: $3,487,795Net Income 2021: $518,0032021Revenue 2022: $4,192,078Expenses 2022: $4,606,743Net Income 2022: -$414,6652022

Highlighted filing

2022

Revenue$4,192,078
Expenses$4,606,743
Net Income-$414,665
Open 2022 Filing

Filings

Most recent year

2022 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$4,192,078
Expenses
$4,606,743
Net income
-$414,665
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$4.19$4.61$0.41
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.3$1.20$9.14$4.01$3.49$0.52
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.48$0.95$8.53$3.32$3.58$0.26
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.66$1.01$8.65$3.93$4.08$0.15
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.24$0.44$8.80$3.07$3.15$0.08
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.7$3.98$8.68$3.09$3.00$0.09
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.6$4.05$8.60$3.02$2.75$0.27
Latest Detailed Filing

The latest 2022 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 9, 2021
Return Version
2020v4.1
Gross Receipts
$3,555,927
Mission and Program Overview

Mission

Voluntary, cooperative, non-profit league of credit unions for the purposes of providing educational services and publications to member credit unions.

To enhance the ability of credit unions to successfully met the needs of their members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$8,652,355$8,532,360▼ $119,995
Savings and Temporary Cash Investments$3,448,738$3,116,423▼ $332,315
Investments in Publicly Traded Securities$1,290,552$2,817,451▲ $1,526,899
Cash and Non-Interest-Bearing Accounts$1,662,118$1,568,273▼ $93,845
Investments Other Securities$2,294,355$1,007,641▼ $1,286,714
Land, Buildings, and Equipment, Net$631,741$597,897▼ $33,844
Prepaid Expenses and Deferred Charges$192,182$254,761▲ $62,579
Accounts Receivable$138,227$116,548▼ $21,679
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$9,657,913$9,478,994▼ $178,919
Liabilities
Accounts Payable and Accrued Expenses$478,532$377,812▼ $100,720
Deferred Revenue$418,849$334,974▼ $83,875
Other Liabilities$108,177$233,848▲ $125,671
Total Liabilities$1,005,558$946,634▼ $58,924
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,652,355$8,532,360▼ $119,995
Total Liabilities and Net Assets / Fund Balance$9,657,913$9,478,994▼ $178,919

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$447,905$249,646$697,551
Equipment$37,492$185,442$222,934
Land$112,500-$112,500
Leasehold Improvements$0$23,528$23,528
Other Securities$467,454--
Compensation and Service Providers
Top Officer Pay97th percentile

Employees

NameTitleFull / Part TimeOtherTotal
Amy MclardExec. Director -legalFT$145,528$145,528
Andrea RobinsonExec. Director -hcucfFT$137,359$137,359
Timothy LovelessRegional DirectorPT$119,569$119,569

Board Members and Trustees

NameTitle
John BeverlinChair
Brad DouglasPresident & CEO
Rick NicholsVice Chair
Haley DaveeExec. Vice President
Ryan DoldVice President
Bob MckayDirector
Brenda KliewerDirector
Frank ShoffnerDirector
Judy HadsallDirector
Kim AnnelerDirector
Mary SheaDirector
Stacy MontgomeryDirector
James NastarsSecretary/treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
PlexcityAccounting2100 E ROUTE 66 SUITE 101, Glendora, CA 91740$147,342
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,237,923
Investment Income
$91,635
Other Revenue
$-8,124
Change in Net Assets
$-258,433
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,554,888
Other Expenses$1,024,979
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$1,045,003
Other Salaries and Wages---$935,288
Pension Plan Contributions---$274,072
Fees for Services Lobbying---$178,731
Other Employee Benefits---$166,245
Fees for Services Accounting---$149,016
Fees for Services Other---$141,095
Payroll Taxes---$134,280
Office Expenses---$101,889
Occupancy---$99,401
Travel---$62,479
Depreciation Depletion---$33,843
Other Expenses---$17,341
Advertising---$1,225
All Other Expenses---$-173,128
Total Functional Expenses$0$0$0$3,579,867
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$178,731
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Compensation$233,848
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Membership is eligible to credit unions in missouri and kansas.”

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed by the outsourced accountants and shared with the senior leadership team and the audit committee. The audit committee discusses the report at the next board meeting after receipt.”

Form 990, Part VI, Section B, Line 12C

“Policies are updated and distributed to board members annually for adoption.”

Form 990, Part VI, Section B, Line 15

“All employees, regardless of position, are reviewed by their direct supervisor on an annual basis. Reviews are reviewed and approved by the next level of management and by hr.”

Form 990, Part VI, Section C, Line 19

“Copies of governing documents, policies and financial statements are made available to the public upon written request.”

