Civic Intelligence

Business Navigators Inc

EIN 46-4160844 • 501(c)3 • Grapevine, TX

Profile

Business navigators is dedicated to furthering the core values of servant leadership and trusted relationships through educational and charitable activities in the dallas/fort worth community.

1527 W State Hwy 114 Ste 500-423Grapevine, TX 76051

www.businessnavigators.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

26th percentile

-16%

Higher net margin than 26% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$44,118

Down $7,455 (-14%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$44,118

Down $7,455 (-14%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin26th percentile

Revenue

Down

$47,853

Down $1,983 (-4.0%) from 2023

Expenses

Up

$55,308

Up $4,523 (+8.9%) from 2023

Net Income

Down

-$7,455

Down $6,506 (-686%) from 2023

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2023: $51,573Liabilities 2023: $0Net Assets 2023: $51,5732023Assets 2024: $44,118Net Assets 2024: $44,1182024

Highlighted filing

2024

Assets$44,118
Liabilities-
Net Assets$44,118
Open 2024 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2023: $49,836Expenses 2023: $50,785Net Income 2023: -$9492023Revenue 2024: $47,853Expenses 2024: $55,308Net Income 2024: -$7,4552024

Highlighted filing

2024

Revenue$47,853
Expenses$55,308
Net Income-$7,455
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$44,118
Liabilities
-
Net assets
$44,118
Revenue
$47,853
Expenses
$55,308
Net income
-$7,455
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$44.1$44.1$47.9$55.3$7.46
2023Detailed filing. Detailed filing data is available for this year.$51.6$0.00$51.6$49.8$50.8$0.95
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.0
Gross Receipts
$77,373
Mission and Program Overview

Mission

Business navigators is dedicated to furthering the core values of servant leadership and trusted relationships through educational and charitable activities in the dallas/fort worth community.

Program Services

DescriptionGrantsExpenses
SERVANT LEADERSHIP THROUGH PROGRAMS SUCH AS IMPACT BREAKFASTS, NAVIGATING FOR BUSINESS SUCCESS, DIRECTORS GROUP, M&A FORUM, EXECUTIVES IN TRANSITIONS AND OTHER FORUMS.$25,000$50,761
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DAVID CASEYPresident-$0--
CHRISTINA ROSSINIPresident El-$0--
KENT BARNERTreasurer To-$0--
TAD SUMMERFIELDSecretary-$0--
JULIE CHANCEDirector-$0--
GERALD MCADOODirector-$0--
CINDY MCSPADDENTreasurer-$0--
MARK MITFORDDirector-$0--
MIKE ROSEDirector-$0--
JEFF SANDENEDirector-$0--
TRACY VOLTINPast Preside-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Servant Leaders$34,573$29,573$29,520$53
Total Events$34,573$29,573$29,520$53
Filing and Contact Details

Filer

Filer Name
Business Navigators Inc
EIN
46-4160844
Phone
2142772806
Address
1527 W STATE HWY 114 STE 500-423, GRAPEVINE, TX 76051

Signing Officer

Name
Cindy Mcspadden
Title
Treasurer
Signed
2025-11-10

Preparer

Firm
Twilla Walton CPA Pc
Address
1000 18TH STREET SUITE 100, PLANO, TX 75074
Preparer
Twilla Walton
Phone
9722007335
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 10

“Name: twu foundation address: 1605 n bell ave denton, tx 76209 cash contribution: 25,000”

Form 990-ez, Part I, Line 16

“Expenses credit card processing fees 2,578 dues & subscriptions 371 computer services & support 517 liability insurance 1,333 total 4,799”

Form 990-ez, Part III

“Business navigators is dedicated to furthering the core values of servant leadership and trusted relationships through educational and charitable activities in the dallas/fort worth community.”

