Civic Intelligence

Turks and Caicos Reef Fund Inc.

EIN 47-1190348 • 501(c)3 • Forked River, NJ

Pub. 78 Eligible990-N CoverageNTEE C30

Profile

To Preserve and protect the Turks & Caicos environment.

CO 802 Ensign DriveForked River, NJ 08731

www.tcreef.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

92nd percentile

0.57x

Higher debt load relative to assets than 92% of similar nonprofits.

NTEE C • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

92nd percentile

0.46x

Higher debt load relative to revenue than 92% of similar nonprofits.

NTEE C • $500k-$1M nonprofits • Source year 2025

Net Margin

35th percentile

2.5%

Higher net margin than 35% of similar nonprofits.

NTEE C • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

58th percentile

$0

Higher top officer pay than 58% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE C • $500k-$1M nonprofits • Source year 2025

Asset Growth

76th percentile

21%

Faster asset growth than 76% of similar nonprofits.

NTEE C • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

82nd percentile

75%

Faster revenue growth than 82% of similar nonprofits.

NTEE C • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Up

$389,344

Up $68,579 (+21%) from 2024

Liabilities

Up

$220,014

Up $56,525 (+35%) from 2024

Net Assets

Up

$169,330

Up $12,054 (+7.7%) from 2024

Revenue

Up

$474,191

Up $203,035 (+75%) from 2024

Expenses

Up

$462,137

Up $165,607 (+56%) from 2024

Net Income

Up

$12,054

Up $37,428 (+148%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2019: $130,084Liabilities 2019: $9,877Net Assets 2019: $120,2072019Assets 2020: $187,524Liabilities 2020: $9,509Net Assets 2020: $178,0152020Assets 2021: $207,987Liabilities 2021: $11,382Net Assets 2021: $196,6052021Assets 2022: $270,583Liabilities 2022: $66,877Net Assets 2022: $203,7062022Assets 2023: $254,854Liabilities 2023: $72,204Net Assets 2023: $182,6502023Assets 2024: $320,765Liabilities 2024: $163,489Net Assets 2024: $157,2762024Assets 2025: $389,344Liabilities 2025: $220,014Net Assets 2025: $169,3302025

Highlighted filing

2025

Assets$389,344
Liabilities$220,014
Net Assets$169,330

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2019: $93,279Expenses 2019: $118,686Net Income 2019: -$25,4072019Revenue 2020: $175,007Expenses 2020: $117,199Net Income 2020: $57,8082020Revenue 2021: $115,055Expenses 2021: $126,700Net Income 2021: -$11,6452021Revenue 2022: $273,003Expenses 2022: $218,586Net Income 2022: $54,4172022Revenue 2023: $261,847Expenses 2023: $282,903Net Income 2023: -$21,0562023Revenue 2024: $271,156Expenses 2024: $296,530Net Income 2024: -$25,3742024Revenue 2025: $474,191Expenses 2025: $462,137Net Income 2025: $12,0542025

Highlighted filing

2025

Revenue$474,191
Expenses$462,137
Net Income$12,054

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Aug 1, 2024 to Jul 31, 2025
Signed
Nov 19, 2025
Return Version
2024v5.2
Gross Receipts
$523,260
Mission and Program Overview

Mission

To Preserve and protect the Turks & Caicos environment.

Environmental protection, research and advocacy in the turks & caicos islands

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$261,359$375,213▲ $113,854
Rtn Earn Endowment Incm Other Fnds$157,276$169,330▲ $12,054
Land, Buildings, and Equipment, Net$59,406$11,261▼ $48,145
Accounts Receivable-$2,870-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$320,765$389,344▲ $68,579
Liabilities
Deferred Revenue$163,489$211,920▲ $48,431
Accounts Payable and Accrued Expenses-$8,094-
Total Liabilities$163,489$220,014▲ $56,525
Net Assets / Fund Balance
Total Net Assets Fund Balance$157,276$169,330▲ $12,054
Total Liabilities and Net Assets / Fund Balance$320,765$389,344▲ $68,579

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,000$8,000-
Equipment$9,261$43,739-
Compensation and Service Providers

