Civic Intelligence

More Than a Bed

990 • Fiscal year 2022 • EIN 47-1660757

Jul 01, 2021 to Jun 30, 2022 • Filed on Feb 03, 2023

3637 N 1st AvenueTucson, AZ 85719

(520) 428-5280

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

18th percentile

0.00x

Higher debt load relative to assets than 18% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2022

Liabilities / Revenue

18th percentile

0.00x

Higher debt load relative to revenue than 18% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2022

Net Margin

86th percentile

42%

Higher net margin than 86% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2022

Top Officer Pay

50th percentile

$57,346

Higher top officer pay than 50% of similar nonprofits.

Top officer pay equals 4.3% of source-year revenue.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2022

Asset Growth

82nd percentile

29%

Faster asset growth than 82% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2021 to 2022

Revenue Growth

86th percentile

68%

Faster revenue growth than 86% of similar nonprofits.

2022 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2021 to 2022

Assets

Up

$2,085,010

Up $472,994 (+29%) from 2021

Net Assets

Up

$2,084,257

Up $486,278 (+30%) from 2021

Liabilities

Down

$753

Down $13,284 (-95%) from 2021

Revenue

Up

$1,340,663

Up $541,170 (+68%) from 2021

Expenses

Up

$782,621

Up $271,434 (+53%) from 2021

Net Income

Up

$558,042

Up $269,736 (+94%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2016: $54,925Liabilities 2016: $0Net Assets 2016: $54,9252016Assets 2017: $89,770Liabilities 2017: $02017Assets 2018: $828,409Liabilities 2018: $0Net Assets 2018: $828,4092018Assets 2019: $1,057,038Liabilities 2019: $5,719Net Assets 2019: $1,051,3192019Assets 2020: $1,308,533Liabilities 2020: $6,007Net Assets 2020: $1,302,5262020Assets 2021: $1,612,016Liabilities 2021: $14,037Net Assets 2021: $1,597,9792021Assets 2022: $2,085,010Liabilities 2022: $753Net Assets 2022: $2,084,2572022Assets 2023: $2,597,010Liabilities 2023: $1,724Net Assets 2023: $2,595,2862023Assets 2024: $2,849,119Liabilities 2024: $13,181Net Assets 2024: $2,835,9382024Assets 2025: $2,962,199Liabilities 2025: $2,733Net Assets 2025: $2,959,4662025

Highlighted filing

2022

Assets$2,085,010
Liabilities$753
Net Assets$2,084,257

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0Revenue 2016: $126,428Expenses 2016: $85,551Net Income 2016: $40,8772016Revenue 2017: $78,389Expenses 2017: $43,544Net Income 2017: $34,8452017Revenue 2018: $935,300Expenses 2018: $196,661Net Income 2018: $738,6392018Revenue 2019: $486,175Expenses 2019: $263,265Net Income 2019: $222,9102019Revenue 2020: $720,427Expenses 2020: $469,459Net Income 2020: $250,9682020Revenue 2021: $799,493Expenses 2021: $511,187Net Income 2021: $288,3062021Revenue 2022: $1,340,663Expenses 2022: $782,621Net Income 2022: $558,0422022Revenue 2023: $1,439,478Expenses 2023: $991,690Net Income 2023: $447,7882023Revenue 2024: $1,560,456Expenses 2024: $1,343,114Net Income 2024: $217,3422024Revenue 2025: $1,740,959Expenses 2025: $1,660,685Net Income 2025: $80,2742025

Highlighted filing

2022

Revenue$1,340,663
Expenses$782,621
Net Income$558,042
Jump To
Filing Snapshot
Filing Period
Jul 1, 2021 to Jun 30, 2022
Signed
Feb 3, 2023
Return Version
2021v4.2
Gross Receipts
$1,626,261
Mission and Program Overview

Mission

To support foster families and the children in their homes by providing for practical needs.

