Civic Intelligence

Gig Harbor Firefighters Union Health & Welfare Trust

990 • Fiscal year 2022 • EIN 46-6220670

Nov 01, 2021 to Oct 31, 2022 • Filed on Aug 24, 2023

Organization ProfileGIGHARBORUNIONTRUST.WEEBLY.COM

View Organization Page

PO Box 518Gig Harbor, WA 98335

(253) 307-8341

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.04x

Higher debt load relative to assets than 57% of similar nonprofits.

2022 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2022

Liabilities / Revenue

64th percentile

0.08x

Higher debt load relative to revenue than 64% of similar nonprofits.

2022 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2022

Net Margin

57th percentile

4.3%

Higher net margin than 57% of similar nonprofits.

2022 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2022

Top Officer Pay

66th percentile

$31,187

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 0.7% of source-year revenue.

2022 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2022

Asset Growth

59th percentile

-1.1%

Faster asset growth than 59% of similar nonprofits.

2022 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2021 to 2022

Revenue Growth

77th percentile

13%

Faster revenue growth than 77% of similar nonprofits.

2022 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets57th percentile

Assets

Down

$8,874,069

Down $97,603 (-1.1%) from 2021

Net Assets

Down

$8,511,082

Down $347,921 (-3.9%) from 2021

Liabilities

Up

$362,987

Up $250,318 (+222%) from 2021

Revenue And Expenses
Liabilities / Revenue64th percentileNet Margin57th percentile

Revenue

Up

$4,314,596

Up $512,146 (+13%) from 2021

Expenses

Up

$4,128,635

Up $1,214,386 (+42%) from 2021

Net Income

Down

$185,961

Down $702,240 (-79%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth59th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2014: $599,394Liabilities 2014: $0Net Assets 2014: $599,3942014Assets 2015: $3,156,295Liabilities 2015: $195,884Net Assets 2015: $2,960,4112015Assets 2016: $4,014,621Liabilities 2016: $244,207Net Assets 2016: $3,770,4142016Assets 2017: $4,790,369Liabilities 2017: $391,298Net Assets 2017: $4,399,0712017Assets 2018: $5,514,482Liabilities 2018: $262,635Net Assets 2018: $5,251,8472018Assets 2019: $7,021,853Liabilities 2019: $145,755Net Assets 2019: $6,876,0982019Assets 2020: $8,101,865Liabilities 2020: $95,892Net Assets 2020: $8,005,9732020Assets 2021: $8,971,672Liabilities 2021: $112,669Net Assets 2021: $8,859,0032021Assets 2022: $8,874,069Liabilities 2022: $362,987Net Assets 2022: $8,511,0822022Assets 2023: $9,881,243Liabilities 2023: $246,652Net Assets 2023: $9,634,5912023Assets 2024: $11,536,967Liabilities 2024: $608,958Net Assets 2024: $10,928,0092024

Highlighted filing

2022

Assets$8,874,069
Liabilities$362,987
Net Assets$8,511,082
Open 2022 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Revenue 2014: $1,982,199Expenses 2014: $1,635,890Net Income 2014: $346,3092014Revenue 2015: $2,406,067Expenses 2015: $2,137,168Net Income 2015: $268,8992015Revenue 2016: $2,834,402Expenses 2016: $2,024,399Net Income 2016: $810,0032016Revenue 2017: $2,815,321Expenses 2017: $2,263,843Net Income 2017: $551,4782017Revenue 2018: $2,987,256Expenses 2018: $2,134,480Net Income 2018: $852,7762018Revenue 2019: $3,514,872Expenses 2019: $1,965,293Net Income 2019: $1,549,5792019Revenue 2020: $3,347,810Expenses 2020: $2,239,242Net Income 2020: $1,108,5682020Revenue 2021: $3,802,450Expenses 2021: $2,914,249Net Income 2021: $888,2012021Revenue 2022: $4,314,596Expenses 2022: $4,128,635Net Income 2022: $185,9612022Revenue 2023: $4,851,773Expenses 2023: $3,766,511Net Income 2023: $1,085,2622023Revenue 2024: $4,818,753Expenses 2024: $3,921,512Net Income 2024: $897,2412024

Highlighted filing

2022

Revenue$4,314,596
Expenses$4,128,635
Net Income$185,961
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Nov 1, 2021 to Oct 31, 2022
Signed
Aug 24, 2023
Return Version
2021v4.2
Gross Receipts
$4,314,596
Mission and Program Overview

Mission

To provide health and welfare benefits to qualified participants including active and retired employees of gig harbor fire and medic one and their dependents. Plan assets are held in a trust. The plan is subject to the provisions of the employee retirement income security act of 1974 (erisa), as amended.

