Civic Intelligence

Massachusetts Alliance Against Predatory Lending Inc

EIN 46-4713046 • 501(c)3 • Worcester, MA

Pub. 78 EligibleNTEE R03

Profile

Educate Mass Residents about their rights in foreclosure

10 Oxford St Apr 2RWorcester, MA 01609

gmail.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE R • <$500k nonprofits • Source year 2022

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE R • <$500k nonprofits • Source year 2022

Net Margin

50th percentile

9.5%

Higher net margin than 50% of similar nonprofits.

NTEE R • <$500k nonprofits • Source year 2022

Top Officer Pay

73rd percentile

$0

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE R • <$500k nonprofits • Source year 2022

Asset Growth

77th percentile

52%

Faster asset growth than 77% of similar nonprofits.

NTEE R • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

83rd percentile

105%

Faster revenue growth than 83% of similar nonprofits.

NTEE R • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets61st percentile

Assets

Up

$21,278

Up $7,241 (+52%) from 2021

Liabilities

Flat

$0

Flat from 2021

Net Assets

Up

$21,278

Up $7,241 (+52%) from 2021

Operations
Liabilities / Revenue61st percentileNet Margin50th percentile

Revenue

Up

$75,849

Up $38,931 (+105%) from 2021

Expenses

Up

$68,608

Up $14,119 (+26%) from 2021

Net Income

Up

$7,241

Up $24,812 (+141%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth77th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2021: $14,037Liabilities 2021: $0Net Assets 2021: $14,0372021Assets 2022: $21,278Liabilities 2022: $0Net Assets 2022: $21,2782022

Highlighted filing

2022

Assets$21,278
Liabilities$0
Net Assets$21,278
Open 2022 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2021: $36,918Expenses 2021: $54,489Net Income 2021: -$17,5712021Revenue 2022: $75,849Expenses 2022: $68,608Net Income 2022: $7,2412022

Highlighted filing

2022

Revenue$75,849
Expenses$68,608
Net Income$7,241
Open 2022 Filing

Filings

Most recent year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$21,278
Liabilities
$0
Net assets
$21,278
Revenue
$75,849
Expenses
$68,608
Net income
$7,241
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$21.3$0.00$21.3$75.8$68.6$7.24
2021Detailed filing. Detailed filing data is available for this year.$14.0$0.00$14.0$36.9$54.5$17.6
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 22, 2024
Return Version
2022v5.0
Gross Receipts
$75,849
Mission and Program Overview

Mission

Educate Mass Residents about their rights in foreclosure

Program Services

DescriptionGrantsExpenses
Educate Mass Residents about their rights in foreclosure$75,849$68,608
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Magalys TroncosoVice-President Co-ChairPT$0--
Liz BewseePresident Co-ChairPT$0--
Roxanne Reddington-WildeTreasurerPT$0--
Dawn DuncanSeceretaryPT$0--
Anthony Michael BranchDirector-$0--
Douglas SmithDirector-$0--
Christeen FriendDirector-$0--
Gary YardDirector-$0--
Grace C RossDirectorPT$0--
Filing and Contact Details

Filer

Filer Name
Massachusetts Alliance Against Predatory Lending Inc
EIN
46-4713046
Phone
0000000000
Address
10 OXFORD ST APR 2R, WORCESTER, MA 01609

Signing Officer

Name
Grace C Ross
Title
0
Phone
0000000000
Signed
2024-05-22
Supplemental Narrative

Additional Explanations

Schedule O:

“Filing Fees 18.50 Office Expenses 100.00 Bank Fees and Service charges 970.50 Internet & TV services 2119.07 Memberships & Subscriptions 2014.54 Office Supplies 435.23 Software & Apps 517.05 Hotels 777.84 Mileage 1129.51 Uncategorized 181.50 Parking & Tolls 115.00 Fund Raising 828.00 ___________________________________ Total 9206.74”

Raw XML Appendix190 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Filing Fees 18.50 Office Expenses 100.00 Bank Fees and Service charges 970.50 Internet & TV services 2119.07 Memberships & Subscriptions 2014.54 Office Supplies 435.23 Software & Apps 517.05 Hotels 777.84 Mileage 1129.51 Uncategorized 181.50 Parking & Tolls 115.00 Fund Raising 828.00 ___________________________________ Total 9206.74
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule O:
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Grace C Ross
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt00
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ReturnHeader/Filer/EIN0464713046
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ReturnHeader/TaxYr02022

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