Civic Intelligence

Access to Credit Coalition Inc

EIN 46-2251788 • 501(c)4 • Roswell, GA

Profile

The organization will advocate for policies that promote freedom of choice in consumer lending, support open access to alternative forms of consumer credit, and protect against improper infringement on the financial autonomy of private borrowers

PO Box 2086Roswell, GA 30077

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2019

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2019

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2019

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2019

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2019

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $3,685 (-100%) from 2018

Liabilities

Down

$0

Down $17,811 (-100%) from 2018

Net Assets

Up

$0

Up $14,126 (+100%) from 2018

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

Down

$0

Down $5 (-100%) from 2018

Expenses

Down

$0

Down $14,811 (-100%) from 2018

Net Income

Up

$0

Up $14,806 (+100%) from 2018

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0-$50KAssets 2013: $85,667Liabilities 2013: $0Net Assets 2013: $85,6672013Assets 2014: $67,726Liabilities 2014: $0Net Assets 2014: $67,7262014Assets 2015: $37,392Liabilities 2015: $13,500Net Assets 2015: $23,8922015Assets 2016: $19,098Liabilities 2016: $0Net Assets 2016: $19,0982016Assets 2017: $3,680Liabilities 2017: $3,000Net Assets 2017: $6802017Assets 2018: $3,685Liabilities 2018: $17,811Net Assets 2018: -$14,1262018Assets 2019: $0Liabilities 2019: $0Net Assets 2019: $02019

Highlighted filing

2019

Assets$0
Liabilities$0
Net Assets$0
Open 2019 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2013: $220,000Expenses 2013: $134,333Net Income 2013: $85,6672013Revenue 2014: $0Expenses 2014: $17,942Net Income 2014: -$17,9422014Revenue 2015: $0Expenses 2015: $43,834Net Income 2015: -$43,8342015Revenue 2016: $0Expenses 2016: $4,794Net Income 2016: -$4,7942016Revenue 2017: $0Expenses 2017: $18,418Net Income 2017: -$18,4182017Revenue 2018: $5Expenses 2018: $14,811Net Income 2018: -$14,8062018Revenue 2019: $0Expenses 2019: $0Net Income 2019: $02019

Highlighted filing

2019

Revenue$0
Expenses$0
Net Income$0
Open 2019 Filing

Filings

Most recent year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$0
Expenses
$0
Net income
$0
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2019Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.00$0.00$0.00
2018Summary only. Only limited summary data is available for this year.$0.04$0.18$0.14$0.00$0.15$0.15
2017Summary only. Only limited summary data is available for this year.$0.04$0.03$0.01$0.00$0.18$0.18
2016Summary only. Only limited summary data is available for this year.$0.19$0.00$0.19$0.00$0.05$0.05
2015Summary only. Only limited summary data is available for this year.$0.37$0.14$0.24$0.00$0.44$0.44
2014Summary only. Only limited summary data is available for this year.$0.68$0.00$0.68$0.00$0.18$0.18
2013Summary only. Only limited summary data is available for this year.$0.86$0.00$0.86$2.20$1.34$0.86
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 12, 2020
Return Version
2019v5.1
Gross Receipts
$0
Mission and Program Overview

Mission

The organization will advocate for policies that promote freedom of choice in consumer lending, support open access to alternative forms of consumer credit, and protect against improper infringement on the financial autonomy of private borrowers

The organization will advocate for policies that promote the freedom of choice in consumer lending, support open access to alternative forms of consumer credit, and protect against improper infringement on the financial autonomy of private borrowers

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$3,685$0▼ $3,685
Cash and Non-Interest-Bearing Accounts-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Rtn Earn Endowment Incm Other Fnds$-14,126$0▲ $14,126
Total Assets$3,685$0▼ $3,685
Other Assets Total-$0-
Liabilities
Accounts Payable and Accrued Expenses$17,811$0▼ $17,811
Total Liabilities$17,811$0▼ $17,811
Net Assets / Fund Balance
Total Net Assets Fund Balance$-14,126$0▲ $14,126
Total Liabilities and Net Assets / Fund Balance$3,685$0▼ $3,685
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Jason BolesPresident and Director
Rick ThompsonTreasurer, Secretary, Dire
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$0
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$0
Other Expenses$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 8B

“Governing body must approve any action undertaken; no such committee exists with autority to act on behalf of the governing body”

Form 990, Part VI, Section B, Line 11B

“Officer reviews the contents of the form 990 prior to signing and filing”

Form 990, Part VI, Section B, Line 12C

“Enforcement with the written conflict of interest policy was annually reviewed”

Form 990, Part VI, Section C, Line 19

“Governing documents, conflict of interest policy, and financial statements made available to the public during the tax year upon request”

Filing and Contact Details

Filer

Filer Name
Access to Credit Coalition Inc
EIN
46-2251788
Address
PO BOX 2086, ROSWELL, GA 30077

Signing Officer

Name
Jason Boles
Title
President, Director
Signed
2020-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rick Thompson
Formed
2013
Legal Domicile
Ga
Voting Board Members
2
Independent Board Members
2
Employees
0
Volunteers
0

Preparer

Firm
Pricewaterhousecoopers Llp
Address
320 E MAIN ST STE 420, SPARTANBURG, SC 29302
Preparer
Renee F Klein
Phone
8645778810
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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Document Assets

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