Civic Intelligence

Moneytalk Financial Foundations Inc.

990EZ • Fiscal year 2020 • EIN 46-3216486

Jan 01, 2020 to Dec 31, 2020 • Filed on Apr 26, 2021

Organization ProfileWWW.MONEYTALKFF.ORG
PO Box 860184Shawnee, KS 66226

(913) 538-1465

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

3.48x

Higher debt load relative to assets than 98% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

94th percentile

1.07x

Higher debt load relative to revenue than 94% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

6th percentile

-154%

Higher net margin than 6% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

6th percentile

-63%

Faster asset growth than 6% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

34th percentile

-32%

Faster revenue growth than 34% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$2,366

Down $4,086 (-63%) from 2019

Net Assets

Down

-$5,867

Down $11,846 (-198%) from 2019

Liabilities

Up

$8,233

Up $7,760 (+1641%) from 2019

Revenue And Expenses
Liabilities / Revenue94th percentileNet Margin6th percentile

Revenue

Down

$7,708

Down $3,586 (-32%) from 2019

Expenses

Up

$19,559

Up $12,655 (+183%) from 2019

Net Income

Down

-$11,851

Down $16,241 (-370%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth6th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20K$10K$0-$10K-$20KAssets 2014: $165Net Assets 2014: $1652014Assets 2015: $560Liabilities 2015: $751Net Assets 2015: -$1912015Assets 2016: $9,483Net Assets 2016: $9,4832016Assets 2017: $1,371Liabilities 2017: $62Net Assets 2017: $1,3092017Assets 2018: $2,875Liabilities 2018: $1,285Net Assets 2018: $1,5902018Assets 2019: $6,452Liabilities 2019: $473Net Assets 2019: $5,9792019Assets 2020: $2,366Liabilities 2020: $8,233Net Assets 2020: -$5,8672020Assets 2020: $2,366Liabilities 2020: $8,233Net Assets 2020: -$5,8672020Assets 2021: $344Liabilities 2021: $19,897Net Assets 2021: -$19,5532021Assets 2022: $1,235Liabilities 2022: $3,632Net Assets 2022: -$2,3972022

Highlighted filing

2020

Assets$2,366
Liabilities$8,233
Net Assets-$5,867
Open 2020 Filing

Operations Trend

Revenue Growth34th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2014: $10,363Expenses 2014: $10,229Net Income 2014: $1342014Revenue 2015: $153,976Expenses 2015: $154,330Net Income 2015: -$3542015Revenue 2016: $19,185Expenses 2016: $9,512Net Income 2016: $9,6732016Revenue 2017: $18,323Expenses 2017: $19,067Net Income 2017: -$7442017Revenue 2018: $13,678Expenses 2018: $13,398Net Income 2018: $2802018Revenue 2019: $11,294Expenses 2019: $6,904Net Income 2019: $4,3902019Revenue 2020: $52,593Expenses 2020: $64,444Net Income 2020: -$11,8512020Revenue 2020: $7,708Expenses 2020: $19,559Net Income 2020: -$11,8512020Revenue 2021: $44,056Expenses 2021: $57,741Net Income 2021: -$13,6852021Revenue 2022: $41,915Expenses 2022: $24,760Net Income 2022: $17,1552022

Highlighted filing

2020

Revenue$7,708
Expenses$19,559
Net Income-$11,851
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Apr 26, 2021
Return Version
2020v4.0
Gross Receipts
$52,786
Mission and Program Overview

Mission

To provide basic financial life-skill education with continuing support for low-income and offender individuals, including their families, in a faith- based christian environment.

