Liabilities / Assets
87th percentile
Higher debt load relative to assets than 87% of similar nonprofits.
990 • Fiscal year 2019 • EIN 46-2815132
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
87th percentile
Higher debt load relative to assets than 87% of similar nonprofits.
Liabilities / Revenue
94th percentile
Higher debt load relative to revenue than 94% of similar nonprofits.
Net Margin
61st percentile
Higher net margin than 61% of similar nonprofits.
Top Officer Pay
56th percentile
Higher top officer pay than 56% of similar nonprofits.
Top officer pay equals 15.4% of source-year revenue.
Asset Growth
45th percentile
Faster asset growth than 45% of similar nonprofits.
Revenue Growth
25th percentile
Faster revenue growth than 25% of similar nonprofits.
Assets
Up$19,885,435
Up $707,614 (+3.7%) from 2018
Net Assets
Up$3,792,152
Up $172,553 (+4.8%) from 2018
Liabilities
Up$16,093,283
Up $535,061 (+3.4%) from 2018
Revenue
Down$1,087,588
Down $15,748 (-1.4%) from 2018
Expenses
Up$915,035
Up $74,535 (+8.9%) from 2018
Net Income
Down$172,553
Down $90,283 (-34%) from 2018
Aid community and economic development in appalachia.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $15,682,122 | $18,052,021 | ▲ $2,369,899 |
| Cash and Non-Interest-Bearing Accounts | $2,595,606 | $1,743,693 | ▼ $851,913 |
| Prepaid Expenses and Deferred Charges | $36,293 | $34,712 | ▼ $1,581 |
| Pledges and Grants Receivable | $831,613 | $8,747 | ▼ $822,866 |
| Land, Buildings, and Equipment, Net | $1,126 | $1,547 | ▲ $421 |
| Total Assets | $19,177,821 | $19,885,435 | ▲ $707,614 |
| Other Assets Total | $31,061 | $44,715 | ▲ $13,654 |
| Liabilities | |||
| Mortgage Notes Payable Secured by Investment Property | $14,835,000 | $16,000,000 | ▲ $1,165,000 |
| Deferred Revenue | $637,769 | $50,000 | ▼ $587,769 |
| Accounts Payable and Accrued Expenses | $82,873 | $41,043 | ▼ $41,830 |
| Other Liabilities | $2,580 | $2,240 | ▼ $340 |
| Total Liabilities | $15,558,222 | $16,093,283 | ▲ $535,061 |
| Net Assets / Fund Balance | |||
| Net Assets With Donor Restrictions | $2,987,000 | $2,987,000 | → $0 |
| Net Assets Without Donor Restrictions | $632,599 | $805,152 | ▲ $172,553 |
| Total Net Assets Fund Balance | $3,619,599 | $3,792,152 | ▲ $172,553 |
| Total Liabilities and Net Assets / Fund Balance | $19,177,821 | $19,885,435 | ▲ $707,614 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $1,547 | $2,554 | $4,101 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Donna Gambrell | President & CEO | FT | $167,100 | $167,100 |
| Name | Title |
|---|---|
| Clinton B Gwin | Board Chairman |
| L Ray Moncrief | Immediate Past Chairman |
| Ray Christman | Loan Committee Chair |
| Grace Fricks | Board Member |
| Lenwood V Long Sr | Board Member |
| Lori Glass | Secretary |
| Marten Jenkins | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $737,221 |
| Salaries, Compensation, and Employee Benefits | $177,814 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | $401,233 | $70,805 | - | $472,038 |
| Current Officers, Directors, Trustees, and Key Employees | $142,035 | $25,065 | - | $167,100 |
| Fees for Services Other | $72,043 | $12,714 | - | $84,757 |
| Fees for Services Accounting | $17,213 | $3,037 | - | $20,250 |
| Payroll Taxes | $9,107 | $1,607 | - | $10,714 |
| Travel | $8,520 | $1,503 | - | $10,023 |
| Fees for Services Legal | $8,453 | $1,492 | - | $9,945 |
| Conferences and Meetings | $5,852 | $1,032 | - | $6,884 |
| Insurance | $3,761 | $664 | - | $4,425 |
| Depreciation Depletion | $570 | $101 | - | $671 |
| Other Expenses | $555 | $98 | - | $653 |
| Office Expenses | $42 | $8 | - | $50 |
| Total Functional Expenses | $777,780 | $137,255 | $0 | $915,035 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Payroll Tax Liabilities | $2,240 |
“A copy of the completed 990 will be provided to the board prior to the filing deadline. The return will be reviewed and signed by the president & ceo, who is entrusted by the board for her review.”
