Civic Intelligence

Liberty First Credit Union

EIN 47-0116167 • 501(c)14 • Lincoln, NE

Profile

Financial cooperative encouraging thrift.

501 N 46th StreetLincoln, NE 68503

www.libertyfirstcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

17th percentile

0.86x

Higher debt load relative to assets than 17% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

10th percentile

11.32x

Higher debt load relative to revenue than 10% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

81st percentile

18%

Higher net margin than 81% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

80th percentile

7.2%

Faster asset growth than 80% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

40th percentile

12%

Faster revenue growth than 40% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Assets

Up

$484,609,576

Up $32,419,659 (+7.2%) from 2023

Liabilities

Up

$418,830,785

Up $25,740,365 (+6.5%) from 2023

Net Assets

Up

$65,778,791

Up $6,679,294 (+11%) from 2023

Revenue

Up

$36,992,224

Up $4,060,574 (+12%) from 2023

Expenses

Up

$30,312,930

Up $3,516,871 (+13%) from 2023

Net Income

Up

$6,679,294

Up $543,703 (+8.9%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $144,524,958Liabilities 2010: $128,781,426Net Assets 2010: $15,743,5322010Assets 2011: $146,325,844Liabilities 2011: $130,164,162Net Assets 2011: $16,161,6822011Assets 2012: $151,716,552Liabilities 2012: $134,332,933Net Assets 2012: $17,383,6192012Assets 2013: $152,415,092Liabilities 2013: $133,706,115Net Assets 2013: $18,708,9772013Assets 2014: $174,668,698Liabilities 2014: $154,847,159Net Assets 2014: $19,821,5392014Assets 2015: $204,152,882Liabilities 2015: $182,371,117Net Assets 2015: $21,781,7652015Assets 2016: $223,579,835Liabilities 2016: $199,476,696Net Assets 2016: $24,103,1392016Assets 2017: $253,378,755Liabilities 2017: $226,041,624Net Assets 2017: $27,337,1312017Assets 2018: $270,341,059Liabilities 2018: $238,985,385Net Assets 2018: $31,355,6742018Assets 2019: $305,462,233Liabilities 2019: $269,695,783Net Assets 2019: $35,766,4502019Assets 2020: $352,464,197Liabilities 2020: $311,314,498Net Assets 2020: $41,149,6992020Assets 2021: $400,479,429Liabilities 2021: $353,203,078Net Assets 2021: $47,276,3512021Assets 2022: $422,383,303Liabilities 2022: $369,419,397Net Assets 2022: $52,963,9062022Assets 2023: $452,189,917Liabilities 2023: $393,090,420Net Assets 2023: $59,099,4972023Assets 2024: $484,609,576Liabilities 2024: $418,830,785Net Assets 2024: $65,778,7912024

Highlighted filing

2024

Assets$484,609,576
Liabilities$418,830,785
Net Assets$65,778,791

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $10,531,5532010Expenses 2011: $10,784,3832011Expenses 2012: $11,290,3512012Revenue 2013: $12,056,278Expenses 2013: $11,148,422Net Income 2013: $907,8562013Revenue 2014: $12,193,051Expenses 2014: $11,085,297Net Income 2014: $1,107,7542014Revenue 2015: $14,590,954Expenses 2015: $12,630,728Net Income 2015: $1,960,2262015Revenue 2016: $16,500,918Expenses 2016: $14,179,544Net Income 2016: $2,321,3742016Revenue 2017: $18,518,312Expenses 2017: $15,284,320Net Income 2017: $3,233,9922017Revenue 2018: $21,949,601Expenses 2018: $17,931,058Net Income 2018: $4,018,5432018Revenue 2019: $24,765,581Expenses 2019: $20,354,805Net Income 2019: $4,410,7762019Revenue 2020: $28,869,899Expenses 2020: $23,486,650Net Income 2020: $5,383,2492020Revenue 2021: $27,721,129Expenses 2021: $21,594,477Net Income 2021: $6,126,6522021Revenue 2022: $27,495,724Expenses 2022: $21,808,431Net Income 2022: $5,687,2932022Revenue 2023: $32,931,650Expenses 2023: $26,796,059Net Income 2023: $6,135,5912023Revenue 2024: $36,992,224Expenses 2024: $30,312,930Net Income 2024: $6,679,2942024

