Civic Intelligence

Ins Agents & Brokers of Maryland Inc

EIN 47-0901656 • 501(c)6 • Mechanicsburg, PA

Profile

The purpose of the corporation is to promote the interest, welfare and common good of the insurance agency business and the american agency system in particular; deal by lawful means with the common problems and concerns; foster lawful cooperative action in areas affecting the business of members; act as an advocate and representative before government bodies; establish policies and conduct activities for the advancement of the insurance agency business and the american agency system in particular; promote the agency business, provide educational and professional development, foster professional conduct and gather and disseminate information; and engage in any lawful act or activity for which nonprofit corporations may be organized under the nonprofit corporation law of the commonwealth of pennsylvania.

650 Wilson Lane Suite 200Mechanicsburg, PA 17055

iabforme.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

89th percentile

0.58x

Higher debt load relative to assets than 89% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

97th percentile

1.50x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Net Margin

47th percentile

3.5%

Higher net margin than 47% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

30th percentile

$0

Higher top officer pay than 30% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Asset Growth

50th percentile

5.2%

Faster asset growth than 50% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

59th percentile

9.0%

Faster revenue growth than 59% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets89th percentile

Assets

Up

$1,226,386

Up $225,308 (+23%) from 2023

Liabilities

Up

$715,779

Up $159,251 (+29%) from 2023

Net Assets

Up

$510,607

Up $66,057 (+15%) from 2023

Operations
Liabilities / Revenue97th percentileNet Margin47th percentile

Revenue

Up

$477,298

Up $101,438 (+27%) from 2023

Expenses

Up

$460,803

Up $70,065 (+18%) from 2023

Net Income

Up

$16,495

Up $31,373 (+211%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth50th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $688,204Liabilities 2011: $244,199Net Assets 2011: $444,0052011Assets 2012: $680,805Liabilities 2012: $251,820Net Assets 2012: $428,9852012Assets 2013: $665,107Liabilities 2013: $230,057Net Assets 2013: $435,0502013Assets 2014: $684,166Liabilities 2014: $250,120Net Assets 2014: $434,0462014Assets 2015: $708,810Liabilities 2015: $289,894Net Assets 2015: $418,9162015Assets 2016: $612,770Liabilities 2016: $218,234Net Assets 2016: $394,5362016Assets 2017: $646,555Liabilities 2017: $247,800Net Assets 2017: $398,7552017Assets 2018: $1,210,571Liabilities 2018: $781,992Net Assets 2018: $428,5792018Assets 2019: $1,706,692Liabilities 2019: $1,294,000Net Assets 2019: $412,6922019Assets 2020: $1,055,307Liabilities 2020: $673,377Net Assets 2020: $381,9302020Assets 2021: $1,099,228Liabilities 2021: $619,858Net Assets 2021: $479,3702021Assets 2022: $1,097,058Liabilities 2022: $624,244Net Assets 2022: $472,8142022Assets 2023: $1,001,078Liabilities 2023: $556,528Net Assets 2023: $444,5502023Assets 2025: $1,226,386Liabilities 2025: $715,779Net Assets 2025: $510,6072025

Highlighted filing

2025

Assets$1,226,386
Liabilities$715,779
Net Assets$510,607
Open 2025 Filing

Operations Trend

Revenue Growth59th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $665,251Expenses 2011: $674,353Net Income 2011: -$9,1022011Revenue 2012: $652,123Expenses 2012: $655,464Net Income 2012: -$3,3412012Revenue 2013: $651,749Expenses 2013: $645,500Net Income 2013: $6,2492013Revenue 2014: $628,929Expenses 2014: $640,994Net Income 2014: -$12,0652014Revenue 2015: $635,403Expenses 2015: $652,358Net Income 2015: -$16,9552015Revenue 2016: $608,075Expenses 2016: $611,154Net Income 2016: -$3,0792016Revenue 2017: $614,018Expenses 2017: $612,520Net Income 2017: $1,4982017Revenue 2018: $532,854Expenses 2018: $514,819Net Income 2018: $18,0352018Revenue 2019: $490,936Expenses 2019: $492,510Net Income 2019: -$1,5742019Revenue 2020: $489,794Expenses 2020: $460,580Net Income 2020: $29,2142020Revenue 2021: $433,900Expenses 2021: $404,833Net Income 2021: $29,0672021Revenue 2022: $443,664Expenses 2022: $421,550Net Income 2022: $22,1142022Revenue 2023: $375,860Expenses 2023: $390,738Net Income 2023: -$14,8782023Revenue 2025: $477,298Expenses 2025: $460,803Net Income 2025: $16,4952025