To provide health and welfare benefits to qualified participants including active and retired employees of gig harbor fire and medic one and their dependents.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$8,859,003$8,511,082▼ $347,921
Investments in Publicly Traded Securities$6,690,645$6,663,126▼ $27,519
Cash and Non-Interest-Bearing Accounts$2,204,157$1,870,280▼ $333,877
Accounts Receivable$76,870$340,663▲ $263,793
Savings and Temporary Cash Investments$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$8,971,672$8,874,069▼ $97,603
Other Assets Total$0$0→ $0
Liabilities
Other Liabilities$0$320,000▲ $320,000
Accounts Payable and Accrued Expenses$112,669$42,987▼ $69,682
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$112,669$362,987▲ $250,318
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,859,003$8,511,082▼ $347,921
Total Liabilities and Net Assets / Fund Balance$8,971,672$8,874,069▼ $97,603
Compensation and Service Providers
Top Officer Pay66th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Joel SchwarzGeneral Manager/consultantPT$31,187$31,187

Board Members and Trustees

NameTitle
Michael DumasChairman
Calvin JohnstonTrustee
Jake FlickTrustee
Nick MartinTrustee
John DowerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,170,584
Investment Income
$144,012
Other Revenue
$0
Change in Net Assets
$185,961

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,298,939
Revenue Not Reported on Financial Statements
$15,657
Revenue Not Reported on Form 990
$-533,882
Total Revenue per Audited Statements
$3,765,057
Total Revenue per Form 990
$4,314,596
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$297,023
Salaries, Compensation, and Employee Benefits$36,455
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$3,795,157
Fees for Services Other---$99,345
Fees for Services Accounting---$41,159
Current Officers, Directors, Trustees, and Key Employees---$36,455
Fees for Services Management---$30,379
Fees for Service Investment Mgmnt Fees---$15,657
Fees for Services Legal---$11,698
Other Expenses---$9,800
Insurance---$9,223
Office Expenses---$7,339
Travel---$5,576
Conferences and Meetings---$3,197
All Other Expenses---$1,524
Occupancy---$125
Total Functional Expenses$0$0$0$4,128,635

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$4,128,635
Expenses per Audited Statements$3,862,660
Total Expenses per Audited Statements$3,862,660
Expenses Not Reported on Financial Statements$265,975
Other Expense Adjustments$250,318
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Claims Incurred But Not Reported$320,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“Trust manager contracted to administer trust activities as directed by trustees.”

Form 990, Part VI, Section A, Line 7A

“Of the 5 trustees positions, 3 are appointed by the current union elected president when the positions become vacant, and the 2 remaining positions are democratically elected by the union membership when vacant.”

Form 990, Part VI, Section B, Line 11B

“Trust manager reviews form 990 along with the secretary treasurer trustee prior to review of all trustees at a trustee meeting.”

Form 990, Part VI, Section B, Line 12C

“At each trustee meeting, trustees are given the opportunity to relay any potential conflicts and the body determines any restrictions if needed.”

Form 990, Part VI, Section C, Line 19

“Trust agreements and policies posted 24/7 on trust website”

Filing and Contact Details

Filer

Filer Name
Gig Harbor Firefighters Union
EIN
46-6220670
In Care Of
% LUCENT HEALTH
Phone
2533078341
Address
PO BOX 518, GIG HARBOR, WA 98335

Signing Officer

Name
Joel Schwarz
Title
Trust Manager
Phone
2533078341
Signed
2023-08-24
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Dumas
Formed
2012
Legal Domicile
Wa
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
5

Preparer

Firm
Forvis Llp
Address
111 South Tejon Suite 800, Colorado Springs, CO 80903-9848
Preparer
Adam R Smith CPA
Phone
7194714290
Supplemental Narrative

Financial Statement Notes

Schedule D, Part X, Line 2

“Uncertain Tax Positions: management has evaluated their income tax positions under guidance included in asc 740. based on their review, management has not identified any material uncertain tax positions to be recorded or disclosed in the financial statements.”

Schedule D, Part XII, Line 4B

“Expense on return not on books: (69,682) change in claims payable 340,000 change in claims incurred but not reported --------- 250,318 total expense on return not on books”