Filing and Contact Details

Filer

Filer Name
Heartland Credit Union Association
EIN
47-4430428
Phone
8003923074
Address
6800 COLLEGE BLVD SUITE 300, OVERLAND PARK, KS 66211

Signing Officer

Name
Belinda Muck
Title
President/CEO
Phone
8003923074
Signed
2021-11-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brad Douglas
Formed
2016
Legal Domicile
Mo
Voting Board Members
10
Independent Board Members
10
Employees
21
Volunteers
10

Preparer

Firm
Turner Warren Hwang & Conrad Acctcy
Address
100 NORTH FIRST ST STE 202, BURBANK, CA 91502
Preparer
Valentino Creus CPA
Phone
8189549700
Supplemental Narrative

Additional Explanations

Form 990, Part V, Line 2A

“The organization's employees are paid through its subsidary (sfs), shared financial solutions, inc. (fein: 47-5418967). Sfs is the common paymaster for both corporations.”

Form 990, Part XII, Line 2C

“Rfp process performed every three years. Finance committee provides oversight for monthly financial statements, and review of the audit and tax returns. There was no change in the oversight or selection process during the year.”

Financial Statement Notes

PART X, LINE 2:

“Hcua is exempt by statute from payment of federal and state income taxes. Income tax provisions are based on amounts estimated to be payable pursuant to returns filed by sfs, which is a taxable entity. Deferred income taxes are recognized for the effect of temporary differences between the financial and tax reporting bases of sfs's assets and liabilities. A valuation allowance against deferred tax assets is required if, based on the weight of available evidence, it is more likely than not that some or all of the deferred tax assets would not be realized. Penalties and interest assessed by income tax authorities would be included in income tax expense in the year assessed, unless such amounts relate to an uncertain tax position. Sfs had no uncertain tax positions at december 31, 2020 and 2019.”

