Liabilities / Assets
96th percentile
Higher debt load relative to assets than 96% of similar nonprofits.
Ladies of Futurity Inc
EIN 46-3646899 • 501(c)3 • West Palm Beach, FL
Profile
To monitor, motivate, and inspire 9th through 12th grade girls of diverse backgrounds to become ladies, obtain a higher education, and to be servant leaders in their community.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
1.94x
Liabilities / Revenue
93rd percentile
Higher debt load relative to revenue than 93% of similar nonprofits.
Net Margin
80th percentile
Higher net margin than 80% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
97th percentile
Faster asset growth than 97% of similar nonprofits.
Revenue Growth
93rd percentile
Faster revenue growth than 93% of similar nonprofits.
Balance Sheet
Assets
Up$32,969
Up $26,597 (+417%) from 2023
Liabilities
Down$63,917
Down $1,013 (-1.6%) from 2023
Net Assets
Up-$30,948
Up $27,610 (+47%) from 2023
Revenue
Up$97,061
Up $54,571 (+128%) from 2023
Expenses
Up$69,256
Up $27,339 (+65%) from 2023
Net Income
Up$27,805
Up $27,232 (+4753%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $32,969
- Liabilities
- $63,917
- Net assets
- -$30,948
- Revenue
- $97,061
- Expenses
- $69,256
- Net income
- $27,805
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Oct 9, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $97,061
Mission and Program Overview
Mission
To monitor, motivate, and inspire 9th through 12th grade girls of diverse backgrounds to become ladies, obtain a higher education, and to be servant leaders in their community.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| TO MONITOR MOTIVATE AND INSPIRE 9TH THROUGH 12TH GRADE GIRLS OF DIVERSE BACKGROUNDS TO BECOME LADIES OBTAIN A HIGHER EDUCATION AND TO BE SERVANT LEADERS IN THEIR COMMUNITY. | $58,000 | $69,256 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| TRACEY GRAHAM | President | FT | $0 | - | - |
| AMARIS GRAHAM | Vice President | PT | $0 | - | - |
| KEISHA WILLIAMS | Treasurer | - | $0 | - | - |
| TRIESTA HATTEN | Secretary | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Ladies of Futurity Inc
- EIN
- 46-3646899
- Phone
- 5612286210
- Address
- 2101 VISTA PARKWAY, WEST PALM BEACH, FL 33411
Signing Officer
- Name
- Tracey Graham
- Title
- President
- Phone
- 5612286210
- Signed
- 2025-10-09
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Financial Umbrella LLC
- Address
- 500 WESTOVER DRIVE STE 13578, SANFORD, NC 27330
- Preparer
- Dane Janas Ea
- Phone
- 9104085388
Supplemental Narrative
Additional Explanations
Part I, Line 8
“MISCELLANEOUS INCOME 13”
Part I, Line 16
“1) other expenses arts and entertainment amount 280 2) other expenses awards trophies and scholarships amount 1315 3) other expenses bank service charges amount 1258 4) other expenses donations and scholarships amount 111 5) other expenses dues subscriptions and books amount 1303 6) other expenses food and beverage amount 931 7) other expenses insurance amount 1286 8) other expenses licenses permits and fees amount 151 9) other expenses marketing fees amount 829 10) other expenses meals and entertainment amount 1110 11) other expenses office supplies amount 165 12) other expenses professional development amount 207 13) other expenses program supplies amount 7233 14) other expenses resource development amount 2284 15) other expenses travel amount 855 16) other expenses uniforms and apparel amount 5938 17) other expenses vehicle expenses amount 951”
Part II, Line 24
“1) description furniture and equipment boy amount 4934 eoy amount 4934”
Part II, Line 26
“1) description credit cards payable boy amount 1030 eoy amount 17 2) description sba eidl loan boy amount 63900 eoy amount 63900”
Raw XML Appendix159 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | TRACEY GRAHAM |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 5612286210 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2101 VISTA PARKWAY |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | STE 234 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | WEST PALM BEACH |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 33411 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 1438 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 28035 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 97048 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 27805 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 9416 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 6372 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 32969 |
| IRS990EZ/GrossReceiptsAmt | 0 | 97061 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | -58558 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -30948 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | -58558 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -30948 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 24550 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 40 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 10 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 3 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 3 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | TRACEY GRAHAM |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | AMARIS GRAHAM |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | KEISHA WILLIAMS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | TRIESTA HATTEN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VICE PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | SECRETARY |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 4934 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 4934 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | -195 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 26207 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 13 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO MONITOR, MOTIVATE, AND INSPIRE 9TH THROUGH 12TH GRADE GIRLS OF DIVERSE BACKGROUNDS TO BECOME LADIES, OBTAIN A HIGHER EDUCATION, AND TO BE SERVANT LEADERS IN THEIR COMMUNITY. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 83 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO MONITOR MOTIVATE AND INSPIRE 9TH THROUGH 12TH GRADE GIRLS OF DIVERSE BACKGROUNDS TO BECOME LADIES OBTAIN A HIGHER EDUCATION AND TO BE SERVANT LEADERS IN THEIR COMMUNITY. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 58000 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 69256 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 9000 |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 64930 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 63917 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 69256 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 69256 |
| IRS990EZ/TotalRevenueAmt | 0 | 97061 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.LADYOF.ORG |
| IRS990ScheduleA/DistributableAmountGrp/CYAdjNetIncomeDistributableAmt | 0 | 0 |
| IRS990ScheduleA/DistributableAmountGrp/CYDistributableAsAdjustedAmt | 0 | 0 |
| IRS990ScheduleA/DistributableAmountGrp/CYGreaterAdjustedMinimumAmt | 0 | 0 |
| IRS990ScheduleA/DistributableAmountGrp/CYIncomeTaxImposedPYAmt | 0 | 0 |
| IRS990ScheduleA/DistributableAmountGrp/CYPct85AdjustedNetIncomeAmt | 0 | 0 |
| IRS990ScheduleA/DistributableAmountGrp/CYTotalMinAstDistributableAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 97048 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 42490 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 57501 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 49439 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 38814 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 285292 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt | 0 | 13 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 86 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 99 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.9997 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.9997 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 285292 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 97048 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 42490 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 57501 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 49439 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 38814 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 285292 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 285391 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MISCELLANEOUS INCOME 13 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | 1) OTHER EXPENSES ARTS AND ENTERTAINMENT AMOUNT 280 2) OTHER EXPENSES AWARDS TROPHIES AND SCHOLARSHIPS AMOUNT 1315 3) OTHER EXPENSES BANK SERVICE CHARGES AMOUNT 1258 4) OTHER EXPENSES DONATIONS AND SCHOLARSHIPS AMOUNT 111 5) OTHER EXPENSES DUES SUBSCRIPTIONS AND BOOKS AMOUNT 1303 6) OTHER EXPENSES FOOD AND BEVERAGE AMOUNT 931 7) OTHER EXPENSES INSURANCE AMOUNT 1286 8) OTHER EXPENSES LICENSES PERMITS AND FEES AMOUNT 151 9) OTHER EXPENSES MARKETING FEES AMOUNT 829 10) OTHER EXPENSES MEALS AND ENTERTAINMENT AMOUNT 1110 11) OTHER EXPENSES OFFICE SUPPLIES AMOUNT 165 12) OTHER EXPENSES PROFESSIONAL DEVELOPMENT AMOUNT 207 13) OTHER EXPENSES PROGRAM SUPPLIES AMOUNT 7233 14) OTHER EXPENSES RESOURCE DEVELOPMENT AMOUNT 2284 15) OTHER EXPENSES TRAVEL AMOUNT 855 16) OTHER EXPENSES UNIFORMS AND APPAREL AMOUNT 5938 17) OTHER EXPENSES VEHICLE EXPENSES AMOUNT 951 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | 1) DESCRIPTION FURNITURE AND EQUIPMENT BOY AMOUNT 4934 EOY AMOUNT 4934 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | 1) DESCRIPTION CREDIT CARDS PAYABLE BOY AMOUNT 1030 EOY AMOUNT 17 2) DESCRIPTION SBA EIDL LOAN BOY AMOUNT 63900 EOY AMOUNT 63900 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | PART II, LINE 26 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TRACEY GRAHAM |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5612286210 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-09 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | LADIES OF FUTURITY INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | LADI |
| ReturnHeader/Filer/EIN | 0 | 463646899 |
| ReturnHeader/Filer/PhoneNum | 0 | 5612286210 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2101 VISTA PARKWAY |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WEST PALM BEACH |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 33411 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 1 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 990968914 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | FINANCIAL UMBRELLA LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 500 WESTOVER DRIVE STE 13578 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SANFORD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 27330 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9104085388 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | DANE JANAS EA |
| ReturnHeader/ReturnTs | 0 | 2025-10-16T15:50:46-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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