Civic Intelligence

Appalachian Community Capital Corporatio

EIN 46-2815132 • 501(c)4 • Christiansburg, VA

Profile

Aid community and economic development in appalachia.

110 Peppers Ferry Rd NWChristiansburg, VA 24073

www. appalachiancommunitycapital.cdfi.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.99x

Higher debt load relative to assets than 93% of similar nonprofits.

$250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

100th percentile

87.16x

Higher debt load relative to revenue than 100% of similar nonprofits.

$250M-$1B nonprofits • Source year 2024

Net Margin

44th percentile

2.8%

Higher net margin than 44% of similar nonprofits.

$250M-$1B nonprofits • Source year 2024

Top Officer Pay

29th percentile

$382,965

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 6.2% of source-year revenue.

$250M-$1B nonprofits • Source year 2024

Asset Growth

100th percentile

1765%

Faster asset growth than 100% of similar nonprofits.

$250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

83rd percentile

42%

Faster revenue growth than 83% of similar nonprofits.

$250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Up

$543,339,761

Up $514,394,153 (+1777%) from 2022

Liabilities

Up

$538,189,262

Up $514,032,077 (+2128%) from 2022

Net Assets

Up

$5,150,499

Up $362,076 (+7.6%) from 2022

Operations
Liabilities / Revenue100th percentileNet Margin44th percentile

Revenue

Up

$6,174,804

Up $4,123,434 (+201%) from 2022

Expenses

Up

$6,000,499

Up $4,307,435 (+254%) from 2022

Net Income

Down

$174,305

Down $184,001 (-51%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth100th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2013: $20,014Net Assets 2013: $20,0142013Assets 2014: $623,067Liabilities 2014: $339,476Net Assets 2014: $283,5912014Assets 2017: $15,888,688Liabilities 2017: $12,531,925Net Assets 2017: $3,356,7632017Assets 2018: $19,177,821Liabilities 2018: $15,558,222Net Assets 2018: $3,619,5992018Assets 2019: $19,885,435Liabilities 2019: $16,093,283Net Assets 2019: $3,792,1522019Assets 2020: $22,397,860Liabilities 2020: $18,072,811Net Assets 2020: $4,325,0492020Assets 2021: $27,470,921Liabilities 2021: $22,725,741Net Assets 2021: $4,745,1802021Assets 2022: $28,945,608Liabilities 2022: $24,157,185Net Assets 2022: $4,788,4232022Assets 2024: $543,339,761Liabilities 2024: $538,189,262Net Assets 2024: $5,150,4992024

Highlighted filing

2024

Assets$543,339,761
Liabilities$538,189,262
Net Assets$5,150,499
Open 2024 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Revenue 2013: $55,000Expenses 2013: $34,986Net Income 2013: $20,0142013Revenue 2014: $526,400Expenses 2014: $309,253Net Income 2014: $217,1472014Revenue 2017: $820,564Expenses 2017: $565,334Net Income 2017: $255,2302017Revenue 2018: $1,103,336Expenses 2018: $840,500Net Income 2018: $262,8362018Revenue 2019: $1,087,588Expenses 2019: $915,035Net Income 2019: $172,5532019Revenue 2020: $5,330,358Expenses 2020: $4,860,536Net Income 2020: $469,8222020Revenue 2021: $2,186,125Expenses 2021: $1,765,994Net Income 2021: $420,1312021Revenue 2022: $2,051,370Expenses 2022: $1,693,064Net Income 2022: $358,3062022Revenue 2024: $6,174,804Expenses 2024: $6,000,499Net Income 2024: $174,3052024

Highlighted filing

2024

Revenue$6,174,804
Expenses$6,000,499
Net Income$174,305
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$543,339,761
Liabilities
$538,189,262
Net assets
$5,150,499
Revenue
$6,174,804
Expenses
$6,000,499
Net income
$174,305
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$543$538$5.15$6.17$6.00$0.17
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.9$24.2$4.79$2.05$1.69$0.36
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.5$22.7$4.75$2.19$1.77$0.42
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.4$18.1$4.33$5.33$4.86$0.47
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.9$16.1$3.79$1.09$0.92$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.2$15.6$3.62$1.10$0.84$0.26
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.9$12.5$3.36$0.82$0.57$0.26
2014Detailed filing. Detailed filing data is available for this year.$0.62$0.34$0.28$0.53$0.31$0.22
2013Detailed filing. Detailed filing data is available for this year.$0.02$0.02$0.06$0.03$0.02
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2021 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Sep 6, 2022
Return Version
2021v4.2
Gross Receipts
$2,186,125
Mission and Program Overview

