Civic Intelligence

Central Nebraska Community Services Inc

EIN 47-0495122 • 501(c)3 • Loup City, NE

View Organization Page

Profile

Partnering with individuals and families to encourage independence through community-based solutions.

PO Box 509Loup City, NE 68853-0509

www.welcome2cncs.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

35th percentile

0.07x

Higher debt load relative to assets than 35% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

23rd percentile

0.06x

Higher debt load relative to revenue than 23% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Net Margin

48th percentile

3.7%

Higher net margin than 48% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

25th percentile

$114,334

Higher top officer pay than 25% of similar nonprofits.

Top officer pay equals 0.7% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Asset Growth

50th percentile

4.3%

Faster asset growth than 50% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

28th percentile

-3.0%

Faster revenue growth than 28% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets35th percentile

Assets

Up

$12,220,861

Up $486,634 (+4.1%) from 2023

Liabilities

Up

$897,644

Up $78,422 (+9.6%) from 2023

Net Assets

Up

$11,323,217

Up $408,212 (+3.7%) from 2023

Operations
Liabilities / Revenue23rd percentileNet Margin48th percentile

Revenue

Down

$15,256,015

Down $155,177 (-1.0%) from 2023

Expenses

Down

$14,694,058

Down $213,889 (-1.4%) from 2023

Net Income

Up

$561,957

Up $58,712 (+12%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth50th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $7,831,054Liabilities 2010: $437,813Net Assets 2010: $7,393,2412010Assets 2011: $7,949,020Liabilities 2011: $628,837Net Assets 2011: $7,320,1832011Assets 2012: $8,425,084Liabilities 2012: $537,812Net Assets 2012: $7,887,2722012Assets 2013: $8,182,710Liabilities 2013: $258,154Net Assets 2013: $7,924,5562013Assets 2014: $8,318,561Liabilities 2014: $224,499Net Assets 2014: $8,094,0622014Assets 2015: $8,005,211Liabilities 2015: $239,331Net Assets 2015: $7,765,8802015Assets 2016: $8,278,760Liabilities 2016: $259,642Net Assets 2016: $8,019,1182016Assets 2017: $8,713,136Liabilities 2017: $255,385Net Assets 2017: $8,457,7512017Assets 2018: $9,123,913Liabilities 2018: $285,646Net Assets 2018: $8,838,2672018Assets 2019: $10,260,066Liabilities 2019: $573,432Net Assets 2019: $9,686,6342019Assets 2020: $10,157,873Liabilities 2020: $568,240Net Assets 2020: $9,589,6332020Assets 2021: $10,469,717Liabilities 2021: $601,178Net Assets 2021: $9,868,5392021Assets 2022: $11,182,517Liabilities 2022: $770,757Net Assets 2022: $10,411,7602022Assets 2023: $11,734,227Liabilities 2023: $819,222Net Assets 2023: $10,915,0052023Assets 2025: $12,220,861Liabilities 2025: $897,644Net Assets 2025: $11,323,2172025

Highlighted filing

2025

Assets$12,220,861
Liabilities$897,644
Net Assets$11,323,217
Open 2025 Filing

Operations Trend

Revenue Growth28th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $12,222,2842010Expenses 2011: $12,484,7542011Expenses 2012: $11,867,1032012Revenue 2013: $10,519,134Expenses 2013: $10,777,624Net Income 2013: -$258,4902013Revenue 2014: $10,807,897Expenses 2014: $10,638,391Net Income 2014: $169,5062014Revenue 2015: $10,949,939Expenses 2015: $11,278,121Net Income 2015: -$328,1822015Revenue 2016: $11,512,627Expenses 2016: $11,239,760Net Income 2016: $272,8672016Revenue 2017: $11,006,445Expenses 2017: $10,567,812Net Income 2017: $438,6332017Revenue 2018: $11,514,849Expenses 2018: $11,134,333Net Income 2018: $380,5162018Revenue 2019: $12,383,336Expenses 2019: $11,534,969Net Income 2019: $848,3672019Revenue 2020: $12,829,627Expenses 2020: $12,926,628Net Income 2020: -$97,0012020Revenue 2021: $14,681,760Expenses 2021: $14,402,854Net Income 2021: $278,9062021Revenue 2022: $15,277,585Expenses 2022: $14,734,364Net Income 2022: $543,2212022Revenue 2023: $15,411,192Expenses 2023: $14,907,947Net Income 2023: $503,2452023Revenue 2025: $15,256,015Expenses 2025: $14,694,058Net Income 2025: $561,9572025

