Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on the latest valid filing.
EIN 47-0826426 • 501(c)3 • Fremont, NE
Profile
American Consumer Credit Education Support Services, Inc. (ACCESS) provides credit education services to the general public, consumers and credit grantors. This service is accomplished by gathering information regarding various trends, events, or issues within the credit industry and their effects on the economy and individuals. This information is disseminated via our websites.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on the latest valid filing.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.
Net Margin
11th percentile
Higher net margin than 11% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
25th percentile
Faster asset growth than 25% of similar nonprofits.
Revenue Growth
21st percentile
Faster revenue growth than 21% of similar nonprofits.
Assets
Down$54,265
Down $28,076 (-34%) from 2023
Liabilities
-
No earlier filing loaded for comparison.
Net Assets
Down$54,265
Down $28,076 (-34%) from 2023
Revenue
Down$36,768
Down $28,628 (-44%) from 2023
Expenses
Up$64,844
Up $3,574 (+5.8%) from 2023
Net Income
Down-$28,076
Down $32,202 (-780%) from 2023
Most recent year
2024 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.
The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2023 below.
American Consumer Credit Education Support Services, Inc. (ACCESS) provides credit education services to the general public, consumers and credit grantors. This service is accomplished by gathering information regarding various trends, events, or issues within the credit industry and their effects on the economy and individuals. This information is disseminated via our websites.
| Description | Grants | Expenses |
|---|---|---|
| AMERICAN CONSUMER CREDIT EDUCATION SUPPORT SERVICES, INC. (ACCESS) PROVIDES CREDIT INFORMATION AND ASSISTANCE TO BOTH CONSUMERS AND CREDIT GRANTORS. THIS SERVICE IS ACCOMPLISHED BY GATHERING INFORMATION REGARDING VARIOUS TRENDS WITHIN THE CREDIT INDUSTRY AND THEIR EFFECTS ON THE ECONOMY AND INDIVIDUALS. IN 2023, ACCESS PUBLISHED 101 ARTICLES ON THE WEBSITE; OVER 321 COMMENTS ON ARTICLES PUBLISHED, 12 NEWSLETTERS PUBLISHED WITH 831 USERS RECEIVING THE NEWSLETTER: A TOTAL OF 1,088 REGISTERED USERS.CONTINUED DEVELOPMENT ON OUR WEBSITE WWW.MASTERINGMONEYBASICS.ORG WHICH FOCUSES ON EDUCATING CHILDREN ON MONEY, FINANCE AND CREDIT. THE SITE PROMOTES OUR ANNUAL WRITING CONTEST. OUR LONG-TERM GOAL IS TO CREATE BOOKS TO HELP EDUCATE CHILDREN ABOUT MONEY, CREDIT AND FINANCES. | - | $61,270 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| ROXANNE KRACL | Treasurer | - | $0 | - | - |
| DEBORAH WRIGHT | Secretary | - | $0 | - | - |
| J MALMBERG | Director | PT | $0 | - | - |
“Office Expenses $94”
“Conferences, Conventions, and Meetings $1005”
“DONATED SERVICES $30212”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | DEBORAH WRIGHT |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 4027273991 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 302 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | FREMONT |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NE |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 68026 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 78215 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 82341 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 65233 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 4126 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 24715 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 78215 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 82341 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 65396 |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 163 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 78215 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 82341 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 78215 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 82341 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 5000 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 11.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | ROXANNE KRACL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | DEBORAH WRIGHT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | J MALMBERG |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Secretary |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Director |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 31311 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | American Consumer Credit Education Support Services, Inc. (ACCESS) provides credit education services to the general public, consumers and credit grantors. This service is accomplished by gathering information regarding various trends, events, or issues within the credit industry and their effects on the economy and individuals. This information is disseminated via our websites. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 244 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | AMERICAN CONSUMER CREDIT EDUCATION SUPPORT SERVICES, INC. (ACCESS) PROVIDES CREDIT INFORMATION AND ASSISTANCE TO BOTH CONSUMERS AND CREDIT GRANTORS. THIS SERVICE IS ACCOMPLISHED BY GATHERING INFORMATION REGARDING VARIOUS TRENDS WITHIN THE CREDIT INDUSTRY AND THEIR EFFECTS ON THE ECONOMY AND INDIVIDUALS. IN 2023, ACCESS PUBLISHED 101 ARTICLES ON THE WEBSITE; OVER 321 COMMENTS ON ARTICLES PUBLISHED, 12 NEWSLETTERS PUBLISHED WITH 831 USERS RECEIVING THE NEWSLETTER: A TOTAL OF 1,088 REGISTERED USERS.CONTINUED DEVELOPMENT ON OUR WEBSITE WWW.MASTERINGMONEYBASICS.ORG WHICH FOCUSES ON EDUCATING CHILDREN ON MONEY, FINANCE AND CREDIT. THE SITE PROMOTES OUR ANNUAL WRITING CONTEST. OUR LONG-TERM GOAL IS TO CREATE BOOKS TO HELP EDUCATE CHILDREN ABOUT MONEY, CREDIT AND FINANCES. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 61270 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 61270 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 61270 |
| IRS990EZ/TotalRevenueAmt | 0 | 65396 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.GUARDMYCREDITFILE.ORG |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 65232 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 70990 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 98638 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 72311 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 63644 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 370815 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 163 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 36 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 11 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 145 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 644 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 999 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 163 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 36 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 11 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 145 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 644 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 999 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00270 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00480 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/Post1975UBTIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.99730 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.99520 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 370815 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 65232 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 70990 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 98638 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 72311 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 63644 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 370815 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 65395 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 71026 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 98649 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 72456 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 64288 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 371814 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Office Expenses $94 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Conferences, Conventions, and Meetings $1005 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DONATED SERVICES $30212 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Expenses.1002 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other Expenses.1007 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other Expenses.1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd | 0 | FAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2023-04-26 12:10:37Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DEBORAH WRIGHT |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Secretary |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2024-05-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | AMERICAN CONSUMER CREDIT EDUCATION |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | SUPPORT SERVICES INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | AMER |
| ReturnHeader/Filer/EIN | 0 | 470826426 |
| ReturnHeader/Filer/PhoneNum | 0 | 4027212107 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 302 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | FREMONT |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NE |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 68026 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 470358808 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Erickson & Brooks |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | P O Box 1270 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Fremont |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 68026 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4027213454 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KENT P SPEICHER |
| ReturnHeader/ReturnTs | 0 | 2024-05-14T13:24:09-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | DEBORAH |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | WRIGHT |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2023-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2023-12-31 |
| ReturnHeader/TaxYr | 0 | 2023 |
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