Mission

Aid community and economic development in appalachia.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$18,160,800$15,967,101▼ $2,193,699
Cash and Non-Interest-Bearing Accounts$3,930,954$11,098,547▲ $7,167,593
Pledges and Grants Receivable$237,569$349,906▲ $112,337
Prepaid Expenses and Deferred Charges$8,432$11,356▲ $2,924
Land, Buildings, and Equipment, Net$785$91▼ $694
Total Assets$22,397,860$27,470,921▲ $5,073,061
Other Assets Total$59,320$43,920▼ $15,400
Liabilities
Mortgage Notes Payable Secured by Investment Property$17,300,000$19,250,000▲ $1,950,000
Deferred Revenue$690,716$3,354,000▲ $2,663,284
Accounts Payable and Accrued Expenses$81,042$120,385▲ $39,343
Other Liabilities$1,053$1,356▲ $303
Total Liabilities$18,072,811$22,725,741▲ $4,652,930
Net Assets / Fund Balance
Net Assets With Donor Restrictions$2,987,000$2,987,000→ $0
Net Assets Without Donor Restrictions$1,338,049$1,758,180▲ $420,131
Total Net Assets Fund Balance$4,325,049$4,745,180▲ $420,131
Total Liabilities and Net Assets / Fund Balance$22,397,860$27,470,921▲ $5,073,061

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$91$4,010$4,101
Compensation and Service Providers
Top Officer Pay29th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Donna GambrellPresident & CEOFT$179,502$40,000$219,502

Board Members and Trustees

NameTitle
Clinton B GwinBoard Chairman
Clyde CornettDirector
Grace FricksDirector
Matt RakerDirector
Neill WrightDirector
Ray ChristmanDirector
Lori ChatmanSecretary
Marten JenkinsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,651,158
Program Service Revenue
$0
Investment Income
$534,967
Other Revenue
$0
All Other Contributions
$1,651,158
Change in Net Assets
$420,131
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,534,387
Salaries, Compensation, and Employee Benefits$231,607
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$837,212$147,744-$984,956
Interest$373,571$65,924-$439,495
Current Officers, Directors, Trustees, and Key Employees$186,577$32,925-$219,502
Other Expenses$18,487$3,262-$21,749
Payroll Taxes$10,289$1,816-$12,105
Fees for Services Legal$5,583$985-$6,568
Insurance$3,616$638-$4,254
Advertising$2,125$375-$2,500
Travel$1,715$303-$2,018
All Other Expenses$766$135-$901
Depreciation Depletion$591$104-$695
Office Expenses$28$5-$33
Total Functional Expenses$1,501,095$264,899$0$1,765,994
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Tax Liabilities$1,356
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“A copy of the completed 990 will be provided to the board prior to the filing deadline. The return will be reviewed and signed by the president & ceo, who is entrusted by the board for her review.”

Form 990, Part VI, Section B, Line 12C

“There is a formal questionnaire annually to disclose any conflicts of interest. The process has been designed to accommodate all present conflict of interest issues. Any person with a potential conflict of interest recuses themselves from all discussion and or vote on the matter in question. Additionally, lending decisions are made by independent members.”

Form 990, Part VI, Section B, Line 15A

“In order to ensure reasonableness, compensation is based on the salary ranges for all community development financial institutions ("cdfi") represented, adjusted for size and scope. Salaries are ultimately determined by the independent board and all discussions are documented in the meeting minutes.”