Board Members and Trustees

NameTitle
Joel GoldfarbChairman
Robin RosenPresident
Abby HoffmanSecretary
Kathy BariscianoTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$286,357
Program Service Revenue
$183,439
Investment Income
$-2,618
Other Revenue
$7,013
All Other Contributions
$286,357
Change in Net Assets
$12,054
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$187,971
Other Expenses$139,039
Salaries, Compensation, and Employee Benefits$135,127
Total Fundraising Expense$995
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$187,971--$187,971
Current Officers, Directors, Trustees, and Key Employees$62,530$50,416-$112,946
Fees for Services Legal$52,000--$52,000
Other Employee Benefits$22,181--$22,181
Fees for Services Management$16,985$4,450-$21,435
Conferences and Meetings$7,584$5,503-$13,087
Depreciation Depletion-$8,145-$8,145
Fees for Services Other$975$4,224-$5,199
Information Technology-$4,830-$4,830
Insurance-$4,415-$4,415
All Other Expenses-$2,978$995$3,973
Other Expenses$570$2,250-$2,250
Office Expenses-$1,580-$1,580
Fees for Services Accounting-$199-$199
Total Functional Expenses$350,796$110,346$995$462,137
International Activity

International Summary

Offices
1
Employees
2
Spending
$462,137

International Compliance

Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
Central America and the CaribbeanProgram ServicesEnvironmental Research (coral Reef & Rubble), Education & Outreach Programs, Installation & Maintenance of Dive and Snorkel Boat Moorings.12$462,137
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
Yes

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$16,082
Fundraising Direct Expenses$9,069
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Sale of Miscellaneous Items$16,082$16,082$9,069$7,013
Total Events$16,082$16,082$9,069$7,013
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Robin rosen (president) and abby hoffman (secretary) are married.

Form 990, Part VI, Section B, Line 11B

The completed form 990 is reviewed by the treasurer upon receiving the final completed returns from the cpa, and then approved by the president / chairman before being submitted to the irs.

Form 990, Part VI, Section B, Line 15

The board has determined and agreed that the officers of the 501c3 shall be volunteers and not financially compensated for their services to the organization.

Form 990, Part VI, Section C, Line 19

All documents, including the tax filings for the 501c corporation are available upon request.

Filing and Contact Details

Filer

Filer Name
Turks and Caicos Reef Fund Inc
EIN
47-1190348
Phone
6176973548
Address
CO 802 ENSIGN DRIVE, FORKED RIVER, NJ 08731

Signing Officer

Name
Kathy Barisciano
Title
Treasurer
Phone
7323196061
Signed
2025-11-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robin Rosen
Formed
2010
Legal Domicile
Vt
Voting Board Members
3
Independent Board Members
1
Employees
0
Volunteers
25