Highlighted filing

2024

Revenue$36,992,224
Expenses$30,312,930
Net Income$6,679,294

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$485$419$65.8$37.0$30.3$6.68
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$452$393$59.1$32.9$26.8$6.14
2022Detailed filing. Detailed filing data is available for this year.$422$369$53.0$27.5$21.8$5.69
2021Detailed filing. Detailed filing data is available for this year.$400$353$47.3$27.7$21.6$6.13
2020Detailed filing. Detailed filing data is available for this year.$352$311$41.1$28.9$23.5$5.38
2019Detailed filing. Detailed filing data is available for this year.$305$270$35.8$24.8$20.4$4.41
2018Detailed filing. Detailed filing data is available for this year.$270$239$31.4$21.9$17.9$4.02
2017Detailed filing. Detailed filing data is available for this year.$253$226$27.3$18.5$15.3$3.23
2016Detailed filing. Detailed filing data is available for this year.$224$199$24.1$16.5$14.2$2.32
2015Detailed filing. Detailed filing data is available for this year.$204$182$21.8$14.6$12.6$1.96
2014Detailed filing. Detailed filing data is available for this year.$175$155$19.8$12.2$11.1$1.11
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$152$134$18.7$12.1$11.1$0.91
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$152$134$17.4$11.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$146$130$16.2$10.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$145$129$15.7$10.5
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 22, 2025
Return Version
2024v5.0
Gross Receipts
$37,134,792
Mission and Program Overview

Mission

Financial cooperative encouraging thrift.

Financial cooperative that encourages thrift

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$351,520,093$373,806,123▲ $22,286,030
Savings and Temporary Cash Investments$64,565,005$75,165,856▲ $10,600,851
Rtn Earn Endowment Incm Other Fnds$59,099,497$65,778,791▲ $6,679,294
Land, Buildings, and Equipment, Net$10,489,135$10,848,780▲ $359,645
Accounts Receivable$5,837,622$5,055,020▼ $782,602
Cash and Non-Interest-Bearing Accounts$3,081,594$2,585,944▼ $495,650
Prepaid Expenses and Deferred Charges$653,189$770,908▲ $117,719
Investments Other Securities$436,505$468,915▲ $32,410
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$452,189,917$484,609,576▲ $32,419,659
Other Assets Total$15,606,774$15,908,030▲ $301,256
Liabilities
Other Liabilities$381,491,249$408,121,078▲ $26,629,829
Accounts Payable and Accrued Expenses$11,599,171$10,709,707▼ $889,464
Total Liabilities$393,090,420$418,830,785▲ $25,740,365
Net Assets / Fund Balance
Total Net Assets Fund Balance$59,099,497$65,778,791▲ $6,679,294
Total Liabilities and Net Assets / Fund Balance$452,189,917$484,609,576▲ $32,419,659

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,243,347$4,506,693$9,750,040
Equipment$1,439,018$7,076,389$8,515,407
Land$3,382,960-$3,382,960
Other Land Buildings$732,819$666,999$1,399,818
Leasehold Improvements$50,636$159,982$210,618
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Frank WilberCEO/PresidentFT$439,674$695,263$1,134,937
Paul EricksonCIOFT$178,648$149,527$328,175
Angie SchreinerSVP of MarketingFT$131,875$119,086$250,961
Dillon EhmenSVP of OperationsFT$134,883$105,382$240,265
Kevin FrenzelSVP of Sales, Service and LendingFT$87,547$152,486$240,033
Tyler GroskurthMortgage Loan OfficerFT$169,016$187,034$187,034
Ryan MorrisSVP of FinanceFT$97,046$87,452$184,498
Jason BellMortgage Loan OfficerFT$149,713$16,509$166,222
Blake NelsonDirector of SecurityFT$120,844$15,719$136,563
Courtney JobesMortgage UnderwriterFT$104,701$9,629$114,330
Daniel RadtkeAVP of OperationsFT$105,362$8,239$113,601

Board Members and Trustees

NameTitle
Tom BoltonBoard Chair
Mark BostockBoard Secretary
Lloyd Starkey JrBoard Treasurer
Kersi PajnigarDirector
Michael HobelmanDirector
Rick BattenDirector
Tim KeelanDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$33,147,611
Investment Income
$3,844,613
Other Revenue
$0
Change in Net Assets
$6,679,294
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$19,852,180
Salaries, Compensation, and Employee Benefits$10,460,750
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$9,382,880
Other Salaries and Wages---$4,349,422
Current Officers, Directors, Trustees, and Key Employees---$3,096,620
Other Expenses---$2,223,210
Other Employee Benefits---$2,187,352
Advertising---$1,120,869
Information Technology---$949,226
Depreciation Depletion---$892,827
Office Expenses---$694,793
Occupancy---$557,802
Payroll Taxes---$544,234
Travel---$286,947
Pension Plan Contributions---$283,122
Insurance---$112,967
Payments to Affiliates---$107,915
Fees for Services Legal---$96,936
Total Functional Expenses$0$0$0$30,312,930
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$408,046,078
Other$75,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The Credit Union is composed of members.