Christian resource center for children in arizona foster, kinship, adoptive and congregate care.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$400,942$685,816▲ $284,874
Land, Buildings, and Equipment, Net$580,842$618,236▲ $37,394
Investments in Publicly Traded Securities$511,666$543,718▲ $32,052
Cash and Non-Interest-Bearing Accounts$78,276$191,430▲ $113,154
Inventories for Sale or Use$40,290$45,810▲ $5,520
Total Assets$1,612,016$2,085,010▲ $472,994
Liabilities
Accounts Payable and Accrued Expenses$14,037$753▼ $13,284
Total Liabilities$14,037$753▼ $13,284
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,579,428$2,070,072▲ $490,644
Net Assets With Donor Restrictions$18,551$14,185▼ $4,366
Total Net Assets Fund Balance$1,597,979$2,084,257▲ $486,278
Total Liabilities and Net Assets / Fund Balance$1,612,016$2,085,010▲ $472,994

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$319,469$46,084$365,553
Land$252,000-$252,000
Other Land Buildings$46,767-$46,767
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Grace L StocksdalePresident & Executive DirectorFT$57,346$57,346

Board Members and Trustees

NameTitle
Jon ReardonChair
Jessica GravesVice Chair
Eli BunchDirector
Lara IacobucciDirector
Paul MuellerDirector
Rachael BakerDirector
Brandon JacobsonSecretary
Kelly L MeltzerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,328,124
Program Service Revenue
$0
Investment Income
$10,509
Other Revenue
$2,030
All Other Contributions
$1,314,317
Change in Net Assets
$558,042

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeReported AmountValuation Method
Clothing and Household Goods$398,762Internal Valuation
Total Noncash Contributions$398,762-
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$479,425
Salaries, Compensation, and Employee Benefits$178,972
Other Expenses$124,224
Total Fundraising Expense$14,516
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$479,425--$479,425
Other Salaries and Wages$87,884$12,287$3,876$104,047
Current Officers, Directors, Trustees, and Key Employees$24,277$30,346$6,069$60,692
Office Expenses$16,400$9,463$462$26,325
Fees for Services Accounting-$26,210-$26,210
Other Expenses$19,833--$19,833
Occupancy$14,504--$14,504
Payroll Taxes$9,233$3,510$819$13,562
Depreciation Depletion$9,373--$9,373
Information Technology$8,259--$8,259
Advertising$2,193-$3,290$5,483
Insurance$4,508$911-$5,419
Fees for Service Investment Mgmnt Fees-$4,819-$4,819
Fees for Services Other$1,660$820-$2,480
Conferences and Meetings$1,326--$1,326
Other Employee Benefits$671--$671
Fees for Services Legal-$193-$193
Total Functional Expenses$679,546$88,559$14,516$782,621
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$19,915
Fundraising Direct Expenses$17,885
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$32,207$19,915$2,658$17,257
Total Events$32,207$19,915$17,885$2,030
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 4

Article i, section 1. Was amended to broaden those we serve to include children in congregate care, to include the households of the children we serve, and to connect these children and households to resources in the community.

Form 990, Part VI, Section A, Line 8B

There were no committees with the authority to act on behalf of the board.

Form 990, Part VI, Section B, Line 11B

Form 990 was prepared by the treasurer, who is a cpa. A draft was provided to the executive director for her review and approval and a copy was then provided to the entire board of directors prior to filing.

Form 990, Part VI, Section B, Line 12C

More than a bed (mtab) has a written conflict of interest policy. Any director, officer, or member of a committee with governing board delegated powers is an interested person and therefore not permitted to benefit directly or indirectly from any potential business transaction with the nonprofit. An interested person may make a presentation at the governing board or committee meeting, but after he/she shall leave the meeting during the discussion and vote. If the governing board has reasonable cause to believe a member has failed to disclose an actual or possible conflict of interest, and after making further investigation as warranted by circumstances, the governing board determines the member has failed to disclose an actual or possible conflict of interest, it shall take appropriate disciplinary and corrective action. Board members are provided a copy of the conflict of interest annually and asked to sign a statement affirming they have read and will abide by the policy. They are also asked to disclose any potential conflicts of interest.