Preparer

Firm
W a Meytrott LLC
Address
18 HOOK MOUNTAIN ROAD SUITE 200, PINE BROOK, NJ 07058
Preparer
W Allan Meytrott Jr CPA
Phone
9732652920
Raw XML AppendixShowing 400 of 437 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus4YearsAmt03563
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt031097
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0271156
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0258677
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0266857
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0273043
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0115055
IRS990ScheduleA/Total509Grp/TotalAmt01184788
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0272083
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0261847
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0266857
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0273043
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0115055
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01188885
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/BuildingsGrp/BookValueAmt02000
IRS990ScheduleD/BuildingsGrp/DepreciationAmt08000
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt010000
IRS990ScheduleD/EquipmentGrp/BookValueAmt09261
IRS990ScheduleD/EquipmentGrp/DepreciationAmt043739
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt053000
IRS990ScheduleD/TotalBookValueLandBuildingsAmt011261
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/EmployeeCnt02
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/OfficesCnt01
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTotalExpendituresAmt0462137
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTxt0CENTRAL AMERICA AND THE CARIBBEAN
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/SpecificServicesProvidedTxt0ENVIRONMENTAL RESEARCH (CORAL REEF & RUBBLE), EDUCATION & OUTREACH PROGRAMS, INSTALLATION & MAINTENANCE OF DIVE AND SNORKEL BOAT MOORINGS.
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/TypeOfActivitiesConductedTxt0PROGRAM SERVICES
IRS990ScheduleF/BoycottCountriesInd00
IRS990ScheduleF/ContinuationSpentAmt00
IRS990ScheduleF/ContinuationTotalEmployeeCnt00
IRS990ScheduleF/ContinuationTotalOfficeCnt00
IRS990ScheduleF/ForeignCorpOwnershipInd00
IRS990ScheduleF/ForeignPartnershipInd00
IRS990ScheduleF/InterestInForeignTrustInd00
IRS990ScheduleF/PassiveForeignInvestmestCoInd00
IRS990ScheduleF/SubtotalEmployeesCnt02
IRS990ScheduleF/SubtotalOfficesCnt01
IRS990ScheduleF/SubtotalSpentAmt0462137
IRS990ScheduleF/TotalEmployeeCnt02
IRS990ScheduleF/TotalOfficeCnt01
IRS990ScheduleF/TotalSpentAmt0462137
IRS990ScheduleF/TransferToForeignCorpInd00
IRS990ScheduleG/AgrmtProfFundraisingActyInd00
IRS990ScheduleG/FundraiserActivityInfoGrp/ActivityTxt0SALE OF VARIOUS GOODS
IRS990ScheduleG/FundraiserActivityInfoGrp/ForeignAddress/AddressLine1Txt0NOT APPLICABLE
IRS990ScheduleG/FundraiserActivityInfoGrp/ForeignAddress/CountryCd0TK
IRS990ScheduleG/FundraiserActivityInfoGrp/FundraiserControlOfFundsInd01
IRS990ScheduleG/FundraiserActivityInfoGrp/GrossReceiptsAmt016082
IRS990ScheduleG/FundraiserActivityInfoGrp/NetToOrganizationAmt07013
IRS990ScheduleG/FundraiserActivityInfoGrp/OrganizationBusinessName/BusinessNameLine1Txt0GENERAL FUNDRAISING
IRS990ScheduleG/FundraiserActivityInfoGrp/RetainedByContractorAmt09069
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt09069
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0SALE OF MISCELLANEOUS ITEMS
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt016082
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt016082
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt016082
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt016082
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt07013
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt09069
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt09069
IRS990ScheduleG/SpecialFundraisingEventsInd0X
IRS990ScheduleG/TotalGrossReceiptsAmt016082
IRS990ScheduleG/TotalNetToOrganizationAmt07013
IRS990ScheduleG/TotalRetainedByContractorsAmt09069
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ROBIN ROSEN (PRESIDENT) AND ABBY HOFFMAN (SECRETARY) ARE MARRIED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE COMPLETED FORM 990 IS REVIEWED BY THE TREASURER UPON RECEIVING THE FINAL COMPLETED RETURNS FROM THE CPA, AND THEN APPROVED BY THE PRESIDENT / CHAIRMAN BEFORE BEING SUBMITTED TO THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD HAS DETERMINED AND AGREED THAT THE OFFICERS OF THE 501C3 SHALL BE VOLUNTEERS AND NOT FINANCIALLY COMPENSATED FOR THEIR SERVICES TO THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALL DOCUMENTS, INCLUDING THE TAX FILINGS FOR THE 501C CORPORATION ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0VT
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0320765
IRS990/TotalAssetsEOYAmt0389344
IRS990/TotalAssetsGrp/BOYAmt0320765
IRS990/TotalAssetsGrp/EOYAmt0389344
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0286357
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt0995
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0110346
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0350796
IRS990/TotalFunctionalExpensesGrp/TotalAmt0462137
IRS990/TotalGrossUBIAmt0-2618
IRS990/TotalLiabilitiesBOYAmt0163489
IRS990/TotalLiabilitiesEOYAmt0220014
IRS990/TotalLiabilitiesGrp/BOYAmt0163489
IRS990/TotalLiabilitiesGrp/EOYAmt0220014
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0157276
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0169330
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0350796
IRS990/TotalProgramServiceRevenueAmt0183439
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt07013
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0183439
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0474191
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0-2618
IRS990/TotalVolunteersCnt025
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0320765
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0389344
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X

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