Civic Intelligence

Ablepay Inc.

990EZ • Fiscal year 2017 • EIN 47-1159278

Jan 01, 2017 to Dec 31, 2017 • Filed on Mar 26, 2018

Organization ProfileN/A
PO Box 10632Portland, OR 97296

(971) 201-6693

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

1.01x

Higher debt load relative to assets than 95% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

98th percentile

2.79x

Higher debt load relative to revenue than 98% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Net Margin

32nd percentile

-3.9%

Higher net margin than 32% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Top Officer Pay

93rd percentile

$53,847

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 74.8% of source-year revenue.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2017

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2017

Balance Sheet
Liabilities / Assets95th percentile

Assets

$197,996

No earlier filing loaded for comparison.

Net Assets

-$2,833

No earlier filing loaded for comparison.

Liabilities

$200,829

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin32nd percentile

Revenue

$72,001

No earlier filing loaded for comparison.

Expenses

$74,834

No earlier filing loaded for comparison.

Net Income

-$2,833

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0-$100KAssets 2017: $197,996Liabilities 2017: $200,829Net Assets 2017: -$2,8332017Assets 2018: $259,627Liabilities 2018: $262,182Net Assets 2018: -$2,5552018Assets 2019: $241,095Liabilities 2019: $243,518Net Assets 2019: -$2,4232019Assets 2020: $210,934Liabilities 2020: $212,743Net Assets 2020: -$1,8092020Assets 2021: $274,159Liabilities 2021: $275,244Net Assets 2021: -$1,0852021Assets 2022: $292,720Liabilities 2022: $290,482Net Assets 2022: $2,2382022Assets 2023: $174,763Liabilities 2023: $171,828Net Assets 2023: $2,9352023Assets 2024: $213,908Liabilities 2024: $205,243Net Assets 2024: $8,6652024

Highlighted filing

2017

Assets$197,996
Liabilities$200,829
Net Assets-$2,833
Open 2017 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2017: $72,001Expenses 2017: $74,834Net Income 2017: -$2,8332017Revenue 2018: $98,293Expenses 2018: $98,016Net Income 2018: $2772018Revenue 2019: $95,551Expenses 2019: $95,419Net Income 2019: $1322019Revenue 2020: $103,078Expenses 2020: $102,464Net Income 2020: $6142020Revenue 2021: $106,716Expenses 2021: $105,983Net Income 2021: $7332021Revenue 2022: $114,146Expenses 2022: $110,832Net Income 2022: $3,3142022Revenue 2023: $121,362Expenses 2023: $120,665Net Income 2023: $6972023Revenue 2024: $124,284Expenses 2024: $118,554Net Income 2024: $5,7302024

Highlighted filing

2017

Revenue$72,001
Expenses$74,834
Net Income-$2,833
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Mar 26, 2018
Return Version
2017v2.3
Gross Receipts
$72,001
Mission and Program Overview

Mission

Provide monthly bill payment services

Program Services

DescriptionGrantsExpenses
INCREASE GROWTH IN NUMBER OF CLIENTS SERVED AND PROVIDE FINANCIAL SECURITY-$20,987
Compensation and Service Providers
Top Officer Pay93rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BRENDA BERTRAMPresidentFT$53,847-$53,847
GEORGE WALLVice Preside-$0--
JEANNIE RYALLSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Able Pay Inc
EIN
47-1159278
Phone
9712016693
Address
PO BOX 10632, PORTLAND, OR 97296

Signing Officer

Name
Brenda Bertram
Title
President
Phone
9712016693
Signed
2018-03-26
Discuss with paid preparer
Yes

Preparer

Firm
Lovett & Corzatt LLC
Address
5933 NE WIN SIVERS STE 102, PORTLAND, OR 97220-9056
Preparer
Timothy a Downing
Phone
5032579611
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses bank analysis fees 4,956 business registration fees 60 computer & internet fees 492 dues & subscriptions 1,317 equipment rental 299 supplies expense 2,343 telephone expense 716 payroll taxes 5,785 payroll processing fees 521 state ct-12 tax 50 meals & entertainment 492 parking expense 198 bond expense 697 total 17,926”