Raw XML Appendix397 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0112669
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt042987
IRS990/AccountsReceivableGrp/BOYAmt076870
IRS990/AccountsReceivableGrp/EOYAmt0340663
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE HEALTH AND WELFARE BENEFITS TO QUALIFIED PARTICIPANTS INCLUDING ACTIVE AND RETIRED EMPLOYEES OF GIG HARBOR FIRE AND MEDIC ONE AND THEIR DEPENDENTS.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllOtherExpensesGrp/TotalAmt01524
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BenefitsToMembersGrp/TotalAmt03795157
IRS990/BooksInCareOfDetail/PersonNm0LUCENT HEALTH
IRS990/BooksInCareOfDetail/PhoneNum08772360844
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05500 WEST GRANDE MARKET DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0APPLETON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054913
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt02204157
IRS990/CashNonInterestBearingGrp/EOYAmt01870280
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt036455
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt03197
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CostOfGoodsSoldAmt00
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt03795157
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0144012
IRS990/CYOtherExpensesAmt0297023
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt04170584
IRS990/CYRevenuesLessExpensesAmt0185961
IRS990/CYSalariesCompEmpBnftPaidAmt036455
IRS990/CYTotalExpensesAmt04128635
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt04314596
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd0true
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0PROVIDED AN ENTITY THROUGH WHICH ONE OR MORE EMPLOYEE WELFARE BENEFIT PLANS WERE FUNDED PURSUANT TO THE TERMS OF THE APPLICABLE COLLECTIVE BARGAINING AGREEMENTS AND SUCH TRUST HELD ALL THE ASSETS OF THESE VARIOUS EMPLOYEE WELFARE BENEFIT PLANS, USED FOR EXCLUSIVE BENEFIT OF PARTICIPANTS AND BENEFICIARIES.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt00
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt041159
IRS990/FeesForServicesLegalGrp/TotalAmt011698
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt030379
IRS990/FeesForServicesOtherGrp/TotalAmt099345
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt015657
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt015.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt23.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt33.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt43.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt53.0
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0Joel Schwarz
IRS990/Form990PartVIISectionAGrp/PersonNm1Michael Dumas
IRS990/Form990PartVIISectionAGrp/PersonNm2John Dower
IRS990/Form990PartVIISectionAGrp/PersonNm3Calvin Johnston
IRS990/Form990PartVIISectionAGrp/PersonNm4Nick Martin
IRS990/Form990PartVIISectionAGrp/PersonNm5Jake Flick
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt031187
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0GENERAL MANAGER/CONSULTANT
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt4Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt5Trustee
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr02012
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GamingActivitiesInd0false
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt04314596
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt09223
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0144012
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0144012
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt06690645
IRS990/InvestmentsPubTradedSecGrp/EOYAmt06663126
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LegalDomicileStateCd0WA
IRS990/LoanOutstandingInd0false
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE HEALTH AND WELFARE BENEFITS TO QUALIFIED PARTICIPANTS INCLUDING ACTIVE AND RETIRED EMPLOYEES OF GIG HARBOR FIRE AND MEDIC ONE AND THEIR DEPENDENTS. PLAN ASSETS ARE HELD IN A TRUST. THE PLAN IS SUBJECT TO THE PROVISIONS OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974 (ERISA), AS AMENDED.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt08859003
IRS990/NetAssetsOrFundBalancesEOYAmt08511082
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-533882
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0125
IRS990/OfficeExpensesGrp/TotalAmt07339
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0AMPS EXPENSE
IRS990/OtherExpensesGrp/Desc1HEALTHJOY
IRS990/OtherExpensesGrp/Desc2UM AND PPO SERVICE FEES
IRS990/OtherExpensesGrp/Desc3HRA FEES
IRS990/OtherExpensesGrp/TotalAmt045080
IRS990/OtherExpensesGrp/TotalAmt110465
IRS990/OtherExpensesGrp/TotalAmt26456
IRS990/OtherExpensesGrp/TotalAmt39800
IRS990/OtherLiabilitiesGrp/BOYAmt00
IRS990/OtherLiabilitiesGrp/EOYAmt0320000
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0MICHAEL DUMAS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525120
IRS990/ProgramServiceRevenueGrp/Desc0PARTICIPANT CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04170584
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04170584
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt02626063
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt068892
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0258618
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03733558
IRS990/PYRevenuesLessExpensesAmt0888201
IRS990/PYSalariesCompEmpBnftPaidAmt029568
IRS990/PYTotalExpensesAmt02914249
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03802450
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0185961
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08859003
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08511082
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0265975
IRS990ScheduleD/ExpensesSubtotalAmt03862660
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt015657
IRS990ScheduleD/InvestmentExpensesNotIncldAmt015657
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-533882
IRS990ScheduleD/OtherExpensesNotIncludedAmt0250318