Program Services

DescriptionGrantsExpenses
THE PURPOSE OF THIS ORGANIZATION IS TO PROVIDE FINANCIAL LIFE-SKILL EDUCATION AND CONTINUING SUPPORT PROGRAMS, IN A FAITH-BASED CHRISTIAN ENVIRONMENT, TO LOW-INCOME INDIVIDUALS, YOUTHS, AND EX-OFFENDERS OR SOON- TO-BE EX-OFFENDERS WHO ARE ON PROBATION AND/OR PAROLE, AND THEIR FAMILIES, IN ORDER TO HELP MOVE THEM FROM AID AND/OR GOVERNMENT ASSISTANCE, TO SELF- SUFFICIENCY.-$2,342
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TERESA M MCGARRYPresident-$0--
TAMMIE GREENSecretary-$0--
ALICIA WEATHERSTRANDClient Rep-$0--
Filing and Contact Details

Filer

Filer Name
Moneytalk Financial Foundations
EIN
46-3216486
Phone
9135381465
Address
PO BOX 860184, SHAWNEE, KS 66226

Signing Officer

Name
Teresa M Mcgarry
Title
President
Phone
9135381465
Signed
2021-04-26

Preparer

Firm
Davidson & Brown Chartered
Address
227 S MAIN ST, OTTAWA, KS 66067
Preparer
Jay E Davidson
Phone
7852426200
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses advertising & promotion 3,206 marketing 350 office expense 5,670 memberships 2,250 transaction fees 276 dues & subscriptions 100 taxes & licenses 88 rent/utilities 193 furnishings 45 website 568 technology 332 interest 79 liability, d & o 2,437 staff development 26 total 15,620”

Form 990-ez, Part II, Line 26

“CC PAYABLE 473 8,233”

Form 990-ez, Part III

“To provide basic financial life-skill education with continuing support for low-income and offender individuals, including their families, in a faith- based christian environment.”

Form 990-ez, Part III, Line 28

“The purpose of this organization is to provide financial life-skill education and continuing support programs, in a faith-based christian environment, to low-income individuals, youths, and ex-offenders or soon- to-be ex-offenders who are on probation and/or parole, and their families, in order to help move them from aid and/or government assistance, to self- sufficiency.”