Form 990, Part VI, Section B, Line 15A

The board approves the salary for the president and executive director of the organization as part of the annual budget review and approval process. The decision is documented in the minutes. In february 2021, the board reviewed comparability data and approved a mid-year salary increase in order to adjust the president and executive director's compensation with the market.

Form 990, Part VI, Section C, Line 19

Information is available to the public upon request. In addition, mtab provides an annual report on our website, form 990 is available on guidestar, and information regarding the governing board is available on the arizona corporation commission website.

Filing and Contact Details

Filer

Filer Name
More Than a Bed
EIN
47-1660757
Phone
5204285280
Address
3637 N 1ST AVENUE, TUCSON, AZ 85719

Signing Officer

Name
Grace L Stocksdale
Title
President and Executive Director
Phone
5204285280
Signed
2023-02-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Grace L Stocksdale
Formed
2015
Legal Domicile
Az
Voting Board Members
7
Independent Board Members
7
Employees
11
Volunteers
67

Preparer

Firm
Beachfleischman Pllc
Address
1985 E RIVER ROAD SUITE 201, TUCSON, AZ 85718
Preparer
Kelly L Meltzer CPA
Phone
5203214600
Supplemental Narrative

Additional Explanations

FORM 990, PART I, LINE 6:

Mtab has over 60 volunteers who assist the organization in a variety of capacities throughout the year and are a key component to the success of the mission. Mtab relies on volunteers to process donations of client items, display items in the warehouse, assist families as they select items and assemble baby equipment. Volunteers are critical to the various family events mtab hosts, including parents night out, the christmas event, annual golf fundraiser and the bi-annual swapping of seasonal clothing.

FORM 990, PART III, LINE 4A:

More than a bed operates a 5,000 square foot warehouse where foster, kinship and adoptive parents can shop at no charge for items for the children in their homes. The warehouse offers new twin beds, bunk beds, diapers, new and used toddler beds, cribs, dressers, toys, car seats, clothing, shoes and bedding. We provide beds as needed for the children placed in out-of-home care. From 07/01/2021 - 06/30/2022, we provided 145 cribs/toddler beds, 317 twin beds and 42 bunk beds. In addition, we also provided 232 car seats, 51 dressers, 159 strollers, 1,336 packs of diapers, 4,008 pairs of shoes, and 13,427 new and used toys. This fiscal year, we served 848 families and 2,430 children. The organization received numerous donations of new and gently used items to be distributed to its clients. During 07/01/2021 - 06/30/2022, $398,762 of beds, cribs, car seats, strollers, dressers and clothing were received from donors, and $479,425 in items were distributed to clients. More than a bed also strives to initiate programs or partnerships with other nonprofits that will benefit the children even more. Four of those initiatives are (1) to provide any needed clothing, hygiene, shoes, or household items to teens 18-21 that are still under dcs oversight - arizona young adult program (ayap), tilp program etc; (2) a parents night out where we oversee and entertain 140 children for 4-5 hours while the 'parents' take a night out for themselves; (3) a christmas event to provide the children with entertainment, a picture with santa and gifts; (4) a golf tournament fundraiser to increase visibility for mtab and to raise money to continue serving the children.