Highlighted filing

2025

Revenue$477,298
Expenses$460,803
Net Income$16,495
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,226,386
Liabilities
$715,779
Net assets
$510,607
Revenue
$477,298
Expenses
$460,803
Net income
$16,495
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.23$0.72$0.51$0.48$0.46$0.02
2023Summary only. Only limited summary data is available for this year.$1.00$0.56$0.44$0.38$0.39$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.10$0.62$0.47$0.44$0.42$0.02
2021Summary only. Only limited summary data is available for this year.$1.10$0.62$0.48$0.43$0.40$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.06$0.67$0.38$0.49$0.46$0.03
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.71$1.29$0.41$0.49$0.49$0.00
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.21$0.78$0.43$0.53$0.51$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.65$0.25$0.40$0.61$0.61$0.00
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.61$0.22$0.39$0.61$0.61$0.00
2015Summary only. Only limited summary data is available for this year.$0.71$0.29$0.42$0.64$0.65$0.02
2014Summary only. Only limited summary data is available for this year.$0.68$0.25$0.43$0.63$0.64$0.01
2013Summary only. Only limited summary data is available for this year.$0.67$0.23$0.44$0.65$0.65$0.01
2012Summary only. Only limited summary data is available for this year.$0.68$0.25$0.43$0.65$0.66$0.00
2011Summary only. Only limited summary data is available for this year.$0.69$0.24$0.44$0.67$0.67$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Feb 6, 2026
Return Version
2024v5.0
Gross Receipts
$787,682
Mission and Program Overview

Mission

The purpose of the corporation is to promote the interest, welfare and common good of the insurance agency business and the american agency system in particular; deal by lawful means with the common problems and concerns; foster lawful cooperative action in areas affecting the business of members; act as an advocate and representative before government bodies; establish policies and conduct activities for the advancement of the insurance agency business and the american agency system in particular; promote the agency business, provide educational and professional development, foster professional conduct and gather and disseminate information; and engage in any lawful act or activity for which nonprofit corporations may be organized under the nonprofit corporation law of the commonwealth of pennsylvania.

The purpose of the corporation is to promote the interest, welfare and common good of the insurance agency business and the american agency system.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$663,604$728,834▲ $65,230
Investments in Publicly Traded Securities$343,023$342,799▼ $224
Investments Other Securities$102,013$102,013→ $0
Cash and Non-Interest-Bearing Accounts$5,122$28,732▲ $23,610
Savings and Temporary Cash Investments$47,511$21,825▼ $25,686
Prepaid Expenses and Deferred Charges$2,700$1,634▼ $1,066
Inventories for Sale or Use$1,268$549▼ $719
Total Assets$1,165,241$1,226,386▲ $61,145
Liabilities
Accounts Payable and Accrued Expenses$584,844$631,357▲ $46,513
Deferred Revenue$85,461$84,422▼ $1,039
Total Liabilities$670,305$715,779▲ $45,474
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$494,936$510,607▲ $15,671
Total Net Assets Fund Balance$494,936$510,607▲ $15,671
Total Liabilities and Net Assets / Fund Balance$1,165,241$1,226,386▲ $61,145

Asset Categories

AssetBook ValueDepreciationBasis
Closely Held Equity Interests$102,013--
Compensation and Service Providers
Top Officer Pay30th percentile

Board Members and Trustees

NameTitle
Mike ThomasChair of Boa
Jason F ErnestPresident &
Greg BennettDirector
Kent ReynoldsDirector
Michael PapaDirector
Timothy a WonderSecretary
Keith E FosterTreasurer &
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$289,495
Investment Income
$30,778
Other Revenue
$157,025
Change in Net Assets
$16,495
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$460,803
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$983$261,261-$262,244
Conferences and Meetings$111,425$101-$111,526
Advertising$28,050--$28,050
Travel$12,172$4,692-$16,864
Office Expenses$5,492$74-$5,566
Fees for Service Investment Mgmnt Fees-$2,918-$2,918
All Other Expenses$1,735$470-$2,205
Other Expenses$1,922$992-$1,922
Occupancy-$1,676-$1,676
Total Functional Expenses$188,619$272,184$0$460,803
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Total Nondeductible Lobbying and Political Cost$94,792
Current Year Nondeductible Lobbying and Political Cost$82,178
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization is organized as a not for profit corporation with members.”

Form 990, Page 6, Part VI, Line 7A

“The bylaws dictate that the members elect the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“The members ratify and affirm all activities and actions undertaken by the board of directors, volunteers and staff during the year.”

Form 990, Page 6, Part VI, Line 11B

“After review by organization management, the form 990 is posted to the board website for their review and comments.”