Form 990, Part VI, Section A, Line 7A

Members vote on bylaw and charter changes. Members also vote and elect Board Members at an annual meeting.

Form 990, Part VI, Section A, Line 7B

Members are voted on by the membership.

Form 990, Part VI, Section B, Line 11B

SVP of Finance and CEO review to ensure data is accurate.

Form 990, Part VI, Section B, Line 12C

Employee loans are management approved. Management loans are Board approved. Loans to Board Members are approved by the Board minus the lendee.

Form 990, Part VI, Section B, Line 15

CEO salary is Board reviewed and may use third-parties to determine salary level. Board of Directors are not compensated. Executives and all other associates are reviewed by the CEO and may use third-parties to determine salary level.

Form 990, Part VI, Section C, Line 19

Credit Union bylaws and conflict of interest policy are available upon request at the Credit Union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call Reports) are also available at www.ncua.gov for all federally insured credit unions.

Filing and Contact Details

Filer

Filer Name
Liberty First Credit Union
EIN
47-0116167
Phone
4024651000
Address
501 N 46th Street, Lincoln, NE 68503

Signing Officer

Name
Ryan Morris
Title
SVP of Finance
Phone
4024651065
Signed
2025-07-22

Organization Details

Principal Officer
Frank Wilber
Formed
1935
Legal Domicile
Ne
Voting Board Members
7
Independent Board Members
7
Employees
143
Volunteers
11
Raw XML AppendixShowing 400 of 581 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt011599171
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt010709707
IRS990/AccountsReceivableGrp/BOYAmt05837622
IRS990/AccountsReceivableGrp/EOYAmt05055020
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Financial cooperative that encourages thrift
IRS990/AdvertisingGrp/TotalAmt01120869
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0Ryan Morris
IRS990/BooksInCareOfDetail/PhoneNum04024651065
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0501 N 46th Street
IRS990/BooksInCareOfDetail/USAddress/CityNm0Lincoln
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NE
IRS990/BooksInCareOfDetail/USAddress/ZIPCd068503
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt03081594
IRS990/CashNonInterestBearingGrp/EOYAmt02585944
IRS990/ChangeToOrgDocumentsInd00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt03096620
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt03844613
IRS990/CYOtherExpensesAmt019852180
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt033147611
IRS990/CYRevenuesLessExpensesAmt06679294
IRS990/CYSalariesCompEmpBnftPaidAmt010460750
IRS990/CYTotalExpensesAmt030312930
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt036992224
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0892827
IRS990/Desc0The Credit Union provides several deposit account types to members, including savings, checking, certificates, and others. The total number of members at this time was 33,792. The total number of member accounts was 62,244.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0143
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesLegalGrp/TotalAmt096936
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt050
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt150
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt250
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt350
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt450
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt650
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt845
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1045
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt112
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt122
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt141
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt151
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt161
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt171
IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt034612
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt128210
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt226291
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt326434
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt417800
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt518018
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt620092
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt716509
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt815719
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt99629
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt108239
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/PersonNm0Frank Wilber
IRS990/Form990PartVIISectionAGrp/PersonNm1Paul Erickson
IRS990/Form990PartVIISectionAGrp/PersonNm2Angie Schreiner
IRS990/Form990PartVIISectionAGrp/PersonNm3Dillon Ehmen
IRS990/Form990PartVIISectionAGrp/PersonNm4Kevin Frenzel
IRS990/Form990PartVIISectionAGrp/PersonNm5Tyler Groskurth
IRS990/Form990PartVIISectionAGrp/PersonNm6Ryan Morris
IRS990/Form990PartVIISectionAGrp/PersonNm7Jason Bell
IRS990/Form990PartVIISectionAGrp/PersonNm8Blake Nelson
IRS990/Form990PartVIISectionAGrp/PersonNm9Courtney Jobes
IRS990/Form990PartVIISectionAGrp/PersonNm10Daniel Radtke
IRS990/Form990PartVIISectionAGrp/PersonNm11Tom Bolton
IRS990/Form990PartVIISectionAGrp/PersonNm12Lloyd Starkey Jr
IRS990/Form990PartVIISectionAGrp/PersonNm13Mark Bostock
IRS990/Form990PartVIISectionAGrp/PersonNm14Michael Hobelman
IRS990/Form990PartVIISectionAGrp/PersonNm15Kersi Pajnigar
IRS990/Form990PartVIISectionAGrp/PersonNm16Rick Batten
IRS990/Form990PartVIISectionAGrp/PersonNm17Tim Keelan
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt01100325
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1299965
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2224671
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3213832
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4222231
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5169016
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6164406
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7149713
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8120844
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9104701
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10105362
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO/President
IRS990/Form990PartVIISectionAGrp/TitleTxt1CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt2SVP of Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt3SVP of Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt4SVP of Sales, Service and Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt5Mortgage Loan Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt6SVP of Finance