“There is a formal questionnaire annually to disclose (or re-disclose) any conflicts of interest. The process has been designed to accommodate all present conflict of interest issues. Any person with a potential conflict of interest recuses themselves from all discussion and or vote on the matter in question. Additionally, lending decisions are made by independent members.”
“Salary range is based on the salary ranges for all community development financial institutions ("cdfi") represented, adjusted for size and scope. Salaries are ultimately determined by the independent board and all discussions are documented in the meeting minutes.”
“AVAILABLE UPON REQUEST”
“The company is a not-for-profit organization that is exempt from income taxes under section 501(c)(4) of the internal revenue code. Management is not aware of any uncertain tax positions and has not accrued any expense for the effect of an uncertain tax position as of december 31, 2019. Tax years beginning in 2015 are open to examination by taxing authorities.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 82873 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 41043 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | AID COMMUNITY AND ECONOMIC DEVELOPMENT IN APPALACHIA. |
| IRS990/AllOtherContributionsAmt | 0 | 443827 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | DONNA GAMBRELL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5402603503 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 110 PEPPERS FERRY RD NW |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CHRISTANSBURG |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | VA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 24073 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2595606 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1743693 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 25065 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 142035 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 167100 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 1032 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 5852 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 6884 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 443827 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 643761 |
| IRS990/CYOtherExpensesAmt | 0 | 737221 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 172553 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 177814 |
| IRS990/CYTotalExpensesAmt | 0 | 915035 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1087588 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 637769 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 50000 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 101 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 570 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 671 |
| IRS990/Desc | 0 | FINANCIAL SERVICE ACTIVITIES INCLUDING THE DEVELOPMENT AND CAPITALIZATION OF A LOAN FUND. PROVIDE INCREASED ACCESS TO CAPITAL FOR SMALL BUSINESS EXPANSION AND JOB CREATION IN THE UNDERSERVED COMMUNITIES IN THE 420 COUNTY APPALACHIAN REGION. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 2987000 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 2987000 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 777780 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 3037 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 17213 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 20250 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 1492 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 8453 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 9945 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 12714 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 72043 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 84757 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DONNA GAMBRELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | RAY CHRISTMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MARTEN JENKINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LORI GLASS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CLINTON B GWIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | GRACE FRICKS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LENWOOD V LONG SR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | L RAY MONCRIEF |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 167100 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT & CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | LOAN COMMITTEE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | IMMEDIATE PAST CHAIRMAN |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 2013 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1087588 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 664 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 3761 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 4425 |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 70805 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 401233 |
| IRS990/InterestGrp/TotalAmt | 0 | 472038 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 643761 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 643761 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 12 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2554 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1126 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1547 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4101 |
| IRS990/LegalDomicileStateCd | 0 | VA |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | AID COMMUNITY AND ECONOMIC DEVELOPMENT IN APPALACHIA. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 14835000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 16000000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3619599 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3792152 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 632599 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 805152 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 8 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 42 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 50 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 31061 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 44715 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | DATA PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 2 | DUES AND SUBSCRIPTIONS |