Highlighted filing

2025

Revenue$15,256,015
Expenses$14,694,058
Net Income$561,957
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$12,220,861
Liabilities
$897,644
Net assets
$11,323,217
Revenue
$15,256,015
Expenses
$14,694,058
Net income
$561,957
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.2$0.90$11.3$15.3$14.7$0.56
2023Summary only. Only limited summary data is available for this year.$11.7$0.82$10.9$15.4$14.9$0.50
2022Summary only. Only limited summary data is available for this year.$11.2$0.77$10.4$15.3$14.7$0.54
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.5$0.60$9.87$14.7$14.4$0.28
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.2$0.57$9.59$12.8$12.9$0.10
2019Summary only. Only limited summary data is available for this year.$10.3$0.57$9.69$12.4$11.5$0.85
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.12$0.29$8.84$11.5$11.1$0.38
2017Summary only. Only limited summary data is available for this year.$8.71$0.26$8.46$11.0$10.6$0.44
2016Summary only. Only limited summary data is available for this year.$8.28$0.26$8.02$11.5$11.2$0.27
2015Detailed filing. Detailed filing data is available for this year.$8.01$0.24$7.77$10.9$11.3$0.33
2014Detailed filing. Detailed filing data is available for this year.$8.32$0.22$8.09$10.8$10.6$0.17
2013Summary only. Only limited summary data is available for this year.$8.18$0.26$7.92$10.5$10.8$0.26
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.43$0.54$7.89$11.9
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.95$0.63$7.32$12.5
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.83$0.44$7.39$12.2
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Jan 14, 2026
Return Version
2024v5.5
Gross Receipts
$15,329,479
Mission and Program Overview

Mission

Partnering with individuals and families to encourage economic stability to gain independence through community-based solutions.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$8,180,000$9,064,476▲ $884,476
Land, Buildings, and Equipment, Net$1,677,873$1,469,923▼ $207,950
Pledges and Grants Receivable$1,597,847$1,393,665▼ $204,182
Savings and Temporary Cash Investments$158,166$165,853▲ $7,687
Inventories for Sale or Use$105,513$126,944▲ $21,431
Total Assets$11,719,399$12,220,861▲ $501,462
Liabilities
Accounts Payable and Accrued Expenses$958,139$897,644▼ $60,495
Total Liabilities$958,139$897,644▼ $60,495
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$9,354,941$9,840,933▲ $485,992
Net Assets With Donor Restrictions$1,406,319$1,482,284▲ $75,965
Total Net Assets Fund Balance$10,761,260$11,323,217▲ $561,957
Total Liabilities and Net Assets / Fund Balance$11,719,399$12,220,861▲ $501,462

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,218,567$4,571,973$5,790,540
Equipment$251,356$2,261,873$2,513,229
Other Land Buildings$0$12,324$12,324
Compensation and Service Providers
Top Officer Pay25th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Donna ObermillerFiscal DirectorFT$100,086$14,248$114,334
Cheryl HolcombExecutive DirectorFT$99,878$14,336$114,214