Form 990, Part VI, Section C, Line 19

“AVAILABLE UPON REQUEST”

Filing and Contact Details

Filer

Filer Name
Appalachian Community Capital
EIN
46-2815132
Phone
2027793083
Address
110 PEPPERS FERRY RD NW, CHRISTIANSBURG, VA 24073

Signing Officer

Name
Donna Gambrell
Title
President & CEO
Phone
2027793083
Signed
2022-09-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Donna Gambrell
Formed
2013
Legal Domicile
Va
Voting Board Members
8
Independent Board Members
7
Employees
1
Volunteers
0

Preparer

Firm
Elliott Davis Llcpllc
Address
500 EAST MOREHEAD STREET SUITE 700, CHARLOTTE, NC 28202
Preparer
Janice a Ratica
Phone
7043338881
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Consulting: program service expenses 804,359. Management and general expenses 141,946. Fundraising expenses 0. Total expenses 946,305. Other professional fees: program service expenses 32,853. Management and general expenses 5,798. Fundraising expenses 0. Total expenses 38,651.”

Financial Statement Notes

PART X, LINE 2:

“The company is a not-for-profit organization that is exempt from income taxes under section 501(c)(4) of the internal revenue code. Management is not aware of any uncertain tax positions and has not accrued any expense for the effect of an uncertain tax position as of december 31, 2021. Tax years beginning in 2017 are open to examination by taxing authorities.”

