Civic Intelligence

Pennsylvania Home Lending Collaborative Inc.

990 • Fiscal year 2017 • EIN 47-2605170

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 05, 2018

Organization ProfileN/A
213 N 5th StreetReading, PA 19601

(610) 372-8443

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.97x

Higher debt load relative to assets than 91% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

99th percentile

21.26x

Higher debt load relative to revenue than 99% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Net Margin

92nd percentile

55%

Higher net margin than 92% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

52nd percentile

$66,339

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 92.6% of source-year revenue.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Asset Growth

89th percentile

41%

Faster asset growth than 89% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

89th percentile

67%

Faster revenue growth than 89% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$1,577,393

Up $460,251 (+41%) from 2016

Net Assets

Up

$54,168

Up $39,406 (+267%) from 2016

Liabilities

Up

$1,523,225

Up $420,845 (+38%) from 2016

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin92nd percentile

Revenue

Up

$71,657

Up $28,743 (+67%) from 2016

Expenses

Up

$32,251

Up $3,012 (+10%) from 2016

Net Income

Up

$39,406

Up $25,731 (+188%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth89th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2015: $375,743Liabilities 2015: $374,656Net Assets 2015: $1,0872015Assets 2016: $1,117,142Liabilities 2016: $1,102,380Net Assets 2016: $14,7622016Assets 2017: $1,577,393Liabilities 2017: $1,523,225Net Assets 2017: $54,1682017Assets 2018: $2,256,273Liabilities 2018: $2,167,670Net Assets 2018: $88,6032018Assets 2019: $3,062,550Liabilities 2019: $2,951,708Net Assets 2019: $110,8422019Assets 2020: $2,885,482Liabilities 2020: $2,666,002Net Assets 2020: $219,4802020Assets 2021: $3,298,460Liabilities 2021: $3,203,694Net Assets 2021: $94,7662021Assets 2022: $3,283,912Liabilities 2022: $3,000,820Net Assets 2022: $283,0922022Assets 2023: $3,373,901Liabilities 2023: $2,894,963Net Assets 2023: $478,9382023Assets 2024: $4,197,250Liabilities 2024: $3,447,653Net Assets 2024: $749,5972024

Highlighted filing

2017

Assets$1,577,393
Liabilities$1,523,225
Net Assets$54,168
Open 2017 Filing

Operations Trend

Revenue Growth89th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2015: $5,429Expenses 2015: $4,342Net Income 2015: $1,0872015Revenue 2016: $42,914Expenses 2016: $29,239Net Income 2016: $13,6752016Revenue 2017: $71,657Expenses 2017: $32,251Net Income 2017: $39,4062017Revenue 2018: $101,592Expenses 2018: $67,157Net Income 2018: $34,4352018Revenue 2019: $115,310Expenses 2019: $93,071Net Income 2019: $22,2392019Revenue 2020: $132,388Expenses 2020: $23,750Net Income 2020: $108,6382020Revenue 2021: $151,198Expenses 2021: $275,912Net Income 2021: -$124,7142021Revenue 2022: $278,435Expenses 2022: $90,109Net Income 2022: $188,3262022Revenue 2023: $331,092Expenses 2023: $80,737Net Income 2023: $250,3552023Revenue 2024: $441,683Expenses 2024: $85,917Net Income 2024: $355,7662024

Highlighted filing

2017

Revenue$71,657
Expenses$32,251
Net Income$39,406
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 5, 2018
Return Version
2017v2.3
Gross Receipts
$71,657
Mission and Program Overview

Mission

To promote and facilitate first-time home ownership primarily to individuals and families of modest means (below 80% ami) residing in participating or qualified service areas through affordable financial assistance and flexible underwriting.

To promote and facilitate first-time home ownership to individuals/families of modest means.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$50,597$227,751▲ $177,154
Prepaid Expenses and Deferred Charges-$750-
Total Assets$1,117,142$1,577,393▲ $460,251
Other Assets Total$1,066,545$1,348,892▲ $282,347
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,100,000$1,100,000→ $0
Other Liabilities$2,380$419,261▲ $416,881
Accounts Payable and Accrued Expenses-$3,964-
Total Liabilities$1,102,380$1,523,225▲ $420,845
Net Assets / Fund Balance
Unrestricted Net Assets$14,762$54,168▲ $39,406
Total Net Assets Fund Balance$14,762$54,168▲ $39,406
Total Liabilities and Net Assets / Fund Balance$1,117,142$1,577,393▲ $460,251

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$1,348,892--
Compensation and Service Providers
Top Officer Pay52nd percentile

Employees

NameTitleOtherTotal
Ronald E MillerEXEC. DIRECTOR THROUGH AUG '17$66,339$66,339
Stephen T GieringerEXEC. DIRECTOR BEG. AUG '17$39,152$39,152

Board Members and Trustees

NameTitle
Steve OlsonChairmain
Lucy CortezVice Chairman
Craig BurkleyDirector
Devin C NewshamDirector
Douglas RauchDirector
Debra WetzelTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$71,553
Investment Income
$104
Other Revenue
$0
Change in Net Assets
$39,406
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$32,251
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$26,033--$26,033
Insurance$500--$500
Office Expenses$193--$193
Fees for Services Legal$101--$101
Travel$61--$61
Other Expenses$15--$15
Total Functional Expenses$32,251$0$0$32,251
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Related Party$391,300
Repair Escrows Payable$27,961
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the executive committee and then forwarded to the entire board of directors for review prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is included in the neighborhood housing services organizational code of conduct and compliance is reviewed annually and with the addition of new board members. New board members and all employees are required to complete and sign a "conflict of interest clearance & disclosure" form as a condition of employment/board membership.”