Board Members and Trustees

NameTitle
Roger GoldfishPresident
Ann HerbigBoard Member
Ann KawataBoard Member
Barbara StefanowiczBoard Member
Brian WhitecalfBoard Member
Connie PetersBoard Member
David SiegelBoard Member
Debra ZarekBoard Member
Dennis GoodrichBoard Member
Dennis JareckeBoard Member
Dennis WadsworthBoard Member
Doug FrahmBoard Member
Gary QuandtBoard Member
Holly MyersBoard Member
Jan PlackeBoard Member
Janice SteensonBoard Member
Kirt LukasewiczBoard Member
Luella SpilinekBoard Member
Misty RowleyBoard Member
Mitzi TvrdikBoard Member
Ron ReillyBoard Member
Stephanie FritzBoard Member
Suellen KoepkeBoard Member
Tammy KleebBoard Member
Teshawna SawyerBoard Member
Brenda KlaneckySecretary/treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Central City Public SchoolsMeals & Related Services1711 15TH AVE, Central City, NE 68826$187,789
Revenue and Support

Revenue Composition

Contributions and Grants
$13,323,360
Program Service Revenue
$1,698,188
Investment Income
$234,467
Other Revenue
$0
Change in Net Assets
$561,957

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeReported AmountValuation Method
Food Inventory$296,268Fair Value of Food
Total Noncash Contributions$296,268-

Audited Revenue Reconciliation

Revenue per Audited Statements
$14,959,747
Revenue Not Reported on Financial Statements
$296,268
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$296,268
Total Revenue per Audited Statements
$14,959,747
Total Revenue per Form 990
$15,256,015
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$8,982,309
Other Expenses$2,999,447
Grants and Similar Amounts Paid$2,712,302
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$6,712,274$499,336-$7,211,610
Grants to Domestic Individuals$2,712,302--$2,712,302
Other Employee Benefits$1,202,291$187,885-$1,390,176
Occupancy$605,635$71,832-$677,467
Insurance$181,247$98,247-$279,494
Depreciation Depletion$231,627--$231,627
Travel$206,312$23,727-$230,039
Current Officers, Directors, Trustees, and Key Employees-$228,548-$228,548
Office Expenses$127,929$54,637-$182,566
Pension Plan Contributions$151,975--$151,975
Other Expenses$97,143$3,894-$101,037
All Other Expenses$85,601$14,000-$99,601
Fees for Services Other$77,580--$77,580
Fees for Services Accounting-$68,114-$68,114
Advertising$9,934$1,298-$11,232
Total Functional Expenses$13,442,540$1,251,518$0$14,694,058

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$14,694,058
Expenses per Audited Statements$14,419,221
Total Expenses per Audited Statements$14,419,221
Expenses Not Reported on Financial Statements$274,837
Other Expense Adjustments$274,837
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“A copy of the form 990 was provided to each member of the board of directors for review and comments prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Form is completed by directors annually at a board meeting and assembled for further review, as necessary.”

Form 990, Part VI, Section B, Line 15

“Annual review of the executive director is performed by the board of directors. Key employees are reviewed annually by the executive director and reviewed by board representatives.”

Form 990, Part VI, Section C, Line 19

“The organization's governing documents, conflict of interest policy and financial statements are kept on file at the organization's office and are available for review upon request.”

Filing and Contact Details

Filer

Filer Name
Central Nebraska Community Action
EIN
47-0495122
Phone
3087450780
Address
PO BOX 509, LOUP CITY, NE 68853-0509

Signing Officer

Name
Donna Obermiller
Title
Fiscal/deputy Director
Phone
3087450780
Signed
2026-01-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Donna Obermiller
Formed
1965
Legal Domicile
Ne
Voting Board Members
26
Independent Board Members
26
Employees
251
Volunteers
1,025

Preparer

Firm
Core Cpas Pc
Address
747 N BURLINGTON AVE STE 401, HASTINGS, NE 68901-4479
Preparer
Mark Dediana CPA
Phone
4024624154
Supplemental Narrative

Additional Explanations

Part XII, Line 2C

“No change has occurred from prior year.”