Raw XML Appendix187 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0CINDY MCSPADDEN
IRS990EZ/BooksInCareOfDetail/PhoneNum02142772806
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01527 W STATE HWY 114 STE 500-423
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0GRAPEVINE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd076051
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt051573
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt044118
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt05500
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-7455
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt025509
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt051573
IRS990EZ/Form990TotalAssetsGrp/EOYAmt044118
IRS990EZ/FundraisingGrossIncomeAmt029573
IRS990EZ/GrantsAndSimilarAmountsPaidAmt025000
IRS990EZ/GrossReceiptsAmt077373
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0175
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt042125
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt051573
IRS990EZ/NetAssetsOrFundBalancesEOYAmt044118
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt051573
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt044118
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt91.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt101.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DAVID CASEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CHRISTINA ROSSINI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KENT BARNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3TAD SUMMERFIELD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JULIE CHANCE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5GERALD MCADOO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6CINDY MCSPADDEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7MARK MITFORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8MIKE ROSE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9JEFF SANDENE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10TRACY VOLTIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT EL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER TO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10PAST PRESIDE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt04799
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0BUSINESS NAVIGATORS IS DEDICATED TO FURTHERING THE CORE VALUES OF SERVANT LEADERSHIP AND TRUSTED RELATIONSHIPS THROUGH EDUCATIONAL AND CHARITABLE ACTIVITIES IN THE DALLAS/FORT WORTH COMMUNITY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SERVANT LEADERSHIP THROUGH PROGRAMS SUCH AS IMPACT BREAKFASTS, NAVIGATING FOR BUSINESS SUCCESS, DIRECTORS GROUP, M&A FORUM, EXECUTIVES IN TRANSITIONS AND OTHER FORUMS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt025000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt050761
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt029520
IRS990EZ/SpecialEventsNetIncomeLossAmt053
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt055308
IRS990EZ/TotalProgramServiceExpensesAmt050761
IRS990EZ/TotalRevenueAmt047853
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.BUSINESSNAVIGATORS.ORG
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0OTHER INCOME 52 SPECIAL EVENTS 89,896
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt047647
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt036205
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt029362
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt033305
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt028315
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0174834
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0175
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0206
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt045
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0426
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt029573
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt026342
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt021501
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt011389
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt01143
IRS990ScheduleA/OtherIncome170Grp/TotalAmt089948
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.65920
IRS990ScheduleA/PublicSupportPY170Pct00.68900
IRS990ScheduleA/PublicSupportTotal170Amt0174834
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt047647
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt036205
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt029362
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt033305
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt028315
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0174834
IRS990ScheduleA/TotalSupportAmt0265208
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt05000
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt05000
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt029520
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0SERVANT LEADERS
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt034573
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt034573
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt029573
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt029573
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt053
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt029520
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt029520
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NAME: TWU FOUNDATION ADDRESS: 1605 N BELL AVE DENTON, TX 76209 CASH CONTRIBUTION: 25,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES CREDIT CARD PROCESSING FEES 2,578 DUES & SUBSCRIPTIONS 371 COMPUTER SERVICES & SUPPORT 517 LIABILITY INSURANCE 1,333 TOTAL 4,799
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BUSINESS NAVIGATORS IS DEDICATED TO FURTHERING THE CORE VALUES OF SERVANT LEADERSHIP AND TRUSTED RELATIONSHIPS THROUGH EDUCATIONAL AND CHARITABLE ACTIVITIES IN THE DALLAS/FORT WORTH COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0CINDY MCSPADDEN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BUSINESS NAVIGATORS INC
ReturnHeader/Filer/BusinessNameControlTxt0BUSI
ReturnHeader/Filer/EIN0464160844
ReturnHeader/Filer/PhoneNum02142772806
ReturnHeader/Filer/USAddress/AddressLine1Txt01527 W STATE HWY 114 STE 500-423
ReturnHeader/Filer/USAddress/CityNm0GRAPEVINE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd076051
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0861153717
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0TWILLA WALTON CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01000 18TH STREET SUITE 100
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PLANO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd075074
ReturnHeader/PreparerPersonGrp/PhoneNum09722007335
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TWILLA WALTON
ReturnHeader/ReturnTs02025-11-11T14:53:10-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.