Form 990, Page 6, Part VI, Line 12C

“The ceo and cfo monitor proposed or ongoing transactions for conflicts of interest and disclose them to the chairman of the board. The chairman determines the course of action.”

Form 990, Page 6, Part VI, Line 19

“The bylaws, conflict of interest policy statement and a summary of the reviewed financial statements are published for the public and members via the website.”

Filing and Contact Details

Filer

Filer Name
Ins Agents & Brokers of Maryland
EIN
47-0901656
Phone
7177959100
Address
650 WILSON LANE SUITE 200, MECHANICSBURG, PA 17055

Signing Officer

Name
Jason F Ernest
Title
President & CEO
Phone
7177959100
Signed
2026-02-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jason F Ernest
Formed
2002
Legal Domicile
Pa
Voting Board Members
4
Independent Board Members
4
Employees
0
Volunteers
13

Preparer

Firm
Brown Plus
Address
210 GRANDVIEW AVE, CAMP HILL, PA 17011-1706
Preparer
Timothy D Grunstra
Phone
7177617171
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“The purpose of the corporation is to promote the interest, welfare and common good of the insurance agency business and the american agency system in particular; deal by lawful means with the common problems and concerns; foster lawful cooperative action in areas affecting the business of members; act as an advocate and representative before government bodies; establish policies and conduct activities for the advancement of the insurance agency business and the american agency system in particular; promote the agency business, provide educational and professional development, foster professional conduct and gather and disseminate information; and engage in any lawful act or activity for which nonprofit corporations may be organized under the nonprofit corporation law of the commonwealth of pennsylvania.”

Form 990, Page 2, Part III, Line 4D

“Dues provide or/are a resource for the product and service needs of our members and customers”

