Civic Intelligence

Ktb Financial Services Inc

EIN 47-1010672 • 501(c)3 • Bloomington, IL

Profile

The primary exempt purpose is to serve as a representative payee to assist individuals with severe and persistent mental illness, with persistent substance abuse, who are intellectually challenged, or have physical disabilities that make it impossible for them to properly handle their financial

1301 West Washington StreetBloomington, IL 61701

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

64th percentile

10%

Higher net margin than 64% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

96th percentile

$40,000

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 40.6% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

68th percentile

10%

Faster asset growth than 68% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

39th percentile

-11%

Faster revenue growth than 39% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$154,278

Up $14,416 (+10%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$154,278

Up $14,416 (+10%) from 2023

Revenue

Down

$140,640

Down $17,434 (-11%) from 2023

Expenses

Up

$126,224

Up $6,006 (+5.0%) from 2023

Net Income

Down

$14,416

Down $23,440 (-62%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2014: $8,684Liabilities 2014: $1,016Net Assets 2014: $7,6682014Assets 2015: $17,227Net Assets 2015: $17,2272015Assets 2016: $19,512Net Assets 2016: $19,5122016Assets 2017: $23,149Net Assets 2017: $23,1492017Assets 2018: $36,560Net Assets 2018: $36,5602018Assets 2019: $49,008Net Assets 2019: $49,0082019Assets 2020: $62,002Net Assets 2020: $62,0022020Assets 2021: $89,865Net Assets 2021: $89,8652021Assets 2022: $102,006Net Assets 2022: $102,0062022Assets 2023: $139,862Net Assets 2023: $139,8622023Assets 2024: $154,278Net Assets 2024: $154,2782024

Highlighted filing

2024

Assets$154,278
Liabilities-
Net Assets$154,278

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0Revenue 2014: $20,366Expenses 2014: $12,698Net Income 2014: $7,6682014Revenue 2015: $38,141Expenses 2015: $28,582Net Income 2015: $9,5592015Revenue 2016: $48,024Expenses 2016: $45,739Net Income 2016: $2,2852016Revenue 2017: $62,015Expenses 2017: $58,378Net Income 2017: $3,6372017Revenue 2018: $90,823Expenses 2018: $77,412Net Income 2018: $13,4112018Revenue 2019: $98,468Expenses 2019: $86,020Net Income 2019: $12,4482019Revenue 2020: $119,072Expenses 2020: $106,078Net Income 2020: $12,9942020Revenue 2021: $118,115Expenses 2021: $90,252Net Income 2021: $27,8632021Revenue 2022: $150,999Expenses 2022: $138,858Net Income 2022: $12,1412022Revenue 2023: $158,074Expenses 2023: $120,218Net Income 2023: $37,8562023Revenue 2024: $140,640Expenses 2024: $126,224Net Income 2024: $14,4162024

Highlighted filing

2024

Revenue$140,640
Expenses$126,224
Net Income$14,416

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Feb 26, 2025
Return Version
2024v5.1
Gross Receipts
$140,640
Mission and Program Overview

Mission

The purpose is to serve as a Representative Payee to assist individuals with severe and persistent mental illness, with persistent substance abuse, who are intellectually challenged, or have physical disabilities that make it impossible for them to properly handle their financial affairs. All activities focused on making sure basic needs are met for a vulnerable population. All participants receive one form of Social Security, including Supplemental Security Income (SSI), disability (SSDI), or Social Security retirement.

The primary exempt purpose is to serve as a representative payee to assist individuals with severe and persistent mental illness, with persistent substance abuse, who are intellectually challenged, or have physical disabilities that make it impossible for them to properly handle their financial

Program Services

DescriptionGrantsExpenses
DURING THE YEAR, KTB FINANCIAL SERVICES, INC. HAS PROVIDED REPRESENTATIVEPAYEE SERVICES TO MORE THAN 100 INDIVIDUALS IN ACCORDANCE WITH ITS PURPOSEAND THE RULES OF THE SOCIAL SECURITY ADMINISTRATION.$0$109,747
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
KIM CRUTCHERExecutive DirectorFT$50,000-$50,000
SHEILA WINKLESecretary-$0--
JEREMY STUDEBAKERPresident-$0--
HANNAH EISNERTreasurer-$0--
GEORGE BOYLEVice President-$0--
JENNIFER ROBERTSMember-$0--
GEORGE BOYLEDirector-$0--
Filing and Contact Details

Filer

Filer Name
Ktb Financial Services Inc
EIN
47-1010672
Phone
3092008664
Address
1301 WEST WASHINGTON STREET, BLOOMINGTON, IL 61701

Signing Officer

Name
Robert H Mercer
Title
Financial Admin
Phone
3092008664
Signed
2025-02-26

Preparer

Firm
Tax & Accounting Plus Inc
Address
501 N Clinton St, Bloomington, IL 61701
Preparer
Rick A Johnson
Phone
3098274010
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

OFFICE EXPENSES 9776.

Form 990EZ, Part I, Line 16

Recognition - appreciation 746.

Form 990EZ, Part I, Line 16

INSURANCE 6268.

Form 990EZ, Part I, Line 16

Depreciation 2279.

Form 990EZ, Part II, Line 24

Equipment & depreciable assets 5420. 2881.

Raw XML Appendix188 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KIM CRUTCHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SHEILA WINKLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JEREMY STUDEBAKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3HANNAH EISNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4GEORGE BOYLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JENNIFER ROBERTS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6GEORGE BOYLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt05420
IRS990EZ/OtherAssetsTotalDetail/EOYAmt02881
IRS990EZ/OtherExpensesTotalAmt019069
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
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IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE PRIMARY EXEMPT PURPOSE IS TO SERVE AS A REPRESENTATIVE PAYEE TO ASSIST INDIVIDUALS WITH SEVERE AND PERSISTENT MENTAL ILLNESS, WITH PERSISTENT SUBSTANCE ABUSE, WHO ARE INTELLECTUALLY CHALLENGED, OR HAVE PHYSICAL DISABILITIES THAT MAKE IT IMPOSSIBLE FOR THEM TO PROPERLY HANDLE THEIR FINANCIAL
IRS990EZ/PrintingPublicationsPostageAmt04263
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IRS990EZ/TotalExpensesAmt0126224
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0686428
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IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearAmt0321
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IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt0471
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OFFICE EXPENSES 9776.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1RECOGNITION - APPRECIATION 746.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2INSURANCE 6268.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Depreciation 2279.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4EQUIPMENT & DEPRECIABLE ASSETS 5420. 2881.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part II, Line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT H MERCER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0FINANCIAL ADMIN
ReturnHeader/BusinessOfficerGrp/PhoneNum03092008664
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-02-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0KTB FINANCIAL SERVICES INC
ReturnHeader/Filer/BusinessNameControlTxt0KTBF
ReturnHeader/Filer/EIN0471010672
ReturnHeader/Filer/PhoneNum03092008664
ReturnHeader/Filer/USAddress/AddressLine1Txt01301 WEST WASHINGTON STREET
ReturnHeader/Filer/USAddress/CityNm0BLOOMINGTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd061701
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0371303628
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Tax & Accounting Plus Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0501 N Clinton St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Bloomington
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd061701
ReturnHeader/PreparerPersonGrp/PhoneNum03098274010
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Rick A Johnson
ReturnHeader/ReturnTs02025-06-05T14:15:22-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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