Financial Statement Notes

PART X, LINE 2:

“Accounting principles generally accepted in the united states of america require the agencys management to evaluate tax positions taken by the agency and recognize a tax liability (or asset) if the agency has taken an uncertain position that more likely than not would not be sustained upon examination by the internal revenue service. The agency is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The agency's management believes it is no longer subject to income tax examinations for years prior to 2022.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“CSFP FOOD VALUE”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“CSFP FOOD VALUE”

FORM 4562, LINE 16:

“The organization maintains detail of buildings, equipment & vehicles inventory by grant program utilizing the assets. A detailed list is available upon request.”

Raw XML AppendixShowing 400 of 618 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0897644
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IRS990/ActivityOrMissionDesc0PARTNERING WITH INDIVIDUALS AND FAMILIES TO ENCOURAGE ECONOMIC STABILITY TO GAIN INDEPENDENCE THROUGH COMMUNITY-BASED SOLUTIONS.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt01298
IRS990/AdvertisingGrp/ProgramServicesAmt09934
IRS990/AdvertisingGrp/TotalAmt011232
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt014000
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IRS990/AllOtherExpensesGrp/TotalAmt099601
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IRS990/BooksInCareOfDetail/PhoneNum03087450780
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IRS990/BooksInCareOfDetail/USAddress/CityNm0LOUP CITY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NE
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0688530509
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IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0187789
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0NE
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IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0CENTRAL CITY PUBLIC SCHOOLS
IRS990/ContractorCompensationGrp/ServicesDesc0MEALS & RELATED SERVICES
IRS990/CreditCounselingInd00
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IRS990/CYGrantsAndSimilarPaidAmt02712302
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IRS990/CYOtherRevenueAmt00
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IRS990/Form990PartVIISectionAGrp/PersonNm9JANICE STEENSON
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IRS990/Form990PartVIISectionAGrp/PersonNm11BRENDA KLANECKY
IRS990/Form990PartVIISectionAGrp/PersonNm12BARBARA STEFANOWICZ
IRS990/Form990PartVIISectionAGrp/PersonNm13JAN PLACKE
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IRS990/Form990PartVIISectionAGrp/PersonNm15HOLLY MYERS
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IRS990/Form990PartVIISectionAGrp/TitleTxt11SECRETARY/TREASURER
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IRS990/Form990PartVIISectionAGrp/TitleTxt20BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt21BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt22BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt23BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt24BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt25PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt26EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt27FISCAL DIRECTOR
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IRS990/ProgSrvcAccomActy2Grp/Desc0SUPPORTIVE SERVICES FOR VETERAN FAMILIES (SSVF)THE SSVF PROGRAM PROVIDES SUPPORTIVE SERVICES TO VERY LOW-INCOME VETERAN FAMILIES WHO: (I) ARE RESIDING IN PERMANENT HOUSING, (II) ARE HOMELESS AND SCHEDULED TO BECOME RESIDENTS OF PERMANENT HOUSING WITHIN A SPECIFIED TIME PERIOD, OR (III) AFTER EXITING PERMANENT HOUSING WITHIN A SPECIFIED TIME PERIOD, ARE SEEKING OTHER HOUSING THAT IS RESPONSIVE TO SUCH VERY LOW-INCOME VETERAN FAMILY'S NEEDS AND PREFERENCES.
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IRS990/ProgSrvcAccomActy2Grp/GrantAmt01465045
IRS990/ProgSrvcAccomActy3Grp/Desc0CONTINUUM OF CARETHE CONTINUUM OF CARE PROGRAM PROVIDES AID TO ASSIST IN REHOUSING FOR VETERANS THAT MEET THE FOLLOWING CRITERIA: (I) DISABLED, AND (II) IN A HOMELESS/NEAR HOMELESS SITUATION; AND FOR INDIVIDUALS THAT ARE: (I) HOMELESS, OR (II) HAVE BEEN A VICTIM OF DOMESTIC ABUSE, OR (III) LIVING IN A SHELTER, OR (IV) LIVING WITH FAMILY/FRIENDS BUT ARE BEING ASKED TO LEAVE.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0915867
IRS990/ProgSrvcAccomActy3Grp/GrantAmt0548925

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