Raw XML Appendix374 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0true
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0584844
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0631357
IRS990/AccountsReceivableGrp/BOYAmt0663604
IRS990/AccountsReceivableGrp/EOYAmt0728834
IRS990/AcctCompileOrReviewBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE PURPOSE OF THE CORPORATION IS TO PROMOTE THE INTEREST, WELFARE AND COMMON GOOD OF THE INSURANCE AGENCY BUSINESS AND THE AMERICAN AGENCY SYSTEM.
IRS990/AdvertisingGrp/ProgramServicesAmt028050
IRS990/AdvertisingGrp/TotalAmt028050
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0470
IRS990/AllOtherExpensesGrp/ProgramServicesAmt01735
IRS990/AllOtherExpensesGrp/TotalAmt02205
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0false
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0KEITH E FOSTER
IRS990/BooksInCareOfDetail/PhoneNum07177959100
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0650 WILSON LANE SUITE 200
IRS990/BooksInCareOfDetail/USAddress/CityNm0MECHANICSBURG
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd017055
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt05122
IRS990/CashNonInterestBearingGrp/EOYAmt028732
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt0101
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt0111425
IRS990/ConferencesMeetingsGrp/TotalAmt0111526
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt030778
IRS990/CYOtherExpensesAmt0460803
IRS990/CYOtherRevenueAmt0157025
IRS990/CYProgramServiceRevenueAmt0289495
IRS990/CYRevenuesLessExpensesAmt016495
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0460803
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0477298
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt085461
IRS990/DeferredRevenueGrp/EOYAmt084422
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0MEMBER EVENTS AND PRODUCTS PROVIDE OPPORTUNITES FOR MEMBERS AND PARTNERS TO CONNECT ON INDUSTRY AND ASSOCIATION MATTERS
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt00
IRS990/ExpenseAmt022377
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt0261261
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt0983
IRS990/FeesForServicesManagementGrp/TotalAmt0262244
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt02918
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt02918
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0GREG BENNETT
IRS990/Form990PartVIISectionAGrp/PersonNm1MICHAEL PAPA
IRS990/Form990PartVIISectionAGrp/PersonNm2KENT REYNOLDS
IRS990/Form990PartVIISectionAGrp/PersonNm3MIKE THOMAS
IRS990/Form990PartVIISectionAGrp/PersonNm4JASON F ERNEST
IRS990/Form990PartVIISectionAGrp/PersonNm5KEITH E FOSTER
IRS990/Form990PartVIISectionAGrp/PersonNm6TIMOTHY A WONDER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHAIR OF BOA
IRS990/Form990PartVIISectionAGrp/TitleTxt4PRESIDENT &
IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER &
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr02002
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/SecuritiesAmt09468
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt04
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0319852
IRS990/GrossReceiptsAmt0787682
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt04
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InventoriesForSaleOrUseGrp/BOYAmt01268
IRS990/InventoriesForSaleOrUseGrp/EOYAmt0549
IRS990/InvestmentIncomeGrp/ExclusionAmt021310
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt021310
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0102013
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0102013
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0343023
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0342799
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0PA
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0310384
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE PURPOSE OF THE CORPORATION IS TO PROMOTE THE INTEREST, WELFARE AND COMMON GOOD OF THE INSURANCE AGENCY BUSINESS AND THE AMERICAN AGENCY SYSTEM IN PARTICULAR; DEAL BY LAWFUL MEANS WITH THE COMMON PROBLEMS AND CONCERNS; FOSTER LAWFUL COOPERATIVE ACTION IN AREAS AFFECTING THE BUSINESS OF MEMBERS; ACT AS AN ADVOCATE AND REPRESENTATIVE BEFORE GOVERNMENT BODIES; ESTABLISH POLICIES AND CONDUCT ACTIVITIES FOR THE ADVANCEMENT OF THE INSURANCE AGENCY BUSINESS AND THE AMERICAN AGENCY SYSTEM IN PARTICULAR; PROMOTE THE AGENCY BUSINESS, PROVIDE EDUCATIONAL AND PROFESSIONAL DEVELOPMENT, FOSTER PROFESSIONAL CONDUCT AND GATHER AND DISSEMINATE INFORMATION; AND ENGAGE IN ANY LAWFUL ACT OR ACTIVITY FOR WHICH NONPROFIT CORPORATIONS MAY BE ORGANIZED UNDER THE NONPROFIT CORPORATION LAW OF THE COMMONWEALTH OF PENNSYLVANIA.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0494936
IRS990/NetAssetsOrFundBalancesEOYAmt0510607
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt09468
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt09468
IRS990/NetUnrlzdGainsLossesInvstAmt0-824
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0494936
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0510607
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt01676
IRS990/OccupancyGrp/TotalAmt01676
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt074
IRS990/OfficeExpensesGrp/ProgramServicesAmt05492
IRS990/OfficeExpensesGrp/TotalAmt05566
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherExpensesGrp/Desc0INDEPENDENT CONTRACTORS
IRS990/OtherExpensesGrp/Desc1CREDIT CARD FEES
IRS990/OtherExpensesGrp/Desc2SCHOLARSHIPS & AWARDS
IRS990/OtherExpensesGrp/Desc3COGS
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IRS990/OtherExpensesGrp/ProgramServicesAmt19703
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IRS990/OtherExpensesGrp/ProgramServicesAmt31922
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IRS990/OtherRevenueMiscGrp/Desc1OTHER INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt025382
IRS990/OtherRevenueMiscGrp/ExclusionAmt1487
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt025382
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1487
IRS990/OtherRevenueTotalAmt025869
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02700
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01634
IRS990/PrincipalOfficerNm0JASON F ERNEST