Form 990-ez, Part II, Line 26

“Payroll liabilities 0 1,626 unrestricted net assets 0 3,636 client trust accounts 0 195,567”

Raw XML Appendix119 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0BRENDA BERTRAM
IRS990EZ/BooksInCareOfDetail/PhoneNum09712016693
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 10632
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0PORTLAND
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OR
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd097296
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0197996
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-2833
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt00
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0197996
IRS990EZ/GrossReceiptsAmt072001
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-2833
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-2833
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt053847
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BRENDA BERTRAM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1GEORGE WALL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JEANNIE RYALL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt017926
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE MONTHLY BILL PAYMENT SERVICES
IRS990EZ/PrintingPublicationsPostageAmt03061
IRS990EZ/ProgramServiceRevenueAmt072001
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0INCREASE GROWTH IN NUMBER OF CLIENTS SERVED AND PROVIDE FINANCIAL SECURITY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt020987
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt053847
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0200829
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt074834
IRS990EZ/TotalProgramServiceExpensesAmt020987
IRS990EZ/TotalRevenueAmt072001
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt072001
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt072001
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt072001
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt072001
IRS990ScheduleA/Total509Grp/TotalAmt072001
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt072001
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt072001
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES BANK ANALYSIS FEES 4,956 BUSINESS REGISTRATION FEES 60 COMPUTER & INTERNET FEES 492 DUES & SUBSCRIPTIONS 1,317 EQUIPMENT RENTAL 299 SUPPLIES EXPENSE 2,343 TELEPHONE EXPENSE 716 PAYROLL TAXES 5,785 PAYROLL PROCESSING FEES 521 STATE CT-12 TAX 50 MEALS & ENTERTAINMENT 492 PARKING EXPENSE 198 BOND EXPENSE 697 TOTAL 17,926
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PAYROLL LIABILITIES 0 1,626 UNRESTRICTED NET ASSETS 0 3,636 CLIENT TRUST ACCOUNTS 0 195,567
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BRENDA BERTRAM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09712016693
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-03-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ABLE PAY INC
ReturnHeader/Filer/BusinessNameControlTxt0ABLE
ReturnHeader/Filer/EIN0471159278
ReturnHeader/Filer/PhoneNum09712016693
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 10632
ReturnHeader/Filer/USAddress/CityNm0PORTLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd097296
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0BB858BA31F04699E906BF4765556342F31FF276D
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId074E2F59BAD8C7455383966CBD4B3F2E29783587C
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0167.68.16.49
ReturnHeader/FilingSecurityInformation/IPDt02018-04-04
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm015:28:11
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0464221909
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LOVETT & CORZATT LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05933 NE WIN SIVERS STE 102
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PORTLAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0972209056
ReturnHeader/PreparerPersonGrp/PhoneNum05032579611
ReturnHeader/PreparerPersonGrp/PreparationDt02018-03-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TIMOTHY A DOWNING
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02018-04-04T13:28:11-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$197,996
Liabilities
$200,829
Net assets
-$2,833
Revenue
$72,001
Expenses
$74,834
Net income
-$2,833
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.14$2.05$0.09$1.24$1.19$0.06
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.75$1.72$0.03$1.21$1.21$0.01
2022Detailed filing. Detailed filing data is available for this year.$2.93$2.90$0.02$1.14$1.11$0.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.74$2.75$0.01$1.07$1.06$0.01
2020Detailed filing. Detailed filing data is available for this year.$2.11$2.13$0.02$1.03$1.02$0.01
2019Detailed filing. Detailed filing data is available for this year.$2.41$2.44$0.02$0.96$0.95$0.00
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.60$2.62$0.03$0.98$0.98$0.00
2017Detailed filing. Detailed filing data is available for this year.$1.98$2.01$0.03$0.72$0.75$0.03