Civic Intelligence

Lone Star Bankers Association

EIN 46-3537542 • 501(c)6 • Floresville, TX

Profile

The purpose of the association shall be to provide a forum for education and networking for bankers in texas wintergarden region.

14565 Fm 775Floresville, TX 78114

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2020

Net Margin

98th percentile

81%

Higher net margin than 98% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2020

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2014

Asset Growth

42nd percentile

-5.7%

Faster asset growth than 42% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2018 to 2020

Revenue Growth

6th percentile

-77%

Faster revenue growth than 6% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2018 to 2020

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$18,361

Down $2,307 (-11%) from 2018

Liabilities

Flat

$0

Flat from 2018

Net Assets

-

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue51st percentileNet Margin98th percentile

Revenue

Down

$1,200

Down $22,125 (-95%) from 2018

Expenses

Down

$233

Down $23,614 (-99%) from 2018

Net Income

Up

$967

Up $1,489 (+285%) from 2018

Trend Graphs

Balance Sheet Trend

Asset Growth42nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2013: $17,611Liabilities 2013: $02013Assets 2014: $15,630Liabilities 2014: $0Net Assets 2014: $15,6302014Assets 2018: $20,668Liabilities 2018: $02018Assets 2020: $18,361Liabilities 2020: $02020

Highlighted filing

2020

Assets$18,361
Liabilities$0
Net Assets-
Open 2020 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30K$20K$10K$0-$10KRevenue 2013: $22,895Expenses 2013: $23,566Net Income 2013: -$6712013Revenue 2014: $22,580Expenses 2014: $24,561Net Income 2014: -$1,9812014Revenue 2018: $23,325Expenses 2018: $23,847Net Income 2018: -$5222018Revenue 2020: $1,200Expenses 2020: $233Net Income 2020: $9672020

Highlighted filing

2020

Revenue$1,200
Expenses$233
Net Income$967
Open 2020 Filing

Filings

Most recent year

2020 • Form 990EZSummary only. Only limited summary data is available for this year.

Open filing
Assets
$18,361
Liabilities
$0
Net assets
-
Revenue
$1,200
Expenses
$233
Net income
$967
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Summary only. Only limited summary data is available for this year.$18.4$0.00$1.20$0.23$0.97
2018Summary only. Only limited summary data is available for this year.$20.7$0.00$23.3$23.8$0.52
2014Detailed filing. Detailed filing data is available for this year.$15.6$0.00$15.6$22.6$24.6$1.98
2013Summary only. Only limited summary data is available for this year.$17.6$0.00$22.9$23.6$0.67
Latest Detailed Filing

The latest 2020 filing currently has summary financial data only. Showing the latest detailed filing from 2014 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Oct 30, 2015
Return Version
2014v5.0
Gross Receipts
$22,580
Mission and Program Overview

Mission

The purpose of the association shall be to provide a forum for education and networking for bankers in texas wintergarden region.

Program Services

DescriptionGrantsExpenses
The organization has put on two events during 2014 to enhance education and fellowship for its members.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SCOTT TSCHIRHARTDirector-$0--
ROGER SEKULAPresident-$0--
FRANK LEONEDirector-$0--
MARK SUNDERMANVice President-$0--
Filing and Contact Details

Filer

Filer Name
Wintergarden Bankers Association
EIN
46-3537542
Phone
8303933573
Address
14565 FM 775, FLORESVILLE, TX 78114

Signing Officer

Name
Roger Sekula
Title
President
Signed
2015-10-30
Discuss with paid preparer
Yes

Preparer

Firm
Fisher Herbst & Kemble Pc
Address
9501 CONSOLE DR STE 200, SAN ANTONIO, TX 78229-2396
Preparer
Robert M Herbst CPA
Phone
2106142284
Supplemental Narrative

Additional Explanations

Other Expenses.1

“DOVE HUNT $9165”

Other Expenses.2

“Tapatio springs banquet $6904”

Other Expenses.3

“Tapatio springs golf $2208”

Other Expenses.4

“GOLF PRIZES $1870”

Other Expenses.5

“WINE TOUR $1264”

Other Expenses.6

“PORT ROYAL DEPOSIT $1000”

Other Expenses.7

“BAND FOR BANQUET $900”

Other Expenses.8

“Exempt org filing fee $850”

Other Expenses.9

“WINE TOUR FOOD $200”

Other Expenses.11

“DOVE REFUNDS $65”

Raw XML Appendix117 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0ROGER SEKULA
IRS990EZ/BooksInCareOfDetail/PhoneNum08303933573
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt014565 FM 775
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0FLORESVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd078114
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt017611
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt015630
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt020480
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-1981
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt017611
IRS990EZ/Form990TotalAssetsGrp/EOYAmt015630
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt022580
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt02100
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt017611
IRS990EZ/NetAssetsOrFundBalancesEOYAmt015630
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt017611
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt015630
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SCOTT TSCHIRHART
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ROGER SEKULA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2FRANK LEONE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MARK SUNDERMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Vice President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt024426
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE PURPOSE OF THE ASSOCIATION SHALL BE TO PROVIDE A FORUM FOR EDUCATION AND NETWORKING FOR BANKERS IN TEXAS WINTERGARDEN REGION.
IRS990EZ/PrintingPublicationsPostageAmt0135
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The organization has put on two events during 2014 to enhance education and fellowship for its members.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt024561
IRS990EZ/TotalRevenueAmt022580
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DOVE HUNT $9165
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1TAPATIO SPRINGS BANQUET $6904
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TAPATIO SPRINGS GOLF $2208
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOLF PRIZES $1870
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4WINE TOUR $1264
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5PORT ROYAL DEPOSIT $1000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6BAND FOR BANQUET $900
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7EXEMPT ORG FILING FEE $850
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8WINE TOUR FOOD $200
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9DOVE REFUNDS $65
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.11
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ROGER SEKULA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-10-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WINTERGARDEN BANKERS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0WINT
ReturnHeader/Filer/EIN0463537542
ReturnHeader/Filer/PhoneNum08303933573
ReturnHeader/Filer/USAddress/AddressLine1Txt014565 FM 775
ReturnHeader/Filer/USAddress/CityNm0FLORESVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd078114
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FISHER HERBST & KEMBLE PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt09501 CONSOLE DR STE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SAN ANTONIO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0782292396
ReturnHeader/PreparerPersonGrp/PhoneNum02106142284
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Robert M Herbst CPA
ReturnHeader/ReturnTs02015-10-30T12:23:45-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

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