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IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0PROVISION OF ITEMS FOR CHILDREN IN FOSTER, KINSHIP, CONGREGATE AND ADOPTIVE CARE
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceAmt0479425
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceDesc0TWIN BEDS, BUNK BEDS, TODDLER BEDS, CRIBS, DRESSERS, TOYS, CAR SEATS, CLOTHING, DIAPERS, SHOES AND BEDDING
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IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0MORE THAN A BED OPERATES A 5,000 SQUARE FOOT WAREHOUSE WHERE FOSTER, KINSHIP AND ADOPTIVE PARENTS CAN SHOP AT NO CHARGE FOR ITEMS FOR THE CHILDREN IN THEIR HOMES. THE WAREHOUSE OFFERS NEW TWIN BEDS, BUNK BEDS, DIAPERS, NEW AND USED TODDLER BEDS, CRIBS, DRESSERS, TOYS, CAR SEATS, CLOTHING, SHOES AND BEDDING. PARENTS PROVIDE COPIES OF APPROPRIATE CUSTODIAL/GUARDIANSHIP DOCUMENTS SUCH AS ORDER OF ADOPTION, FOSTER LICENSE, COURT DOCUMENTS AND NOTICE TO PROVIDER. SHOPPING GUIDELINES WHICH LIMIT ITEMS TO A CERTAIN NUMBER PER MONTH OR YEAR FOR EACH CHILD OR FAMILY ARE ADHERED TO IN ORDER TO ENSURE SCARCE RESOURCES ARE AVAILABLE TO ALL FAMILIES THAT PROVIDE A SAFE HAVEN FOR CHILDREN THAT HAVE BEEN DISPLACED THROUGH NO FAULT OF THEIR OWN. 848 FAMILIES AND 2,430 CHILDREN WERE SERVED DURING FISCAL YEAR ENDED JUNE 30, 2022.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2:
IRS990/ScheduleJRequiredInd00
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MTAB HAS OVER 60 VOLUNTEERS WHO ASSIST THE ORGANIZATION IN A VARIETY OF CAPACITIES THROUGHOUT THE YEAR AND ARE A KEY COMPONENT TO THE SUCCESS OF THE MISSION. MTAB RELIES ON VOLUNTEERS TO PROCESS DONATIONS OF CLIENT ITEMS, DISPLAY ITEMS IN THE WAREHOUSE, ASSIST FAMILIES AS THEY SELECT ITEMS AND ASSEMBLE BABY EQUIPMENT. VOLUNTEERS ARE CRITICAL TO THE VARIOUS FAMILY EVENTS MTAB HOSTS, INCLUDING PARENTS NIGHT OUT, THE CHRISTMAS EVENT, ANNUAL GOLF FUNDRAISER AND THE BI-ANNUAL SWAPPING OF SEASONAL CLOTHING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MORE THAN A BED OPERATES A 5,000 SQUARE FOOT WAREHOUSE WHERE FOSTER, KINSHIP AND ADOPTIVE PARENTS CAN SHOP AT NO CHARGE FOR ITEMS FOR THE CHILDREN IN THEIR HOMES. THE WAREHOUSE OFFERS NEW TWIN BEDS, BUNK BEDS, DIAPERS, NEW AND USED TODDLER BEDS, CRIBS, DRESSERS, TOYS, CAR SEATS, CLOTHING, SHOES AND BEDDING. WE PROVIDE BEDS AS NEEDED FOR THE CHILDREN PLACED IN OUT-OF-HOME CARE. FROM 07/01/2021 - 06/30/2022, WE PROVIDED 145 CRIBS/TODDLER BEDS, 317 TWIN BEDS AND 42 BUNK BEDS. IN ADDITION, WE ALSO PROVIDED 232 CAR SEATS, 51 DRESSERS, 159 STROLLERS, 1,336 PACKS OF DIAPERS, 4,008 PAIRS OF SHOES, AND 13,427 NEW AND USED TOYS. THIS FISCAL YEAR, WE SERVED 848 FAMILIES AND 2,430 CHILDREN. THE ORGANIZATION RECEIVED NUMEROUS DONATIONS OF NEW AND GENTLY USED ITEMS TO BE DISTRIBUTED TO ITS CLIENTS. DURING 07/01/2021 - 06/30/2022, $398,762 OF BEDS, CRIBS, CAR SEATS, STROLLERS, DRESSERS AND CLOTHING WERE RECEIVED FROM DONORS, AND $479,425 IN ITEMS WERE DISTRIBUTED TO CLIENTS. MORE THAN A BED ALSO STRIVES TO INITIATE PROGRAMS OR PARTNERSHIPS WITH OTHER NONPROFITS THAT WILL BENEFIT THE CHILDREN EVEN MORE. FOUR OF THOSE INITIATIVES ARE (1) TO PROVIDE ANY NEEDED