Civic Intelligence

Building Alabama Reinvestment

EIN 47-2065050 • 501(c)3 • Birmingham, AL

Profile

Build investment capacity for community

1500 1st Ave N Unit 12 STE B106Birmingham, AL 35203
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

33rd percentile

-7.8%

Higher net margin than 33% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

39th percentile

-11%

Faster asset growth than 39% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

54th percentile

0.8%

Faster revenue growth than 54% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$71,895

Down $9,289 (-11%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$71,895

Down $9,289 (-11%) from 2023

Operations
Liabilities / Revenue62nd percentileNet Margin33rd percentile

Revenue

Up

$119,057

Up $907 (+0.8%) from 2023

Expenses

Up

$128,346

Up $35,422 (+38%) from 2023

Net Income

Down

-$9,289

Down $34,515 (-137%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth39th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2017: $3,247Liabilities 2017: $0Net Assets 2017: $3,2472017Assets 2018: $30,618Liabilities 2018: $0Net Assets 2018: $30,6182018Assets 2019: $54,446Liabilities 2019: $0Net Assets 2019: $54,4462019Assets 2020: $141,559Liabilities 2020: $0Net Assets 2020: $141,5592020Assets 2021: $92,584Liabilities 2021: $0Net Assets 2021: $92,5842021Assets 2022: $55,958Liabilities 2022: $0Net Assets 2022: $55,9582022Assets 2023: $81,184Liabilities 2023: $0Net Assets 2023: $81,1842023Assets 2024: $71,895Liabilities 2024: $0Net Assets 2024: $71,8952024

Highlighted filing

2024

Assets$71,895
Liabilities$0
Net Assets$71,895
Open 2024 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2017: $55,000Expenses 2017: $51,753Net Income 2017: $3,2472017Revenue 2018: $87,000Expenses 2018: $59,629Net Income 2018: $27,3712018Revenue 2019: $114,000Expenses 2019: $90,172Net Income 2019: $23,8282019Revenue 2020: $95,000Expenses 2020: $7,887Net Income 2020: $87,1132020Revenue 2021: $55,000Expenses 2021: $103,975Net Income 2021: -$48,9752021Revenue 2022: $37,500Expenses 2022: $74,126Net Income 2022: -$36,6262022Revenue 2023: $118,150Expenses 2023: $92,924Net Income 2023: $25,2262023Revenue 2024: $119,057Expenses 2024: $128,346Net Income 2024: -$9,2892024

Highlighted filing

2024

Revenue$119,057
Expenses$128,346
Net Income-$9,289
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$71,895
Liabilities
$0
Net assets
$71,895
Revenue
$119,057
Expenses
$128,346
Net income
-$9,289
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.72$0.00$0.72$1.19$1.28$0.09
2023Detailed filing. Detailed filing data is available for this year.$0.81$0.00$0.81$1.18$0.93$0.25
2022Detailed filing. Detailed filing data is available for this year.$0.56$0.00$0.56$0.38$0.74$0.37
2021Detailed filing. Detailed filing data is available for this year.$0.93$0.00$0.93$0.55$1.04$0.49
2020Detailed filing. Detailed filing data is available for this year.$1.42$0.00$1.42$0.95$0.08$0.87
2019Detailed filing. Detailed filing data is available for this year.$0.54$0.00$0.54$1.14$0.90$0.24
2018Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$0.87$0.60$0.27
2017Detailed filing. Detailed filing data is available for this year.$0.03$0.00$0.03$0.55$0.52$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 7, 2025
Return Version
2024v5.2
Gross Receipts
$119,057
Mission and Program Overview

Mission

Build investment capacity for community

Program Services

DescriptionGrantsExpenses
To increase fair and equal access to credit, capital and banking services/products to low- to moderate-income communities.-$128,346
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Pamelia HarrisTreasurer-$0--
Mary Ellen JudahBoard Member-$0--
Kris RoweExecutive Director-$0--
Teresa BettisBoard Member-$0--
Tim ThrasherBoard Member-$0--
Archie HillBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Building Alabama Reinvestment
EIN
47-2065050
In Care Of
% Robert Dickerson
Phone
2052506380
Address
1500 1st Ave N Unit 12 STE B106, Birmingham, AL 35203

Signing Officer

Name
Robert Dickerson
Title
executive director
Phone
2052506980
Signed
2025-11-07
Discuss with paid preparer
No

Preparer

Firm
Insighters Inc
Address
5607 1st Ave S, Birmingham, AL 35212
Preparer
Pattric Barnett
Phone
2054259000
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountMarketing and Advertising 10,147Supplies 4,304Accounting 2,100Contract Labor 3,419Equip Rental and Maint 3,755Sponsorships 13,250Conferences and Meetings 13,813Management Fees 77,558”

Raw XML Appendix145 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Mary Ellen Judah
IRS990EZ/BooksInCareOfDetail/PhoneNum02052506380
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02808 6th ST SW
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Huntsville
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd035805
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt081184
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt071895
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0119057
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-9289
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt081184
IRS990EZ/Form990TotalAssetsGrp/EOYAmt071895
IRS990EZ/GrossReceiptsAmt0119057
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt081184
IRS990EZ/NetAssetsOrFundBalancesEOYAmt071895
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt081184
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt071895
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Pamelia Harris
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Mary Ellen Judah
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Kris Rowe
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Teresa Bettis
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Tim Thrasher
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Archie Hill
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Executive Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Board Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt0128346
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Build investment capacity for community
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To increase fair and equal access to credit, capital and banking services/products to low- to moderate-income communities.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0128346
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0128346
IRS990EZ/TotalProgramServiceExpensesAmt0128346
IRS990EZ/TotalRevenueAmt0119057
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0119057
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0118150
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt037500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt055000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt095000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0424707
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.71620
IRS990ScheduleA/PublicSupportPY170Pct00.46890
IRS990ScheduleA/PublicSupportTotal170Amt0304165
IRS990ScheduleA/SubstantialContributorsTotAmt0120542
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0119057
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0118150
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt037500
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt055000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt095000
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0424707
IRS990ScheduleA/TotalSupportAmt0424707
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountMarketing and Advertising 10,147Supplies 4,304Accounting 2,100Contract Labor 3,419Equip Rental and Maint 3,755Sponsorships 13,250Conferences and Meetings 13,813Management Fees 77,558
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT DICKERSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0executive director
ReturnHeader/BusinessOfficerGrp/PhoneNum02052506980
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Building Alabama Reinvestment
ReturnHeader/Filer/BusinessNameControlTxt0BUIL
ReturnHeader/Filer/EIN0472065050
ReturnHeader/Filer/InCareOfNm0% Robert Dickerson
ReturnHeader/Filer/PhoneNum02052506380
ReturnHeader/Filer/USAddress/AddressLine1Txt01500 1st Ave N Unit 12 STE B106
ReturnHeader/Filer/USAddress/CityNm0Birmingham
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd035203
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0630888047
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Insighters Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05607 1st Ave S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Birmingham
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd035212
ReturnHeader/PreparerPersonGrp/PhoneNum02054259000
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PATTRIC BARNETT
ReturnHeader/ReturnTs02025-11-15T13:51:19-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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