Civic Intelligence

Armada Area Chamber of Commerce

EIN 46-3032714 • 501(c)6 • Armada, MI

NTEE S41

Profile

The mission of the Armada Area Chamber of Commerce is to provide leadership that supports the existing business community while promoting favorable economic growth.

PO Box 93Armada, MI 48005

www.armadachamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE S41 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE S41 • <$500k nonprofits • Source year 2024

Net Margin

27th percentile

-9.7%

Higher net margin than 27% of similar nonprofits.

NTEE S41 • <$500k nonprofits • Source year 2024

Top Officer Pay

83rd percentile

$0

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE S41 • <$500k nonprofits • Source year 2024

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Balance Sheet
Liabilities / Assets57th percentile

Assets

$2,229

No earlier filing loaded for comparison.

Liabilities

$0

No earlier filing loaded for comparison.

Net Assets

$2,229

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue56th percentileNet Margin27th percentile

Revenue

$7,036

No earlier filing loaded for comparison.

Expenses

$7,720

No earlier filing loaded for comparison.

Net Income

-$684

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0K$2.0K$1.0K$0Assets 2024: $2,229Liabilities 2024: $0Net Assets 2024: $2,2292024

Highlighted filing

2024

Assets$2,229
Liabilities$0
Net Assets$2,229
Open 2024 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10K$5.0K$0-$5.0KRevenue 2024: $7,036Expenses 2024: $7,720Net Income 2024: -$6842024

Highlighted filing

2024

Revenue$7,036
Expenses$7,720
Net Income-$684
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,229
Liabilities
$0
Net assets
$2,229
Revenue
$7,036
Expenses
$7,720
Net income
-$684
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2,229$0$2,229$7,036$7,720$684
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 5, 2025
Return Version
2024v5.0
Gross Receipts
$7,036
Mission and Program Overview

Mission

The mission of the Armada Area Chamber of Commerce is to provide leadership that supports the existing business community while promoting favorable economic growth.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$2,913$2,229▼ $684
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Loans From Officers Directors-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$2,913$2,229▼ $684
Other Assets Total-$0-
Liabilities
Accounts Payable and Accrued Expenses-$0-
Grants Payable-$0-
Mortgage Notes Payable Secured by Investment Property-$0-
Unsecured Notes Loans Payable-$0-
Deferred Revenue-$0-
Escrow Account Liability-$0-
Tax Exempt Bond Liabilities-$0-
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,913$2,229▼ $684
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$2,913$2,229▼ $684
Total Liabilities and Net Assets / Fund Balance$2,913$2,229▼ $684
Compensation and Service Providers
Top Officer Pay83rd percentile

Board Members and Trustees

NameTitle
Matthew BeemanPresident
Katherine BowenPresident Elect
Emily SawitzkyDirector
Kevin GrandDirector
Samantha BoelkeDirector
Renee GrenacoSecretary
Carolyn SweeneyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$7,036
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$0
Change in Net Assets
$-684
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,720
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Advertising---$6,628
Insurance---$904
Office Expenses---$188
Total Functional Expenses$0$0$0$7,720
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees-$0-
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“We are residents, business owners, and non-profit groups in a very small town. We shop in each other's stores, go to church, and a lot of people are related to each other.”

Form 990, Part VI, Section A, Line 6

“We have 17 members. Residents, non-profit groups, and businesses of Armada, MI”

Form 990, Part VI, Section A, Line 7A

“All members may vote for officers and trustees in the November meeting.”

Form 990, Part VI, Section B, Line 11B

“The treasurer was tasked with filing the forms.”

Form 990, Part VI, Section B, Line 12C

“Members with a direct interest in expenditures are not allowed to vote on issues pertaining to them.”

Form 990, Part VI, Section B, Line 15

“We are a strictly volunteery organization. No one gets paid.”

Form 990, Part VI, Section C, Line 19

“All forms and reports are made available at our monthly meetings, or upon request.”

Filing and Contact Details

Filer

Filer Name
Armada Area Chamber of Commerce
EIN
46-3032714
Phone
5867848873
Address
PO Box 93, Armada, MI 48005

Signing Officer

Name
Carolyn Sweeney
Title
Treasurer
Phone
5867848873
Signed
2025-04-05

Organization Details

Principal Officer
Carolyn Sweeney
Formed
2013
Legal Domicile
Mi
Voting Board Members
17
Independent Board Members
17
Employees
0
Volunteers
17
Raw XML Appendix352 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0We are residents, business owners, and non-profit groups in a very small town. We shop in each other's stores, go to church, and a lot of people are related to each other.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1We have 17 members. Residents, non-profit groups, and businesses of Armada, MI
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2All members may vote for officers and trustees in the November meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The treasurer was tasked with filing the forms.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Members with a direct interest in expenditures are not allowed to vote on issues pertaining to them.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5We are a strictly volunteery organization. No one gets paid.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
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IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt073320 Fulton St
IRS990/USAddress/CityNm0Armada
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd048005
IRS990/VotingMembersGoverningBodyCnt017
IRS990/VotingMembersIndependentCnt017
IRS990/WebsiteAddressTxt0www.armadachamber.org
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Carolyn Sweeney
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum05867848873
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Armada Area Chamber of Commerce
ReturnHeader/Filer/BusinessNameControlTxt0ARMA
ReturnHeader/Filer/EIN0463032714
ReturnHeader/Filer/PhoneNum05867848873
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 93
ReturnHeader/Filer/USAddress/CityNm0Armada
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048005
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-05-14T12:13:19-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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