Raw XML AppendixShowing 400 of 443 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0120385
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IRS990/AdvertisingGrp/ProgramServicesAmt02125
IRS990/AdvertisingGrp/TotalAmt02500
IRS990/AllOtherContributionsAmt01651158
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IRS990/AllOtherExpensesGrp/TotalAmt0901
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0DONNA GAMBRELL
IRS990/BooksInCareOfDetail/PhoneNum05402603503
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0110 PEPPERS FERRY RD NW
IRS990/BooksInCareOfDetail/USAddress/CityNm0CHRISTANSBURG
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd024073
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
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IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
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IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0186577
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0219502
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/CreditCounselingInd00
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IRS990/DelegationOfMgmtDutiesInd00
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IRS990/DepreciationDepletionGrp/ProgramServicesAmt0591
IRS990/DepreciationDepletionGrp/TotalAmt0695
IRS990/Desc0IN DECEMBER 2020, ACC CONTRACTED WITH PIE ORG (PLANNING, IMPLEMENTATION, EVALUATION) TO ASSESS ACC'S EMERGENCY BUSINESS RESPONSE ASSISTANCE PROGRAM. THE EVALUATORS FOUND THAT THE 31 CDFIS AND MISSION-DRIVEN FINANCE LENDERS THAT WERE AWARDED GRANTS FROM ACC USED THE FUNDS TO CONTINUE TO SERVE THEIR COMMUNITIES WITH ACCESS TO CAPITAL, LOAN PAYMENT RELIEF, AND GUIDANCE. AFTER RECEIVING THE GRANTS, THE GRANTEE'S SERVED 9,451 UNIQUE BUSINESSES OR NONPROFITS. GRANTEE'S SERVED 9,726 BUSINESSES OR NONPROFITS THAT ARE STILL IN BUSINESS. THE GRANTS RECEIVED HELPED TO RETAIN 40,380 JOBS AND HELPED FINANCE 5,635 NEW OR MODIFIED LOANS INCREASING INVESTMENTS BY $430,305,718. THE FUNDS CONTRIBUTED TO THE ORGANIZATIONS' ABILITY TO ACHIEVE THESE RESULTS ACROSS THE APPALACHIAN REGION.
IRS990/DescribedInSection501c3Ind00
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IRS990/DonorRestrictionNetAssetsGrp/EOYAmt02987000
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt01
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt01501095
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt0985
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt05583
IRS990/FeesForServicesLegalGrp/TotalAmt06568
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt0147744
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0837212
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IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
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IRS990/Form990PartVIISectionAGrp/PersonNm0GRACE FRICKS
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IRS990/Form990PartVIISectionAGrp/PersonNm2NEILL WRIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm3CLYDE CORNETT
IRS990/Form990PartVIISectionAGrp/PersonNm4RAY CHRISTMAN
IRS990/Form990PartVIISectionAGrp/PersonNm5DONNA GAMBRELL
IRS990/Form990PartVIISectionAGrp/PersonNm6MARTEN JENKINS
IRS990/Form990PartVIISectionAGrp/PersonNm7LORI CHATMAN
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IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt6TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt7SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD CHAIRMAN
IRS990/Form990ProvidedToGvrnBodyInd01
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IRS990/FSAuditedInd01
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0APPALACHIAN COMMUNITY CAPITAL'S (ACC) MISSION IS TO INCREASE SMALL BUSINESS LENDING BY PROVIDING APPALACHIAN MEMBER INSTITUTIONS THAT SERVE UNDERSERVED PEOPLE AND COMMUNITIES WITH NEW SOURCES OF CAPITAL. OUR WORK ENABLES RELIABLE AND SUFFICIENT CAPITAL FOR ALL OF ITS MEMBERS, LEADING TO A GROWING ECONOMY, INCREASED ENTREPRENEURSHIP, HIGHER QUALITY JOBS, AND INCREASED LOCAL WEALTH IN THE APPALACHIAN REGION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/OfficeExpensesGrp/TotalAmt033
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt059320
IRS990/OtherAssetsTotalGrp/EOYAmt043920
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0DATA PROCESSING
IRS990/OtherExpensesGrp/Desc1LOAN EXPENSE
IRS990/OtherExpensesGrp/Desc2DUES & SUBSCRIPTIONS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt06825
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13858
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt23262
IRS990/OtherExpensesGrp/ProgramServicesAmt038675
IRS990/OtherExpensesGrp/ProgramServicesAmt121860
IRS990/OtherExpensesGrp/ProgramServicesAmt218487
IRS990/OtherExpensesGrp/TotalAmt045500
IRS990/OtherExpensesGrp/TotalAmt125718
IRS990/OtherExpensesGrp/TotalAmt221749
IRS990/OtherLiabilitiesGrp/BOYAmt01053
IRS990/OtherLiabilitiesGrp/EOYAmt01356
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt018160800
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt015967101
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01816
IRS990/PayrollTaxesGrp/ProgramServicesAmt010289
IRS990/PayrollTaxesGrp/TotalAmt012105
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0237569
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0349906
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt08432
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt011356
IRS990/PrincipalOfficerNm0DONNA GAMBRELL
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0ACC AND ITS MEMBERS CONTINUE TO SUPPORT THE CREDIT NEEDS OF SMALL BUSINESSES IN APPALACHIA. FROM 2015 THROUGH JUNE 30, 2022, MEMBERS REPORTED THAT THEY HAD USED ACC PROCEEDS TO MAKE 107 SMALL BUSINESS LOANS RANGING FROM $10,000 TO $3 MILLION, 50 (OR 48%) OF WHICH WERE TO MINORITY- OR WOMEN-OWNED BUSINESSES. MEMBERS REPORT THAT THE SMALL BUSINESSES THEY FINANCED HAVE HELPED TO CREATE OR RETAIN 2,096 JOBS, 41 PERCENT OF WHICH ARE OCCUPIED BY LOW-INCOME PEOPLE.