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0320000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CLAIMS INCURRED BUT NOT REPORTED
IRS990ScheduleD/RevenueNotReportedAmt0-533882
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt015657
IRS990ScheduleD/RevenueSubtotalAmt04298939
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Uncertain Tax Positions: management has evaluated their income tax positions under guidance included in asc 740. based on their review, management has not identified any material uncertain tax positions to be recorded or disclosed in the financial statements.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1EXPENSE ON RETURN NOT ON BOOKS: (69,682) CHANGE IN CLAIMS PAYABLE 340,000 CHANGE IN CLAIMS INCURRED BUT NOT REPORTED --------- 250,318 TOTAL EXPENSE ON RETURN NOT ON BOOKS
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part X, Line 2
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Schedule D, Part XII, Line 4b
IRS990ScheduleD/TotalExpensesPerForm990Amt04128635
IRS990ScheduleD/TotalLiabilityAmt0320000
IRS990ScheduleD/TotalRevenuePerForm990Amt04314596
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03765057
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03862660
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TRUST MANAGER CONTRACTED TO ADMINISTER TRUST ACTIVITIES AS DIRECTED BY TRUSTEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OF THE 5 TRUSTEES POSITIONS, 3 ARE APPOINTED BY THE CURRENT UNION ELECTED PRESIDENT WHEN THE POSITIONS BECOME VACANT, AND THE 2 REMAINING POSITIONS ARE DEMOCRATICALLY ELECTED BY THE UNION MEMBERSHIP WHEN VACANT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TRUST MANAGER REVIEWS FORM 990 ALONG WITH THE SECRETARY TREASURER TRUSTEE PRIOR TO REVIEW OF ALL TRUSTEES AT A TRUSTEE MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AT EACH TRUSTEE MEETING, TRUSTEES ARE GIVEN THE OPPORTUNITY TO RELAY ANY POTENTIAL CONFLICTS AND THE BODY DETERMINES ANY RESTRICTIONS IF NEEDED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TRUST AGREEMENTS AND POLICIES POSTED 24/7 ON TRUST WEBSITE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondLiabilitiesGrp/EOYAmt00
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt08971672
IRS990/TotalAssetsEOYAmt08874069
IRS990/TotalAssetsGrp/BOYAmt08971672
IRS990/TotalAssetsGrp/EOYAmt08874069
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt04128635
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0112669
IRS990/TotalLiabilitiesEOYAmt0362987
IRS990/TotalLiabilitiesGrp/BOYAmt0112669
IRS990/TotalLiabilitiesGrp/EOYAmt0362987
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt08859003
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt08511082
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt04170584
IRS990/TotalReportableCompFromOrgAmt031187
IRS990/TotalRevenueGrp/ExclusionAmt0144012
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04170584
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04314596
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt08971672
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt08874069
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt05576
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt00
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 518
IRS990/USAddress/CityNm0GIG HARBOR
IRS990/USAddress/StateAbbreviationCd0WA
IRS990/USAddress/ZIPCd098335
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0GIGHARBORUNIONTRUST.WEEBLY.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOEL SCHWARZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUST MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum02533078341
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-08-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GIG HARBOR FIREFIGHTERS UNION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0HEALTH & WELFARE TRUST
ReturnHeader/Filer/BusinessNameControlTxt0GIGH
ReturnHeader/Filer/EIN0466220670
ReturnHeader/Filer/InCareOfNm0% LUCENT HEALTH
ReturnHeader/Filer/PhoneNum02533078341
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 518
ReturnHeader/Filer/USAddress/CityNm0GIG HARBOR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098335
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FORVIS LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0111 South Tejon Suite 800
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Colorado Springs
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0809039848
ReturnHeader/PreparerPersonGrp/PhoneNum07194714290
ReturnHeader/PreparerPersonGrp/PreparationDt02023-08-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Adam R Smith CPA
ReturnHeader/ReturnTs02023-08-24T14:48:24-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JOEL
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0SCHWARZ
ReturnHeader/TaxPeriodBeginDt02021-11-01
ReturnHeader/TaxPeriodEndDt02022-10-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,874,069
Liabilities
$362,987
Net assets
$8,511,082
Revenue
$4,314,596
Expenses
$4,128,635
Net income
$185,961
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.5$0.61$10.9$4.82$3.92$0.90
2023Detailed filing. Detailed filing data is available for this year.$9.88$0.25$9.63$4.85$3.77$1.09
2022Detailed filing. Detailed filing data is available for this year.$8.87$0.36$8.51$4.31$4.13$0.19
2021Detailed filing. Detailed filing data is available for this year.$8.97$0.11$8.86$3.80$2.91$0.89
2020Detailed filing. Detailed filing data is available for this year.$8.10$0.10$8.01$3.35$2.24$1.11
2019Detailed filing. Detailed filing data is available for this year.$7.02$0.15$6.88$3.51$1.97$1.55
2018Detailed filing. Detailed filing data is available for this year.$5.51$0.26$5.25$2.99$2.13$0.85
2017Detailed filing. Detailed filing data is available for this year.$4.79$0.39$4.40$2.82$2.26$0.55
2016Summary only. Only limited summary data is available for this year.$4.01$0.24$3.77$2.83$2.02$0.81
2015Summary only. Only limited summary data is available for this year.$3.16$0.20$2.96$2.41$2.14$0.27
2014Summary only. Only limited summary data is available for this year.$0.60$0.00$0.60$1.98$1.64$0.35
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2022 filings • 501(c)9 • $5M-$10M nonprofits