Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
EIN 46-2830895 • 501(c)3 • Fort Walton Beach, FL
Profile
To empower,equip,& transform lives in financial li
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
Liabilities / Revenue
88th percentile
Higher debt load relative to revenue than 88% of similar nonprofits.
Net Margin
24th percentile
Higher net margin than 24% of similar nonprofits.
Top Officer Pay
84th percentile
Higher top officer pay than 84% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
7th percentile
Faster asset growth than 7% of similar nonprofits.
Revenue Growth
9th percentile
Faster revenue growth than 9% of similar nonprofits.
Assets
Down$850
Down $7,243 (-89%) from 2024
Liabilities
$2,728
No earlier filing loaded for comparison.
Net Assets
Up$8,263
Up $170 (+2.1%) from 2024
Revenue
Down$14,097
Down $53,248 (-79%) from 2024
Expenses
Down$15,115
Down $46,273 (-75%) from 2024
Net Income
Down-$1,018
Down $6,975 (-117%) from 2024
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
To empower,equip,& transform lives in financial li
| Description | Grants | Expenses |
|---|---|---|
| ACCOMPLISHMENTS:WE SUCCESSFULLY FILED OVER 500 TAX RETURNS, $104K-$256K IN TAX PREPARATION FEE SAVINGS,RETURNING MORE THAN $500K IN REFUNDS BACK INTO THE LOCAL ECONOMY. | $5,000 | $1,066 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| - | VP | PT | $0 | - | - |
| JONATHAN CORKER | Board Member | PT | $0 | - | - |
| ASHWIN AVASARALA | Board Member | PT | $0 | - | - |
“Our mission is to transform lives by empowering individuals and families in low- to moderate-income households to overcome barriers to financial freedom. We equip them with the knowledge, skills, and resources needed to obtain, maintain, and sustain their personal and financial goals. One of c2b???s key accomplishments was through our vita program, which provides free tax preparation services. We successfully filed over 500 tax returns, generating between $104,000 and $256,000 in tax preparation fee savings, and returning more than $500,000 in refunds back into the local economy.”
“Description: OFFICE SUPPLIES, SOFTWARE AND GENERAL ADMIN EXP Amount: 2636”
“Description: QUICKBOOK PAYROLL FEES Amount: 1188”
“Description: TOTAL LIABILITIES BOY Amount: 0 EOY Amount: 2728”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | TRACY ORR |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 8503680430 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2407 ANTIGUA CT |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | NAVARRE |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 32566 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 8093 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 850 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 10400 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -1018 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1649 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 8093 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 850 |
| IRS990EZ/GrossReceiptsAmt | 0 | 14097 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 3697 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 8093 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 8263 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 8093 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -1878 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 10803 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 20 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 20 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 20 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 0 | ASHLEY ORR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JONATHAN CORKER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | ASHWIN AVASARALA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | VP |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 1188 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 2636 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO EMPOWER,EQUIP,& TRANSFORM LIVES IN FINANCIAL LI |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 27 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | ACCOMPLISHMENTS:WE SUCCESSFULLY FILED OVER 500 TAX RETURNS, $104K-$256K IN TAX PREPARATION FEE SAVINGS,RETURNING MORE THAN $500K IN REFUNDS BACK INTO THE LOCAL ECONOMY. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 5000 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 1066 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | FL |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 2728 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 15115 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 1066 |
| IRS990EZ/TotalRevenueAmt | 0 | 14097 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990ScheduleA/First5Years170Ind | 0 | X |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 14097 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 62425 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 33193 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 39900 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 23927 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 173542 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 168542 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 5000 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 14097 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 62425 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 33193 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 39900 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 23927 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 173542 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 173542 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | OUR MISSION IS TO TRANSFORM LIVES BY EMPOWERING INDIVIDUALS AND FAMILIES IN LOW- TO MODERATE-INCOME HOUSEHOLDS TO OVERCOME BARRIERS TO FINANCIAL FREEDOM. WE EQUIP THEM WITH THE KNOWLEDGE, SKILLS, AND RESOURCES NEEDED TO OBTAIN, MAINTAIN, AND SUSTAIN THEIR PERSONAL AND FINANCIAL GOALS. ONE OF C2B???S KEY ACCOMPLISHMENTS WAS THROUGH OUR VITA PROGRAM, WHICH PROVIDES FREE TAX PREPARATION SERVICES. WE SUCCESSFULLY FILED OVER 500 TAX RETURNS, GENERATING BETWEEN $104,000 AND $256,000 IN TAX PREPARATION FEE SAVINGS, AND RETURNING MORE THAN $500,000 IN REFUNDS BACK INTO THE LOCAL ECONOMY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Description: OFFICE SUPPLIES, SOFTWARE AND GENERAL ADMIN EXP Amount: 2636 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Description: QUICKBOOK PAYROLL FEES Amount: 1188 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Description: TOTAL LIABILITIES BOY Amount: 0 EOY Amount: 2728 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Part I, line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Part I, line 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Part II, line 26 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TRACY A ORR |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8506845336 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-02-27 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CATERPILLAR 2 BUTTERFLY OUTREACH CENTER |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CATE |
| ReturnHeader/Filer/EIN | 0 | 462830895 |
| ReturnHeader/Filer/PhoneNum | 0 | 8506845336 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1992 LEWIS TURNER BLVD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | FORT WALTON BEACH |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 32547 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 933147437 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | TRANSFORMATION FINANCIAL SOLUTIONS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1992 LEWIS TURNER BLVD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | FORT WALTON BEACH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 32547 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8502203722 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-02-27 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | TRACY A ORR |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2026-03-03T11:14:57-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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