CLOTHING, HYGIENE, SHOES, OR HOUSEHOLD ITEMS TO TEENS 18-21 THAT ARE STILL UNDER DCS OVERSIGHT - ARIZONA YOUNG ADULT PROGRAM (AYAP), TILP PROGRAM ETC; (2) A PARENTS NIGHT OUT WHERE WE OVERSEE AND ENTERTAIN 140 CHILDREN FOR 4-5 HOURS WHILE THE 'PARENTS' TAKE A NIGHT OUT FOR THEMSELVES; (3) A CHRISTMAS EVENT TO PROVIDE THE CHILDREN WITH ENTERTAINMENT, A PICTURE WITH SANTA AND GIFTS; (4) A GOLF TOURNAMENT FUNDRAISER TO INCREASE VISIBILITY FOR MTAB AND TO RAISE MONEY TO CONTINUE SERVING THE CHILDREN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ARTICLE I, SECTION 1. WAS AMENDED TO BROADEN THOSE WE SERVE TO INCLUDE CHILDREN IN CONGREGATE CARE, TO INCLUDE THE HOUSEHOLDS OF THE CHILDREN WE SERVE, AND TO CONNECT THESE CHILDREN AND HOUSEHOLDS TO RESOURCES IN THE COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THERE WERE NO COMMITTEES WITH THE AUTHORITY TO ACT ON BEHALF OF THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4FORM 990 WAS PREPARED BY THE TREASURER, WHO IS A CPA. A DRAFT WAS PROVIDED TO THE EXECUTIVE DIRECTOR FOR HER REVIEW AND APPROVAL AND A COPY WAS THEN PROVIDED TO THE ENTIRE BOARD OF DIRECTORS PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5MORE THAN A BED (MTAB) HAS A WRITTEN CONFLICT OF INTEREST POLICY. ANY DIRECTOR, OFFICER, OR MEMBER OF A COMMITTEE WITH GOVERNING BOARD DELEGATED POWERS IS AN INTERESTED PERSON AND THEREFORE NOT PERMITTED TO BENEFIT DIRECTLY OR INDIRECTLY FROM ANY POTENTIAL BUSINESS TRANSACTION WITH THE NONPROFIT. AN INTERESTED PERSON MAY MAKE A PRESENTATION AT THE GOVERNING BOARD OR COMMITTEE MEETING, BUT AFTER HE/SHE SHALL LEAVE THE MEETING DURING THE DISCUSSION AND VOTE. IF THE GOVERNING BOARD HAS REASONABLE CAUSE TO BELIEVE A MEMBER HAS FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT OF INTEREST, AND AFTER MAKING FURTHER INVESTIGATION AS WARRANTED BY CIRCUMSTANCES, THE GOVERNING BOARD DETERMINES THE MEMBER HAS FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT OF INTEREST, IT SHALL TAKE APPROPRIATE DISCIPLINARY AND CORRECTIVE ACTION. BOARD MEMBERS ARE PROVIDED A COPY OF THE CONFLICT OF INTEREST ANNUALLY AND ASKED TO SIGN A STATEMENT AFFIRMING THEY HAVE READ AND WILL ABIDE BY THE POLICY. THEY ARE ALSO ASKED TO DISCLOSE ANY POTENTIAL CONFLICTS OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD APPROVES THE SALARY FOR THE PRESIDENT AND EXECUTIVE DIRECTOR OF THE ORGANIZATION AS PART OF THE ANNUAL BUDGET REVIEW AND APPROVAL PROCESS. THE DECISION IS DOCUMENTED IN THE MINUTES. IN FEBRUARY 2021, THE BOARD REVIEWED COMPARABILITY DATA AND APPROVED A MID-YEAR SALARY INCREASE IN ORDER TO ADJUST THE PRESIDENT AND EXECUTIVE DIRECTOR'S COMPENSATION WITH THE MARKET.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7INFORMATION IS AVAILABLE TO THE PUBLIC UPON REQUEST. IN ADDITION, MTAB PROVIDES AN ANNUAL REPORT ON OUR WEBSITE, FORM 990 IS AVAILABLE ON GUIDESTAR, AND INFORMATION REGARDING THE GOVERNING BOARD IS AVAILABLE ON THE ARIZONA CORPORATION COMMISSION WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART I, LINE 6:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART III, LINE 4A:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
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