Liabilities / Assets
60th percentile
Higher debt load relative to assets than 60% of similar nonprofits.
Servecom
EIN 47-4360903 • 501(c)3 • Ripley, TN
Pub. 78 Eligible990-N Coverage
Profile
To create more affordable housing options in the mid-south through new construction and the rehabilitation of blighted properties.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.00x
Liabilities / Revenue
62nd percentile
Higher debt load relative to revenue than 62% of similar nonprofits.
Net Margin
96th percentile
Higher net margin than 96% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
Up$466,980
Up $17,970 (+4.0%) from 2024
Liabilities
Down$217,351
Down $2,473 (-1.1%) from 2024
Net Assets
Up$249,629
Up $20,443 (+8.9%) from 2024
Revenue
Up$71,225
Up $24,134 (+51%) from 2024
Expenses
Up$50,782
Up $33,567 (+195%) from 2024
Net Income
Down$20,443
Down $9,433 (-32%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $466,980
- Liabilities
- $217,351
- Net assets
- $249,629
- Revenue
- $71,225
- Expenses
- $50,782
- Net income
- $20,443
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2025 to Dec 31, 2025
- Signed
- Mar 25, 2026
- Return Version
- 2025v4.0
- Gross Receipts
- $71,225
Mission and Program Overview
Mission
To create more affordable housing options in the mid-south through new construction and the rehabilitation of blighted properties.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| TO CREATE MORE AFFORDABLE HOUSING OPTIONS IN THE MID-SOUTH THROUGH NEW CONSTRUCTION AND THE REHABILITATION OF BLIGHTED PROPERTIES. | $0 | $29,762 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| DR CLAUDIA JOPLIN | Chair | - | $0 | - | - |
| JON PAVLETIC | Vice-Chair | - | $0 | - | - |
| PAULA LEE DURHAM | Director | - | $0 | - | - |
| DON AMMONS | Director | - | $0 | - | - |
| DR JOE HUNT | Director | - | $0 | - | - |
| JOYCE EDWARDS | Executive Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Servecom
- EIN
- 47-4360903
- Phone
- 7316351901
- Address
- 101 NORTHCREST STREET, RIPLEY, TN 38063
Signing Officer
- Name
- Joyce Edwards
- Title
- Executive Director
- Phone
- 7316351901
- Signed
- 2026-03-25
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Smith Marion & Co
- Address
- 4068 RURAL PLAINS CIRCLE SUITE 180, FRANKLIN, TN 37064
- Preparer
- Carlos Carazo
- Phone
- 6153098959
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: office expense. Amount: 4,285. Description: depreciation. Amount: 17,394. Description: other expense. Amount: 5,642. Description: interest expense. Amount: 9,861. Total to form 990-ez, line 16: 37,182.”
Form 990-ez, Part II, Line 24 - Other Assets
“Description: accounts receivable. Beg. Of year amount: 1,599. End of year amount: 4,253.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: security deposits. Beg. Of year amount: 687. End of year amount: 6,323. Description: mortgage payable. Beg. Of year amount: 219,137. End of year amount: 208,665. Description: accrued expenses. Beg. Of year amount: 0. End of year amount: 144. Description: deferred revenue. Beg. Of year amount: 0. End of year amount: 2,219.”
Raw XML Appendix156 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | JOYCE EDWARDS |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 7316351901 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 101 NORTHCREST STREET |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | RIPLEY |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 38063 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 67195 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 37228 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 20443 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 3725 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 449010 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 466980 |
| IRS990EZ/GrossReceiptsAmt | 0 | 71225 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 380216 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 425499 |
| IRS990EZ/LobbyingActivitiesInd | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 229186 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 249629 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 229186 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 249629 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 9875 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | DR CLAUDIA JOPLIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JON PAVLETIC |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | PAULA LEE DURHAM |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | DON AMMONS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | DR JOE HUNT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | JOYCE EDWARDS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VICE-CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | EXECUTIVE DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 1599 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 4253 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 37182 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO CREATE MORE AFFORDABLE HOUSING OPTIONS IN THE MID-SOUTH THROUGH NEW CONSTRUCTION AND THE REHABILITATION OF BLIGHTED PROPERTIES. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 71225 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO CREATE MORE AFFORDABLE HOUSING OPTIONS IN THE MID-SOUTH THROUGH NEW CONSTRUCTION AND THE REHABILITATION OF BLIGHTED PROPERTIES. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 29762 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 219824 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 217351 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 50782 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 29762 |
| IRS990EZ/TotalRevenueAmt | 0 | 71225 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | NA |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 18000 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 80000 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 50000 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 148000 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 130040 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 148000 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 18000 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 80000 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 50000 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 148000 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 148000 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: OFFICE EXPENSE. AMOUNT: 4,285. DESCRIPTION: DEPRECIATION. AMOUNT: 17,394. DESCRIPTION: OTHER EXPENSE. AMOUNT: 5,642. DESCRIPTION: INTEREST EXPENSE. AMOUNT: 9,861. TOTAL TO FORM 990-EZ, LINE 16: 37,182. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: ACCOUNTS RECEIVABLE. BEG. OF YEAR AMOUNT: 1,599. END OF YEAR AMOUNT: 4,253. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: SECURITY DEPOSITS. BEG. OF YEAR AMOUNT: 687. END OF YEAR AMOUNT: 6,323. DESCRIPTION: MORTGAGE PAYABLE. BEG. OF YEAR AMOUNT: 219,137. END OF YEAR AMOUNT: 208,665. DESCRIPTION: ACCRUED EXPENSES. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 144. DESCRIPTION: DEFERRED REVENUE. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 2,219. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOYCE EDWARDS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7316351901 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-03-25 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SERVECOM |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SERV |
| ReturnHeader/Filer/EIN | 0 | 474360903 |
| ReturnHeader/Filer/PhoneNum | 0 | 7316351901 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 101 NORTHCREST STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | RIPLEY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 38063 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 831445511 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SMITH MARION & CO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 4068 RURAL PLAINS CIRCLE SUITE 180 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | FRANKLIN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 37064 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6153098959 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-03-25 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | CARLOS CARAZO |
| ReturnHeader/ReturnTs | 0 | 2026-03-25T13:34:49-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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