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IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0PROFESSIONAL TRAINING PROGRAM
IRS990/ProgramServiceRevenueGrp/Desc1MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/Desc2SPONSORSHIPS
IRS990/ProgramServiceRevenueGrp/Desc3EVENTS & MEMBER PRODUCTS
IRS990/ProgramServiceRevenueGrp/Desc4LOBBYING
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt154873
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt229842
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt319619
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt229842
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IRS990/ProgSrvcAccomActy2Grp/Desc0INDUSTRY LEADERS SUPPORTING AND/OR PROVIDING EDUCATIONAL, TRAINING AND PROFESSIONAL DEVELOPMENT OPPORTUNITES RELEVANT TO THE NEEDS OF OUR MEMBERS, CUSTOMERS AND THE INDUSTRY AT LARGE
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0143658
IRS990/ProgSrvcAccomActy3Grp/Desc0ADVOCATE FOR MEMBERS' INTERESTS BEFORE THE GOVERNMENT AND LEGAL SYSTEM, OUR COMPANIES AND THE PUBLIC
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt017135
IRS990/ProgSrvcAccomActyOtherGrp/Desc0DUES PROVIDE OR/ARE A RESOURCE FOR THE PRODUCT AND SERVICE NEEDS OF OUR MEMBERS AND CUSTOMERS
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IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt013842
IRS990/PYOtherExpensesAmt0419814
IRS990/PYOtherRevenueAmt0139699
IRS990/PYProgramServiceRevenueAmt0284435
IRS990/PYRevenuesLessExpensesAmt018162
IRS990/PYTotalExpensesAmt0419814
IRS990/PYTotalRevenueAmt0437976
IRS990/ReconcilationRevenueExpnssAmt016495
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IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt0131156
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IRS990ScheduleC/DuesAssessmentsAmt096943
IRS990ScheduleC/NonDedLbbyngPltclCyovAmt012614
IRS990ScheduleC/NonDeductibleLbbyngPltclCYAmt082178
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE PURPOSE OF THE CORPORATION IS TO PROMOTE THE INTEREST, WELFARE AND COMMON GOOD OF THE INSURANCE AGENCY BUSINESS AND THE AMERICAN AGENCY SYSTEM IN PARTICULAR; DEAL BY LAWFUL MEANS WITH THE COMMON PROBLEMS AND CONCERNS; FOSTER LAWFUL COOPERATIVE ACTION IN AREAS AFFECTING THE BUSINESS OF MEMBERS; ACT AS AN ADVOCATE AND REPRESENTATIVE BEFORE GOVERNMENT BODIES; ESTABLISH POLICIES AND CONDUCT ACTIVITIES FOR THE ADVANCEMENT OF THE INSURANCE AGENCY BUSINESS AND THE AMERICAN AGENCY SYSTEM IN PARTICULAR; PROMOTE THE AGENCY BUSINESS, PROVIDE EDUCATIONAL AND PROFESSIONAL DEVELOPMENT, FOSTER PROFESSIONAL CONDUCT AND GATHER AND DISSEMINATE INFORMATION; AND ENGAGE IN ANY LAWFUL ACT OR ACTIVITY FOR WHICH NONPROFIT CORPORATIONS MAY BE ORGANIZED UNDER THE NONPROFIT CORPORATION LAW OF THE COMMONWEALTH OF PENNSYLVANIA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DUES PROVIDE OR/ARE A RESOURCE FOR THE PRODUCT AND SERVICE NEEDS OF OUR MEMBERS AND CUSTOMERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION IS ORGANIZED AS A NOT FOR PROFIT CORPORATION WITH MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BYLAWS DICTATE THAT THE MEMBERS ELECT THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE MEMBERS RATIFY AND AFFIRM ALL ACTIVITIES AND ACTIONS UNDERTAKEN BY THE BOARD OF DIRECTORS, VOLUNTEERS AND STAFF DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5AFTER REVIEW BY ORGANIZATION MANAGEMENT, THE FORM 990 IS POSTED TO THE BOARD WEBSITE FOR THEIR REVIEW AND COMMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CEO AND CFO MONITOR PROPOSED OR ONGOING TRANSACTIONS FOR CONFLICTS OF INTEREST AND DISCLOSE THEM TO THE CHAIRMAN OF THE BOARD. THE CHAIRMAN DETERMINES THE COURSE OF ACTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE BYLAWS, CONFLICT OF INTEREST POLICY STATEMENT AND A SUMMARY OF THE REVIEWED FINANCIAL STATEMENTS ARE PUBLISHED FOR THE PUBLIC AND MEMBERS VIA THE WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0188619
IRS990/TotalFunctionalExpensesGrp/TotalAmt0460803
IRS990/TotalGrossUBIAmt00
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IRS990/TotalLiabilitiesEOYAmt0715779
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IRS990/TotalOtherProgSrvcExpenseAmt05449
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt0417
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt0417
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IRS990/TotalProgramServiceRevenueAmt0289495
IRS990/TotalRevenueGrp/ExclusionAmt0187803
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0477298
IRS990/TotalVolunteersCnt013
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01165241
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01226386
IRS990/TravelGrp/ManagementAndGeneralAmt04692
IRS990/TravelGrp/ProgramServicesAmt012172
IRS990/TravelGrp/TotalAmt016864
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0650 WILSON LANE SUITE 200
IRS990/USAddress/CityNm0MECHANICSBURG
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd017055
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0IABFORME.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JASON F ERNEST
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT & CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07177959100
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0INS AGENTS & BROKERS OF MARYLAND
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0INC
ReturnHeader/Filer/BusinessNameControlTxt0INSA
ReturnHeader/Filer/EIN0470901656
ReturnHeader/Filer/PhoneNum07177959100
ReturnHeader/Filer/USAddress/AddressLine1Txt0650 WILSON LANE SUITE 200
ReturnHeader/Filer/USAddress/CityNm0MECHANICSBURG
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd017055
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0251644159
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BROWN PLUS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0210 GRANDVIEW AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CAMP HILL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0170111706
ReturnHeader/PreparerPersonGrp/PhoneNum07177617171
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TIMOTHY D GRUNSTRA
ReturnHeader/ReturnTs02026-02-11T16:43:04-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-04-01
ReturnHeader/TaxPeriodEndDt02025-03-31
ReturnHeader/TaxYr02024

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