Civic Intelligence

Redbud Financial Alternatives Inc

EIN 47-2214397 • 501(c)3 • Hazard, KY

Profile

Provide equitable mortgage and consumer financial products helping clients achieve housing and overall financial stability

P O Box 7284Hazard, KY 41702

www.redbudfinancialalternatives.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.39x

Higher debt load relative to assets than 83% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2021

Liabilities / Revenue

92nd percentile

1.10x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2021

Net Margin

93rd percentile

61%

Higher net margin than 93% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2021

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

80th percentile

25%

Faster asset growth than 80% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2020 to 2021

Revenue Growth

89th percentile

78%

Faster revenue growth than 89% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Down

$2,236,073

Down $159,240 (-6.6%) from 2023

Liabilities

Up

$1,477,939

Up $129,817 (+9.6%) from 2023

Net Assets

Down

$758,134

Down $289,057 (-28%) from 2023

Operations
Liabilities / Revenue92nd percentileNet Margin93rd percentile

Revenue

Down

$210,767

Down $261,290 (-55%) from 2023

Expenses

Up

$499,824

Up $187,479 (+60%) from 2023

Net Income

Down

-$289,057

Down $448,769 (-281%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth80th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2017: $179,494Liabilities 2017: $169,753Net Assets 2017: $9,7412017Assets 2018: $168,142Liabilities 2018: $88,113Net Assets 2018: $80,0292018Assets 2019: $623,044Liabilities 2019: $204,212Net Assets 2019: $418,8322019Assets 2020: $759,226Liabilities 2020: $386,762Net Assets 2020: $372,4642020Assets 2021: $948,004Liabilities 2021: $370,556Net Assets 2021: $577,4482021Assets 2022: $1,361,615Liabilities 2022: $474,136Net Assets 2022: $887,4792022Assets 2023: $2,395,313Liabilities 2023: $1,348,122Net Assets 2023: $1,047,1912023Assets 2024: $2,236,073Liabilities 2024: $1,477,939Net Assets 2024: $758,1342024

Highlighted filing

2024

Assets$2,236,073
Liabilities$1,477,939
Net Assets$758,134
Open 2024 Filing

Operations Trend

Revenue Growth89th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2017: $36,420Expenses 2017: $27,204Net Income 2017: $9,2162017Revenue 2018: $76,276Expenses 2018: $118,095Net Income 2018: -$41,8192018Revenue 2019: $470,495Expenses 2019: $131,692Net Income 2019: $338,8032019Revenue 2020: $188,081Expenses 2020: $234,429Net Income 2020: -$46,3482020Revenue 2021: $335,489Expenses 2021: $130,505Net Income 2021: $204,9842021Revenue 2022: $543,235Expenses 2022: $233,639Net Income 2022: $309,5962022Revenue 2023: $472,057Expenses 2023: $312,345Net Income 2023: $159,7122023Revenue 2024: $210,767Expenses 2024: $499,824Net Income 2024: -$289,0572024

Highlighted filing

2024

Revenue$210,767
Expenses$499,824
Net Income-$289,057
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,236,073
Liabilities
$1,477,939
Net assets
$758,134
Revenue
$210,767
Expenses
$499,824
Net income
-$289,057
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.24$1.48$0.76$0.21$0.50$0.29
2023Detailed filing. Detailed filing data is available for this year.$2.40$1.35$1.05$0.47$0.31$0.16
2022Detailed filing. Detailed filing data is available for this year.$1.36$0.47$0.89$0.54$0.23$0.31
2021Detailed filing. Detailed filing data is available for this year.$0.95$0.37$0.58$0.34$0.13$0.20
2020Detailed filing. Detailed filing data is available for this year.$0.76$0.39$0.37$0.19$0.23$0.05
2019Detailed filing. Detailed filing data is available for this year.$0.62$0.20$0.42$0.47$0.13$0.34
2018Detailed filing. Detailed filing data is available for this year.$0.17$0.09$0.08$0.08$0.12$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.18$0.17$0.01$0.04$0.03$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Mar 7, 2025
Return Version
2023v6.0
Gross Receipts
$210,767
Mission and Program Overview

Mission

Provide equitable mortgage and consumer financial products helping clients achieve housing and overall financial stability

To provide fair and equitable loans alongside financial education and coaching to empower people to achieve their financial goals