Raw XML AppendixShowing 400 of 601 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0377812
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IRS990/AccountsReceivableGrp/EOYAmt0116548
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO ENHANCE THE ABILITY OF CREDIT UNIONS TO SUCCESSFULLY MET THE NEEDS OF THEIR MEMBERS.
IRS990/AddressChangeInd0X
IRS990/AdvertisingGrp/TotalAmt01225
IRS990/AllOtherExpensesGrp/TotalAmt0-173128
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0LAUREN LAY CONTROLLER AT PLEXCITY
IRS990/BooksInCareOfDetail/PhoneNum09092126028
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02100 E ROUTE 66 SUITE 101
IRS990/BooksInCareOfDetail/USAddress/CityNm0GLENDORA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd091740
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01662118
IRS990/CashNonInterestBearingGrp/EOYAmt01568273
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt01045003
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt0147342
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IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0PLEXCITY
IRS990/ContractorCompensationGrp/ServicesDesc0ACCOUNTING
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt091635
IRS990/CYOtherExpensesAmt01024979
IRS990/CYOtherRevenueAmt0-8124
IRS990/CYProgramServiceRevenueAmt03237923
IRS990/CYRevenuesLessExpensesAmt0-258433
IRS990/CYSalariesCompEmpBnftPaidAmt02554888
IRS990/CYTotalExpensesAmt03579867
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03321434
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0418849
IRS990/DeferredRevenueGrp/EOYAmt0334974
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt033843
IRS990/Desc0MEETINGS, PUBLICATIONS, EDUCATIONAL SEMINARS FOR MEMBERS TO FURTHER THE EDUCATION AND UNDERSTANDING OF CREDIT UNIONS.
IRS990/DescribedInSection501c3Ind00
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IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt021
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0149016
IRS990/FeesForServicesLobbyingGrp/TotalAmt0178731
IRS990/FeesForServicesOtherGrp/TotalAmt0141095
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
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IRS990/Form990PartVIISectionAGrp/PersonNm0JOHN BEVERLIN
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IRS990/Form990PartVIISectionAGrp/PersonNm4JUDY HADSALL
IRS990/Form990PartVIISectionAGrp/PersonNm5BRENDA KLIEWER
IRS990/Form990PartVIISectionAGrp/PersonNm6BOB MCKAY
IRS990/Form990PartVIISectionAGrp/PersonNm7STACY MONTGOMERY
IRS990/Form990PartVIISectionAGrp/PersonNm8MARY SHEA
IRS990/Form990PartVIISectionAGrp/PersonNm9FRANK SHOFFNER
IRS990/Form990PartVIISectionAGrp/PersonNm10BRAD DOUGLAS
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IRS990/Form990PartVIISectionAGrp/PersonNm12RYAN DOLD
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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11EXEC. VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt12VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt13EXEC. DIRECTOR -LEGAL
IRS990/Form990PartVIISectionAGrp/TitleTxt14EXEC. DIRECTOR -HCUCF
IRS990/Form990PartVIISectionAGrp/TitleTxt15REGIONAL DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr02016
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0-38035
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0196458
IRS990/GrossReceiptsAmt03555927
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InvestmentIncomeGrp/ExclusionAmt0129670
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0129670
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02294355
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01007641
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01290552
IRS990/InvestmentsPubTradedSecGrp/EOYAmt02817451
IRS990/IRPDocumentCnt029
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0458616
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0631741
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0597897
IRS990/LandBldgEquipCostOrOtherBssAmt01056513
IRS990/LegalDomicileStateCd0MO
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0234493
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0VOLUNTARY, COOPERATIVE, NON-PROFIT LEAGUE OF CREDIT UNIONS FOR THE PURPOSES OF PROVIDING EDUCATIONAL SERVICES AND PUBLICATIONS TO MEMBER CREDIT UNIONS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt08652355
IRS990/NetAssetsOrFundBalancesEOYAmt08532360
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-38035
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-38035
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0138438
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt099401
IRS990/OfficeExpensesGrp/TotalAmt0101889
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0166245
IRS990/OtherExpensesGrp/Desc0UBT TAX
IRS990/OtherExpensesGrp/Desc1MEMBER PROGRAMS
IRS990/OtherExpensesGrp/Desc2EQUIPMENT AND MAINTENAN
IRS990/OtherExpensesGrp/Desc3OTHER EXPENSES
IRS990/OtherExpensesGrp/TotalAmt0144
IRS990/OtherExpensesGrp/TotalAmt1336758
IRS990/OtherExpensesGrp/TotalAmt276185
IRS990/OtherExpensesGrp/TotalAmt317341
IRS990/OtherLiabilitiesGrp/BOYAmt0108177
IRS990/OtherLiabilitiesGrp/EOYAmt0233848
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0PARTNERSHIP LOSS
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0-8124
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt0-8124
IRS990/OtherRevenueTotalAmt0-8124
IRS990/OtherSalariesAndWagesGrp/TotalAmt0935288
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0134280
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0274072
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0192182
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0254761
IRS990/PrincipalOfficerNm0BRAD DOUGLAS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP FEES
IRS990/ProgramServiceRevenueGrp/Desc1MEMBERSHIP PROGRAMS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02930555
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1307368
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02930555
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1307368
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0155306
IRS990/PYOtherExpensesAmt01810841
IRS990/PYOtherRevenueAmt0190837
IRS990/PYProgramServiceRevenueAmt03583239
IRS990/PYRevenuesLessExpensesAmt0-147183
IRS990/PYSalariesCompEmpBnftPaidAmt02265724
IRS990/PYTotalExpensesAmt04076565
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03929382
IRS990/ReconcilationRevenueExpnssAmt0-258433
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08652355
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08532360
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03448738
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03116423
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/OnlyInHouseLobbyingInd00
IRS990ScheduleC/PoliticalExpendituresAmt0178731
IRS990ScheduleC/SubstantiallyAllDuesNondedInd01
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS NOT INVOLVED IN ANY DIRECT POLITICAL CAMPAIGN ACTIVITY. THE ORGANIZATION'S ONLY INDIRECT POLITICAL CAMPAIGN ACTIVITY IS THE PAYMENT OF GRASSROOT LOBBYING FEES IN SUPPORT OF CREDIT UNION ISSUES.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleD/BuildingsGrp/BookValueAmt0447905
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0249646
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0697551
IRS990ScheduleD/EquipmentGrp/BookValueAmt037492
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0185442
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0222934
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0112500
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0112500
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt023528
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt023528
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0233848
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEFERRED COMPENSATION
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0200000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt149423
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2290764
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3467454
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CLOSELY-HELD EQUITY INTERESTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1COMMON-STOCK - CSS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2INVESTMENT IN CREDIT UNION HOUSE
IRS990ScheduleD/OtherSecuritiesGrp/Desc3VARIABLE ANNUITY
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0HCUA IS EXEMPT BY STATUTE FROM PAYMENT OF FEDERAL AND STATE INCOME TAXES. INCOME TAX PROVISIONS ARE BASED ON AMOUNTS ESTIMATED TO BE PAYABLE PURSUANT TO RETURNS FILED BY SFS, WHICH IS A TAXABLE ENTITY. DEFERRED INCOME TAXES ARE RECOGNIZED FOR THE EFFECT OF TEMPORARY DIFFERENCES BETWEEN THE FINANCIAL AND TAX REPORTING BASES OF SFS'S ASSETS AND LIABILITIES. A VALUATION ALLOWANCE AGAINST DEFERRED TAX ASSETS IS REQUIRED IF, BASED ON THE WEIGHT OF AVAILABLE EVIDENCE, IT IS MORE LIKELY THAN NOT THAT SOME OR ALL OF THE DEFERRED TAX ASSETS WOULD NOT BE REALIZED. PENALTIES AND INTEREST ASSESSED BY INCOME TAX AUTHORITIES WOULD BE INCLUDED IN INCOME TAX EXPENSE IN THE YEAR ASSESSED, UNLESS SUCH AMOUNTS RELATE TO AN UNCERTAIN TAX POSITION. SFS HAD NO UNCERTAIN TAX POSITIONS AT DECEMBER 31, 2020 AND 2019.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0597897
IRS990ScheduleD/TotalBookValueSecuritiesAmt01007641
IRS990ScheduleD/TotalLiabilityAmt0233848
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0291818
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt1147825
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt2146375
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt022363
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt115688
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt213268
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt0358
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt15116
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt21045
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt086762

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