Civic Intelligence

Cord Blood Association

EIN 47-2512300 • 501(c)6 • Schaumburg, IL

Profile

Promote the work of the cord blood community for the purpose of saving lives, improving health and changing medicine.

1061 American Ln 310Schaumburg, IL 60173

cb-assocation.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.58x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

65th percentile

0.14x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

14th percentile

-13%

Higher net margin than 14% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

72nd percentile

$0

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2015

Asset Growth

3rd percentile

-48%

Faster asset growth than 3% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

65th percentile

12%

Faster revenue growth than 65% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets91st percentile

Assets

Down

$162,463

Down $150,288 (-48%) from 2023

Liabilities

Down

$93,783

Down $64,745 (-41%) from 2023

Net Assets

Down

$68,680

Down $85,543 (-55%) from 2023

Operations
Liabilities / Revenue65th percentileNet Margin14th percentile

Revenue

Up

$674,607

Up $70,787 (+12%) from 2023

Expenses

Down

$760,150

Down $23,310 (-3.0%) from 2023

Net Income

Up

-$85,543

Up $94,097 (+52%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth3rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0-$200KAssets 2014: $159,928Liabilities 2014: $16,792Net Assets 2014: $143,1362014Assets 2015: $26,884Liabilities 2015: $30,834Net Assets 2015: -$3,9502015Assets 2016: $63,454Liabilities 2016: $12,391Net Assets 2016: $51,0632016Assets 2017: $186,848Liabilities 2017: $38,400Net Assets 2017: $148,4482017Assets 2018: $251,167Liabilities 2018: $12,028Net Assets 2018: $239,1392018Assets 2019: $290,249Liabilities 2019: $12,856Net Assets 2019: $277,3932019Assets 2020: $442,898Liabilities 2020: $13,999Net Assets 2020: $428,8992020Assets 2021: $572,477Liabilities 2021: $8,603Net Assets 2021: $563,8742021Assets 2022: $367,874Liabilities 2022: $34,011Net Assets 2022: $333,8632022Assets 2023: $312,751Liabilities 2023: $158,528Net Assets 2023: $154,2232023Assets 2024: $162,463Liabilities 2024: $93,783Net Assets 2024: $68,6802024

Highlighted filing

2024

Assets$162,463
Liabilities$93,783
Net Assets$68,680
Open 2024 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2014: $170,000Expenses 2014: $26,864Net Income 2014: $143,1362014Revenue 2015: $169,009Expenses 2015: $316,095Net Income 2015: -$147,0862015Revenue 2016: $360,023Expenses 2016: $305,010Net Income 2016: $55,0132016Revenue 2017: $419,744Expenses 2017: $322,359Net Income 2017: $97,3852017Revenue 2018: $850,279Expenses 2018: $759,588Net Income 2018: $90,6912018Revenue 2019: $821,962Expenses 2019: $778,708Net Income 2019: $43,2542019Revenue 2020: $600,880Expenses 2020: $449,374Net Income 2020: $151,5062020Revenue 2021: $649,433Expenses 2021: $514,458Net Income 2021: $134,9752021Revenue 2022: $712,161Expenses 2022: $942,172Net Income 2022: -$230,0112022Revenue 2023: $603,820Expenses 2023: $783,460Net Income 2023: -$179,6402023Revenue 2024: $674,607Expenses 2024: $760,150Net Income 2024: -$85,5432024

Highlighted filing

2024

Revenue$674,607
Expenses$760,150
Net Income-$85,543
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$162,463
Liabilities
$93,783
Net assets
$68,680
Revenue
$674,607
Expenses
$760,150
Net income
-$85,543
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.62$0.94$0.69$6.75$7.60$0.86
2023Detailed filing. Detailed filing data is available for this year.$3.13$1.59$1.54$6.04$7.83$1.80
2022Detailed filing. Detailed filing data is available for this year.$3.68$0.34$3.34$7.12$9.42$2.30
2021Detailed filing. Detailed filing data is available for this year.$5.72$0.09$5.64$6.49$5.14$1.35
2020Detailed filing. Detailed filing data is available for this year.$4.43$0.14$4.29$6.01$4.49$1.52
2019Detailed filing. Detailed filing data is available for this year.$2.90$0.13$2.77$8.22$7.79$0.43
2018Detailed filing. Detailed filing data is available for this year.$2.51$0.12$2.39$8.50$7.60$0.91
2017Detailed filing. Detailed filing data is available for this year.$1.87$0.38$1.48$4.20$3.22$0.97
2016Detailed filing. Detailed filing data is available for this year.$0.63$0.12$0.51$3.60$3.05$0.55
2015Detailed filing. Detailed filing data is available for this year.$0.27$0.31$0.04$1.69$3.16$1.47
2014Detailed filing. Detailed filing data is available for this year.$1.60$0.17$1.43$1.70$0.27$1.43
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 2, 2025
Return Version
2024v5.2
Gross Receipts
$674,607
Mission and Program Overview

Mission

Promote the work of the cord blood community for the purpose of saving lives, improving health and changing medicine

Promote the work of the cord blood community for the purpose of saving lives, improving health and changing medicine.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$236,851$150,444▼ $86,407
Accounts Receivable$48,274$0▼ $48,274
Prepaid Expenses and Deferred Charges$27,626$11,492▼ $16,134
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$312,751$162,463▼ $150,288
Other Assets Total-$527-
Liabilities
Deferred Revenue$140,939$53,738▼ $87,201
Other Liabilities-$25,500-
Accounts Payable and Accrued Expenses$17,589$14,545▼ $3,044
Total Liabilities$158,528$93,783▼ $64,745
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$154,223$68,680▼ $85,543
Total Net Assets Fund Balance$154,223$68,680▼ $85,543
Total Liabilities and Net Assets / Fund Balance$312,751$162,463▼ $150,288
Compensation and Service Providers
Top Officer Pay72nd percentile