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$912,439$1,413,747▲ $501,308
Cash and Non-Interest-Bearing Accounts$1,479,933$808,278▼ $671,655
Prepaid Expenses and Deferred Charges$2,941$7,811▲ $4,870
Land, Buildings, and Equipment, Net-$6,237-
Total Assets$2,395,313$2,236,073▼ $159,240
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,334,437$1,456,956▲ $122,519
Other Liabilities$62$18,964▲ $18,902
Accounts Payable and Accrued Expenses$13,423$1,819▼ $11,604
Deferred Revenue$200$200→ $0
Total Liabilities$1,348,122$1,477,939▲ $129,817
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$795,431$505,907▼ $289,524
Net Assets With Donor Restrictions$251,760$252,227▲ $467
Total Net Assets Fund Balance$1,047,191$758,134▼ $289,057
Total Liabilities and Net Assets / Fund Balance$2,395,313$2,236,073▼ $159,240

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$6,237$745$6,982
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Annie WilliamsBoard Member
Betsy ClemonsBoard Member
Jill RobertsonBoard Member
Kristin CollinsBoard Member
Les RollBoard Member
Paul PatulaBoard Member
Paula ParkerBoard Member
Russell OliverBoard Member
Zach LawrenceBoard Member
R Scott McreynoldsDirector
Amie BedwellCFO
Revenue and Support

Revenue Composition

Contributions and Grants
$88,000
Program Service Revenue
$114,666
Investment Income
$0
Other Revenue
$8,101
All Other Contributions
$88,000
Change in Net Assets
$-289,057

Audited Revenue Reconciliation

Revenue per Audited Statements
$210,767
Total Revenue per Audited Statements
$210,767
Total Revenue per Form 990
$210,767
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$499,824
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$147,773$49,258-$197,031
Interest$37,947--$37,947
Occupancy$14,513$4,838-$19,351
Information Technology$15,920--$15,920
All Other Expenses$6,853--$6,853
Advertising$6,496--$6,496
Fees for Services Accounting$4,200$1,400-$5,600
Insurance$4,115$1,372-$5,487
Other Expenses$4,437$6,468-$4,437
Conferences and Meetings-$2,754-$2,754
Travel$2,073--$2,073
Office Expenses$1,966--$1,966
Depreciation Depletion$745--$745
Total Functional Expenses$433,734$66,090$0$499,824

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$499,824
Total Expenses per Audited Statements$499,824
Total Expenses per Form 990$499,824
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Related Party Payable$18,964
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 2

“Betsy clemons annie williams board member board member sisters”

Form 990, Page 6, Part VI, Line 11B

“Board members review the form 990 before filing”

Form 990, Page 6, Part VI, Line 12C

“The organization requires annual review and response from each board member regarding its conflict of interest policy”

Form 990, Page 6, Part VI, Line 15A

“Systematic approach based on existing policies and procedures including industry standards is used to determine compensation when applicable.”

Form 990, Page 6, Part VI, Line 15B

“The organization uses industry standards and exisiting policies and procedures for determination of office and key employee compensation when applicable.”

Form 990, Page 6, Part VI, Line 19

“The governing documents are available on site upon request for public inspection.”

Filing and Contact Details

Filer

Filer Name
Redbud Financial Alternatives Inc
EIN
47-2214397
Phone
6064360497
Address
P O BOX 7284, HAZARD, KY 41702

Signing Officer

Name
R Scott Mcreynolds
Title
Director
Phone
6064360497
Signed
2025-03-07

Organization Details

Principal Officer
R Scott Mcreynolds
Formed
2014
Legal Domicile
Ky
Voting Board Members
9
Independent Board Members
9
Employees
0