| IRS990/OtherExpensesGrp/Desc | 3 | OTHER EXPENSE |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 7991 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 6825 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 4313 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 98 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 45284 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 38675 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 24437 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 555 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 53275 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 45500 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 28750 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 653 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 2580 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 2240 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 15682122 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 18052021 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 1607 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 9107 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 10714 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 831613 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 8747 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 36293 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 34712 |
| IRS990/PrincipalOfficerNm | 0 | DONNA GAMBRELL |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 607806 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 479907 |
| IRS990/PYOtherExpensesAmt | 0 | 668822 |
| IRS990/PYOtherRevenueAmt | 0 | 15623 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 262836 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 171678 |
| IRS990/PYTotalExpensesAmt | 0 | 840500 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1103336 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 172553 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | 1 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 1547 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 2554 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 4101 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 2240 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | PAYROLL TAX LIABILITIES |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE COMPANY IS A NOT-FOR-PROFIT ORGANIZATION THAT IS EXEMPT FROM INCOME TAXES UNDER SECTION 501(C)(4) OF THE INTERNAL REVENUE CODE. MANAGEMENT IS NOT AWARE OF ANY UNCERTAIN TAX POSITIONS AND HAS NOT ACCRUED ANY EXPENSE FOR THE EFFECT OF AN UNCERTAIN TAX POSITION AS OF DECEMBER 31, 2019. TAX YEARS BEGINNING IN 2015 ARE OPEN TO EXAMINATION BY TAXING AUTHORITIES. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
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| IRS990ScheduleD/TotalLiabilityAmt | 0 | 2240 |
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| IRS990/ScheduleJRequiredInd | 0 | 1 |
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| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | A COPY OF THE COMPLETED 990 WILL BE PROVIDED TO THE BOARD PRIOR TO THE FILING DEADLINE. THE RETURN WILL BE REVIEWED AND SIGNED BY THE PRESIDENT & CEO, WHO IS ENTRUSTED BY THE BOARD FOR HER REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THERE IS A FORMAL QUESTIONNAIRE ANNUALLY TO DISCLOSE (OR RE-DISCLOSE) ANY CONFLICTS OF INTEREST. THE PROCESS HAS BEEN DESIGNED TO ACCOMMODATE ALL PRESENT CONFLICT OF INTEREST ISSUES. ANY PERSON WITH A POTENTIAL CONFLICT OF INTEREST RECUSES THEMSELVES FROM ALL DISCUSSION AND OR VOTE ON THE MATTER IN QUESTION. ADDITIONALLY, LENDING DECISIONS ARE MADE BY INDEPENDENT MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | SALARY RANGE IS BASED ON THE SALARY RANGES FOR ALL COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS ("CDFI") REPRESENTED, ADJUSTED FOR SIZE AND SCOPE. SALARIES ARE ULTIMATELY DETERMINED BY THE INDEPENDENT BOARD AND ALL DISCUSSIONS ARE DOCUMENTED IN THE MEETING MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | AVAILABLE UPON REQUEST |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION C, LINE 19 |
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| IRS990ScheduleR/AssetSaleToOtherOrgInd | 0 | 0 |
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| IRS990ScheduleR/TransferToOtherOrgInd | 0 | 0 |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
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| IRS990/SubjectToProxyTaxInd | 0 | 0 |
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| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
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| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalContributionsAmt | 0 | 443827 |
| IRS990/TotalEmployeeCnt | 0 | 1 |
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| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 137255 |
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| IRS990/TotalLiabilitiesEOYAmt | 0 | 16093283 |
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| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 16093283 |
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| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3792152 |
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| IRS990/TotalVolunteersCnt | 0 | 0 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 19885435 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/ManagementAndGeneralAmt | 0 | 1503 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 8520 |
| IRS990/TravelGrp/TotalAmt | 0 | 10023 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 110 PEPPERS FERRY RD NW |
| IRS990/USAddress/CityNm | 0 | CHRISTIANSBURG |
| IRS990/USAddress/StateAbbreviationCd | 0 | VA |
| IRS990/USAddress/ZIPCd | 0 | 24073 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 8 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW. APPALACHIANCOMMUNITYCAPITAL.CDFI.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.