Form 990, Part VI, Section B, Line 15

“The executive director is the only officer/key employee in pennsylvania home lending collaborative. He is paid through neighborhood housing services. His compensation is determined by: review of compensation levels for the comparable position in similar size neighborworks organizations. Comparison (using guide star) with compensation levels at other non-profit organizations with comparable revenue and complexity, in economically similar geographic areas. Annual performance and compensation review by board of directors, as specified in organization by-laws.”

Form 990, Part VI, Section C, Line 18

“Documents are available upon request.”

Form 990, Part VI, Section C, Line 19

“Documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Pennsylvania Home Lending
EIN
47-2605170
Phone
6103728443
Address
213 N 5TH STREET, READING, PA 19601

Signing Officer

Name
Stephen Gieringer
Title
Executive Director
Phone
6103728443
Signed
2018-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stephen Gieringer
Formed
2014
Legal Domicile
Pa
Voting Board Members
7
Independent Board Members
6
Employees
0
Volunteers
6

Preparer

Firm
Herbein Company Inc
Address
2763 CENTURY BOULEVARD, READING, PA 19610
Preparer
Linda S Himeback CPA
Phone
6103781175
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“In accordance with generally accepted accounting principles, the organization accounts for uncertain tax positions relative to unrelated business income, if any, as required.”