Preparer

Firm
Craft Waninger Noble & Company Pllc
Address
1018 IVAL JAMES BLVD STE B, RICHMOND, KY 40475
Preparer
P Jared Noble
Phone
8596234027
Raw XML AppendixShowing 400 of 420 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt013423
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01819
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE FAIR AND EQUITABLE LOANS ALONGSIDE FINANCIAL EDUCATION AND COACHING TO EMPOWER PEOPLE TO ACHIEVE THEIR FINANCIAL GOALS
IRS990/AdvertisingGrp/ProgramServicesAmt06496
IRS990/AdvertisingGrp/TotalAmt06496
IRS990/AllOtherContributionsAmt088000
IRS990/AllOtherExpensesGrp/ProgramServicesAmt06853
IRS990/AllOtherExpensesGrp/TotalAmt06853
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0AMIE BEDWELL
IRS990/BooksInCareOfDetail/PhoneNum06064360497
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 7284
IRS990/BooksInCareOfDetail/USAddress/CityNm0HAZARD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KY
IRS990/BooksInCareOfDetail/USAddress/ZIPCd041702
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01479933
IRS990/CashNonInterestBearingGrp/EOYAmt0808278
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt02754
IRS990/ConferencesMeetingsGrp/TotalAmt02754
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt088000
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0499824
IRS990/CYOtherRevenueAmt08101
IRS990/CYProgramServiceRevenueAmt0114666
IRS990/CYRevenuesLessExpensesAmt0-289057
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0499824
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0210767
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt0200
IRS990/DeferredRevenueGrp/EOYAmt0200
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0745
IRS990/DepreciationDepletionGrp/TotalAmt0745
IRS990/Desc0PROVIDE EQUITABLE MORTGAGE AND CONSUMER FINANCIAL PRODUCTS HELPING CLIENTS
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt0251760
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt0252227
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0433734
IRS990/FamilyOrBusinessRlnInd0true
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt01400
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt04200
IRS990/FeesForServicesAccountingGrp/TotalAmt05600
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt049258
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt0147773
IRS990/FeesForServicesManagementGrp/TotalAmt0197031
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0BETSY CLEMONS
IRS990/Form990PartVIISectionAGrp/PersonNm1KRISTIN COLLINS
IRS990/Form990PartVIISectionAGrp/PersonNm2ZACH LAWRENCE
IRS990/Form990PartVIISectionAGrp/PersonNm3RUSSELL OLIVER
IRS990/Form990PartVIISectionAGrp/PersonNm4PAULA PARKER
IRS990/Form990PartVIISectionAGrp/PersonNm5PAUL PATULA
IRS990/Form990PartVIISectionAGrp/PersonNm6JILL ROBERTSON
IRS990/Form990PartVIISectionAGrp/PersonNm7LES ROLL
IRS990/Form990PartVIISectionAGrp/PersonNm8ANNIE WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm9AMIE BEDWELL
IRS990/Form990PartVIISectionAGrp/PersonNm10R SCOTT MCREYNOLDS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr02014
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0210767
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt015920
IRS990/InformationTechnologyGrp/TotalAmt015920
IRS990/InsuranceGrp/ManagementAndGeneralAmt01372
IRS990/InsuranceGrp/ProgramServicesAmt04115
IRS990/InsuranceGrp/TotalAmt05487
IRS990/InterestGrp/ProgramServicesAmt037947
IRS990/InterestGrp/TotalAmt037947
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0745
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06237
IRS990/LandBldgEquipCostOrOtherBssAmt06982
IRS990/LegalDomicileStateCd0KY
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0PROVIDE EQUITABLE MORTGAGE AND CONSUMER FINANCIAL PRODUCTS HELPING CLIENTS ACHIEVE HOUSING AND OVERALL FINANCIAL STABILITY
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt01334437
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt01456956
IRS990/NetAssetsOrFundBalancesBOYAmt01047191
IRS990/NetAssetsOrFundBalancesEOYAmt0758134
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0795431
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0505907
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt04838
IRS990/OccupancyGrp/ProgramServicesAmt014513
IRS990/OccupancyGrp/TotalAmt019351
IRS990/OfficeExpensesGrp/ProgramServicesAmt01966
IRS990/OfficeExpensesGrp/TotalAmt01966
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherExpensesGrp/Desc0BAD DEBT EXPENSE
IRS990/OtherExpensesGrp/Desc1SUPPLIES
IRS990/OtherExpensesGrp/Desc2LOAN CLOSING FEES
IRS990/OtherExpensesGrp/Desc3DUES & MEMBERSHIPS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt06468
IRS990/OtherExpensesGrp/ProgramServicesAmt0162666
IRS990/OtherExpensesGrp/ProgramServicesAmt119406
IRS990/OtherExpensesGrp/ProgramServicesAmt24624
IRS990/OtherExpensesGrp/ProgramServicesAmt34437
IRS990/OtherExpensesGrp/TotalAmt0162666
IRS990/OtherExpensesGrp/TotalAmt125874
IRS990/OtherExpensesGrp/TotalAmt24624
IRS990/OtherExpensesGrp/TotalAmt34437
IRS990/OtherLiabilitiesGrp/BOYAmt062
IRS990/OtherLiabilitiesGrp/EOYAmt018964
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt08101
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt08101
IRS990/OtherRevenueTotalAmt08101
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0912439
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01413747
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02941
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt07811
IRS990/PrincipalOfficerNm0R SCOTT MCREYNOLDS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0114666
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0114666
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0388958
IRS990/PYExcessBenefitTransInd0false
IRS990/PYOtherExpensesAmt0312345
IRS990/PYOtherRevenueAmt03519
IRS990/PYProgramServiceRevenueAmt079580
IRS990/PYRevenuesLessExpensesAmt0159712
IRS990/PYTotalExpensesAmt0312345
IRS990/PYTotalRevenueAmt0472057
IRS990/ReconcilationRevenueExpnssAmt0-289057
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0MISCELLANEOUS 15,733
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt088000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0388958
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0488590
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0315078