Board Members and Trustees

NameTitle
Joanne KurtzbergPresident
Colleen DelaneyVice President
Aby J MathewDirector
Caridad MartinezDirector
Charles LuDirector
Filippo MilanoDirector
Gesine KoeglerDirector
Jeffrey WilsonDirector
Jonas WangDirector
Jonathan CarmichaelDirector
Karen BallenDirector
Leland MathenyDirector
Njaire ElwoodDirector
Peter BawinDirector
Tomasz BaranDirector
Beth ShazSecretary
Marcie FinneyTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Assoc Management CenterManagement1061 American Ln, Schaumburg, IL 60173-4973$364,000
Assoc Management CenterPublishing Fees1061 American Ln, Schaumburg, IL 60173-4973$510
Revenue and Support

Revenue Composition

Contributions and Grants
$5,000
Program Service Revenue
$669,607
Investment Income
$0
Other Revenue
$0
All Other Contributions
$5,000
Change in Net Assets
$-85,543
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$760,150
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management---$364,000
Fees for Services Other---$78,260
All Other Expenses---$23,674
Information Technology---$22,655
Travel---$16,425
Other Expenses---$10,968
Insurance---$6,901
Fees for Services Accounting---$5,450
Fees for Services Legal---$1,408
Advertising---$1,337
Office Expenses---$229
Total Functional Expenses$0$0$0$760,150
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Affiliate$25,500
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“The organization contracts with a management company to provide office facilities, management, accounting, staffing, and support services. The associations management fee is compared to data from the asae benchmarking series publication - operatingratio report and is approved during the annual budgeting process.”

Form 990, Part VI, Section B, Line 11B

“A copy of the completed 990 is provided to the board for review prior to submission to the irs.”

Form 990, Part VI, Section B, Line 12C

“Form is completed by board members”

Form 990, Part VI, Section C, Line 19

“All governing documents are made available upon request”

Filing and Contact Details

Filer

Filer Name
Cord Blood Association
EIN
47-2512300
Phone
6304639040
Address
1061 American Ln 310, Schaumburg, IL 60173

Signing Officer

Name
Joanne Kurtzberg
Title
President
Signed
2025-09-02
Discuss with paid preparer
Yes

Organization Details

Formed
2014
Legal Domicile
Dc
Voting Board Members
17
Independent Board Members
17
Employees
0
Volunteers
85

Preparer

Firm
Barnes Givens & Barnes Ltd
Address
200 E Evergreen Ave Suite 117, Mount Prospect, IL 60056
Preparer
William J Barnes
Phone
2247642442
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“The process has not changed from previous years”

Financial Statement Notes

Part X : FIN48 Footnote

“The association files income tax returns in the u.s. Federal jurisdiction and illinois. With few exceptions, the association is no longer subject to u.s. Federal and state income tax examinations by tax authorities for years before 2021. The association does not expect a material net change in unrecognized tax benefits in the next twelve months.”

Raw XML AppendixShowing 400 of 495 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm1Colleen Delaney
IRS990/Form990PartVIISectionAGrp/PersonNm2Beth Shaz
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IRS990/Form990PartVIISectionAGrp/PersonNm5Tomasz Baran
IRS990/Form990PartVIISectionAGrp/PersonNm6Peter Bawin
IRS990/Form990PartVIISectionAGrp/PersonNm7Jonathan Carmichael
IRS990/Form990PartVIISectionAGrp/PersonNm8Njaire Elwood
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IRS990/Form990PartVIISectionAGrp/PersonNm10Charles Lu
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IRS990/Form990PartVIISectionAGrp/PersonNm12Leland Matheny
IRS990/Form990PartVIISectionAGrp/PersonNm13Aby J Mathew
IRS990/Form990PartVIISectionAGrp/PersonNm14Filippo Milano
IRS990/Form990PartVIISectionAGrp/PersonNm15Jonas Wang
IRS990/Form990PartVIISectionAGrp/PersonNm16Jeffrey Wilson
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IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
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IRS990/Form990PartVIISectionAGrp/TitleTxt16Director
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Due to Affiliate
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ASSOCIATION FILES INCOME TAX RETURNS IN THE U.S. FEDERAL JURISDICTION AND ILLINOIS. WITH FEW EXCEPTIONS, THE ASSOCIATION IS NO LONGER SUBJECT TO U.S. FEDERAL AND STATE INCOME TAX EXAMINATIONS BY TAX AUTHORITIES FOR YEARS BEFORE 2021. THE ASSOCIATION DOES NOT EXPECT A MATERIAL NET CHANGE IN UNRECOGNIZED TAX BENEFITS IN THE NEXT TWELVE MONTHS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X : FIN48 Footnote
IRS990ScheduleD/TotalLiabilityAmt025500
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION CONTRACTS WITH A MANAGEMENT COMPANY TO PROVIDE OFFICE FACILITIES, MANAGEMENT, ACCOUNTING, STAFFING, AND SUPPORT SERVICES. THE ASSOCIATIONS MANAGEMENT FEE IS COMPARED TO DATA FROM THE ASAE BENCHMARKING SERIES PUBLICATION - OPERATINGRATIO REPORT AND IS APPROVED DURING THE ANNUAL BUDGETING PROCESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A COPY OF THE COMPLETED 990 IS PROVIDED TO THE BOARD FOR REVIEW PRIOR TO SUBMISSION TO THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FORM IS COMPLETED BY BOARD MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALL GOVERNING DOCUMENTS ARE MADE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE PROCESS HAS NOT CHANGED FROM PREVIOUS YEARS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part XII, Line 2c
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