Raw XML Appendix148 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0TERESA M MCGARRY
CompensationExplanation/CompensationExplanationGrp/PersonNm1TAMMIE GREEN
CompensationExplanation/CompensationExplanationGrp/PersonNm2ALICIA WEATHERSTRAND
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0TERESA M MCGARRY
IRS990EZ/BooksInCareOfDetail/PhoneNum09135381465
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt05202 ROUND PRAIRIE ST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SHAWNEE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KS
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0662262635
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt06457
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt02366
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt051462
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-11851
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01973
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
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IRS990EZ/Form1120PolFiledInd0false
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IRS990EZ/FundraisingGrossIncomeAmt091
IRS990EZ/GrossReceiptsAmt052786
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt05984
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-5867
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt05984
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-5867
IRS990EZ/OccupancyRentUtltsAndMaintAmt0190
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0TERESA M MCGARRY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1TAMMIE GREEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ALICIA WEATHERSTRAND
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2CLIENT REP
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt015620
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE BASIC FINANCIAL LIFE-SKILL EDUCATION WITH CONTINUING SUPPORT FOR LOW-INCOME AND OFFENDER INDIVIDUALS, INCLUDING THEIR FAMILIES, IN A FAITH- BASED CHRISTIAN ENVIRONMENT.
IRS990EZ/PrintingPublicationsPostageAmt01776
IRS990EZ/ProgramServiceRevenueAmt01233
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE PURPOSE OF THIS ORGANIZATION IS TO PROVIDE FINANCIAL LIFE-SKILL EDUCATION AND CONTINUING SUPPORT PROGRAMS, IN A FAITH-BASED CHRISTIAN ENVIRONMENT, TO LOW-INCOME INDIVIDUALS, YOUTHS, AND EX-OFFENDERS OR SOON- TO-BE EX-OFFENDERS WHO ARE ON PROBATION AND/OR PAROLE, AND THEIR FAMILIES, IN ORDER TO HELP MOVE THEM FROM AID AND/OR GOVERNMENT ASSISTANCE, TO SELF- SUFFICIENCY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt02342
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt045078
IRS990EZ/SpecialEventsNetIncomeLossAmt0-44987
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0473
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt08233
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt019559
IRS990EZ/TotalProgramServiceExpensesAmt02342
IRS990EZ/TotalRevenueAmt07708
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.MONEYTALKFF.ORG
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt051462
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt06655
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt029055
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt068367
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt019125
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0174664
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt01324
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt05574
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt01036
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt03296
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt01503
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt012733
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0187397
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt052786
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt012229
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt030091
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt071663
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt020628
IRS990ScheduleA/Total509Grp/TotalAmt0187397
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt052786
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt012229
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt030091
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt071663
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt020628
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0187397
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES ADVERTISING & PROMOTION 3,206 MARKETING 350 OFFICE EXPENSE 5,670 MEMBERSHIPS 2,250 TRANSACTION FEES 276 DUES & SUBSCRIPTIONS 100 TAXES & LICENSES 88 RENT/UTILITIES 193 FURNISHINGS 45 WEBSITE 568 TECHNOLOGY 332 INTEREST 79 LIABILITY, D & O 2,437 STAFF DEVELOPMENT 26 TOTAL 15,620
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CC PAYABLE 473 8,233
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TO PROVIDE BASIC FINANCIAL LIFE-SKILL EDUCATION WITH CONTINUING SUPPORT FOR LOW-INCOME AND OFFENDER INDIVIDUALS, INCLUDING THEIR FAMILIES, IN A FAITH- BASED CHRISTIAN ENVIRONMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PURPOSE OF THIS ORGANIZATION IS TO PROVIDE FINANCIAL LIFE-SKILL EDUCATION AND CONTINUING SUPPORT PROGRAMS, IN A FAITH-BASED CHRISTIAN ENVIRONMENT, TO LOW-INCOME INDIVIDUALS, YOUTHS, AND EX-OFFENDERS OR SOON- TO-BE EX-OFFENDERS WHO ARE ON PROBATION AND/OR PAROLE, AND THEIR FAMILIES, IN ORDER TO HELP MOVE THEM FROM AID AND/OR GOVERNMENT ASSISTANCE, TO SELF- SUFFICIENCY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 28
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0TERESA M MCGARRY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09135381465
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-04-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MONEYTALK FINANCIAL FOUNDATIONS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0INC
ReturnHeader/Filer/BusinessNameControlTxt0MONE
ReturnHeader/Filer/EIN0463216486
ReturnHeader/Filer/PhoneNum09135381465
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 860184
ReturnHeader/Filer/USAddress/CityNm0SHAWNEE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KS
ReturnHeader/Filer/USAddress/ZIPCd066226
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0480978159
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DAVIDSON & BROWN CHARTERED
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0227 S MAIN ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OTTAWA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd066067
ReturnHeader/PreparerPersonGrp/PhoneNum07852426200
ReturnHeader/PreparerPersonGrp/PreparationDt02021-04-26
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JAY E DAVIDSON
ReturnHeader/ReturnTs02021-05-03T10:19:30-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0TERESA
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0MCGARRY
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,366
Liabilities
$8,233
Net assets
-$5,867
Revenue
$7,708
Expenses
$19,559
Net income
-$11,851
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$0.01$0.04$0.02$0.42$0.25$0.17
2021Detailed filing. Detailed filing data is available for this year.$0.00$0.20$0.20$0.44$0.58$0.14
2020Detailed filing. Detailed filing data is available for this year.$0.02$0.08$0.06$0.53$0.64$0.12
2020Detailed filing. Detailed filing data is available for this year.$0.02$0.08$0.06$0.08$0.20$0.12
2019Detailed filing. Detailed filing data is available for this year.$0.06$0.00$0.06$0.11$0.07$0.04
2018Detailed filing. Detailed filing data is available for this year.$0.03$0.01$0.02$0.14$0.13$0.00
2017Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$0.18$0.19$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.09$0.09$0.19$0.10$0.10
2015Detailed filing. Detailed filing data is available for this year.$0.01$0.01$0.00$1.54$1.54$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.10$0.10$0.00