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0163500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01444126
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0295164
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt08101
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt03519
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt02238
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt01159
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt0716
IRS990ScheduleA/OtherIncome170Grp/TotalAmt015733
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98920
IRS990ScheduleA/PublicSupportPY170Pct00.99550
IRS990ScheduleA/PublicSupportTotal170Amt01444126
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt088000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0388958
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0488590
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0315078
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0163500
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01444126
IRS990ScheduleA/TotalSupportAmt01459859
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt06237
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0745
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt06982
IRS990ScheduleD/ExpensesSubtotalAmt0499824
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt018964
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0RELATED PARTY PAYABLE
IRS990ScheduleD/RevenueSubtotalAmt0210767
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06237
IRS990ScheduleD/TotalExpensesPerForm990Amt0499824
IRS990ScheduleD/TotalLiabilityAmt018964
IRS990ScheduleD/TotalRevenuePerForm990Amt0210767
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0210767
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0499824
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BETSY CLEMONS ANNIE WILLIAMS BOARD MEMBER BOARD MEMBER SISTERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD MEMBERS REVIEW THE FORM 990 BEFORE FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION REQUIRES ANNUAL REVIEW AND RESPONSE FROM EACH BOARD MEMBER REGARDING ITS CONFLICT OF INTEREST POLICY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SYSTEMATIC APPROACH BASED ON EXISTING POLICIES AND PROCEDURES INCLUDING INDUSTRY STANDARDS IS USED TO DETERMINE COMPENSATION WHEN APPLICABLE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION USES INDUSTRY STANDARDS AND EXISITING POLICIES AND PROCEDURES FOR DETERMINATION OF OFFICE AND KEY EMPLOYEE COMPENSATION WHEN APPLICABLE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE GOVERNING DOCUMENTS ARE AVAILABLE ON SITE UPON REQUEST FOR PUBLIC INSPECTION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleR/AssetExchangeInd0false
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd0false
IRS990ScheduleR/AssetSaleToOtherOrgInd0false
IRS990ScheduleR/DivRelatedOrganizationInd0false
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd0false
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0HOUSING DEVELOPMENT ALLIANCE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0611253346
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501C3
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0KY
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0HOUSING
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt07
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0PO BOX 7284
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0HAZARD
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0KY
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd041702
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd0false
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd0false
IRS990ScheduleR/PaidEmployeesSharingInd0true
IRS990ScheduleR/PerformOfServicesByOtherOrgInd0false
IRS990ScheduleR/PerformOfServicesForOthOrgInd0false
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd0false
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd0false
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd0true
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd0false
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd0false
IRS990ScheduleR/SharingOfFacilitiesInd0true
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt0199103
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0ACTUAL COST
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0HOUSING DEVELOPMENT ALLIANCE
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0P
IRS990ScheduleR/TransferFromOtherOrgInd0false
IRS990ScheduleR/TransferToOtherOrgInd0false
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0KY
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt02395313
IRS990/TotalAssetsEOYAmt02236073
IRS990/TotalAssetsGrp/BOYAmt02395313
IRS990/TotalAssetsGrp/EOYAmt02236073
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt088000
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt066090
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0433734
IRS990/TotalFunctionalExpensesGrp/TotalAmt0499824
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01348122
IRS990/TotalLiabilitiesEOYAmt01477939
IRS990/TotalLiabilitiesGrp/BOYAmt01348122
IRS990/TotalLiabilitiesGrp/EOYAmt01477939
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01047191
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0758134
IRS990/TotalProgramServiceExpensesAmt0433734
IRS990/TotalProgramServiceRevenueAmt0114666
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0122767
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0210767
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02395313
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02236073
IRS990/TravelGrp/ProgramServicesAmt02073
IRS990/TravelGrp/TotalAmt02073
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 7284
IRS990/USAddress/CityNm0HAZARD
IRS990/USAddress/StateAbbreviationCd0KY
IRS990/USAddress/ZIPCd041702
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.REDBUDFINANCIALALTERNATIVES.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0R SCOTT MCREYNOLDS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum06064360497
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-03-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0REDBUD FINANCIAL ALTERNATIVES INC
ReturnHeader/Filer/BusinessNameControlTxt0REDB
ReturnHeader/Filer/EIN0472214397

Document Assets

No mirrored PDF or thumbnail assets are attached yet.