IRS990/ProgSrvcAccomActy3Grp/Desc0ACC ALSO LED OPPORTUNITY APPALACHIA, AN INITIATIVE FUNDED, IN PART, BY THE APPALACHIAN REGIONAL COMMISSION TO HELP LOCAL PARTNERS ACROSS THE REGION OBTAIN ADVISORY SERVICES AND DEVELOP SOPHISTICATED INVESTMENT PROSPECTUS GEARED TOWARD PROSPECTIVE OPPORTUNITY ZONE INVESTORS. 16 PROJECTS RECEIVED TECHNICAL ASSISTANCE, THE STRUCTURING OF PROJECT FINANCING, MARKET RESEARCH, OPERATIONS PLANNING, AND INVESTOR OUTREACH, AND SEVERAL HAVE ALREADY RECEIVED FINANCING.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt04741204
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt03569825
IRS990/PYInvestmentIncomeAmt0589154
IRS990/PYOtherExpensesAmt01092919
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0469822
IRS990/PYSalariesCompEmpBnftPaidAmt0197792
IRS990/PYTotalExpensesAmt04860536
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05330358
IRS990/ReconcilationRevenueExpnssAmt0420131
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/EquipmentGrp/BookValueAmt091
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04010
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04101
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01356
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL TAX LIABILITIES
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE COMPANY IS A NOT-FOR-PROFIT ORGANIZATION THAT IS EXEMPT FROM INCOME TAXES UNDER SECTION 501(C)(4) OF THE INTERNAL REVENUE CODE. MANAGEMENT IS NOT AWARE OF ANY UNCERTAIN TAX POSITIONS AND HAS NOT ACCRUED ANY EXPENSE FOR THE EFFECT OF AN UNCERTAIN TAX POSITION AS OF DECEMBER 31, 2021. TAX YEARS BEGINNING IN 2017 ARE OPEN TO EXAMINATION BY TAXING AUTHORITIES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt091
IRS990ScheduleD/TotalLiabilityAmt01356
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0179502
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount040000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DONNA GAMBRELL
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT & CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0219502
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A COPY OF THE COMPLETED 990 WILL BE PROVIDED TO THE BOARD PRIOR TO THE FILING DEADLINE. THE RETURN WILL BE REVIEWED AND SIGNED BY THE PRESIDENT & CEO, WHO IS ENTRUSTED BY THE BOARD FOR HER REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THERE IS A FORMAL QUESTIONNAIRE ANNUALLY TO DISCLOSE ANY CONFLICTS OF INTEREST. THE PROCESS HAS BEEN DESIGNED TO ACCOMMODATE ALL PRESENT CONFLICT OF INTEREST ISSUES. ANY PERSON WITH A POTENTIAL CONFLICT OF INTEREST RECUSES THEMSELVES FROM ALL DISCUSSION AND OR VOTE ON THE MATTER IN QUESTION. ADDITIONALLY, LENDING DECISIONS ARE MADE BY INDEPENDENT MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2IN ORDER TO ENSURE REASONABLENESS, COMPENSATION IS BASED ON THE SALARY RANGES FOR ALL COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS ("CDFI") REPRESENTED, ADJUSTED FOR SIZE AND SCOPE. SALARIES ARE ULTIMATELY DETERMINED BY THE INDEPENDENT BOARD AND ALL DISCUSSIONS ARE DOCUMENTED IN THE MEETING MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CONSULTING: PROGRAM SERVICE EXPENSES 804,359. MANAGEMENT AND GENERAL EXPENSES 141,946. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 946,305. OTHER PROFESSIONAL FEES: PROGRAM SERVICE EXPENSES 32,853. MANAGEMENT AND GENERAL EXPENSES 5,798. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 38,651.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART IX, LINE 11G
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt0APPALACHIAN COMMUNITY CAPITAL CORPORATION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0APPALACHIAN COMMUNITY CAPITAL DEVELOPMENT CORPORATION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0462827486
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(C)(3)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0VA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0AID COMMUNITY/ECONOMIC DEVELOPMENT IN APPALACHIA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt0LINE 12A, I
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0110 PEPPERS FERRY ROAD NW
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0CHRISTIANSBURG
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0VA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd024073
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt022397860
IRS990/TotalAssetsEOYAmt027470921
IRS990/TotalAssetsGrp/BOYAmt022397860
IRS990/TotalAssetsGrp/EOYAmt027470921
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalContributionsAmt01651158
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0264899
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01501095
IRS990/TotalFunctionalExpensesGrp/TotalAmt01765994
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt018072811
IRS990/TotalLiabilitiesEOYAmt022725741
IRS990/TotalLiabilitiesGrp/BOYAmt018072811
IRS990/TotalLiabilitiesGrp/EOYAmt022725741
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04325049
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04745180
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt01501095
IRS990/TotalReportableCompFromOrgAmt0219502
IRS990/TotalRevenueGrp/ExclusionAmt0534967
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02186125
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt022397860
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt027470921
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt0303
IRS990/TravelGrp/ProgramServicesAmt01715
IRS990/TravelGrp/TotalAmt02018
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00

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