IRS990/Form990PartVIISectionAGrp/TitleTxt7Mortgage Loan Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director of Security
IRS990/Form990PartVIISectionAGrp/TitleTxt9Mortgage Underwriter
IRS990/Form990PartVIISectionAGrp/TitleTxt10AVP of Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt12Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt13Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director
IRS990/Form990PartVIISectionAGrp/TitleTxt16Director
IRS990/Form990PartVIISectionAGrp/TitleTxt17Director
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01935
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-14144
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0128424
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt037134792
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0949226
IRS990/InsuranceGrp/TotalAmt0112967
IRS990/InterestGrp/TotalAmt09382880
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt03858757
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03858757
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0436505
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0468915
IRS990/IRPDocumentCnt09944
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt012410063
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010489135
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010848780
IRS990/LandBldgEquipCostOrOtherBssAmt023258843
IRS990/LegalDomicileStateCd0NE
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0142568
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Providing service for lifetime financial solutions
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt059099497
IRS990/NetAssetsOrFundBalancesEOYAmt065778791
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-14144
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-14144
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0557802
IRS990/OfficeExpensesGrp/TotalAmt0694793
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt015606774
IRS990/OtherAssetsTotalGrp/EOYAmt015908030
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02187352
IRS990/OtherExpensesGrp/Desc0Credit Loss Provision
IRS990/OtherExpensesGrp/Desc1Loan Servicing Expense
IRS990/OtherExpensesGrp/Desc2Other
IRS990/OtherExpensesGrp/Desc3Pro Services
IRS990/OtherExpensesGrp/TotalAmt02050000
IRS990/OtherExpensesGrp/TotalAmt11196997
IRS990/OtherExpensesGrp/TotalAmt2178811
IRS990/OtherExpensesGrp/TotalAmt32223210
IRS990/OtherLiabilitiesGrp/BOYAmt0381491249
IRS990/OtherLiabilitiesGrp/EOYAmt0408121078
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt04349422
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0351520093
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0373806123
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt0107915
IRS990/PayrollTaxesGrp/TotalAmt0544234
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0283122
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0653189
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0770908
IRS990/PrincipalOfficerNm0Frank Wilber
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3532000
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees & Other Income
IRS990/ProgramServiceRevenueGrp/Desc2Warranty Sales
IRS990/ProgramServiceRevenueGrp/Desc3Lease Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt023765480
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt19155477
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt359110
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt023765480
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt19190829
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2132192
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt359110
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt135352
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2132192
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members, including real estate, credit card, vehicle, and others. The total number of loan outstanding at this time was 20,758.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYInvestmentIncomeAmt03168621
IRS990/PYOtherExpensesAmt016951511
IRS990/PYProgramServiceRevenueAmt029763029
IRS990/PYRevenuesLessExpensesAmt06135591
IRS990/PYSalariesCompEmpBnftPaidAmt09844548
IRS990/PYTotalExpensesAmt026796059
IRS990/PYTotalRevenueAmt032931650
IRS990/ReconcilationRevenueExpnssAmt06679294
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt059099497
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt065778791
IRS990/SavingsAndTempCashInvstGrp/BOYAmt064565005
IRS990/SavingsAndTempCashInvstGrp/EOYAmt075165856
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt05243347
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04506693
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt09750040
IRS990ScheduleD/EquipmentGrp/BookValueAmt01439018
IRS990ScheduleD/EquipmentGrp/DepreciationAmt07076389
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt08515407
IRS990ScheduleD/LandGrp/BookValueAmt03382960
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03382960
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt050636
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0159982
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0210618
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0732819
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0666999
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt01399818
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0408046078
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt175000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Other
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010848780
IRS990ScheduleD/TotalLiabilityAmt0408121078
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0439674
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1178648
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2131875
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt387547
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4134883
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt597046
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt60
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount0428897
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount1112777
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount284309
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount3101884
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount477828
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount562377
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount6168777
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt50
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt60
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10

Document Assets

No mirrored PDF or thumbnail assets are attached yet.