Raw XML AppendixShowing 400 of 413 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0TO PROMOTE AND FACILITATE FIRST-TIME HOME OWNERSHIP TO INDIVIDUALS/FAMILIES OF MODEST MEANS.
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IRS990/Desc0STATE-WIDE LENDING:THE ORGANIZATION IS COLLABORATING WITH SIX OTHER ESTABLISHED NEIGHBORWORKS ORGANIZATIONS THAT COVER THE MAJORITY OF PENNSYLVANIA IN THEIR COLLECTIVE SERVICE AREAS. IN THE INTEREST OF PROVIDING FINANCIAL ASSISTANCE TO LOW/MODERATE INCOME CLIENTS SEEKING FIRST TIME HOME OWNERSHIP IN THEIR REGIONS, THE ORGANIZATION WAS ASKED TO LEAD THE CREATION OF A LENDING EFFORT, WHEREBY THE ORGANIZATION COULD PROVIDE LENDING SERVICES AND CAPITAL TO THEIR CONSTITUENTS WHO QUALIFY. SEE ADDITIONAL INFORMATION ON SCHEDULE O.IN ADDITION TO PROMOTING FIRST-TIME HOME OWNERSHIP, THE ORGANIZATION WILL PROMOTE AND ASSIST EXISITING HOMEOWNERS IN THE NEIGHBORWORKS ORGANIZATION SERVICE AREAS TO REMAIN IN RESIDENCE THROUGH AFFORDABLE FINANCIAL ASSISTANCE FOR NECESSARY HOME REPAIR AND/OR RENOVATIONS. AFFORDABLE HOME REPAIR FINANCING FOR HOMEOWNERS OF MODEST MEANS AND/OR WITH LITTLE EQUITY IN THEIR HOMES IS A CRITICAL UNMET NEED. THE LACK OF CAPITAL FOR THESE FAMILIES IS CONTRIBUTING TO THE SEVERE DETERIORATION OF PENNSYLVANIA'S HOUSING STOCK THROUGH DISINVESTMENTS, AND LOWERING LIVING STANDARDS FOR THE OCCUPANTS. FURTHER, THE ORGANIZATION WILL PROVIDE ACCESS TO LOAN PRODUCTS THAT ENABLE AND ENCOURAGE FAMILIES TO UTILIZE/INVEST IN 'GREEN TECHNOLOGY' THAT, AMONG OTHER THINGS, RESULTS IN LOWER ENERGY COSTS.ALL BORROWERS WILL BE REQUIRED TO COMPLETE SOME OR ALL OF THE HOMEBUYER EDUCATION CLASSES, INDIVIDUAL BUDGET AND CREDIT COUNSELING, AS WELL AS PRE- AND POST- PURCHASE COUNSELING, AS APPLICABLE.
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IRS990ScheduleA/PublicSupportTotal509Amt0118305
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt071553
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt042758
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt03994
IRS990ScheduleA/Total509Grp/TotalAmt0118305
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt071657
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt042914
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt05429
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0120000
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/FootnoteTextInd0X
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IRS990ScheduleD/OtherAssetsOrgGrp/Desc0LOANS RECEIVABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt027961
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1391300
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REPAIR ESCROWS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DUE TO RELATED PARTY
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0IN ACCORDANCE WITH GENERALLY ACCEPTED ACCOUNTING PRINCIPLES, THE ORGANIZATION ACCOUNTS FOR UNCERTAIN TAX POSITIONS RELATIVE TO UNRELATED BUSINESS INCOME, IF ANY, AS REQUIRED.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt01348892
IRS990ScheduleD/TotalLiabilityAmt0419261
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990 IS REVIEWED BY THE EXECUTIVE COMMITTEE AND THEN FORWARDED TO THE ENTIRE BOARD OF DIRECTORS FOR REVIEW PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CONFLICT OF INTEREST POLICY IS INCLUDED IN THE NEIGHBORHOOD HOUSING SERVICES ORGANIZATIONAL CODE OF CONDUCT AND COMPLIANCE IS REVIEWED ANNUALLY AND WITH THE ADDITION OF NEW BOARD MEMBERS. NEW BOARD MEMBERS AND ALL EMPLOYEES ARE REQUIRED TO COMPLETE AND SIGN A "CONFLICT OF INTEREST CLEARANCE & DISCLOSURE" FORM AS A CONDITION OF EMPLOYMENT/BOARD MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE EXECUTIVE DIRECTOR IS THE ONLY OFFICER/KEY EMPLOYEE IN PENNSYLVANIA HOME LENDING COLLABORATIVE. HE IS PAID THROUGH NEIGHBORHOOD HOUSING SERVICES. HIS COMPENSATION IS DETERMINED BY: REVIEW OF COMPENSATION LEVELS FOR THE COMPARABLE POSITION IN SIMILAR SIZE NEIGHBORWORKS ORGANIZATIONS. COMPARISON (USING GUIDE STAR) WITH COMPENSATION LEVELS AT OTHER NON-PROFIT ORGANIZATIONS WITH COMPARABLE REVENUE AND COMPLEXITY, IN ECONOMICALLY SIMILAR GEOGRAPHIC AREAS. ANNUAL PERFORMANCE AND COMPENSATION REVIEW BY BOARD OF DIRECTORS, AS SPECIFIED IN ORGANIZATION BY-LAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0NEIGHBORHOOD HOUSING SERVICES OF GREATER BERKS INC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0232066952
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(C)(3)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0PA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0FACILITATE AND PROVIDE AFFORDABLE HOUSING PROGRAMS AND INITIATIVES THAT WILL
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt0170(B)(1)(A)(VI)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0213 N FIFTH STREET
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0READING
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0PA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd019601
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd01
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt0391300
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0ACTUAL CASH
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0NEIGHBORHOOD HOUSING SERVICES OF GREATER BERKS INC
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IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0PA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
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IRS990/TotalAssetsEOYAmt01577393
IRS990/TotalAssetsGrp/BOYAmt01117142
IRS990/TotalAssetsGrp/EOYAmt01577393
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt032251
IRS990/TotalFunctionalExpensesGrp/TotalAmt032251
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01102380
IRS990/TotalLiabilitiesEOYAmt01523225
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IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt054168
IRS990/TotalOtherCompensationAmt010285
IRS990/TotalProgramServiceExpensesAmt032251
IRS990/TotalProgramServiceRevenueAmt071553
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0104
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt071553
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt071657
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt06
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IRS990/TravelGrp/ProgramServicesAmt061
IRS990/TravelGrp/TotalAmt061
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
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IRS990/UnrestrictedNetAssetsGrp/EOYAmt054168
IRS990/UponRequestInd0X
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IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd019601
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0STEPHEN GIERINGER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum06103728443
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-11-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PENNSYLVANIA HOME LENDING
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0COLLABORATIVE INC
ReturnHeader/Filer/BusinessNameControlTxt0PENN
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ReturnHeader/Filer/PhoneNum06103728443
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ReturnHeader/FilingSecurityInformation/IPDt02018-11-05
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ES
ReturnHeader/FilingSecurityInformation/IPTm016:53:46
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232415973

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,577,393
Liabilities
$1,523,225
Net assets
$54,168
Revenue
$71,657
Expenses
$32,251
Net income
$39,406
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.20$3.45$0.75$0.44$0.09$0.36
2023Detailed filing. Detailed filing data is available for this year.$3.37$2.89$0.48$0.33$0.08$0.25
2022Detailed filing. Detailed filing data is available for this year.$3.28$3.00$0.28$0.28$0.09$0.19
2021Detailed filing. Detailed filing data is available for this year.$3.30$3.20$0.09$0.15$0.28$0.12
2020Detailed filing. Detailed filing data is available for this year.$2.89$2.67$0.22$0.13$0.02$0.11
2019Detailed filing. Detailed filing data is available for this year.$3.06$2.95$0.11$0.12$0.09$0.02
2018Detailed filing. Detailed filing data is available for this year.$2.26$2.17$0.09$0.10$0.07$0.03
2017Detailed filing. Detailed filing data is available for this year.$1.58$1.52$0.05$0.07$0.03$0.04
2016Detailed filing. Detailed filing data is available for this year.$1.12$1.10$0.01$0.04$0.03$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.38$0.37$0.00$0.01$0.00$0.00